Buy bulk phone credit for public phone business

Abigail

Manheanaccra, Ghana

3% repaid

Entrepreneur

Name

Abigail

Member since

March 2015

On-time repayments

125 installments  •  10%

About Me

My name is Abigail Amoah. Growing up in Takoradi, Ghana and currently living in Accra. I am a young lady of 26 years old. I joined primary education and after primary education l went to Junior high school . Later ,l was enrolled in senior high school . l live with my grandmother when l was going to school .My grandmother told me that my parents dead when l was in primary school. when l finished senior high my grandmother also dead. Life has not been easy for me .l struggle a lot to raise food for myself . Later; l wanted to own an established business and earn a living. My love of this business came from watching my friend making phone calls and selling phone credit to the people in her community., I always loved being in this business and learning how to do it.. My dream of starting my own business happened when life become very hard for me .Now , I have public payphones and sells airtime (phone credit), providing a useful service to many other local business owners. I used my earns for living and save some because it is my dream to go to university one day. My hobbies are reading books and meeting new friends.

My Business

I operate public payphones and sells airtime (phone credit), providing a useful service to many other local business owners in Accra. I buy phone credit directly from airtime(phone credit) provides and sell it to the customers .my customers are the people around the community and at the market centre. I decided to start public payphones and sells airtime because nobody provide this service in my community and l can earn a good income from it. l have been doing this business for about five years now. I earn about Ghc20 day .
I used my earnings for food and save some for my business and future education. My biggest challenge has been how to get capital to increase my services to meet the demands of my customer.
My goals for the future are to expand my business , adding mobile money service to it so that my income and profit will increase .when my income and profit increase ,l will save some for my future university education. I am asking all the lenders to assist me.

Loan Proposal

I operate public payphones and sells airtime (phone credit), providing a useful service to many other local business owners in Accra. I buy phone credit directly from airtime(phone credit) provides and sell it to the customers .l have been doing this for about 5years now.
l intend to use this money to purchase airtime(phone credit), in order to expand my public payphones and sells airtime (phone credit) operation. l will be able to re-pay the loan through the sale of those airtime (phonecredit), after which l will benefit from the business in the future. The income from those sells airtime (phone credit), will either be set aside to pay off this loan, or re-invested back into the business. .l am asking the Lenders to lend me this money. Thank you for considering assisting me in this high-cost, but low risk, endeavor!

