Buy a bicycle and an inventory of hawking items

Ian

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Ian

Member since

January 2015

On-time repayments

224 installments  •  75%

About Me

My name is Ian Ndirangu, born in 1994 to a single mother. i still consider myself as a budding businessman but I hope to start competing with big boys in business very soon.

I have been attending business management courses where I have learned vital lessons about managing cash flow and keeping records. With your continued support, I hope to keep excelling in the field of business.

My Business

My business entails buying and selling small items like handkerchiefs and trinkets. I do this as a part-time business since I am still in college pursuing my an ICT course. I have been in this business for some time now and I have a good number of loyal clients who are my main source of business. Due to the limited time I have for the business, I do it from door to door and I also go to sell in areas where people gather in large numbers like restaurants (if the management is kind enough to allow it) and bus stations.

It is a tough business but I am glad that it brings food on the table, pays for education and even supports my family (my mother and sister ) in a small way. I make an average net profit of about $180 per month since I have few overheads,
With credit support, I know this amount can rise to a higher figure.

Loan Proposal

My business entails selling items like handkerchiefs, torches, toys etc where I take these items to the people instead of them coming to me. I have done this for quite some time and I can say with confidence that the future looks bright. I am now well know within the area where I operate and my clients even place orders for different items.

I would now like to expand my territory by buying a bicycle that will increase my mobility hence help me to cover more area. I would like to visit as many social gathering as possible and this I can easily do with a bicycle. This will cost me $150 and I will spend the balance to boost my inventory due to the anticipated business growth.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$198.00

Date disbursed

Apr 28, 2015

Repayment status

On Time

Projected term

4 months

Lenders

C

Christian

Saarbruecken, Germany

NhinSD

San Diego, United States

L

Lizzy88

Melbourne, Australia

LadyofHats

Hamburg, Germany

MC

Michael Cyr

Belgrade, Maine, Usa, United States

R

Roman

Barcelona, Spain

Zidisha

Sterling, United States

AnnaChristina

Pittsburgh, United States

S

smithman234

port hope, Canada

andreas

Katsdorf, Austria

indeh

London, United Kingdom

F

FilemonInvest

Odense, Denmark

bennie

Eindhoven, Netherlands

Blosoya

Washington, DC, United States

B

biotope

Singapore, Singapore

J

jzidi

Los Angeles, United States

AdvancingCompassion

San Diego, United States

E

ekorren&pandan

Stockholm, Sweden

mauroandmichelle

Montreal, Canada

J

jr557

Mount Pleasant, United States

dhulsterwim

LIER, Belgium

swendl

Iowa, United States

P

PetrusR

balmoral, Australia

postnihilist

Honolulu, United States

T

Tui1974

nuenen, Netherlands

T

TurgayAlihos

SOUTHBANK, Australia

TimK01

gfhj, Moldova

M

Marod

Edmonton, Canada

F

Fish42

Fairfax Station, United States

silyara

United States

H

HobbyCollector

Beach City, United States

J

jumpfunky

Dortmund, Germany

barthez

Hamm, Germany

K

Kristell

Middelburg, Netherlands

mikeice

Kohler, United States

U

undertow

Zadar, Croatia

Aaron85

Knoxville, United States

J

Jonas

Linköping, Sweden

T

theironbank

United States

M

mmatuzak

United States

Paul Buchheit

Mountain View, United States

H

Heroofcanton

United States

R

retzroff

United States

T

tiojoca

Portugal

C

condo86

United States

mepster

San Francisco, Ca, United States

B

blambert

United States

V

vrothba1

United States

C

cocolo

United States

P

Paul

United States

Matthias Schulz

Berlin, Germany, Germany

UD

Ulf D

Frankfurt am Main, Germany

M

Marco

Germany

LB

Lily Bentley

United Kingdom

Torsten Schreiber

Frankfurt, Germany

SK

Scott Kregel

United States

R

Robert

Berlin, Germany

J

Jane

United States

Zain Haq

Chicago, United States

M

Morange

Republic of Korea

R

RoyKaufman

United States

o24kristin

Schaumburg, United States

R

Ryan

United States

D

dabatate

Saarbrücken, Saarland, Germany

Max Lettenberger

Madison, WI, United States

Jani

Finland

JT

JW Tabacchi

United States

Waldir Pimenta

Braga, Portugal

M

Maggie

Australia

Ask Ian a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Ian    Sep 10, 2017

    Am facing challenges because my business is down and hope to increase in the next coming month with the normal payments
    Regards IAN

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  • Margaret    Aug 20, 2017

    Hi Ian,
    This is just a thought for you to think about in the future. At some point would it pay for you to buy your own place instead of paying rent? And if so can you buy something large enough to rent out space to someone else, either a second store or an apartment. I just read your profile and since you are a businessman I thought this would be a good goal to set for the future. Best of luck to you, your story is inspiring. With Regards, Margaret

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  • James    Aug 15, 2017

    Hello Zidisha,
    I have spoken to I an and he has assured me that he will make payment today. Thank you for your understanding.

