Entrepreneur
Name
Ruth
Member since
June 2015
On-time repayments
131 installments • 19%
About Me
Am ruth nganga a sister to catherine and moses nganga and my parents mr and mrs samuel nganga, life in kenya is generally balanced not good not bad,
i went to nyeri girls high school before taking a diploma in fashion desigh at kirinyaga college after college i went back home and good enouh my wonderful parents had planed on what i will do after school so they helped me advance my skills by getting me a job in nairobi at a family friend company which deals with fashion and desighn.
I dint have experience at all so i was introduced to a team that helped me and after two months i adapted to the changes and began making my own desighns.
i like spending time with friends and looking at magazines especialy once that have clothing contents.
my sister and brothers are in school it will be a honore for me to be a role model to them so i try as much as possible to achieve and surpport them in what they will want to be.
My Business
Am employed at sketchers company as a fashion designer i draw clothing sketch and suggest on the materials to be used the a team which does folding and finishings takes over the rest.
Am paid in commision so the more the sale the more i get at the end of the month.
in a good month i make 22000 kenya shillings which i use as my transport and upkeep after small savings of 4000ksh.
the cloths we make are sold to boutigues around town and its outskirts
i love my job like the picture in my profil is a ladies suit that i did the desighn last december.
Loan Proposal
I appreciate the previous loan it helped me a lot in buying a Juki sewing machine, At first i did not make money from the business but as my mother got used to using the machine i started making money out of school uniforms orders that i received from a nearby primary school.
Granted the second loan i will use it to buy additional clothing materials at a cost of 100 us dollars, I will use 23 us dollars to lease and open a small shop in town, 20 us dollars to do some shelves set up and 20 us dollars to do painting and advertising the shop.
So that the business is permitted to run i will use 25 us dollars for license and 5 us dollars will save so as to have some cash in case of any necessary need that will a raise.
I expected a profit increase of 50 percent after the business picks and as for the loan repayment i will continue to make small deposits from my monthly income.
This business will be managed by my mother who is now good in sewing.
Feedback
Positive
None
Neutral
None
Negative
1
Loan Info
Project Type
Classic Loan
Disbursed amount
$193.00
Date disbursed
Jan 17, 2016
Repayment status
Late
Projected term
24 months
Other loans
Lenders
Austin, United States
Logan, United States
Ottawa, Canada
Eynesbury, Australia
Germany
Yau Yat Chuen, Hong Kong
Lincoln, United States
Fontvielle, Monaco, Yemen
HOMMELVIK, Norway
Los Angeles, United States
Dallas, United States
Menomonee Falls, United States
South Bend, United States
San Francisco, United States
Indianapolis, United States
Spruce Grove, Canada
Corona Del Mar, United States
United States
United States
Germany
United States
United States
United States
