To buy cereals for resale

Rosemary

Nakuru, Kenya

100% paid forward

Entrepreneur

Name

Rosemary

Member since

February 2013

On-time repayments

376 installments  •  100%

About Me

my name is rosemary mwangi, i come from a family of 6members, my parents, 2sisters and 1brother,Was brought up in lowerkabete and later nakuru freehold estate.Pursued a diploma in marketing management in Kenya institute of management.went to st clares girls for secondary education and mount saint marys girls for primary education.am currently running a cereal shop.which i started in 2011 after having been employed in ICT industry for one year.I mainly deal with rice,ndengu ,beansand maize.most of my products i get them from mwea like rice and some like maize i get them from molo.

My Business

The goods i offer are cereals the hard grains which i get from farmers in mwea and molo.The demand for cereals is high since it is food that people consume on daily basis.My clients prefer me because i always give them fresh quality goods and of good measure and treat them with good customer service.the business is profitable since it is food that is bought daily and i get at a reasonable amount from the farmers which there is no intermediary between me and the farmers.i also sell at a cheaper price compared to my competitors,i also sell in wholesale price to other sellrs.

Project Proposal

Hello, I run a cereal shop for dry grains and I rear dairy cows,I plan to use $ 3000 to buy cereals from farmers as this is the harvest season, I will buy $1500 maize$ 1000 beans and $ 500 green grams, I'll use $560 to buy animal feeds and $150 to pay school fees for my daughter.

Feedback

11

None

1

  • Colm O Brien    Jan 8, 2018

    Her repayments are on time but the amount repaid has been reduced significantly. At the average repayment amount the current loan is going to take about 3 years to be repaid. She had no difficulty repaying the expected payment amounts on the previous loans but this time the repayments are often very small. I have to wonder if she being serious about her repayments or if this project is viable?

    Log in to reply • Share
    • Rosemary    Aug 18, 2018

      Hi colm sorry for disappointing,just had a baby via c section and was put on rest for 6 months due to some complication,i will improve on my repayment as soon as I stabilize the business..sorry for loosing your trust

      Log in to reply • Share
  • Will    Oct 12, 2017

    Rosemary has made over 150 loan repayments and every single one of them has been on time! I would highly recommend loaning to her.

    Log in to reply • Share


Loading...

