Toiletry goods for distribution to retail stores

Emmanuel

Ho, Ghana

100% repaid

Entrepreneur

Name

Emmanuel

Member since

August 2015

On-time repayments

280 installments  •  94%

About Me

Emmauel Dumor is my name.
Started my education at No. JSS at Akatsi in the Volta Region of Ghana. after school I worked with British American Tobacco Company for three years. After the three years I continued to Akatsi Secondary Technical School, where I pursued Business. I continued to Ho Polytechnic to do HND Marketing. I graduated and have since been working with a distributor and also started a business of my own which i believe would grow to meet the demands of my customers.

My Business

Emmanuel is into a business of buying and selling of fast moving consumable goods (FMGC). examples of this goods are washing soaps, tooth pastes, tooth brashes, soaps, biscuits and more. I want to add Rice and Sugar since a lot of people are requesting for it but the capital involved I huge.
The major activity in my area is retailing and people travel to far distances to buy these things for resale, looking at this I thought it wise to make these goods available for them to reduces the cost of travelling.
This needs much capital to be able to be in business because the more you buy the lesser the cost incurred on each product. my business needs like GHc35,000.00
the profit from my business is re-reimbursed and also part used in helping the poor children to be able to go to school.

Loan Proposal

this loan will be use to buy goods for distribution to retail stores. these may include soaps, washing powders, toothbrashes and pastes and others. i would need about 300Dollars to support this business.
this will create job opportunities to myself and others who buy from me and resell.
I am expecting an increase on profit to about 200Dollars

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Jul 21, 2017

Repayment status

On Time

Projected term

10 months

Lenders

B

bgalon

London, United Kingdom

investor

Candiac, Canada

TG

The Gwarden

Göteborg, Sweden

E

Ehaffey

Washington D.C., United States

ErikN

Stockholm, Sweden

J

Jessica

Patagonia, Argentina

P

proby24

Singapore, Singapore

C

chrisherron

Chicago, United States

dajawein

Gladstone, Australia

L

Lenah

Vert Saint Denis, France

Cloudways

Malta, Malta

G

Goodwill

Oakland, United States

ads68

Melbourne, Australia

dhulsterwim

LIER, Belgium

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

D

d3witt

Cheyenne, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

D

DavidM

Cambridge, United Kingdom

Zal0m0n

Atlantis!!!! x), Mauritania

K

kingcamo1095

Mountain Home, United States

xtrahardware

Cazenovia, United States

E

E

Marin county, United States

T

thegreek1020

San Jose, United States

L

lenders

United States

S

spivurno

United States

Paul Buchheit

Mountain View, United States

TyWee

Manila, Philippines

SuperMario28

Cudahy, United States

Jansa

Oulu, Finland

KM

KHS Microfinance

Tampa, United States

KM

Kirsty M

United Kingdom

MD

Miles Dodge

CORVALLIS, United States

Andrew

Melbourne, Australia

JK

Hamburg, Germany

Kevin

San Francisco, United States

Carla

Amsterdam, Netherlands

B

Brent

United States

PG

Paul Graham

United States

N

Nick

Greater London, United Kingdom

P

patricio

Yorba Linda, Ca, United States

N

Nick

United States

E

eriklonnroth

United Kingdom

MS

Mark S Yourek

United States

Alicia

United States

S

Stephanie

Zurich, Switzerland

I

isaac

United Kingdom

I

ixeldog

atlanta, United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

ES

Evan Simons

United States

JD

JASON DORSETT

United States

BP

Bill Piper

United States

HCPSPIRIT

Helsinki, Finland

NG

Nathan Grey

United States

JF

J Fister

United States

A

Aaron

United States

WC

Walter Clarke

Phoenix, United States

B

Brian

Rancho Cordova, United States

Paul Buchheit

Mountain View, United States

A

Adriaan

Netherlands

AB

Ashira Blazer

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Kiva Club

United States

AA

Andrew and Kim

Nashville, TN, United States

RM

Richard Marston

United Kingdom

J

JB

Germany

EL

edna l rauch

United States

Ask Emmanuel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Emmanuel    Aug 4, 2022

    Zidisha

    Good day team
    Thanks for the support given to us. I would like to reduce the instalment amount. Sales is low these days. I would increase the amount when sales pick up and profit increases.
    Thank You Team

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  • Emmanuel    May 30, 2022

    Good afternoon Team
    The prices of goods are increasing day by day thereby reducing the quantity of goods we buy which affects our profit too. It's difficult to make much profit to be able to pay the full instalment amount due to that. I therefore like to reduce the amount and promise to pay full amount when things pick up.
    Thank you Team

