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Sarah

Arthi River Jet View Estate Githunguri, Kenya

100% repaid

Entrepreneur

Name

Sarah

Member since

May 2012

On-time repayments

127 installments  •  59%

About Me

I am a mother of two and I've started a retail shop to help my family with the additional income I make. My husband runs a mini bakery in our home and I run a shop and from this we are able to raise our family. My husband's bakery supplies cakes and buns to the nearby market and wholesale shops around.

My Business

My business is a retail shop where I sell home essentials such as cooking fats, sugar, salt, bread, milk and many more. From this business alone, I make a profit of over Ksh 12,000 every month and my expenses are very low as I don't pay rent because I use my house which I built for this purpose. My husband runs his bakery here as well and the business is good.

Loan Proposal

I require USD 1,900 and with this money I will be able to boost my business. By that I mean, I will be able to buy more merchandise directly from the distributors and sell the products to my customers on wholesale prices and thus they can enjoy quantity discount and I can make more profit without over charging my customers. Thank you so much for your support. It is truly appreciated and I will definitely pay my loan back on time. Thanks again.

Show original English  

About Me

I am married with two children and I started a business of a retail shop to help my family with additional income. My husband runs a mini bakeries in our home and I run a shop and from this we are able to raise our family. My husband runs a bakery where he supply cakes and banns to the near by market and at wholesale to the shops around

My Business

My business is a retail shop where I sell many home use products such as cooking fats,sugar, salt, bread, milk and many more. out of this business a make a profit of over Ksh 12000 every month my expenses are less because I do not pay rent I use my house which I built for this purpose. We also run a bakery shop where we bake small cakes and sale to shops around our area and the business is good

Loan Proposal

My business is a retail shop where I sell many home use products such as cooking fats,sugar, salt, bread, milk and many more. out of this business a make a profit of over Ksh 12000 every month my expenses are less because I do not pay rent I use my house which I built for this purpose. We also run a bakery shop where we bake small cakes and sale to shops around our area and the business is good, I kindly request you to give me a loan USD 1900 to boost my business. with this money I will be able to buy more merchandised directly from distributor and sells to my customers on whole sale prices thus enjoy quantity discount and maker more profit without over charging my customers

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$945.00

Date disbursed

Nov 3, 2014

Repayment status

On Time

Projected term

10 months

Lenders

J

jeffb

United States

Pranjal

Noida, Kenya

D

Delph007

Den Haag, Netherlands

G

garrybuck

Oro Valley, United States

YB Song

Seoul, Republic of Korea

E

erozlum

Istanbul, Turkey

nicole

Worcester, Ma, United States

F

Fiodal

Helsinki, Finland

Cordula

Cologne, Germany

J

JakeA

Wellington, New Zealand

rodcul

Altea, Spain

C

cjmenchaca

Austin, United States

E

ericcamden

Berkeley, United States

kuebel

Vienna, Austria

J

jdhowa2

Louisville, KY, United States

J

jjonas

berlin, Germany

T

tonilends

catalonia is not:, Spain

kickerofelves

Sao Paulo, Brazil

Cloudways

Malta, Malta

P

planespotter

Berlin, Germany

R

rpmccarthy

Sydney, Australia

A

Austin

Long Beach, United States

pentatonicscale

Niiza-shi, Japan

A

argos

Zurich, Switzerland

ads68

Melbourne, Australia

M

michaelangers

Toronto, Canada

basicus

Cairo, Egypt

fairspirit

Utrecht, Netherlands

joaoferraz

RINCHOA, Portugal

C

caz32

chertsey, United Kingdom

JPadgett

Chandler, United States

U

usualsuspect

Amsterdam, Netherlands

isabelv

Barcelona, Spain, Sweden

greensheep

Jakarta, Indonesia

jan73

Eugene, United States

U

Ubun2

London, United Kingdom

gseletko

South Perth, Australia

V

Volpone

Geneva, Switzerland

S

seikatsu

Palo Alto, CA, United States

Matthieu

Switzerland, France

Richard Griebe

La Jolla, United States

markpearson

Portsmouth, United Kingdom

M

mrjamesg

London, United Kingdom

O

oonbug

United States

J

janakan

Hong Kong, Hong Kong

Z

zvrk2014

Brookline, MA, United States

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

R

Rootdet

Fairfax, United States

A

ajayhk

San Jose, United States

Agerfar

Aarhus, Denmark

H

hodor

Australia

R

raulf

Germany

pixelsebi

Berlin, Germany

K

kennychit

United States

K

KiraDee

United States

Jamal Hamou

Cascadia, Canada

LouisB

ZIDISHA, Mozambique

J

JessicaAna

Maputo, United States

ToddTho

World Wide, United States

LutianaPablo

Rome, Italy

Jessosix

Perth, Australia

DF

Dennis Furr

United Kingdom

T

tobi

Stuttgart, Germany

ujgih

Germany

AM

Ara McBay

United Kingdom

Ask Sarah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Sarah    Jul 26, 2016

    Hi lenders I wish to adjust my loan repayment weekly installment s to Ksh 2,000 per week kindly bear with me.

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  • Sarah    Jun 23, 2016

    Thanks all lenders for funding my loan, I received my money on time and have purchased goods for resale in my business and very hopeful business will be good and pay all your money on time.

