Buy additional laptop for data entry

Gordon Kapuliaka

Awata, Kenya

100% repaid

Entrepreneur

Name

Gordon Kapuliaka

Member since

June 2013

On-time repayments

217 installments  •  53%

About Me

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My Business

My business is located in Amagoro town on your way to Amagoro primary school Opposite midland Hotel and has been operation for the past four years within the area. At the time of its inception, I was mainly dealing with business was computer maintenance and repairs, sale of photocopying papers among others. With time, I brought on board other services like internet marketing, developing project proposals and business plans. My major customers include schools and other learning institutions, churches, individuals, companies and other organizations using computers for various applications. The business yields average profit margins and has acquired a reasonable market share within its area of operation courtesy of the quality of services and products offered. This has enabled it to survive despite the stiff competition from other similar businesses. My business does amazingly well and has grasped a reasonably proportion of the market share over time. It currently yields a net profit of Ksh 50,000 (US $ 500) every month. I have one employee who is in charge of marketing and financial operations of the business. I am fully in charge of management of the business; a role which I have always played very well. Personally, as a businessman, I am very optimistic that such schemes as Zidisha will only reach us to greater heights and help us achieve our goals as individuals in the business world.

Loan Proposal

Thank you Zidisha family for the wonderful work you are doing across the globe, I have acquired a generator from my previous loan and am very much grateful for that, this is my third loan am requesting, just like any other business there was time I experienced low sales and I was not in a better position to pay back my loan on time, some of my computers were damaged by power i.e. short circuit and I channeled most of my returns for electricity related expenses and am really sorry for that, after the problem my business was back and I even managed to pay back my loan before the designated date.
With the generator I acquired from my second loan I have managed to completely outsmart my competitors and am planning to do much better when it comes to efficiency and effectiveness of the business.
I have managed to expand my business and I have acquired my new office separate from my two employees and as you can see from my loan page. I have added more services to boost my revenue, I have introduced internet marketing and it’s the second month now and am so proud by the progress, I have been approached by the Kocholya District Hospital Busia County Western Kenya, to enter hospital data for three months period, I have two laptops and I need an addition one to completely finish this task on time. Am going to use this loan to add on what I have saved previously to purchase additional computer. With this initiative I will be in a position to increase my revenue to a net value of Ksh 50,000 per month.
Thank you very much.

Show original English  

About Me

Am Gordon Jeneby Kapuliaka from Awata, Busia County Western Kenya. I attended Kakoli primary school and later St Pauls Amukura High School where I passed well. Thereafter I joined Egerton University of Science and Technology and graduated with a degree in Bachelor of Commerce Accounting Option.
Am the fourth born in our family of five and the only child who has managed to go up to the university level in terms of education.
With hard life I was brought up by my parents in rural Kenya and a long period of unemployment I decided to venture into business and am very much grateful I can manage to take care of my family with the little proceeds I gets from business though I channel most of my returns back to business

My Business

My business is located in Amagoro town on your way to Amagoro primary school Opposite midland Hotel and has been operation for the past four years within the area. At the time of its inception, I was mainly dealing with business was computer maintenance and repairs, sale of photocopying papers among others. With time, I brought on board other services like internet marketing, developing project proposals and business plans. My major customers include schools and other learning institutions, churches, individuals, companies and other organizations using computers for various applications. The business yields average profit margins and has acquired a reasonable market share within its area of operation courtesy of the quality of services and products offered. This has enabled it to survive despite the stiff competition from other similar businesses. My business does amazingly well and has grasped a reasonably proportion of the market share over time. It currently yields a net profit of Ksh 50,000 (US $ 500) every month. I have one employee who is in charge of marketing and financial operations of the business. I am fully in charge of management of the business; a role which I have always played very well. Personally, as a businessman, I am very optimistic that such schemes as Zidisha will only reach us to greater heights and help us achieve our goals as individuals in the business world.

Loan Proposal

Thank you Zidisha family for the wonderful work you are doing across the globe, I have acquired a generator from my previous loan and am very much grateful for that, this is my third loan am requesting, just like any other business there was time I experienced low sales and I was not in a better position to pay back my loan on time, some of my computers were damaged by power i.e. short circuit and I channeled most of my returns for electricity related expenses and am really sorry for that, after the problem my business was back and I even managed to pay back my loan before the designated date.
With the generator I acquired from my second loan I have managed to completely outsmart my competitors and am planning to do much better when it comes to efficiency and effectiveness of the business.
I have managed to expand my business and I have acquired my new office separate from my two employees and as you can see from my loan page. I have added more services to boost my revenue, I have introduced internet marketing and it’s the second month now and am so proud by the progress, I have been approached by the Kocholya District Hospital Busia County Western Kenya, to enter hospital data for three months period, I have two laptops and I need an addition one to completely finish this task on time. Am going to use this loan to add on what I have saved previously to purchase additional computer. With this initiative I will be in a position to increase my revenue to a net value of Ksh 50,000 per month.
Thank you very much.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$318.57

