Buying a second-hand car for driving school

Ramsay

Lusaka, Zambia

100% repaid

Entrepreneur

Name

Ramsay

Member since

December 2020

On-time repayments

23 installments  •  57%

About Me

My name is Ramsay Banda am a Zambian citizen by Nationality with a green national Registration Card.I went to school and completed my high school though i did not go very far in my education. I went to a driving school and i learnt how to driver and today am a professional driver. Because of the passion in the field of transport, I have end up
opening my own driving school because i need financial support to improve the driving school.

My Business

I own a driving school in our community and teach students and ordinary people with the passion to drivers or transport officers. Mainly i train the students on the 10 basic rules of driving and ensure they understand the road marking and interpret them according to avoid road traffic accident if they were to become good drivers. I choose this sector of business because demand is keeping increasing to learn how driver and most people in the community are buying vehicles 22.As a driving school i want to take this opportunity to ensure that the driving has at least more 2 vehicles.

Loan Proposal

Am running a driving school in our community and the school is in short of cars for students to use when learning and practicing how to driver. As driving school, I have planned to buy a second to accommodate more students to have the chance to driver than just learning verbally. This will help me attract more people especially the male who want to become transport officers in future.

Income Source

Apart from the driving school am also running a bottle store and grocery shop, where i also generate income. My wife is also pharmacist and she is running a drug store and the business is doing well. Since we ran all the businesses together. We have already strategize on we will service the loan and repay on time through our businesses.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$93.00

Date disbursed

Feb 16, 2021

Repayment status

On Time

Projected term

1 week

Lenders

M

MarkAndMary

Seattle, United States

S

soren

Göteborg, Sweden

ErikN

Stockholm, Sweden

P

PlutusNOR

Trondheim, Norway

Tavin

Ottawa, Canada

Sundstroms

Falun, Sweden

G

Goodwill

Oakland, United States

A

Andy

Berlin, United States

lizandsteve

guelph, Canada

mepster

San Francisco, Ca, United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

S

Sven

Netherlands

Family Mueller

Petershagen, Germany

R

Robert

Berlin, Germany

PP

Pasi Paajanen

Helsinki, Finland

Paul Smithson

Leeds, United Kingdom

Christopher Hey

Sudbury, Canada

Gabriel Fenili

Santo André, Brazil

VS

Vicki Stewart

Charlotte, United States

J

Jon

United States

S

Suzannah

New York City, United States

VC

Victor Chong

United States

HCPSPIRIT

Helsinki, Finland

GS

Gary Sinard

Franklin, TN, United States

GC

Gabriel Collins

United Kingdom

DW

Dan Winetsky

United States

S

Sarah

Arlington, United States

PA

Peter A

New York City, United States

KP

Keith Penrod

United States

MM

Mac McKiva

United States

B

Ben

United States

A

Anonymous

United States

M

Malte

Switzerland

J

Juhani

Helsinki, Finland

G

Gabriel

Singapore

Andrew

United States

Eike Christian Lorenzen

Flensburg, Germany

KC

KinHo Chan

United States

Frank

Germany

L

Leigh

Australia

K

Katka

Germany

LC

Linda Cladis

United States

W

Wim

Deventer, Netherlands

Ask Ramsay a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Thijs    Mar 21, 2022

    Any idea when that is?

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  • Choolwe    Aug 12, 2021

    Ramsay said that he is going to pay back the loan when he has

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  • Ramsay    May 31, 2021

    Currently this Month of May business has not been doing well and I was down sick with Malaria I was not working for the past three weeks I have missed my weekly instalment. Therefore my lender kindly bear with I have just working or resumed my day to day business activities, I will soon get on track. Thank you for your patience.

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  • Ramsay    Apr 23, 2021

    Dear lenders this is to confirm that I have received the amount of 6,163 ZMW disbursed successfully in my MTN payment account.
    I now plan to buy the farming inputs as already stated in my loan proposal.
    Thank you very much to you all for supporting me may God bless you all.