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  • Emmanuel    Mar 30, 2022

    Good Day Team
    I write to confirm that I have received my loan in full of Ghs1,052 as stated.
    This amount would be use to buy rice as its in high demand for my customers.
    I want appreciate the support of the team in raising capital to support my project, to those who funded the loan I say a big thank you.
    Thanks to the Team

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  • Emmanuel    Mar 29, 2022

    Good Morning Team
    I am greatful for accepting my loan proposal and funding it.
    This loan is would help me get more stock of rice for my customers since the demand is high on rice.
    I would like to thank the hardworking members who funded my loan project within the shortest possible time, thank you.
    Thanks to all the Zidisha Members for the support given us.
    Am greatful.

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  • Emmanuel    Mar 25, 2022

    Good Day Team
    Thanks for the support given me for the past few years.
    I use the loan give to me to buys stocks for resale to stores. Some of this retailers dont have the capital to buy in bulk, some of this retailers are table top and they also buy on credit and pay within the week depending on the amount involve .
    I deal in soaps, tooth paste, tooth brush rice and sugar many more.
    The stores are benefiting indirectly from the support you gave me through the loan facility.
    Some of the products I sell is captured in the photo I uploaded
    Thank you Team

    Log in to reply • Share
  • Emmanuel    Feb 9, 2022

    Zidisha

    Good day team
    Thanks for the support given to us. I would like to reduce the instalment amount due to the fact that my capital is small and the profit i make on it is small. I would be out of business i pay that full amount. I would increase the amount when sales pick up and profit increases.
    Thank You Team

    Log in to reply • Share
  • Emmanuel    Jan 26, 2022

    Zidisha

    Good day team
    Thanks for the support given to us. I would like to reduce the instalment amount due to the fact that my capital is small and the profit i make on it is small. I would be out of business if I pay that full amount. I would increase the amount when sales pick up and profit increases.
    Thank You Team

    Log in to reply • Share
  • Emmanuel    Jan 12, 2022

    Zidisha

    Good day team
    Thanks for the support given to us. I would like to reduce the instalment amount due to the fact that my capital is small and the profit i make on it is small. I would be out of business i pay that full amount. I would increase the amount when sales pick up.
    Thank You Team

    Log in to reply • Share
  • Emmanuel    Dec 29, 2021

    Zidisha

    Good day team
    Thanks for the support given to us. I would like to reduce the instalment amount due to the fact that my capital is small and the profit i make on it is small. I would increase the amount when sales pick up and profit increases.
    Thank You Team

    Log in to reply • Share
  • Emmanuel    Dec 13, 2021

    Good Day Team
    Thank you for opportunity given me. I would like reduce the instalment amount for this December so i can buy more goods for my customers. I promise to increase it when chrismas is over.
    Thank you.

    Log in to reply • Share
  • Emmanuel    Nov 3, 2021

    I would like to use the loan for business for some few weeks so i can get more goods for my customers this November and December
    Thank you

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  • Emmanuel    Nov 3, 2021

    Good Morning Team
    Thank you so much for your support.
    I have received Ghs1,012 to support my business.
    Thank you Team and my Lenders for this great support that would go a long way to benefit others too, I am really greatful.
    Thank You

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  • Emmanuel    Oct 30, 2021

    Good Day Team
    Thanks to Zidisha team for this opportunity to raise this loan for my business.
    I would use this loan to buy rice and sugar for resale.
    This loan would help me buy more goods for my customers.
    To the great team who funded my project I am very greatful, thank you so much.
    Thank You Team

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  • Stephen    Oct 28, 2021

    Enjoy your good work

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  • Stephen    Oct 26, 2021

    Keep the good work

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  • Bernice    Oct 26, 2021

    All the best

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  • Ernest    Oct 26, 2021

    Keep going , build it and create jobs for others

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  • Priscilla    Oct 24, 2021

    All the best!

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  • Emmanuel    Oct 23, 2021

    Good Day
    Thanks for the opportunity given to us. I was able to use the loan to goods for resale, i bought rice with it and sold to my customers on one week credit and this helped them a lot in keeping their business running.
    Thank you Zidisha

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  • Emmanuel    Aug 24, 2021

    Good Day Team
    I have successfully recieved the loan of Ghc1,100 from Zidisha.
    I have used the loan to buy 8bags of AROMA 5*5kg rice for resale.
    I am very greatful to Zidisha and the Team for their support.
    Special thanks to our lenders who organised this loan for us to support out business.
    Thank you Zidisha

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