Patrick    May 5, 2014

I have talked to mark opondo and he said the cows he was milking dried up,he is looking for other means to pay and in a few weeks time he will have paid.He is committed to repaying the loan and he is very postive

CorVeninga    Feb 24, 2014

Hello Mark,


How are you? I noticed you seem to be down on your repayments; so I hope everything is well.


Kind regards,
Cor

Mark    Dec 14, 2013

Special thanks to all zidisha lenders who generously contributed towards my first and second loans. You are special people. You are very understanding and caring. You were patience when my business was down beginning of this year. You stood by my side, encourage me and allowed me to reschedule my loan till the business picks up. You never got angry neither did you harass me by text nor calls. You're reminder messages were very polite and encouraging. I thank God I never disappointed you too by paying lump some money and clearing my loan in advance with several months. I know you are much impressed with me.

God bless you all, you are wonderful people!!!

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Special thanks to all zidisha lenders who generously contributed towards my first and second loans. You are special people. You are very understanding and caring. You were patience when my business was down beginning of this year. You stood by my side, encourage me and allowed me to reschedule my loan till the business picks up. You never got angry neither did you harass me by text nor calls. You're reminder messages were very polite and encouraging. I thank God I never disappointed you too by paying lump some money and clearing my loan in advance with several months. I know you are much impressed with me.

God bless you all, you are wonderful people!!!

Mark    Nov 6, 2013

Much greetings to dear friends and lenders, I lack words to express my appreciation to zidisha organization for their continued support to low income people in third world countries. Where I live in bahati center Nakuru, people of different ages, sexes pay great tributes and respect to me for my tireless assistance to them in signing and receiving loans from zidisha. Their lives are changing each and every day because those who could afford meals on the table can do so now, those who could not take their children to school can do so now.

I get happy when i assit them and they succeed because i consider that as a blessing. I personally pay great tribute to zidisha also because my family too are happy because my computer business and farm have picked and now I'm going to service my loan without straining and apply for another one soonest.

I pledge to you that wherever i go and meet business people in need of the loan facility, i will always introduce them to zidisha hoping you will consider them.

May God bless and protect zidisha family, directors and volunteers as they continue to support the low class people to move from economic slavery to wealthy people in the society. I foresee zidisha members in bahati living stress free and comfortable lives in future.

MakeSense    Sep 18, 2013

Hi Mark,

Nice to see things have improved for you. Keep up the good work.

• Mark    Oct 4, 2013

  Iam just trying dear lenders, I want to remain honest in fulfilling my agreements to you so that i can be loaned at other times till my business picks well. thank for your caring and listening to me when i was low and could not service my loan in time.

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supamike    Apr 22, 2013

Hello Mark,
I just wanted to offer you a word of encouragement. Keep up the good work and God Bless!

• Mark    Jun 25, 2013

  Dear lenders, it’s good to give thanks at all times both sorrow and joy moments. its unfortunate and heart breaking not to myself but even to lenders who in one way or the other have supported my business, your continues moral and financial support cannot go unmentioned whether the business is well or down.
  This evening of 25th June, as I sat down to write this letter, I’m deep in thought and much saddened by the fact that I have not submitted my two months installments and almost approaching the third month, not because I wish to do so but because of the natural calamities that befalls my business.
  I talked to one of the zidisha lenders over the phone for at least twenty minutes explaining to her what went wrong. She was very comforting, encouraging and I open up and shared my problems with her. She approach my case so marvelously and that by the end of the phone conversation, I had a renewed hope and I promise that I will pay whatever I get and keep in touch with my lenders of my commitments to settle the loan.
  To my good lenders, thanks for the patience and trust you have on me. I promise to settle my loans before the due dates probably before the end of the year and in the course of this month or next month, I will send whatever amount I get to settle the pending arrears. Kindly don’t run down your patience, just remaining understanding. We live in a country that live is so hard, insecurity, and unpredictable weather climate that is not doing good to us but we trust in God that one day all will be well and we shall live a testimony to zidisha.
  Lastly I plead that you don’t reduce my credit limits so often and rapidly, I get encouraged and motivated when I see my credit limit increases but not decreasing. I promise to settle my loans in time once things that Im putting in place works on my side so that come December when the business picks, I can get another reasonable loan to stabilize my business again.
  Thanks and god bless you!!!

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  • S

    supamike    Jun 27, 2013

    Mark, keep the faith! I am sure things will get better. Take your time and pay back when you can.

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Mark    Mar 15, 2013

MakeSense    Jan 20, 2013

Hi Mark,

I appreciate your efforts to pay back.
Hope the business is starting to improve for you.

• Mark    Jan 24, 2013

  I appreciate your continuous efforts to support our businesses. it has been hard on my side but i have not given up in paying back my loan so that you continue supporting me and others, January the business has not picked on well after my long holidays in kisumu but im much determine to clear the loan before the agreed date.. I daily pray that as you too continue to support us, God should give you more strengths to continue doing so.
  
  Kindly update me how the people i have introduced and helped to secure the loans are paying back the loans so that i still continue campaining for you; they include Mr. Kangethe, mr Lotee, mr stephen munyallo, mr joseph ouma, ms jedidah wahu, mrs elizabeth kamau, mr simon mbugua kabiro, ms wangare, mr waswa walela all from bahati. they are good friends that i personally know upto where they live. should you have any problem with them kindly do not hesitate to contact me. other wise thanks i will still remain zidisha crusader.God bless.
  
