Need a dairy cow to increase production

Benjamin

Nambale, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Benjamin

Member since

October 2014

On-time repayments

315 installments • 49%

About Me

My name is Benjamin Watako Opara,I was born in Busia County in a Family of 9,and I am the first born.I went to Nambale primary School and later joined Musingu High School for post primary Education.I later joined kenyatta University for a degree in BCOM ,accounting option.
After graduating getting a job become a nightmare.I have been searching for actively but with no success.I decided to venture into farming as it was the only available option at ,I have done it with passion and its paying off.Though I have no background in agriculture.I have attended short causes on AI and green house maintenance to keep me posted about latest techniques.
I come from land where most people are farmers,we general do subsistence farming for daily food consumption.We also hold traditional circumcision and its always fun.
I have two kids and they are in lower primary school and they both want to be commercial farmers in future. In addition a niece who had dropped out of school because her polygamous father could not pay her school fees settled with me and i have been paying her fees and maintaining her now for three yaers.she is doing her certificate for primary examination this november.I always encourage them to work hard in school so that they can get the best life can give.
During my free time I always go herding my cattle,and cleaning the zero grazing unit.

My Business

I am a small scale dairy farmer,and I keep two dairy cattle namely Lando and Dibworo,I like the cattle and i call them by name.Land is lactating and so I provide my neighborhood with fresh milk,every morning.
I always sell my Milk at fair price and this gives me a competitive edge,I also make sure my milk is clean and does not add any water to make it more.This has gained me trust on my clients.I also allow clients to take milk on credit so that they can pay at the end of the month.
In a month I spend $50 on transport ,feeds and pesticides.my revenues in a good month is $300.I make an average of $220 in a good month.
I use the profits to pay school fees for my siblings and kids.
Thank you for visiting my profile

Loan Proposal

Hi lenders. Thank you for bringing me this far.I wish to request for a loan of sh 35056 to buy a dairy cow.i have managed to save about 220 dollars since the weather for agriculture has been good. i wish to add to the borrowed funds to make it 500 dollars.with this amount i can find a good milk dairy cow.i expect it to produce about10 liters milk everyday and it can contribute about 150 dollars in a month.with this amount together with the other aggregated income i feel i can be able to repay my loan comfortably as well as fund my other needs