Date disbursed

Dec 30, 2014

Repayment status

On Time

Projected term

17 months

Cost to entrepreneur

Lender interest: $318.57 at 6.43% annual rate over 17 months = $29.04

Service fee: $16.69

Lenders

investor

Candiac, Canada

P

patfigel

Wien, Austria

S

stroll

Stockholm, Sweden

J

jjonas

berlin, Germany

G

GoldenPete

Christchurch, New Zealand

ads68

Melbourne, Australia

R

Ronnie

STOCKHOLM, Sweden

Nadja

Weissach, Germany

F

Frenchie

Johannesburg, United Arab Emirates

G

granite

Stanford, United States

Lambie

Perth, Australia

Richard Griebe

La Jolla, United States

H

Haavard

Bergen, Norway

Evan Lamos

Brussels, Belgium

pvilliger

Zurich, Switzerland

Jonas

Brussels, Belgium

M

meric

Australia

Paul Buchheit

Mountain View, United States

K

Karpet

Faroe Islands

TyWee

Manila, Philippines

S

SaraNT

United States

SV

sven vdk

Twickenham, United Kingdom

NathanMoore

United States

KM

Kirsty M

United Kingdom

Dave Bogard

New York, United States

Cathy

Melbourne, Australia

MW

Matt Willis

United States

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  • Gordon Kapuliaka    Aug 19, 2016

    Thank you lenders. Am really grateful for your support.

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  • Gordon Kapuliaka    Dec 28, 2015

    Thank you lenders for making my dreams come true, my business is growing each and every courtesy of your efforts, am forever grateful.

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  • granite    Jun 13, 2015

    good job staying with your payments!!!!

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  • NathanMoore    May 30, 2015

    Congratulations on your business and good work on staying on time!

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  • Gordon Kapuliaka    Dec 16, 2014

    Thank you very much zidisha family for your financial support, am very much grateful, I have to admit there is a point I experienced few financial challenges hence the delayed payments, but later my business picked up very nicely and I managed to clear my loan early. Thanks again and may the almighty God bless you all.

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  • Gordon Kapuliaka    Dec 24, 2013

    Dear Lenders
    It has been an exciting day for me and specifically my business, today has been so good and the business has been good, today I have exceeded my targets, I am happy as I break for Christmas holidays I know I have achieved my targets for this year.
    Thank you very much

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  • Gordon Kapuliaka    Dec 23, 2013

    Dear Lenders
    I hope you guys had a fabulous time for the past few days. I have been going stronger each and every day, and my business is also growing each and every time, I have managed so far acquire new business. I have won a tender in our local youth polytechnic and supposed to supply a quite no of chairs for students to sit down and be able to study, with this I approximate my profits to grow by twenty percent this will translate to increase in profitability hence high rate of business expansion. With the introduction of Zidisha I will be in a better to position to apply for a loan to make all this happen
    Thank you

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  • Gordon Kapuliaka    Dec 23, 2013

    Dear Lenders
    People are definitely an organizations greatest asset. It doesn’t make any difference whether the product is cars or cosmetics. A business organization is as good as the people it keeps. Starting from creditors, suppliers, debtors and customers, they always work together as a business entity to achieve organizational goal both in the short and long run. This has always defined my business and this is what makes me stronger each and every day to run the business. Which zidisha setting a platform where borrowers and lenders interact it has made our work easier and fully understand how a business organization fully operates.
    Thank you very much

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  • Gordon Kapuliaka    Dec 23, 2013

    Dear Lenders
    Every young man would do well to remember that all successful business stands on the foundation of morality, that’s why I have exhibited high moral ground when dealing with my clients. I totally accord them the respect they need and that’s probably why I have almost kept all my existing customers intact and still attract more each and every day. Through Zidisha forum, I have learnt more especially when it comes to customer retention and customer focus. I really like to interact with new people and friends so as to succeed personally or business wise, gain and share ideas to appreciate diverse opinions and to implement what I have learnt over a certain period of time. This will always be my guiding factor.
    Thank you very much Zidisha family.

