Buy an extra computer for home based training

Jane Ndegwa

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Jane Ndegwa

Member since

July 2014

On-time repayments

346 installments  •  92%

About Me

My name is Jane Wachu – born in Nyeri County in Central Kenya. I was born in a big family of 9 and I am the 3rd born. I come from an agriculturally rich region where the main activity is coffee farming.

My parents like most people in the area practised coffee farming and it is from this activity that they raised us up.
It was a hard life because the income was not enough to cater for even the basic needs of the family and we endured lack of many necessities. In spite of the odds, my parents took me to school for my primary and secondary school and I will forever be grateful to them for this.

I managed to get a clerical job at a local health center but the pay was very poor and I quit after a few months. I decided to relocate to Mombasa to live with a friend at the same time trying to get a job for my sustenance. While living there, I enrolled for a short computer course which took me about 6 months to complete.

I am very sound spiritually and I do evangelism work when time allows. I am married with a 3 year old son.

My Business

After my studies and with the help of my friend, I bought a second hand computer to further sharpen my IT skills. My neighbors got very excited at the sight of a computer because many of them had not used or even seen one before. I saw an opportunity of making some money by offering very basic computer training to this crowd. I lived in an area that is economically depressed and I could only charge the students some minimal amounts.

With serious savings and dedication, I bought a second computer after one year to cater for the growing number of students. I can handle about 10 students in a day using my two computers and this gives me a net income of about $200 per month. While this is a modest amount, the future is bright and I believe I can double this income if I get more machines.

Loan Proposal

This is my second loan application at Zidisha and I have planned to buy a full computer set to bring the total number to three. This computer will cost me about $200 and I will top up the difference with the money that I have made from my business.

Thank you and I am counting on your support once more as I face my bright looking future because of you.

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$99.38

Date disbursed

Feb 12, 2015

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Lender interest: $99.38 at 6.19% annual rate over 4 months = $2.42

Service fee: $1.46

Lenders

P

Philippe

Adliswil, Switzerland

BJ

Brandon Joz

North Carolina, United States

Jouni

Finland

ads68

Melbourne, Australia

K

KnutG

Bergen, Norway

T

thebonseung

Republic of Korea

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

A

Arkad

United States

A

adamdreaming

United States

Cathy

Melbourne, Australia

MW

Matt Willis

United States

Humble Bundle Community

San Francisco, United States

Ask Jane a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...