Devon, United Kingdom
Jake Gibson and Beverly Picardo
San Francisco, United States
Ask Ruth a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$1.00
Amount remaining
$201.87
Expected completion
Jan 22, 2018
Status
Repaying late
Installment amount
$2.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 25, 2016 | $1.00 | Feb 10, 2016 | $1.00 |
| Feb 1, 2016 | $0.00 | ||
| Feb 8, 2016 | $0.00 | ||
| Feb 15, 2016 | $0.00 | ||
| Feb 22, 2016 | $2.00 | ||
| Feb 29, 2016 | $2.00 | ||
| Mar 7, 2016 | $2.00 | ||
| Mar 14, 2016 | $2.00 | ||
| Mar 21, 2016 | $2.00 | ||
| Mar 28, 2016 | $2.00 | ||
| Apr 4, 2016 | $2.00 | ||
| Apr 11, 2016 | $2.00 | ||
| Apr 18, 2016 | $2.00 | ||
| Apr 25, 2016 | $2.00 | ||
| May 2, 2016 | $2.00 | ||
| May 9, 2016 | $2.00 | ||
| May 16, 2016 | $2.00 | ||
| May 23, 2016 | $2.00 | ||
| May 30, 2016 | $2.00 | ||
| Jun 6, 2016 | $2.00 | ||
| Jun 13, 2016 | $2.00 | ||
| Jun 20, 2016 | $2.00 | ||
| Jun 27, 2016 | $2.00 | ||
| Jul 4, 2016 | $2.00 | ||
| Jul 11, 2016 | $2.00 | ||
| Jul 18, 2016 | $2.00 | ||
| Jul 25, 2016 | $2.00 | ||
| Aug 1, 2016 | $2.00 | ||
| Aug 8, 2016 | $2.00 | ||
| Aug 15, 2016 | $2.00 | ||
| Aug 22, 2016 | $2.00 | ||
| Aug 29, 2016 | $2.00 | ||
| Sep 5, 2016 | $2.00 | ||
| Sep 12, 2016 | $2.00 | ||
| Sep 19, 2016 | $2.00 | ||
| Sep 26, 2016 | $2.00 | ||
| Oct 3, 2016 | $2.00 | ||
| Oct 10, 2016 | $2.00 | ||
| Oct 17, 2016 | $2.00 | ||
| Oct 24, 2016 | $2.00 | ||
| Oct 31, 2016 | $2.00 | ||
| Nov 7, 2016 | $2.00 | ||
| Nov 14, 2016 | $2.00 | ||
| Nov 21, 2016 | $2.00 | ||
| Nov 28, 2016 | $2.00 | ||
| Dec 5, 2016 | $2.00 | ||
| Dec 12, 2016 | $2.00 | ||
| Dec 19, 2016 | $2.00 | ||
| Dec 26, 2016 | $2.00 | ||
| Jan 2, 2017 | $2.00 | ||
| Jan 9, 2017 | $2.00 | ||
| Jan 16, 2017 | $2.00 | ||
| Jan 23, 2017 | $2.00 | ||
| Jan 30, 2017 | $2.00 | ||
| Feb 6, 2017 | $2.00 | ||
| Feb 13, 2017 | $2.00 | ||
| Feb 20, 2017 | $2.00 | ||
| Feb 27, 2017 | $2.00 | ||
| Mar 6, 2017 | $2.00 | ||
| Mar 13, 2017 | $2.00 | ||
| Mar 20, 2017 | $2.00 | ||
| Mar 27, 2017 | $2.00 | ||
| Apr 3, 2017 | $2.00 | ||
| Apr 10, 2017 | $2.00 | ||
| Apr 17, 2017 | $2.00 | ||
| Apr 24, 2017 | $2.00 | ||
| May 1, 2017 | $2.00 | ||
| May 8, 2017 | $2.00 | ||
| May 15, 2017 | $2.00 | ||
| May 22, 2017 | $2.00 | ||
| May 29, 2017 | $2.00 | ||
| Jun 5, 2017 | $2.00 | ||
| Jun 12, 2017 | $2.00 | ||
| Jun 19, 2017 | $2.00 | ||
| Jun 26, 2017 | $2.00 | ||
| Jul 3, 2017 | $2.00 | ||
| Jul 10, 2017 | $2.00 | ||
| Jul 17, 2017 | $2.00 | ||
| Jul 24, 2017 | $2.00 | ||
| Jul 31, 2017 | $2.00 | ||
| Aug 7, 2017 | $2.00 | ||
| Aug 14, 2017 | $2.00 | ||
| Aug 21, 2017 | $2.00 | ||
| Aug 28, 2017 | $2.00 | ||
| Sep 4, 2017 | $2.00 | ||
| Sep 11, 2017 | $2.00 | ||
| Sep 18, 2017 | $2.00 | ||
| Sep 25, 2017 | $2.00 | ||
| Oct 2, 2017 | $2.00 | ||
| Oct 9, 2017 | $2.00 | ||
| Oct 16, 2017 | $2.00 | ||
| Oct 23, 2017 | $2.00 | ||
| Oct 30, 2017 | $2.00 | ||
| Nov 6, 2017 | $2.00 | ||
| Nov 13, 2017 | $2.00 | ||
| Nov 20, 2017 | $2.00 | ||
| Nov 27, 2017 | $2.00 | ||
| Dec 4, 2017 | $2.00 | ||
| Dec 11, 2017 | $2.00 | ||
| Dec 18, 2017 | $2.00 | ||
| Dec 25, 2017 | $2.00 | ||
| Jan 1, 2018 | $2.00 | ||
| Jan 8, 2018 | $2.00 | ||
| Jan 15, 2018 | $2.00 | ||
| Jan 22, 2018 | $1.87 | ||
Loading...