Financial Assistance to Purchase Printer for Education Business

Isaac Obiri

Accra, Ghana

96% repaid

Entrepreneur

Name

Isaac Obiri

Location

Accra, Ghana

On-time repayments

253 weekly installments  •  96%

About Me

My name is Obiri Isaac Amankona. I was born on the 6th of November in 1988, which means I am 26 years old now. I have got 4 siblings; two elder sister and two elder brothers. Then I have got my mom and dad too. I'm mostly close with my sister, as she's the only sister I have. However, I do love my brothers too and make the most of it whenever I am with them. I have been living and studying in Jinijini until I was in 7th class (14 years old), then I moved to Berekum with my family. I finished off my high school and took 4 years in University of Cape Coast, then I moved back to Jinijini again. It just didn't work out with me and my family. So now I am in Accra and I have started learning website design .
The field I am thinking to study in is; Geographic Information System (GIS). I love going to school and I have always taken my studies very seriously. I have never said to anyone in my life, that 'I hate studies'. Many people find me as a geek, but I only see that as a compliment rather than an insult. I have got big dreams, when it comes to studies. Since I was 6 years old, I decided to be a geographer. So that is my goal and I always try to aim to do my best at school, so hopefully my hard work will pay off in the end. I don't really know why I decided to be a geographer. I just love land surveying. Although I do feel very sorry whenever I see the poor people in my area die by flood. I care to develop land plan that will solve the problems and educate them about haphazardly putting up building in water ways that trigger flood when there is copious rainfall.
Some interests I have got are; reading books, watching movies, cooking and praying. I love to read books, because books can always be true friends. They never demand neither do they complain. This is the way I look upon books. Mostly I read novels. Currently I am reading a novel called "The Blind Assasin". Moving on to favorite movies; Titanic, Romeo & Juliet, Crash, Twilight. Basically the list can go on and on. I must be up to date with the latest movies. Cooking has been a huge interest of mine. My mom's a great cook- especially fufu and palm nut soap. I think I have got it from her. From my point of view, having learned how to cook, makes a person’s life much easier.

My Business

Upon completion, the government of Ghana bans recruitment of employees. Hence, I have established printing press at home, where I go to schools to seek for examinations questions to type, print and submit them at the rate of 10 copies for $1. I manage to get about $110 per month as profit. I incurred production cost of about $200. I am able to help private schools in my area, Weija, which do not have the requisite means to type and print their examination questions themselves. Infant private schools do face the challenge of established printing press where the teacher can present their examination and other test for them to be typed and printed for the students to answer. Upon realizing the need and been jobless at home I thought to do something to remedy the challenge. I later realized that I can learn Microsoft Office and typing to render service to these institutions that are in need. I have learned the said skills, I deploy them to assist schools by typing and printing their examinations for them.
I used the revenue I generate to provide food for my old parent and the rest for my livelihood expenditure. Starting business in Ghana is not easy. The increment in utilities- water bills, electricity bills, rent, and taxes. What has recently retrogressed business is the frequent power outages. I hope to get fuel generator to power but since I do not have the requisite fund I am rely on Ghana Electricity Company.
I hope to see expansion of my business so that I will start a family -wife and children. I hope to use my profit to expand the business so that I will be able to employ more people in the company. This will aid my colleagues who are troubled, seeking job and not getting one. I hope to help improve the life of others by aiding them to get their livelihood.

Loan Proposal

Please I need loan to buy printer to expand my business. Unfortunately the printer I am using has broken down and I have to buy new one which is about 200 Dollars. Now I am not able to work because the printer is spoiled. With the new printer I will be able to provide on time service with my customers and able to increase the quality of service I provide. I will be able to generate to the profit of about 60 dollars per month.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$257.35

Date disbursed

Sep 3, 2016

Repayment status

On Time

Projected term

60 months

Cost to entrepreneur

Service fee: $7.87

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