Buy more computers for the cyber

Joshua

Kisii County, Kenya

100% repaid

Entrepreneur

Name

Joshua

Member since

February 2014

On-time repayments

348 installments  •  78%

About Me

Have really grown, Born in 1981 in a rural area named Manga scheme in Nyamira county of Nyamira County - Kenya. Married to a lovely and supportive wife Catherine blessed with two Kids, in July 2016 I lost my little sister who had a 8 year old daughter. We decided to take her as our own. Now we are parents to 2 beautiful girls and 1 handsome boy. The girls want to be doctors so we can be treated at home while the boy wants to be a police officer to arrest all those who mistreat the mum.

After my primary and secondary education I joined Thika Institute of technology for a Diploma course in Information technology for three years. I later got a Job and worked for 5 months without pay. But then on a positive side I gained experience on various things (computer repair, networking and installation).
In 2007 a friend loaned me two computers and from savings I started a cyber café which has grown to over 15 computers today.

In March 2014 a friend introduced me to Zidisha and I was awarded 150 dollars, which I brought webcams. My profit margin grew and I got new clients, Have made more friends from my list of clients.
In life have learnt a lot of lessons. Of late my 1st and only employer is one of my best client. Sometimes we Joke how he never paid me even after making alot of profits on installation for him.

My Business

At first (2014) my cyber café offered services ranging from provision of internet services, computer services, Networking and installation, Phone application installation and later after receiving loans from zidisha, The cyber is far better then when it started. It now owns a two photocopy machines, Bbetter printers, a digital
camera and a generator machine all brought from funds and interest loaned from Zidisha, the profit margin grows dispute the daily challenges

PROFITS
I hired a 1 acre land for 4 years (starting Jan 2015) at a cost of ksh 7000 per year. in this land have been planting maize and groundnuts and it has an added advantage since i don’t buy maize flour any more (Form the profits i brought building materials).

Have also been paying school fee per year, something that was impossible before.
I started a poultry project which had a few challenges, when I started it was a little hard since I was buying the feedings but since the chickens are laying eggs now I don’t have much problem in feeding them plus am getting eggs for my family and a little. profit to add up to the cyber business.

From the chicken and cyber profits have managed start building my three bed roomed house which is half way (flooring and finishing)

Loan Proposal

When I get this loan, it will help me improve both on the cyber and family life in the different ways, After I received my first, I brought webcams which was a major boost to the cyber, the returns were good and it enabled me pay my loan back on time and even cleared before time.

A lot of my client liked the webcams and some even requested that I supply to schools its from that idea I thought of computer accessories, from the profits and saving i brought computer accessories and the returns are good. Cause of zidisha i can know pay my bills without any problems.

I'll invest all of this loan in the cyber business by buying1 more computers. this will be a major boost cause clients will not wait for longer periods during rush hours. This will not only improve my client relation but take my dreams close.

With zidisha my dream cyber will become a reality.

Thanks again.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$151.00

Date disbursed

Jul 22, 2014

Repayment status

On Time

Projected term

3 months

Lenders

AWOL

USA, United States

D

drjofleming

UK, United Kingdom

O

Oliver

Geneva, Switzerland

H

Hotaru

Melbourne, Australia

postnihilist

Honolulu, United States

fairspirit

Utrecht, Netherlands

Sarasota

Sarasota, Fl, United States

xtrahardware

Cazenovia, United States

dlpringle

Denver, United States

L

lobotommy

OSLO, Norway

Matching Fund

Sterling, United States

T

tmarkus

Netherlands

Mikers

Netherlands

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