Project Info

Project Type

Pay It Forward

Disbursed amount

$3,292.00

Date disbursed

Jan 29, 2022

Backers

Julia Kurnia

Sterling, Virginia, United States

M

marycb

United States

A

Anninymouse

Southampton, United Kingdom

M

marvin24

Giessen, Germany

HI

Highly Improbable

Saskatoon, Canada

investor

Candiac, Canada

W

Witlof

Tsukuba, Japan

G

garrybuck

Oro Valley, United States

D

Davieboy

Melbourne, Australia

S

soren

Göteborg, Sweden

ErikN

Stockholm, Sweden

Benard

Rongai Waka, Kenya

R

rcmssr

Woodbury, United States

T

Tallago3

Munich, Germany

BrianHibbs

South Bend, United States

P

pmyadlowsky

Charlottesville, United States

E

EveleighT

Arlington, VA, United States

A

AlexCheng

Seattle, United States

JimVandegriff

Trinidad, California, United States

Tavin

Ottawa, Canada

C

cyrilleberger

Gammalkil, Sweden

F

FilemonInvest

Odense, Denmark

ElWal

Kirn, Germany

D

Divergent

Bethesda, United States

J

Jeb33red

Bourne end, United Kingdom

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

P

Piotr

London, United Kingdom

A

aiban

Austin, United States

J

jzidi

Los Angeles, United States

P

PhilACK

Brampton, Canada

S

SvenWaage

Stavanger, Norway

ads68

Melbourne, Australia

Bhayl

Stavanger, Norway

Peter Ngetich

Nakuru Town, Racecourse Estate, Kenya

V

Valis

Singapore, Singapore

O

ochunshoney

charlotte, United States

nakamura

United States

F

flaguy999

Tampa, United States

Bobrm2k3

Charleston, United States

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

wallymountz

Fort Lauderdale, United States

numbat

Perth, Australia

K

Krish

Dubai, United Arab Emirates

C

Colmena

Chicago, United States

A

AndrewC

London, United Kingdom

JFais

Atlanta, United States

Richard Griebe

La Jolla, United States

MrMichigander

Marquette, United States

mikeice

Kohler, United States

P

Purplejeep

Moravia, United States

Scotts5320

New York, United States

sderickson

Berkeley, CA, United States

T

thebonseung

Republic of Korea

G

GoughGirl

Washington, Dc, United States

T

tophini

Alma, United States

M

Mullagh

United Kingdom

MalcolmL

San Francisco, United States

L

lfender6445

United States

Moses

Nairobi, Kenya

joshuacollinson

Vienna, Austria

Hildah

Nairobi, Kenya

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

chriseyre

Fremont, Ca, United States

A

Arkad

United States

B

bscent

Hong Kong

B

blambert

United States

Grant Xavier Storer

Seattle, Wa, United States

Suman

Gold Coast, Australia

K

KiraDee

United States

Jamal Hamou

Cascadia, Canada

utdream

United States

Per Dahl

Norrköping, Sweden

PolarBearCapital

United States

Isaiah

Nairobi, Kenya

Johnbosco

Mombasa/ Bamburi, Kenya

M

mbarbier

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

K

Kristiina

All Countries

JL

Joao Leal

United Kingdom

Wairimu

Nakuru Rhonda Estate, Kenya

Thomas

Nairobi, Kenya

Alberto Cereser

Copenhagen, Denmark

S

Sven

Netherlands

BM

Brian Mickel

United States

Dave Bogard

New York, United States

Franmiguel

Perth, Australia

R

Robert

Berlin, Germany

W

Wade

United States

Anna Hoad

Toronto, Canada

Bryce Schubert

Toronto, Canada

JT

John Tabacchi

United States

Samuel

Mishomoroni, Kenya

Richard

Shrewsbury, United Kingdom

E

erica

antwerpen, Belgium

Kevin

San Francisco, United States

I

Ian

United Kingdom

KD

Kent Don

United States

V

Vivek

Arlington, VA, United States

Mouhamed

United States

KL

Ket Lin

United States

C

cota

United States

ME

Manaal Eisa

Washington DC, United States

PT

Paul T

Amsterdam, Netherlands

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Framework Eyewear

Utrecht, Netherlands

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

J

Juan

Netherlands

Nancy

Mwotot-kapenguria, Kenya

G

GS2

Germany

Isabella

UK, United Kingdom

Priscilla

Eldoret, Kenya

RV

Rob Van Dam

United States

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

MS

Mark S Yourek

United States

A

Andrei

United States

AK

Achim Königs

Bonn, Germany

MC

United States

M

mariamfula

United States

Gabriel Fenili

Santo André, Brazil

VS

Vicki Stewart

Charlotte, United States

EthicalHost

Toronto, Canada

V

Vidar

Oslo, Norway

P

Phips

Switzerland

I

isaac

United Kingdom

RC

Rudi Chen

United States

A

Ashley

United Kingdom

roark22

Geneva, Switzerland

SB

Sue Bucholz

