Name
Jane
Member since
November 2012
On-time repayments
157 installments • 43%
My name is Jane Wanjira. I was born in Mombasa, Kenya on 20th Sept, 1979. We moved to Nakuru in 1984. I Currently I stay in KITI estate in Nakuru town, Nakuru County formerly Rift Valley Province. I am married and have two children, a boy and a girl. I am a business lady engaging in dairy-farming. I have two cows n a calf (4mths old).
I started this business of dairy farming in 2010, after I was given one dairy cow by my father. One year down the line I realized that the business was viable but could not meet the needs of my customers because the milk produced was not enough and therefore decided to join a local self help group in January 2011 in our home area. The members mainly farmers and small business owners encouraged me to invest with them through table banking (Saving through collective contribution) in order to qualify for a loan from them. The business has really helped me to buy a chuff cutter for making work easier it also helps to me educate my sons and for our up keep.
I started this business of dairy farming in 2010, after I was given one dairy cow by my father. One year down the line I realized that the business was viable but could not meet the needs of my customers because the milk produced was not enough and therefore decided to join a local self help group in January 2011 in our home area. The members mainly famers and small business owners encouraged me to invest with them through table banking (Saving through collective contribution) in order to qualify for a loan from them. They gave me a loan of Kshs 90,000 thousand of which I bought another Friesian cow, which was in calf at Kshs 65,000. The remaining amount of Kshs 25, 000 I used it to improve the structures to accommodate even the Calf.
The cows produce a total of 32 litres daily. I leave 3 litres, 2 litres for my Calf and one litre for my family consumption. The remaining 29 litres I sell to consumers locally at a cost of Kshs 45 per litre. This translates to Kshs 1, 305 daily and Kshs 39, 150 per month. From this amount I pay for the feeds and drugs which amount to Kshs 12,200. I also pay one worker who helps me take care of these two cows a total of Kshs 4, 000 per month. The total expenses comes to 16, 200/=. Am left with a balance of Kshs 22, 950/=
The business has really helped me to buy a chuff cutter for making work easier it also helps to me educate my sons and for our up keep.
I would like to add my income by adding another milking cow so as to meet the demand of my customers and also to get enough cow dung so as to produce biogas to cook with and for a cleaner environment. It will also improve our leaving standard.
Happy new year lenders,am here again to request for a loan to buy a deep freezer which can hold 100lit of milk@$824.to help keep the milk fresh from my farm and other sources.for the small milk shop i oppened as had informed you earlier,$177 are use to repaint the shop and add some few shelfs,$118 is the balance which i will use to add 100pcs of hay to be enough for my cows in this dry spell.i will appreciate alot.thanx
Positive
10
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$1,067.00
Date disbursed
Jan 2, 2015
Repayment status
Late
Projected term
23 months
Other loans
Ask Jane a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Amount repaid
$434.27
Amount remaining
$827.07
Expected completion
Dec 18, 2016
Status
Repaying late
Installment amount
$11.24
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 11, 2015 | $28.58 | Jan 12, 2015 | $28.58 |
Jan 18, 2015 | $28.58 | Jan 12, 2015 | $0.07 |
Jan 19, 2015 | $28.09 | ||
