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James

Free Area, Kenya

100% repaid

Entrepreneur

Name

James

Member since

April 2014

On-time repayments

182 installments  •  47%

About Me

My name is James Mburu Gicheru. Am 36 years old. I reside in Nakuru,Lanet. I am married to Mary Nyambura, and we have been blessed with 3 kids age 11years,7years and 3years.
I did my O-level in the year 2000 and later proceeded to do several short courses and did various jobs including employment in an insurance firm, real estate agency firm and as salesman. I quit employment in to be self employed in 2007 where I did various small businesses. In 2012 I did a course in printers repair and maintenance where I majored in small scale inkjets printers commonly used in offices. After completing the course, I worked on internship for another 1year where I gained good experience in this field. I proceeded to open my own business in late 2013 which is turning to be successful. My clients include those with printing beaurals, cyber cafes, students in colleges, instant photographers, schools, and the general enterprise fraternity. I have a small workshop in the CBD where I attend to the needs of my always growing number of customers. I also from time to time visit my clients in their stations to do routine checks and simple maintenance that do not need to be done at the workshop.

My Business

Different services have different charges ranging from Kshs 500 to kshs 2000.However services that require parts be replaced, attract a higher charge as the spares are also at a cost. Basically in a week a make around shs8000 and in a very good week between shs12000 and 15000. This translates to up to shs 40000-50000 in a month.
My basic every day expenses include transport shs2200 a month ,family upkeep about shs 15000 a month, house rent, water and electricity round up to shs 10,000 every month. I also pay for my workshop’s rent and electricity shs 4000 every month. My personal expenses while am at work are around shs 300 daily which is about shs 6000 monthly. I always set a side about shs 3000 every month for emergency, medical and entertainment for my family. I also pay sh 10000 monthly to my assistant at the shop.
My goals in 2017/18 are;
1. Cover a bigger area in Nakuru county as my customer base continues to grow
2. Stock up more products that go with my work eg inkjets printing papers, inks, tonners and ink systems (ciss),
3. Buy more spare parts directly from the importers which will expand my profit margin. These replaceable parts include print heads, logic boards, calibrators, power supplies, sprockets, cradle belts and encoders.
4. Acquire tenders to do maintainance and supply of printers and accessories to corporates, county and national government institutions
5. Stock more brands new printers

Loan Proposal

With the first loan I will Stock up products that go with my work. Inkjets printing papers, inks, tonners and ink systems (ciss).Many of my customers who come for repair and services get disappointed since they can get everything they want from my place. I end up sending them to other shops to buy the products. There are also other small replaceable parts such as ink chipsets, sensors and encoders that wear out from time to time. I will also be able to stock these.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Apr 15, 2014

Repayment status

On Time

Projected term

5 weeks

Lenders

Hope2012

United Kingdom

H

howard

Vence, France

Guillaume

Rimouski, Canada

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