Buy second hands ladies shoes and children shoes to sell

Mercy Oduor

Nakuru, Kenya

25% repaid

Entrepreneur

Name

Mercy Oduor

Member since

April 2014

On-time repayments

108 installments  •  63%

About Me

I am mercy oduor and l live in kabachia estate ,nakuru town nakuru county.I am in a fairly stable relationship with one kid .I sell second hand shoes a business i have done for a period from 2009.I am a diploma holder in business management from kenya institute of management.This educational backgound on marketing has helped me alot as i apply the skills acquired practically on my business applying the best practice in the for the satisfaction of my customers.I started the business because i saw the needs that people had for shoes and they could not afford the new ones from the shops so l started selling second hand shoes and the customers like them as they say they are long lasting and there is variety of the same.the earning from my the business I use to augment my business and make sure that my business remain afloat

My Business

my business in located at Maralal Road off Mburu Gichua Rd, Nakuru town nakuru county.
I sell second hand shoes of which l source from different suppliers in nairobi and some from nakuru.I source for variety that appeals to my customers as this is the reason as to why i have more customers than the competitors visiting my stall and getting shoes that they do appreciate and find value for their money.I make between ksh15000 to ksh 20000 per month.some of the risks that l exprience is sudden change of prices that come as a result of change of transport cost due to change in fuel cost. Zidisha funding will help me boost my earning as l will be able to add more stock and also open other outlets.

Loan Proposal

l want to thank my dear lenders and zidisha team for a chance of loans,when l get the money lam going to use in the following ways first lam going to buy ladies second hand shoes that is selling like bread at a cost of $400,l will also purchase children shoes that is fast moving at a cost of $300,l will also build more shelves to display this shoes at a cost of $50
the money that l get from selling this shoes lam going to expand my shoe business,pay school fees for my kid and improve my standard of living
thanks

Feedback

4

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Loan Info

Project Type

Classic Loan

Disbursed amount

$715.08

Date disbursed

Jan 23, 2015

Repayment status

Late

Projected term

77 months

Cost to entrepreneur

Lender interest: $715.08 at 4.27% annual rate over 77 months = $195.11

Service fee: $168.86

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  • Mercy Oduor    Jun 18, 2016

    dear lenders sorry for delay payment this was due to relocation of my business premises by county government,finding new premises was a bit challenge full but right now l have managed to secure a place and by next week wednesday l will move in and start my business a again l am hoping for the best thanks and sorry for inconvinience

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  • Mercy Oduor    Jan 13, 2016

    Dear lendres thanks for your support right now trading is low but lam working hard to achieve the very best hoping that with time things will get back to normal the shilling has slipped down against the dollar thus making the cost of doing business expensive most of items have gone up

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  • TomF925    Jan 11, 2016

    We wish you good fortune in 2016!

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  • Mercy Oduor    Oct 12, 2015

    Dear lendres thanks for your support right now trading is low but lam working hard to achieve the very best hoping that with time things will get back to normal the shilling has slipped down against the dollar thus making the cost of doing business expensive most of items have gone up

    Log in to reply • Share
  • Mercy Oduor    Oct 12, 2015

    Dear lendres thanks for your support right now trading is low but lam working hard to achieve the very best hoping that with time things will get back to normal the shilling has slipped down against the dollar thus making the cost of doing business expensive most of items have gone up

    Log in to reply • Share
  • Mercy Oduor    Aug 24, 2015

    ear lenders lam writing to let you know that my business has improved since l got the money l want to thank you my dear lenders for the support you are giving us God bless you.............................................................................................................................

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  • Mercy Oduor    Jul 18, 2015

    hi lenders lam very thankful for your support lam reducing my installment downward because in the next two weeks my place of work will be undergoing refurbishment so l alm making this changes so that l can pay comfortably with some ease lam thankful always for your support

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  • BernadetteV    Jul 13, 2015

    How is your business doing , Mercy? I would love to hear about it.

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    • Mercy Oduor    Jul 18, 2015

      Hi BernadetteV thanks for your support right now trading is low but lam working hard to achieve the very best hoping that with time things will get back to normal the shilling has slipped down against the dollar thus making the cost of doing business expensive most of items have gone up

      Log in to reply • Share
  • Mercy Oduor    May 15, 2015

    dear lenders l am writing to let you know that my business is progressing well

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  • Mercy Oduor    May 4, 2015

    Dear lenders l am writing to let you know that l am progressing well with my business,thanks to lenders for the support

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  • Mercy Oduor    Apr 16, 2015

    Dear lenders lam writing to let you know that my business has improved since l got the money l want to thank you my dear lenders for the support you are giving us God bless you.............................................................................................................................

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  • Vincent Oyoo    Jan 23, 2015

    thanks Mercy for the wish all the best in your business to

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  • Mercy Oduor    Jan 23, 2015

    thank you lenders for your support lam so much grateful

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  • Mercy Oduor    Jan 22, 2015

    thanks lenders for being with me by supporting me and made things easier for me actually this second loan has helped me so much,first l was able to bring shoes and made shoe my customer get their orders on time this has helped me because the shoes were available ,l was able to pay my bills,school fees for my child and my living standard improved from the profits l got l made good use of them lam also happy to inform you that l started rearing chicken because l wanted to diversify my business lam working smart and that's why l was able to pay my loan with ease
    thanks zidisha team and lenders as well for your support
    lam hoping for the best and looking forward for your support once again when l made my third loan

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  • Mercy Oduor    Jan 21, 2015

    thanks zidisha team and lenders as well for a chance of loan lam happy that despite few challenges my business has improved lam looking forward to complete this loan on time and progress with my business plans as this second loan has really helped me a lot customers have increased hence increase in profit and improvement in standard of living
    regards

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  • Mercy Oduor    Dec 4, 2014

    dear lenders lam so thankful for your support lam rescheduling my repayment upward because the business is at its pick customers are buying for festive season my profits have gone up and lam very happy l want to clear this loan early so that l can stock more shoes and clothes for Christmas festivals

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  • Mercy Oduor    Nov 25, 2014

    hi lenders lam very thankful for your support lam increasing my installment upward because lam planning to clear this loan and restock more clothes and shoes for this festive season customers have ordered and l dont want to let them down lam thankful always for your support
    regards happy holidays............................................................................................

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  • Mercy Oduor    Nov 25, 2014

    dear lenders today lam writing to inform you how lam fairing on with my business and life actually this loan has changed my business positively my income has increased hence increase in profit my living standard has improved and lam so happy because this loan has really helped me thanks for zidisha loan lam so much grateful to you my dear lenders for making things work for me

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  • Mercy Oduor    Nov 21, 2014

    dear lenders this week sales were much down this affected my profit for the week and l will not be able to make payment this week but lam so happy because l hag already made prepayment upto 1st December lam doing my best to pay on time lam hoping next week customers wont disappoint,lam expecting them to come in plenty thanks in advance

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  • Mercy Oduor    Nov 11, 2014

    thanks zidisha team and lenders as well for a chance of loan lam happy that despite few challenges my business has improved lam looking forward to complete this loan on time and progress with my business plans as this second loan has really helped me alot customers have increased hense increase in profit and improvement in standard of living
    happy holidays
    regards

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