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  • Sarah    Jun 17, 2016

    Thanks all lenders for fully funding my loan

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  • Sarah    May 10, 2016

    Thanks to all lenders for supporting Kenyan women in their businesses. Since I started with Zidisha, my business is doing fine and my family is happy because now they can enjoy life due to courtesy of ZIDISHA lenders. You have empowered me so much.

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  • jan73    Dec 25, 2014

    Good wishes for health, joy, and prosperity to you and your family in 2015!

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    • Sarah    May 10, 2016

      Dear Jan,

      Thanks for your support am humble by your Kind action

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  • Jessosix    Nov 24, 2014

    Well done Sarah. I'm really glad your loan has helped you build your business.
    Jess, Australia

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  • Sarah    Nov 24, 2014

    Dear Zidisha Team and lenders, I wish to reduce my loan repayment to Manageable Ksh 2000 per week, However if I make more money I will be putting more than that per week, Used the loan money to buy stock of my shop which is know well stocked and hope to make more profit. This has really help me and my family on my day today expenses

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  • Sarah    Nov 2, 2014

    Thanks all lenders and Zidisha team who supported my loan, this money will boost my business and I wish to clear loan as agreed, I look forward to receive the funds soon.

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  • Sarah    Nov 1, 2014

    Dear lenders thanks for your support, kindly bid for my loan is expiring soon your continues support will be appreciated

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  • Dominic    Oct 31, 2014

    All the best

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    • Sarah    Nov 2, 2014

      Thanks for your encouragement a least I was able to raise over 50% of the loan before the expiry date

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  • Sarah    Sep 30, 2014

    thanks all for biding for my loan, however it has expired before it was fully funded I hope you will fund me again and this time it will be fully funded.

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  • Sarah    Sep 16, 2014

    Thanks all lenders for biding for my loan which time expired, I have posted it again and hope you will continue supporting me and this time round my loan will be funded long before the expiry time .

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  • Sarah    Sep 3, 2014

    Dear Zidisha Team,

    Kindly advice on how to change the profile picture, I have tryed but is not showing on my lending page.

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  • Sarah    Sep 2, 2014

    Dear lenders,

    Thanks for your support and I hope my loan will be funded before the due date

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  • Sarah    Jul 3, 2014

    Dear Lender , my business is doing very well and has really expanded due to your support, I look forward for more business engagement with you all, Zidisha is the place to be for financial support thanks for supporting Africa

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  • Isiah    May 28, 2014

    Hi how your business doing am pleased you managed to clear the arrears, may God bless you.

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  • Sarah    Jun 11, 2013

    To all lenders thanks for biding for my loan in a very short time, I am humble by your great concern on my business and I look forward to working with you and hope to pay the loan as agreed. I look forward to receive the money soon and purchase additional stock for my shop. This will really boost my business and I will be able to serve more customers.

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  • traciyoshiyama    Feb 7, 2013

    February 6, 2013

    Hello, my name is Traci Yoshiyama, Zidisha’s Kenya Client Relationship Manager. I am currently visiting Zidisha borrowers in and around Nairobi.

    Thirteen, an unlucky number to some, but for Zidisha borrower Sarah Wanjiku, thirteen is the number of years she has spent building a name for herself. In the year 2000, Sarah opened Kieni Shop, a modest general store named after her hometown, and within the years that followed, Kieni Shop became known to all. As I wait for Sarah in the town center, she calls me to tell me to take a motorbike to her shop, “They know it,” she says. And without a doubt, they did.

    With a jovial disposition and a smile to match, Sarah welcomes me to her home, an all-in-one place of residence for her family, Kieni Shop, and her husband’s bakery. Almost doubling in size over the years, Sarah’s mom-and-pop store has a little bit of everything; mandazi (made fresh from her husband’s bakery) for a hungry passerby, soft drinks for a hot day, toiletries for our every day needs, and even super glue for quick repairs. With the help of her first Zidisha loan, Sarah is now a wholesale supplier, purchasing her first wholesale item, maize flour. Although the loan only allowed her to buy a small amount of stock, Sarah is excited to take out a second loan, hopefully doubling her wholesale inventory.

    Giving me the grand tour, Sarah invites me next door to her husband’s bakery, Muhonia Bakers, to get a closer look. Emanating from room to room, the air is filled with the aroma of delectable cakes and pastries. Employees are hard at work mixing, kneading, pouring, and shaping, while also a bit perplexed by my sudden appearance. Seemingly in the middle of nowhere, one would never imagine a thriving general shop and well-established bakery to exist inside. But lo and behold, these two successes have provided for a family of five, sending all three children to school.

    Before I leave, Sarah fills a bag with far too many cakes (very yummy by the way) and like many others, introduces me to a friend interested in Zidisha. Thank you Sarah for a very nice visit! I am glad that you have joined the Zidisha community and I look forward to seeing your continued success.

    To view more pictures of my visit with Sarah, Kieni Shop, and Muhonia Bakers, go to talkingstory.posterous.com/pages/snapshots

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  • ScottSavage    Jul 5, 2012

    Best of luck to you, Sarah! I am sure you will do well and be even more successful in business.

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  • Sarah    Jul 5, 2012

    Thanks all lenders for fully funding my loan I look forward to receive my loan soon God bless you all

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