324 installments • 99%
I was born 36 years ago in Kangari location Murang'a county. Am married to a wife and am father of two boys . I grew up in the village where my mum and my late father were small scale farmers. I got my education up to high school level. After my certificates I was not able to proceed to college because my other siblings were also in school and my mum single handedly could not afford. After high school I helped my mum in farming for two years after which I got a casual job in the capital Nairobi. The company didn't offer any unskilled personnel a parmanent job. So I decided to save for college fees. After two years I had not saved enough for the fees and I decided to venture in strawberry farming and I stopped working to concentrate on farming. I like farming, playing badminton and hanging out with kids.
I ventures into graphic design and printing which i had a lot of interests in when i was young, Kenya being a developing country needs alot of paper work and printing in general, then there are so many upcoming companies that needs advertisements inform of flyers, brochures, banners, stickers and company logs e.t.c.
From this business i pay my bills pay school fees for my children and i also make random visit to children home once a month.
I was doing farming only and this Zidisha platform helped me and i started this business from scratch which has also employed four other people.
Current trends people want customized gifts and accessories like mugs, t-shirts capes , water battles, phone cases etc.i have doing it from my customers from an outside source causing to much inconveniences an high prices to my customers. I want to buy a digital vacuum sublimation which is all in one machine. The machine costs 650 dollar which has to have a combination of an epson printer for the sublimation print outs. Espon L800 at a cost of 350 dollars. Then i have to take a minimum of two cartons for every accessory that i want from the supplier for me to get them at wholesale e.g mugs , water battles, crystals and rocks. Two cartons of normal sublimation mugs 2x48x1.40=134.4 dollars. Two cartons Magic mugs 2x48x2.50=240 dollars. Two boxes A5 Crystals 2x12x5=120 dollars. Two cartons A4 sublimation rocks 2x12x5=120 Dollars plus the inks and sublimation papers all at a total cost of 1614.4 Dollars. I will use the loan plus my savings to buy the same.
Am so grateful to have joined zidisha. Thanks in advance
May 4, 2018
Cost to entrepreneur
Service fee: $56.30
Credit risk payment: $225.21