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  • Ramsay    Apr 21, 2021

    With this new loan am applying for this time around I have a Vegetable garden and I need to improve the growing of vegetables by buying the watering equipment or the poly pipes and grow more vegetables because of high demand. In addition I also need to buy the maize sheller machine the maize crop is ripe and ready to harvest. Vegetable this time are highly consumable and it is profitable.
    Thank you so much my lenders I really appreciate you all for supporting me, may God bless you.

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  • Ramsay    Apr 17, 2021

    Dear lenders your financial support for me has really changed my lifestyle, little did realize that during Covid 19 era I would survive, not until I joined Zidisha affordable loans through you my lenders who funders of my loan. Am grateful my businesses are doing very fine the driving school did not have a car but now it has a car through your support and my farming project is also doing very fine and the maize is ripe and I will need a maize sheller machine and also concentrate on the vegetables in my next. Thank very much to you all my success and achievements have been made possible through you my lenders, may God richly bless you.

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  • Ramsay    Mar 21, 2021

    I my provision business has done so well for the past week and I don't want to miss repayment but to adjust so that am able to repay for now. Thank you so much my lenders for supporting me.

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  • Ramsay    Mar 11, 2021

    With this new loan am applying for this time around I have a Vegetable garden and I need to improve the growing of vegetables by buying more fertilizer to apply on the vegetables to grow more crops. I will indeed benefit because I will grow more crops for home consumption and for sale to generate income. Vegetable this time are highly consumable and it is profitable.
    Thank you my renders I appreciate your support and I will do best to produce good results in my Gardening.

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  • Ramsay    Mar 11, 2021

    The previous helped to buy fertilizers and other farming inputs and my vegetable garden is doing well because this time around gardening of vegetables and has become profitable and I have embarked on the the project to make it a good crop yield. Thank you my lender because without you I was not going to start this project. Thank you very much and may good lord bless you all.

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  • Ramsay    Feb 26, 2021

    With this new loan am applying for this time around I have a Vegetable garden and I need to improve the growing of vegetable by more fertilizer to grow more crops. I will indeed benefit because I will grow more crops for home consumption and for sale to generate income.

    Thank you to you all my lenders for coming on board to help.

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  • Ramsay    Feb 26, 2021

    Dear lenders I would to commend the good work your are doing, this period has been very challenging, your support has really transformed me and my driving school. I managed to buy the 2 second hand vehicles and students learning to become transport officers are happy and pushing the school in different dimension. Thank you so much may you please continue to support because own our own, most of our business would have been collapsed by now. Thank you

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  • Ramsay    Feb 23, 2021

    I did receive the amount of 1,416 ZMW in my MTN account successfully, am really happy my renders for supporting me , may God bless you.

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  • Ramsay    Feb 14, 2021

    I will the second hand car to improve my driving school and more student learn and practice how drive and become good and profession transport officers. Thank you all my lenders for support me, your support will indeed go a long way in life, business and family. May God bless you all.

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  • Ramsay    Feb 14, 2021

    The previous loan helped to buy the second hand car for the driving school, it has made a difference because students can now practice and have more time to learn and perfect themselves. The loan is indeed changing my life and that of my family. Thank you my lenders for supporting during this difficulty time we are going through at least I can afford three meals a day for my family and also pay them school fees. Thank you so much.

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  • Ramsay    Jan 25, 2021

    I will the second hand car for the driving school, this will help me to have an extra car to train the students and excellent driving skills.
    Thank you very much my lenders for supporting me I really appreciate.

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  • Ramsay    Jan 24, 2021

    The loan supported me a lot, especially at my driving school, I managed to hire a car that helped graduating students have their practical lessons and passed their exams and road text examination. I really appreciate your support my lenders, Thank very I will lend me again in next loan were I need to buy the driving car of its own. Thank very much

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  • Ramsay    Jan 6, 2021

    Once i receive the funds I will need to hire a car for driving to allow more learning to have ample time to practice how and understand the mechanism of the vehicle operates is I take through the main roads. Thank you so my lenders for supporting my driving school

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