Sacramento, United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

James

Irigu-ini, Kenya

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

Sheila

Wangulu, Kenya

L

Lucy

Australia

M

Marama

Australia

GR

Greg Rice

United States

Vratik Krocik

Prague, Czech Republic

BP

Bill Piper

United States

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

HCPSPIRIT

Helsinki, Finland

hervey liu

United States

DW

David Westmoreland

Colorado Springs, Colorado, United States

Dean Suminski

Portland, Oregon, United States

Paul Thompson

York, United Kingdom

JF

J Fister

United States

Vincent

Mombasa, Kenya

Christian

Vienna, Austria

R

RMIM

United States

DW

Dan Winetsky

United States

Paul Buchheit

Mountain View, United States

M

Mary

United States

JC

Jordanna Chord

Kirkland, WA, United States

S

Sarah

Arlington, United States

Millicent

Sunyani, Ghana

A

Alex

United States

Carrie

Arlington, MA, United States

Darren Jeppson

Denver, Colorado, United States

Timothy

Matasia Ngong -kiserian Road, Kenya

Alfred

Accra, Ghana

RD

Roel De Meester

Antwerpen, Belgium

Chris

Fairfax County Virginia, United States

AM

Andy Marston

United Kingdom

Dickson

Malindi, Kenya

Claire Lewis

Wales Uk, United Kingdom

E

EJOBIV

United States

Joseph

Nairobi, Kenya

Mercy

Kesses, Kenya

Richard

Mombasa, Kenya

J

JB

Germany

Matt Weight

Los Angeles, United States

M

Miles

United States

John

Thika, Kenya

Nick Studenski

Minneapolis, United States

Remo

Switzerland

Ryan Agnew

Australia

PP

Peter Prïx

United States

J

Netherlands

Shervin

San Francisco, United States

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

Wilfred

Nairobi, Kenya

C

Carol

Bayswater, WA, Australia

Girolamo Marroccoli

Basel, Switzerland

EA

Eric Ayers

Atlanta, United States

BP

Brian Piltz

United States

KF

Kathy F

Memphis, TN, United States

Jeanette

Fort Worth, Texas, United States

Ambar

Cirebon, Indonesia

Peter Collins

Darmstadt, Germany

Rahab

Mombasa, Kenya

Tim

Utrecht, Netherlands

C

Camm

Australia

Dao Nguyen

austin, United States

alexalexalex

Berlin, Germany

RB

Randee Bowder

United States

Miriam

Eldoret, Kenya

Moraa

Nairobi , Kenya

Jochen

Switzerland

Andrew

United States

B

Bram

Germany

JR

Jose Ramirez

World, Spain

Nathan

Columbus, United States

AM

Alex Melo

United States

R

Roman

Germany

TN

the noob

United Kingdom

Dennis

Nairobi, Kenya

Edwin

Ruaka, Kenya

GF

Gammon Family

United States

Brian

Kitale, Kenya

Stacey

Nairobi, Kenya

NB

Nikolaus Bührer

Karlsruhe, Germany

Rosella

Australia

S

Sibyl

Basel, Switzerland

Dedan

Nakuru, Kenya

CT

Chev T

Australia

Ali

Bida, Nigeria

Zimei

United States

Tom Purser

Cambridge, United Kingdom

Kevin Kong

San Francisco, CA, United States

AG

Augusto Gesualdi

Berlin, Germany

J

John

Minneapolis, United States

A

Anonymous

United States

JB

Juan Busco

United States

Elvis

Nairobi, Kenya

F

fudo

Milan, Italy

CL

Caleb Liu

United States

E

Eduardo

Paraguay

R

Ru

New York, United States

MC

Mike Cormack

Vancouver, Canada

N

Nate

South Strafford, United States

M

Mike

Wyncote, United States

E

Emma

Netherlands

MN

Mike Newhof

Grand Rapids, MI, United States

S

Sebastian

Netherlands

MW

Mark Weir

United Kingdom

S

sarah

Senegal

Yosef

United States

S

Sarah

Manor, TX, United States

H

HJ

Switzerland

GR

Gabe Radovsky

United States

EG

Erik G

Switzerland

Stephan

Dublin, Ireland

EH

Ed Hendrickson

Ames, Iowa, United States

Babbitt Family Foundation

Reno, United States

JI

James Innes

United Kingdom

LM

Logan Max

McKinleyville, California, United States

K

Katka

Germany

Sherif

Ilorin, Nigeria

A

Anonymous

United States

Vincent Strangio

Pittsburgh, PA, United States

B

Barbra

United States

RL

Robert L

United Kingdom

A

Anonymous

United States

RL

Robin Leppert

Schwallungen, Germany

Daniel

Nairobi, Kenya

Mary

Accra, Ghana

Michael Chew

Melbourne, Australia

R

Richard

United Kingdom

JM

Julie Miller

United States

SW

saurabh wahi

United Kingdom

M

M

United States

RA

Ray and Abram

Melbourne, Australia

B

Berend

Netherlands

A

Anonymous

United States

Keenan Wilson

Winona, United States

A

Anonymous

United States

GP

Geoff Powell

Evesham, United Kingdom

EP

Erase Poverty

United States

C

Cam

United Kingdom

Jesus Figueres

Valencia, Spain

Vida

Cape Coast, Ghana

Levi

United States

Chati Uyom