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$102.00

Date disbursed

Aug 18, 2015

Repayment status

Late

Projected term

25 months

Other loans

Lenders

G

garrybuck

Oro Valley, United States

D

drjofleming

UK, United Kingdom

T

Tec69200

Jacksonville, United States

F

Fiodal

Helsinki, Finland

Kjartan

Oslo, Norway

S

sirius

Lauterach, Austria

C

cjmenchaca

Austin, United States

beverly

Vancouver, Canada

CharlieBfl

Vaduz, Liechtenstein

P

paixful

Coalhurst, Canada

J

jjonas

berlin, Germany

E

Epona

Burgdorf, Switzerland

indeh

London, United Kingdom

Quentin

Toronto, Canada

Erica

Caledon, Canada

B

bopsquod

Seattle, Wa, United States

kickerofelves

Sao Paulo, Brazil

R

rpmccarthy

Sydney, Australia

B

bugsheep

Houston, United States

M

marcelitohb

Bremen, Germany

R

randy98109

Seattle, United States

O

Orenius

Tacoma, United States

doflynn

Dublin, Ireland

Vintagebeeinc

Youngsville NC, United States

basicus

Cairo, Egypt

D

DaveH

Folsom, United States

M

marcodexter

Darmstadt, Germany

I

IanPate

Victoria, Canada

S

sersche

Zurich, Switzerland

Maxey

Amstelveen, Netherlands

JC

Jordi Cohen

New York, NY, United States

mithril

Prague, Czech Republic

K

KnutG

Bergen, Norway

Z

Zimaxx

Graz, Austria

B

BassFamily

Tremonton, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

C

caz32

chertsey, United Kingdom

F

fundfinite

Wellington, New Zealand

GarmdGriek

Oslo, Norway

Z

ZacJ89

RIverside, United States

U

Ubun2

London, United Kingdom

B

Bokolo

Leeds, United Kingdom

M

mmisoo

Nova Dubnica, Slovakia

S

Spelbreker

Zwijnaarde, Belgium

S

seikatsu

Palo Alto, CA, United States

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Summary

Amount repaid

$2.50

Amount remaining

$96.50

Expected completion

Oct 8, 2017

Status

Repaying late

Installment amount

$1.25

Repayment History

Expected Payments Actual Payments
Aug 30, 2015 $2.50 Apr 9, 2016 $2.50
Sep 6, 2015 $0.00
Sep 13, 2015 $0.00
Sep 20, 2015 $0.00
Sep 27, 2015 $0.00
Oct 4, 2015 $0.00
Oct 11, 2015 $0.00
Oct 18, 2015 $0.00
Oct 25, 2015 $0.00
Nov 1, 2015 $0.00
Nov 8, 2015 $0.00
Nov 15, 2015 $0.00
Nov 22, 2015 $0.00
Nov 29, 2015 $0.00
Dec 6, 2015 $0.00
Dec 13, 2015 $0.00
Dec 20, 2015 $0.00
Dec 27, 2015 $0.00
Jan 3, 2016 $0.00
Jan 10, 2016 $0.00
Jan 17, 2016 $0.00
Jan 24, 2016 $0.00
Jan 31, 2016 $0.00
Feb 7, 2016 $0.00
Feb 14, 2016 $0.00
Feb 21, 2016 $0.00
Feb 28, 2016 $0.00
Mar 6, 2016 $0.00
Mar 13, 2016 $0.00
Mar 20, 2016 $0.00
Mar 27, 2016 $0.00
Apr 3, 2016 $0.00
Apr 10, 2016 $0.00
Apr 17, 2016 $1.25
Apr 24, 2016 $1.25
May 1, 2016 $1.25
May 8, 2016 $1.25
May 15, 2016 $1.25
May 22, 2016 $1.25
May 29, 2016 $1.25
Jun 5, 2016 $1.25
Jun 12, 2016 $1.25
Jun 19, 2016 $1.25
Jun 26, 2016 $1.25
Jul 3, 2016 $1.25
Jul 10, 2016 $1.25
Jul 17, 2016 $1.25
Jul 24, 2016 $1.25
Jul 31, 2016 $1.25
Aug 7, 2016 $1.25
Aug 14, 2016 $1.25
Aug 21, 2016 $1.25
Aug 28, 2016 $1.25
Sep 4, 2016 $1.25
Sep 11, 2016 $1.25
Sep 18, 2016 $1.25
Sep 25, 2016 $1.25
Oct 2, 2016 $1.25
Oct 9, 2016 $1.25
Oct 16, 2016 $1.25
Oct 23, 2016 $1.25
Oct 30, 2016 $1.25
Nov 6, 2016 $1.25
Nov 13, 2016 $1.25
Nov 20, 2016 $1.25
Nov 27, 2016 $1.25
Dec 4, 2016 $1.25
Dec 11, 2016 $1.25
Dec 18, 2016 $1.25
Dec 25, 2016 $1.25
Jan 1, 2017 $1.25
Jan 8, 2017 $1.25
Jan 15, 2017 $1.25
Jan 22, 2017 $1.25
Jan 29, 2017 $1.25
Feb 5, 2017 $1.25
Feb 12, 2017 $1.25
Feb 19, 2017 $1.25
Feb 26, 2017 $1.25
Mar 5, 2017 $1.25
Mar 12, 2017 $1.25
Mar 19, 2017 $1.25
Mar 26, 2017 $1.25
Apr 2, 2017 $1.25
Apr 9, 2017 $1.25
Apr 16, 2017 $1.25
Apr 23, 2017 $1.25
Apr 30, 2017 $1.25
May 7, 2017 $1.25
May 14, 2017 $1.25
May 21, 2017 $1.25
May 28, 2017 $1.25
Jun 4, 2017 $1.25
Jun 11, 2017 $1.25
Jun 18, 2017 $1.25
Jun 25, 2017 $1.25
Jul 2, 2017 $1.25
Jul 9, 2017 $1.25
Jul 16, 2017 $1.25
Jul 23, 2017 $1.25
Jul 30, 2017 $1.25
Aug 6, 2017 $1.25
Aug 13, 2017 $1.25
Aug 20, 2017 $1.25
Aug 27, 2017 $1.25
Sep 3, 2017 $1.25
Sep 10, 2017 $1.25
Sep 17, 2017 $1.25
Sep 24, 2017 $1.25
Oct 1, 2017 $1.25
Oct 8, 2017 $0.25

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