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  • Gordon Kapuliaka    Dec 23, 2013

    Dear Lenders
    Profit in the business comes from repeat customers, customers that boast about your project or service, and that brings friends with them by doing so my business is in position to expand faster, build a large clientele increasing a customer base hence becoming one of the key players in the business industry, with the introduction of zidisha some few years ago, it has enabled me to steadily expand my business at ease.
    Thank you very much

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  • Gordon Kapuliaka    Dec 23, 2013

    Dear Lenders
    There is no time for cut and dried economy. There is time for work. And time for love. That leaves no other time, I have always planned for everything concerning business, I have allocated time for everything, time for planning, time for organizing and time of controlling the overall business. By doing so, the business functions very well, each and everything coordinates well hence this increases profitability of the business both in the short and long run.
    Thanks very much

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  • Gordon Kapuliaka    Dec 23, 2013

    Dear Lenders
    The entrepreneur always searches for change, responds to it, and exploits it as an opportunity. The information we get from our clients helps us to plan for the business, we always consider what the we get from our customers. This makes them happy, his makes them more proud, this makes them feel how much we value them, and that I have built customer loyalty for the past time and more are appreciative.
    Thanks very much

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  • Gordon Kapuliaka    Dec 23, 2013

    Dear Lenders
    The secret of doing business is to know something that nobody else knows; all along I have been running my business searching for any information necessary to expand my business. I have learnt innovation and invention is the backbone of any meaning full business. A business that treasures research is a business that will always live because you keep on changing the taste of products to suit your customer needs. Whenever a customer complains it’s noted and the situation will be rectified soonest.
    Thanks very much

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  • Gordon Kapuliaka    Dec 23, 2013

    Dear Lenders
    Business is never so healthy as when, like a chicken, it must to certain ground work to get where it’s supposed to be. When I started this business at first time, it wasn’t that easy. Getting the startup capital wasn’t a walk in the park, I struggled to raise funds, from my savings, friend, and my relative. I learnt the business is not about getting the needed profits alone but having proper plan that will help the entrepreneur achieve what he has been working for the past times he has been working. This is what has made business people stronger and make it.
    Thanks very much Zidisha family.

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  • Gordon Kapuliaka    Dec 23, 2013

    Dear Lenders
    Thank you guys once again indeed it has been long since I updated you about my progress, currently my business is doing well and I do hope to increase my profits even by 30% if things remain constant. Am about to recover fully after the stock was damaged. And I really thank for that.
    Thank you very Much

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  • Gordon Kapuliaka    Nov 4, 2013

    Dear Lenders
    Bconrad thank you very much for your concern and am really trying my level best to catch up to where I was before my stock got damaged, I have already started repaying and I believe will be in a position to pay in the next coming month, keep on praying for me and I will never disappoint you guys, may the almighty God always bless Zidisha family. Thanking you in advance for your patience.

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    • bconrad    Nov 4, 2013

      Dear Gordon, thank you for keeping us updated on your situation. I hope things improve for you soon! Wishing your business a quick recovery.

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  • Gordon Kapuliaka    Oct 1, 2013

    Am really sorry for what has happened, my stock was damaged by the stormy rain which lead to roof leakage, thereafter my stock which I had planned to sale that weak got damaged I could not do anything, I was just hopeless. am sorry for any inconveniences and am going to pay in few weeks time after I have partially recovered. Hope you are going to understand. Thank you and may the almighty God be with you.

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    • bconrad    Oct 1, 2013

      Dear Gordon, thank you for letting your lenders know about your situation! I am sorry to hear that your stock was damaged. Do you have a way to recover the losses? I hope not too much was lost due to the rain! Please keep us updated on how everything is going for you and I wish you the best!
      -Bayle

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  • Gordon Kapuliaka    Sep 13, 2013

    Dear lenders
    During the next term, schools and colleges will be admitting new students and one of the requirements’ is the School or College Identity cards, I have already assembled a team of sales people to go around various schools to market my products to acquire new business from previously who were not my customers. I will base on my competence, skills and experience I have acquired previously to win over new clients. I know how capable my team can deliver and that is probably our greatest weapon. I will always pray to God to make this happen and as always God bless Zidisha family.

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  • Gordon Kapuliaka    Sep 10, 2013

    Dear Zidisha members
    Though the exam business is doing well because it is the high season because the Kenyan students are about to sit for their final national exams (O level). Just like any other business person I know very well after this final examination the demand for examinations papers will go down therefore I will have to concentrate more on Passport business because it will coincide with the day Kenyan Schools and colleges will be opening. Most parents and Guardians will be taking loan from financial institutions (Banks and other Micro-finance organization) therefore the demand for passport business, printing and photocopy will go up exceeding the normal targets hence it will just cover up the income I got from the exam business. Good day Good People of Zidisha family.

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  • Gordon Kapuliaka    Sep 10, 2013

    Dear Zidisha members
    Though the exam business is doing well because it is the high season because the Kenyan students are about to sit for their final national exams (O level). Just like any other business person I know very well after this final examination the demand for examinations papers will go down therefore I will have to concentrate more on Passport business because it will coincide with the day Kenyan Schools and colleges will be opening. Most parents and Guardians will be taking loan from financial institutions (Banks and other Micro-finance organization) therefore the demand for passport business, printing and photocopy will go up exceeding the normal targets hence it will just cover up the income I got from the exam business. Good day Good People of Zidisha family.

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