Jema, Ghana

Mina

Accra, Ghana

Alfred

Greater Accra, Ghana

Joyce

Cape Coast, Ghana

DB

David Breen

United States

M

meriels

London, United Kingdom

Daniel

New York, United States

Kevin

Kisii, Kenya

The Call Family

Salt Lake City, United States

L

Lola

United Kingdom

JT

Philadelphia, United States

S

Sophia

United States

C

Cathy

United States

A

Anonymous

United States

Ogbu

Warri, Nigeria

Rosemary

Accra, Ghana

Diana

Kitale, Kenya

A

Anonymous

United States

A

Anonymous

Switzerland

Alhaj Yusif

Kasoa, Ghana

Godfred

Central Region, Ghana

Mercy

Kilgoris, Kenya

DS

Donna Stuart

United States

Agnes

Kumasi, Ghana

Emilia

Nairobi, Kenya

Frank

Berekum, Ghana

Egalaha

Nairobi, Kenya

Adedze

Akwatia, Ghana

Ask Rosemary a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Rosemary    Sep 2, 2023

    I did some supplies and the payment is delayed for a longer period than agreed.hence delaying my payment plan.

    Log in to reply • Share
  • Rosemary    Sep 19, 2022

    Thanks once again for trusting me with to this chance, i was able to sort my brothers fees on time and am Glad you trusted me, my business is fine and I'll pay my loan without fail.thanks.

    Log in to reply • Share
  • Rosemary    Jul 15, 2022

    I plan to pay fees for my brother and daughter and also boost my cereals business.it will help me clear their fees for the remaining part of the year and stock my shop.thankyou all for making this possible.

    Log in to reply • Share
  • Rosemary    Jun 20, 2022

    Hello,am truly grateful for the loan I received, my business is doing well , it's expanding and I am sure with time it will be even greater.thanks

    Log in to reply • Share
  • Rosemary    Apr 13, 2022

    I have to pay permits this coming week.which is a bit overwhelming given on how the season is.

    Log in to reply • Share
  • Rosemary    Jan 29, 2022

    I need time to buy and supply to be able to start receiving payments

    Log in to reply • Share
  • Rosemary    Jan 28, 2022

    Thankyou very much to the lenders, thanks to zidisha team I received my Kes 289,856 loan today, which I plan to use to stock my cereals shop, livestock products and pay school fees for my daughter.May God bless you.

    Log in to reply • Share
    • Romesh Fernndo    Feb 12, 2022

      Please pay back the loan as I want to help more people like yourself

      Best Regards
      Lender - Romesh

      Log in to reply • Share
  • Rosemary    Jan 27, 2022

    Thank you so much Jochem and Ren for this great support and encouragement, It will help me in stocking my cereals and in buying feeds for my livestock, I will also pay school fees for my daughter.Thankyou zidisha team for the wonderful platform

    Log in to reply • Share
    • Romesh Fernndo    Feb 12, 2022

      Please pay back the loan quickly as possible as I want to help more people like yourself

      Best Regards
      Lender - Romesh

      Log in to reply • Share
  • Ren    Jan 24, 2022

    Rosemary, I hope your loan fully funds, but if it doesn't, I encourage you to try again! Sometimes this happens where there are so many good loans on Zidisha. Good luck!

    Log in to reply • Share
  • John    Jan 24, 2022

    Wishing you success

    Log in to reply • Share
  • Ali    Jan 21, 2022

    May God help you

    Log in to reply • Share
  • Egalaha    Jan 21, 2022

    Keep up

    Log in to reply • Share
  • Alfred    Jan 17, 2022

    Good hard work

    Log in to reply • Share
  • Jochen    Jan 16, 2022

    Dear Rosemary,
    good luck with your business!

    Kind Regards from Switzerland,

    Jochen

    Log in to reply • Share
  • James    Jan 16, 2022

    Keep it up Rosemary.

    Log in to reply • Share
  • Dickson    Jan 14, 2022

    Motivating project, good luck! I admire it and i will start it soon

    Log in to reply • Share
  • Rosemary    Jan 13, 2022

    Hello lenders, am well despite the challenges that came with the pandemic, the business is stabilizing and am greatful for the support.

    Log in to reply • Share
  • Rosemary    May 18, 2021

    Thanks to the zidisha team for always giving us a platform to borrow money to boost our business, thank you for the lenders who selflessly lend to us forever grateful,God bless

    Log in to reply • Share
  • Rosemary    May 18, 2021

    It's the amount I won't fail

    Log in to reply • Share


Loading...

Loading...

Loading...