  NB: Lost my phone and will soon replace the line or if i change i will communicate to you through the new number. im make all pending amounts by early february.

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• Mark    Mar 15, 2013

  Thanks to zidisha team for their tireless effort and trust they have on us with their money in improving of lives in kenya. This being my second loan with zidisha, i have not regretted being a member of the team and i have introduced quite a number of business people to join zidisha.
  
  The first loan helped me establish a computer firm that picked up so well and the second one i used to establish a farm at home that is slowly picking up. I establish a horticulture farm. I dung a small dam, bought a water pump and pvc pipes. I planted cabbages and tomatoes in 1 hectare farm. the december rains was too heavy and the market supply was too high and therefore the sales was not good as i had approximated but i have not given up, what i have done is to give a second chance by now planting maize using irrigation and if all goes well I plan to sell when green and make big repayment of the loan come june.
  
  The dairy farm that i also establish along side the farm is also doing well though the cow is producing little milk but still hopes to get a more productive cow that will produce much milk come december this year. i'm also rearing local chicken that freely roam in the farm. i started with four of them and their number has so far gone to thirty six and iam targeting around 150 come december. the farm is having two employees, one is casual while the other one is permanent. i part with kshs. 8000 on their salaries.
  
  my humble request to zidisha is just to understand and support my business till i realize my dreams, should i become succesful in all my undertakings, i swear not only will i remain a borrower member to zidisha but a donor too. May the almighty lord grants your team more strength as you continue to support us.
  
  NB: The old woman attending my dairy cow is a widow, she has been supportive to my farm and have leased me i hectare farm for the pastures. she is committed to seeing our farm grows.

  

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Mark    Oct 29, 2012

Much thanks to zidisha team for lending me the above loan to diversify my business to agricultural activities, but its unfortunate my business is not picking up faster as i expected and this has negatively affected settling my loan in good time as i had expected and i am therefore pleading with you to lessen my loan installments so that i can be paying kshs 5000 for sometimes and once the business picks up i will be in a position to pay kshs 10000 per month so that i shorten the loan period and if possible finish the loan before september 2013 as earlier agreed in the terms.

otherwise i am sorry for any inconvenience i mighty have caused your organization. but thanks for understanding.

Mark    Sep 27, 2012

I lack words to express my deep since appreciation to Zidisha team for their tireless support to small growing businesses in Kenya and other parts of the world by lending money to people in 3rd world countries to start small or expand their businesses.

I’m one of the beneficiaries who has directly or indirectly benefited from the loans. The first loan worth kshs. 50,000 helped me expand my computer business and this yield me more profit enabling me to repay the loan within a short time of eight months instead of twelve months. This put me in a good position to request for more loans from zidisha team in July and the bidders happily and quickly raised my second loan within two weeks.

The kshs.100, 000 I received from zidisha on 29th July 2012 enabled me to diversify my business to both dairy and horticultural farming. I used part of it to construct and buy a dairy cow while the rest I decided to start a horticultural farm. I bought a water pump machine, constructed a dam and planted cabbage 1 acre, tomatoes ½ acre and maize 1 acre, all this I expect to harvest in mid November or early December this year.
It has been tough on my side because I have to buy farm inputs and hire people to work on the farm with the assistance of farm manager to supervise the farm work but I hope the profit I will make after all the sales will be high.

All this achievements I have made so far is because of zidisha team and their bidders.
As my farming business grow, I will I appreciate if zidisha would extend a helping hand to the farmers around me by loaning them to do commercial farming, because this is a remote area where people believe that horticulture can only do best in Kenya highlands like north rift valleys and central Kenya.

I will also wish to register my farm this year as zidisha farm because I attribute all my success to zidisha and questions based on the name will be answered in reference to zidisha financial support. In short I will be ambassador to zidisha in Luo land Nyanza Kenya where zidisha is still not known.

Lastly, owing to my financial position and the current work in the farm, I humbly request to extend my repayment loan to a further grace period of two months hoping that it won’t inconvenient your organization.

Thanks in advance.

Mark Opondo

supamike    Jul 31, 2012

Dear Mark, I pray for you and your family often. God bless!

Mark    Apr 14, 2012

had a sick family member and used all the amount i had. in a months time i will be in a position to continue with the loan payment.
had a sick family member and used all the amount i had. in a months time i will be in a position to continue with the loan payment.
had a sick family member and used all the amount i had. in a months time i will be in a position to continue with the loan payment.
had a sick family member and used all the amount i had. in a months time i will be in a position to continue with the loan payment.
had a sick family member and used all the amount i had. in a months time i will be in a position to continue with the loan payment.
had a sick family member and used all the amount i had. in a months time i will be in a position to continue with the loan payment.
had a sick family member and used all the amount i had. in a months time i will be in a position to continue with the loan payment.
had a sick family member and used all the amount i had. in a months time i will be in a position to continue with the loan payment.

Mark    Jan 14, 2012

Thanks very much Zidisha team, Im grateful for the loan you issued me with. My business is doing well and repaying the loan is stress free. I will tell people more about zidisha so that they also benefit the way i do.