Buy a refrigerator and diversify business

Susan

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Susan

Member since

December 2014

On-time repayments

236 installments  •  46%

About Me

My name is Susan Kaloina. I was born around the Mount Kenya region of Kenya in a family of seven. My parents were and still are peasant farmers where they do subsistence farming. I was brought up in a rural area with a lot of hardship where my family struggled to get even to get basic necessities. I endured deprived upbringing and navigated safely into adulthood.

I went to school up to secondary school and later relocated to Mombasa city to live with my cousin. This is where my life changed drastically as I became accustomed to urban life. I enjoyed ‘luxuries’ such as electricity, hot showers, bus rides, etc. for the first time.

My kind cousin enrolled me in a beauty course, where I was taught beauty aspects and public relations. I worked as an intern for one year and later, with the help of my cousin, I opened a beauty salon where I do all kinds of beauty services.

My Business

My business is called Babyface Salon. As the name suggests, I turn people’s faces into baby-like smooth faces. I normally specialize with ladies and young girls. Through the years, I have created a valuable cluster of clients and they are my main source of clients. Their referrals are also very crucial in my work.

In a busy month, I make about $250, which I plough back to the business and use some for my upkeep and to support my siblings back at home. I am hoping to open a beauty school in the near future if I get the reliable credit. I am hoping that, with partners like Zidisha, I will be able to realize this dream very soon.

Loan Proposal

I want to branch off to selling soft drinks in addition to doing my beauty work. I plan to start selling soft drinks to supplement my income. I am surrounded by many offices and workers will provide a ready market for my new venture. I am also targeting my clients who will (hopefully) be imbibing the drinks as I work on their hair.

A new refrigerator will cost about $300 and I will use the entire amount from this loan to buy this item. I will use my own savings to buy my first stock of drinks.

Thank you.

Show original English  

About Me

My name is Susan Kaloina. I was born around Mount Kenya region of Kenya in a family of seven. My parents were and still are peasant farmers where they do subsistence farming. I was brought up in a rural area with a lot of hardship where my family struggled to get even to get basic necessities. I endured deprived upbringing and navigated safely into adulthood.

I went to school up to secondary school and later relocated to Mombasa city to live with my cousin. This is where my life changed drastically as I became accustomed to urban life. I enjoyed ‘luxuries’ such as electricity, hot shower, bus rides etc for the first time.

My kind cousin enrolled me into a beauty course where I was taught beauty aspects and public relations. I worked as an intern for one year and later with the help of my cousin, I opened a beauty salon where I do all kinds of beauty services.

My Business

My business is called Babyface Salon. As the name suggests, I turn people’s faces into baby-like smooth face. I normally specialize with ladies and young girls. Through the years, I have created a valuable cluster of clients and they are my main source of clients. Their referrals are also very crucial in my work.

In a busy month, I make about $250 which I plough back to the business and use some for my upkeep and to support my siblings back at home. I am hoping to open a beauty school in near future if I get the reliable credit. I am hoping that, with partners like Zidisha, I will be able to realize this dream very soon.

Loan Proposal

I want to branch off to selling soft drinks in addition to doing my beauty work. I plan to start selling soft drinks to supplement my income. I am surrounded by many offices and workers will provide a ready market for my new venture. I am also targeting my clients who will (hopefully) be imbibing the drinks as I work on their hair.

A new refrigerator will cost about $300 and I will use the entire amount from this loan to buy this item. I will use my own savings to buy my first stock of drinks.

Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$297.00

Date disbursed

Feb 16, 2015

Repayment status

On Time

Projected term

15 months

Lenders

P

Philippe

Adliswil, Switzerland

Rdcmole

Cincinnati, United States

ErikN

Stockholm, Sweden

Zidisha

Sterling, United States

BJ

Brandon Joz

North Carolina, United States

DLarson

Morris, United States

Jouni

Finland

ads68

Melbourne, Australia

K

KnutG

Bergen, Norway

W

willemsenphilippe

Edegem, Belgium

joaoferraz

RINCHOA, Portugal

K

kjustad

Asker, Norway

ameltzer

maryville, United States

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

A

adamdreaming

United States

AP

Andrew Page

United Kingdom

Richard

Shrewsbury, United Kingdom

V

Vantine

United States

Humble Bundle Community

San Francisco, United States

Ask Susan a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Susan    Oct 13, 2017

    Thank you for the loan. I need the money to have my back fixed.

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  • Susan    Oct 10, 2017

    Words are not enough to express my joy that I feel about my experience with Zidisha. You have boosted my confidence by your timely funding of my business. I was able to pay for my licence and bought other things and all these put my business on a solid base. Thank you very much.

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  • Susan    Mar 3, 2017

    I am still finding it difficult to pay kes 300 and I wish to reduce my weekly payment to Kes 100 until my condition improves.

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  • Susan    Jul 2, 2016

    Dear lenders, I have been unwell for sometime and this has taken a toll on my income. I wish to reduce my weekly payment for now but I will revert back to my old rate as soon as possible. Thank you for your understanding.

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  • Samuel    Jun 28, 2016

    Hi lenders,i contacted Susan Kaloina and she promised me to she will resume on her normal loan repayment. thank you.

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  • Susan    Mar 21, 2016

    I got the money today. I will now renew my trading license. Thank you so much lenders and Zidisha team.

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  • Susan    Mar 7, 2016

    I managed to buy the fridge and this has increased my income by about 15%. This is a new milestone in my business since I was able to branch off to a different area and it looks very promising. Thank you so much.

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  • Esther    Nov 9, 2015

    Dear lenders, I spoke to Susan today and she promised to clear all her arrears today. Thank you for your patience.

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  • Susan    Sep 21, 2015

    Dear lenders, this is to let you know that my business is booming. I managed to buy a refrigerator and I now sell soft drinks in addition to my other beauty business. The response is good and this has increased my income in a big way. Thank you so much for this valuable support.

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  • Susan    Feb 9, 2015

    Thank you so much lenders for believing in me and giving my first loan at Zidisha. The money came when I needed it most - during the festive season when the business is at its peak. I needed money to buy the equipment and it came in the nick of time.

    I managed to cope with the big numbers of customers who came calling and this is evident in the way I have managed to repay the loan before the due date. I am now going to apply for my second loan to enable me strengthen my business further and I am counting on you to make it happen.

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  • John    Dec 17, 2014

    Hi Susan ,did you manage to accept your bids ?

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  • Susan    Dec 13, 2014

    Thanks lenders. and Zidisha for the loan.

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