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  • Ian    Jul 22, 2017

    HELLO TO ALL,ZIDISHA FAMILY AND ALL LENDERS ,AM delighted for the full fundings of my loan and really humbled and thankful ..may GOD Bless you all..

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  • Ian    Jul 15, 2017

    hello to all ,lenders and zidisha family,i wanted to inform you that i have completed paying my loans thou it has taken long duration to repay..Am always greatful for you have made my dreams come true.Am doing great and my family too,it is my pleasure to inform you that the profits i make through my business has enabled me pay college fee for my young sister..who is persuing her studies..and feeding other siblings..Thanks and GOD bless the you all..i will be appliying for another loan..hope you will fund me adain ..regards IAN

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  • Ian    Dec 23, 2016

    hi,all the lenders and Zidisha family for making my journey in business a success.am greatful i have stocked my shop and am doing wonders, i will put efforts topay my loans promptly.

    regards ian

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  • Ian    Dec 17, 2016

    Thank you lenders for funding this loan. I will now make a trip to Uganda next week and bring more stock to sell. Thank you once more and happy holidays!

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  • Ian    Dec 4, 2016

    hello all i finished my loan and am very greatful to God and to all lenders and zidisha family,i will apply another loan,to take me to the other level
    regards Ian

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  • Ian    Oct 25, 2016

    hello all.am currently doing well and sometimes i overpay my installments weekly the business is booming and i thank God for this platform, and lenders .
    regards Ian

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  • Ian    Sep 1, 2016

    HELLO,AM DOING GOOD BUSINESSWISE N I THANK GOD AND ZIDISHA FAMILY AND ALL THE LENDERS

    REGANDS IAN

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  • Ian    Aug 26, 2016

    Hi, the reason as to why i requested for the reffersal was i had omitted one phone number and i thought i have messed and went to another account,Thanks if the money has been credited no harm ,please dont reverse the money.
    yours faithfully ian

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  • Ian    Aug 26, 2016

    hello all ,am fine doing great in business i own credit to you all zidisha and the lenders you have transformed my life and a lot ofyouths like me.May God bless you mightly
    trgards ian

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  • Ian    Aug 12, 2016

    hello,Zisisha and all the lenders am very greatful for your funding ,thanks and may God bless you all.

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  • Ian    Aug 2, 2016

    hello ,ZIDISHA ORG AND ALL THE LENDERS am very greatful to you for all the support you have given me ,I finished paying loans and am appealing to lenders again to lend me.T o achieve my goals.
    REGARDS IAN

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  • Ian    May 14, 2016

    hello zidisha family am still requesting you to accept this new line to avoid myself incurring arrears the no i was using got misplaced (0711479910) ,please i have aquired this new one (0722595411) which i will be using to clear this loan please take note and accept,Thanking you in advance .
    regards ian

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    • Roy    May 14, 2016

      Ian, This space is meant for communication with lenders...I think you need to send a message to [email protected], as the people who can help you may not see your message here...

      Good luck.

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  • Ian    May 12, 2016

    Hello ZIDISHA FAMILY ,Am doing well , the same applies to my family and the Business, I would like to ask Zidisha a favour,my line that i was sending money with got misplaced(0711479910),instead i dont want to cause inconvenience in sending money am requesting to send the loans through this new line 0722 595 411 .
    regards liz

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  • Ian    Apr 29, 2016

    Hi,all am fine and doing great be bleesed Zidisha family and all lenders
    regards Ian

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  • Ian    Feb 13, 2016

    hi all am well and the business is well thou its moving slow but i thank God because zidisha has made me the way i am 2day, am able to assist my family and my Education too Lenders also i congratulate you all for your support in every loan.
    regards ian

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  • Ian    Jan 26, 2016

    Hello all Zidisha and lenders am doing fine businesswise and my family,i have improved but challenges here and there because the local currency is against the dollar and things area bit tight but thanks with the loan its Boosting my business,thanks again Zidisha your are wonderful people may God bless you.

    regards Ian

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  • Ian    Nov 30, 2015

    I am unwell and I don't want to put lenders into mistrust in the near future. Its been to months now thou am getting better, and I would also like zidisha to note my phone no 0701349265 is having problem and I have acquired new one 0711479910 I will be using this one instead. THANKS IN ADVACE

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