Francis Njoroge
Nakuru, Kenya
49% repaid
Name
Francis Njoroge
Member since
June 2011
On-time repayments
69 installments • 29%
My name is Francis Ibrahim Njoroge .I come from Bahati in Nakuru area. I am a retired teacher. With the money which I earned during my working years I bought a farm where I settled my with my family it not far from nakuru town and we usually sell some of our farm produce to to the town our is hot and many times crops grow quickly any other area around like for example if it is the case of maize we sale green maize because when the many areas around are still not ready. green maize usually give the farmers good returns compared to the dry maize. the same case is the crop like peas we also sell them while they are still green.the other crops like beans when they full ready and they also give us good money because many surrounding areas they are not ready so they also give us good money due to lack of competition.
Since I retired from teaching I have been doing the farming business. I have been growing crops for sale and some for our consumption. I also keep cows which produce milk for sale and some we use at home. The money we get from this bisiness is used to pay bills like school fees and other needs. We have an added advantage because we do not pay house rent for we live in our farm. From growing crops we get about 400000annully and 200000annully from selling milk I also teach in private schools where I get about 120000per year. The total annual income is about 720000
I would like to take this opportunity thank Zidisha team for the last loan and also for the incoming loan it has been of great help to my business. I will use the incoming loan to boast my business and also give it a new look for the betterment of my customer and also my family. During this season it is when cultivating and weeding our farms either manually or using chemicals so i will benefit through the loan because i will use the loan for weeding my farm and also for buying foliar feeds for my crops thank yo very much.
Positive
7
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$97.00
Date disbursed
Jun 19, 2014
Repayment status
Late
Projected term
10 months
Other loans
Chicago, United States
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Sputnik Mar 23, 2018
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