Feb 2, 2015 | $0.43 | ||
Jan 25, 2015 | $28.58 | Feb 2, 2015 | $22.04 |
Feb 5, 2015 | $6.54 | ||
Feb 1, 2015 | $28.58 | Feb 5, 2015 | $21.55 |
Feb 8, 2015 | $6.74 | ||
Feb 12, 2015 | $0.29 | ||
Feb 8, 2015 | $28.58 | Feb 12, 2015 | $16.56 |
Feb 20, 2015 | $12.02 | ||
Feb 15, 2015 | $28.58 | Feb 20, 2015 | $10.45 |
Mar 2, 2015 | $18.13 | ||
Feb 22, 2015 | $28.58 | Mar 2, 2015 | $4.34 |
Mar 7, 2015 | $16.85 | ||
Mar 16, 2015 | $7.39 | ||
Mar 1, 2015 | $28.58 | Mar 16, 2015 | $26.31 |
Mar 19, 2015 | $2.27 | ||
Mar 8, 2015 | $28.58 | Mar 19, 2015 | $8.97 |
Mar 23, 2015 | $16.85 | ||
Apr 6, 2015 | $2.76 | ||
Mar 15, 2015 | $14.09 | Apr 6, 2015 | $14.09 |
Mar 22, 2015 | $0.00 | ||
Mar 29, 2015 | $0.00 | ||
Apr 5, 2015 | $0.00 | ||
Apr 12, 2015 | $0.00 | ||
Apr 19, 2015 | $11.24 | Apr 15, 2015 | $11.24 |
Apr 26, 2015 | $11.24 | Apr 15, 2015 | $5.62 |
Apr 26, 2015 | $5.62 | ||
May 3, 2015 | $11.24 | Apr 26, 2015 | $5.62 |
May 3, 2015 | $5.62 | ||
May 10, 2015 | $11.24 | May 3, 2015 | $5.62 |
May 17, 2015 | $5.62 | ||
May 17, 2015 | $11.24 | May 17, 2015 | $11.24 |
May 24, 2015 | $11.24 | May 25, 2015 | $11.24 |
May 31, 2015 | $11.24 | May 31, 2015 | $5.62 |
Jun 14, 2015 | $5.62 | ||
Jun 7, 2015 | $11.24 | Jun 14, 2015 | $5.62 |
Jun 26, 2015 | $5.62 | ||
Jun 14, 2015 | $11.24 | Jun 26, 2015 | $5.62 |
Jul 5, 2015 | $5.62 | ||
Jun 21, 2015 | $11.24 | Jul 5, 2015 | $5.62 |
Jul 22, 2015 | $5.62 | ||
Jun 28, 2015 | $11.24 | Jul 22, 2015 | $5.62 |
Jul 22, 2015 | $5.62 | ||
Jul 5, 2015 | $11.24 | Jul 22, 2015 | $5.62 |
Aug 4, 2015 | $5.62 | ||
Jul 12, 2015 | $11.24 | Aug 4, 2015 | $5.62 |
Aug 28, 2015 | $5.62 | ||
Jul 19, 2015 | $11.24 | Aug 28, 2015 | $5.62 |
Sep 6, 2015 | $5.62 | ||
Jul 26, 2015 | $11.24 | Sep 6, 2015 | $5.62 |
Aug 2, 2015 | $11.24 | ||
Aug 9, 2015 | $11.24 | ||
Aug 16, 2015 | $11.24 | ||
Aug 23, 2015 | $11.24 | ||
Aug 30, 2015 | $11.24 | ||
Sep 6, 2015 | $11.24 | ||
Sep 13, 2015 | $11.24 | ||
Sep 20, 2015 | $11.24 | ||
Sep 27, 2015 | $11.24 | ||
Oct 4, 2015 | $11.24 | ||
Oct 11, 2015 | $11.24 | ||
Oct 18, 2015 | $11.24 | ||
Oct 25, 2015 | $11.24 | ||
Nov 1, 2015 | $11.24 | ||
Nov 8, 2015 | $11.24 | ||
Nov 15, 2015 | $11.24 | ||
Nov 22, 2015 | $11.24 | ||
Nov 29, 2015 | $11.24 | ||
Dec 6, 2015 | $11.24 | ||
Dec 13, 2015 | $11.24 | ||
Dec 20, 2015 | $11.24 | ||
Dec 27, 2015 | $11.24 | ||
Jan 3, 2016 | $11.24 | ||
Jan 10, 2016 | $11.24 | ||
Jan 17, 2016 | $11.24 | ||
Jan 24, 2016 | $11.24 | ||
Jan 31, 2016 | $11.24 | ||
Feb 7, 2016 | $11.24 | ||
Feb 14, 2016 | $11.24 | ||
Feb 21, 2016 | $11.24 | ||
Feb 28, 2016 | $11.24 | ||
Mar 6, 2016 | $11.24 | ||
Mar 13, 2016 | $11.24 | ||
Mar 20, 2016 | $11.24 | ||
Mar 27, 2016 | $11.24 | ||
Apr 3, 2016 | $11.24 | ||
Apr 10, 2016 | $11.24 | ||
Apr 17, 2016 | $11.24 | ||
Apr 24, 2016 | $11.24 | ||
May 1, 2016 | $11.24 | ||
May 8, 2016 | $11.24 | ||
May 15, 2016 | $11.24 | ||
May 22, 2016 | $11.24 | ||
May 29, 2016 | $11.24 | ||
Jun 5, 2016 | $11.24 | ||
Jun 12, 2016 | $11.24 | ||
Jun 19, 2016 | $11.24 | ||
Jun 26, 2016 | $11.24 | ||
Jul 3, 2016 | $11.24 | ||
Jul 10, 2016 | $11.24 | ||
Jul 17, 2016 | $11.24 | ||
Jul 24, 2016 | $11.24 | ||
Jul 31, 2016 | $11.24 | ||
Aug 7, 2016 | $11.24 | ||
Aug 14, 2016 | $11.24 | ||
Aug 21, 2016 | $11.24 | ||
Aug 28, 2016 | $11.24 | ||
Sep 4, 2016 | $11.24 | ||
Sep 11, 2016 | $11.24 | ||
Sep 18, 2016 | $11.24 | ||
Sep 25, 2016 | $11.24 | ||
Oct 2, 2016 | $11.24 | ||
Oct 9, 2016 | $11.24 | ||
Oct 16, 2016 | $11.24 | ||
Oct 23, 2016 | $11.24 | ||
Oct 30, 2016 | $11.24 | ||
Nov 6, 2016 | $11.24 | ||
Nov 13, 2016 | $11.24 | ||
Nov 20, 2016 | $11.24 | ||
Nov 27, 2016 | $11.24 | ||
Dec 4, 2016 | $11.24 | ||
Dec 11, 2016 | $11.24 | ||
Dec 18, 2016 | $12.46 |
Loading...