Buy additional laptop for data entry

Gordon Kapuliaka

Awata, Kenya

100% repaid

Entrepreneur

Name

Gordon Kapuliaka

Member since

June 2013

On-time repayments

217 installments  •  53%

About Me

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My Business

My business is located in Amagoro town on your way to Amagoro primary school Opposite midland Hotel and has been operation for the past four years within the area. At the time of its inception, I was mainly dealing with business was computer maintenance and repairs, sale of photocopying papers among others. With time, I brought on board other services like internet marketing, developing project proposals and business plans. My major customers include schools and other learning institutions, churches, individuals, companies and other organizations using computers for various applications. The business yields average profit margins and has acquired a reasonable market share within its area of operation courtesy of the quality of services and products offered. This has enabled it to survive despite the stiff competition from other similar businesses. My business does amazingly well and has grasped a reasonably proportion of the market share over time. It currently yields a net profit of Ksh 50,000 (US $ 500) every month. I have one employee who is in charge of marketing and financial operations of the business. I am fully in charge of management of the business; a role which I have always played very well. Personally, as a businessman, I am very optimistic that such schemes as Zidisha will only reach us to greater heights and help us achieve our goals as individuals in the business world.

Loan Proposal

Thank you Zidisha family for the wonderful work you are doing across the globe, I have acquired a generator from my previous loan and am very much grateful for that, this is my third loan am requesting, just like any other business there was time I experienced low sales and I was not in a better position to pay back my loan on time, some of my computers were damaged by power i.e. short circuit and I channeled most of my returns for electricity related expenses and am really sorry for that, after the problem my business was back and I even managed to pay back my loan before the designated date.
With the generator I acquired from my second loan I have managed to completely outsmart my competitors and am planning to do much better when it comes to efficiency and effectiveness of the business.
I have managed to expand my business and I have acquired my new office separate from my two employees and as you can see from my loan page. I have added more services to boost my revenue, I have introduced internet marketing and it’s the second month now and am so proud by the progress, I have been approached by the Kocholya District Hospital Busia County Western Kenya, to enter hospital data for three months period, I have two laptops and I need an addition one to completely finish this task on time. Am going to use this loan to add on what I have saved previously to purchase additional computer. With this initiative I will be in a position to increase my revenue to a net value of Ksh 50,000 per month.
Thank you very much.

Show original English  

About Me

Am Gordon Jeneby Kapuliaka from Awata, Busia County Western Kenya. I attended Kakoli primary school and later St Pauls Amukura High School where I passed well. Thereafter I joined Egerton University of Science and Technology and graduated with a degree in Bachelor of Commerce Accounting Option.
Am the fourth born in our family of five and the only child who has managed to go up to the university level in terms of education.
With hard life I was brought up by my parents in rural Kenya and a long period of unemployment I decided to venture into business and am very much grateful I can manage to take care of my family with the little proceeds I gets from business though I channel most of my returns back to business

My Business

My business is located in Amagoro town on your way to Amagoro primary school Opposite midland Hotel and has been operation for the past four years within the area. At the time of its inception, I was mainly dealing with business was computer maintenance and repairs, sale of photocopying papers among others. With time, I brought on board other services like internet marketing, developing project proposals and business plans. My major customers include schools and other learning institutions, churches, individuals, companies and other organizations using computers for various applications. The business yields average profit margins and has acquired a reasonable market share within its area of operation courtesy of the quality of services and products offered. This has enabled it to survive despite the stiff competition from other similar businesses. My business does amazingly well and has grasped a reasonably proportion of the market share over time. It currently yields a net profit of Ksh 50,000 (US $ 500) every month. I have one employee who is in charge of marketing and financial operations of the business. I am fully in charge of management of the business; a role which I have always played very well. Personally, as a businessman, I am very optimistic that such schemes as Zidisha will only reach us to greater heights and help us achieve our goals as individuals in the business world.

Loan Proposal

Thank you Zidisha family for the wonderful work you are doing across the globe, I have acquired a generator from my previous loan and am very much grateful for that, this is my third loan am requesting, just like any other business there was time I experienced low sales and I was not in a better position to pay back my loan on time, some of my computers were damaged by power i.e. short circuit and I channeled most of my returns for electricity related expenses and am really sorry for that, after the problem my business was back and I even managed to pay back my loan before the designated date.
With the generator I acquired from my second loan I have managed to completely outsmart my competitors and am planning to do much better when it comes to efficiency and effectiveness of the business.
I have managed to expand my business and I have acquired my new office separate from my two employees and as you can see from my loan page. I have added more services to boost my revenue, I have introduced internet marketing and it’s the second month now and am so proud by the progress, I have been approached by the Kocholya District Hospital Busia County Western Kenya, to enter hospital data for three months period, I have two laptops and I need an addition one to completely finish this task on time. Am going to use this loan to add on what I have saved previously to purchase additional computer. With this initiative I will be in a position to increase my revenue to a net value of Ksh 50,000 per month.
Thank you very much.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$318.57

Date disbursed

Dec 30, 2014

Repayment status

On Time

Projected term

17 months

Cost to entrepreneur

Lender interest: $318.57 at 6.43% annual rate over 17 months = $29.04

Service fee: $16.69

Lenders

investor

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Matt Willis

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