Name
Lucky
Member since
April 2015
On-time repayments
169 installments • 72%
I completed my primary school level in the year 1993, and in the year 1994 I joined high school but due to lack of school fees I dropped out. March 1994 I traveled to Mombasa, I got a job in a cybercafé as cleaner. Here's where I worked and trained in computers. Due to my good work and experience, one of my client gave me a used photocopier machine and one computer which I started a business: a small bureau.
First, I operated in a small bureau, in my bureau I did photocopy and typesetting but the competition was high due to many and well equipped bureaus around. The profit that I get from the shop wasvery low, cannot cartered for my life expenses. That's why I was seeking a loan to upgrade my bureau with more computers and stationery.
Recently I switched to another business: Sugarcane Juice. I do crush 50pcs of sugarcane in one day, the business is going very well.
One pc of sugarcane is sold at kshs. 35 at our nearby market (Kongowea).
50pcs = Kshs. 1,750/= and when i sell the juice I get Kshs. 5,000/=.
I employed a small boy whom I pay Kshs. 300/= per day.
It is a good business, my profit can be Kshs 2950!
Am requesting this loan for buying a coloured machine (Bizhub C220 - Konica Minolta) for my bureau, the one am using at the moment it is a black cartridge kyocera mita machine, this machine will cost kshs. 100,000/= that is equal to USD 993, because i have a lot of customers and most of them are requesting for quicker machine and this Bizhub can make my work easier because it is a big machine produces both coloured and black copies and also printing pictures in high speed. which per can give me a profit of kshs. 1,500/= per day and it will increase more customer who need quick services.
I, completed my primary level in the year 1993, and in the year 1994 I joined high school but due to lack of school fees I dropped out. March 1994 I traveled to Mombasa, I got a Job in a cyber as cleaner that where I worked and trained in computers. Due to my good work and experience, one of my client gave me a used photocopier machine and one computer where I started a small bureau.
I operate a small bureau, In my bureau I do photocopy and typesetting but the competition is high due to many and well equipped bureaus around. The profit I get from the shop is very low cannot carter for my life expenses. Thats why I,m seeking a loan to upgrade my bureau with more computers and stationery.
Dear Lenders,
I switched to another business of Sugarcane Juice, where by the business is doing very well i do crush 50pcs of sugarcane in one day. One pc of sugarcane sold at kshs. 35/= at our near buy market (Kongowea). 50pcs = Kshs. 1,750/= and when i sell the juice i get Kshs. 5,000/=. I employed a small boy whom i pay Kshs. 300/= per day. It is a good business whereby after my sells which is Total Sells Kshs 5,000 minus Kshs. 1,750 for sugarcanes and minus Kshs. 300 for the boy i remain with Kshs 2950/= Profit.
Dear Lenders,
I thank God and your support for making me be a businessman, This sugarcane Juice business is doing very well, though we operate in a open place using big umbrella to cover us for direct sunlight, But the business is paying thats why i want to add another Sugarcane Crusher Machine to extend my business after getting another good place. The machine costs Kshs. 50,000/= which is equivalent to USD 497. The place we buy sugarcane (Kongowea Market ) they reduced price of sugarcane from Kshs. 35/= to Kshs. 30/= because now i take more than 100pcs a day and i can crush 70pcs a day, thats gives me a good profit of Kshs. 7,000/=. i also added daily payment of my boy from Kshs 300/= to Kshs. 350/= plus lunch of Kshs. 50/= that totaling to Kshs. 400/= per day.
Am requesting this loan for buying a coloured machine (Bizhub C220 - Konica Minolta) for my bureau, the one am using at the moment it is a black cartridge kyocera mita machine, this machine will cost kshs. 100,000/= that is equal to USD 993, because i have a lot of customers and most of them are requesting for quicker machine and this Bizhub can make my work easier because it is a big machine produces both coloured and black copies and also printing pictures in high speed. which per can give me a profit of kshs. 1,500/= per day and it will increase more customer who need quick services.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$730.00
Date disbursed
May 25, 2018
Repayment status
Late
Projected term
12 months
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Amount repaid
$54.40
Amount remaining
$676.59
Expected completion
May 26, 2019
Status
Repaying late
Installment amount
$4.93
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 3, 2018 | $9.85 | Aug 5, 2018 | $9.85 |
Jun 10, 2018 | $0.00 | ||
Jun 17, 2018 | $0.00 | ||
Jun 24, 2018 | $0.00 | ||
Jul 1, 2018 | $0.00 | ||
Jul 8, 2018 | $0.00 | ||
Jul 15, 2018 | $0.00 | ||
Jul 22, 2018 | $0.00 | ||
Jul 29, 2018 | $0.00 | ||
Aug 5, 2018 | $0.00 | ||
Aug 12, 2018 | $0.00 | ||
Aug 19, 2018 | $0.00 | ||
Aug 26, 2018 | $0.00 | ||
Sep 2, 2018 | $0.00 | ||
Sep 9, 2018 | $0.00 | ||
Sep 16, 2018 | $0.00 | ||
Sep 23, 2018 | $0.00 | ||
Sep 30, 2018 | $0.00 | ||
Oct 7, 2018 | $0.00 | ||
Oct 14, 2018 | $0.00 | ||
Oct 21, 2018 | $0.00 | ||
Oct 28, 2018 | $0.00 | ||
Nov 4, 2018 | $0.00 | ||
Nov 11, 2018 | $0.00 | ||
Nov 18, 2018 | $0.00 | ||
Nov 25, 2018 | $0.00 | ||
Dec 2, 2018 | $0.00 | ||
Dec 9, 2018 | $0.00 | ||
Dec 16, 2018 | $0.00 | ||
Dec 23, 2018 | $4.93 | Dec 20, 2018 | $4.93 |
Dec 30, 2018 | $4.93 | Dec 28, 2018 | $4.93 |
Jan 6, 2019 | $4.93 | Jan 7, 2019 | $4.93 |
Jan 13, 2019 | $4.93 | Jan 13, 2019 | $4.93 |
Jan 20, 2019 | $4.93 | Jan 24, 2019 | $4.93 |
Jan 27, 2019 | $0.20 | Jan 24, 2019 | $0.20 |
Feb 3, 2019 | $4.93 | Feb 4, 2019 | $4.93 |
Feb 10, 2019 | $4.93 | Feb 23, 2019 | $4.93 |
Feb 17, 2019 | $4.93 | Mar 9, 2019 | $4.93 |
Feb 24, 2019 | $4.93 | Mar 19, 2019 | $4.93 |
Mar 3, 2019 | $4.93 | ||
Mar 10, 2019 | $59.13 | ||
Mar 17, 2019 | $59.13 | ||
Mar 24, 2019 | $59.13 | ||
Mar 31, 2019 | $59.13 | ||
Apr 7, 2019 | $59.13 | ||
Apr 14, 2019 | $59.13 | ||
Apr 21, 2019 | $59.13 | ||
Apr 28, 2019 | $59.13 | ||
May 5, 2019 | $59.13 | ||
May 12, 2019 | $59.13 | ||
May 19, 2019 | $59.13 | ||
May 26, 2019 | $21.29 |
Dirk Nov 7, 2018
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