Buying an incubator

Alphonce

Kaani, Kenya

77% repaid

Entrepreneur

Name

Alphonce

Member since

February 2014

On-time repayments

88 installments  •  81%

About Me

My name is Alphonce Kyalo Mutuku. I was born in 1990.I was born in Machakos which is in Eastern part of our country Kenya. I am the only male child in my family.Being the male child, I have responsibilities on my shoulders especially if you come from a poor background as I am. This is the main reason why I started my business of selling fruits and also keeping goats. I thank my parents for educating me to the level of secondary education. I am planning to go to college in future when I save enough money to pay for my school fees. At the moment,the model I use to save money is to re-invest. From the proceeds of the fruit business,I buy goats.I started with one goat and today I have more than ten. It is the same model I have used to expand my business. Now that Zidisha has come to my life, I can hope for a better future.

My Business

I started my business in the year 2012 after seeing my people suffer to buy fruits 3 kilometers away. I started small coz I started with a capital of Ksh 500 where I made a profit of Ksh 100. Today I buy stock worthy Ksh 2,000 and I make an average profit of Ksh 600. I also sell fruit juices when certain fruits are in season and also when its summer coz the sun that time around is very hot.in good day I make a profit of Ksh 1,500 when I combine the two. I have been able to buy goats from the proceeds of my business which I sell when there holidays like Christmas and Easter holidays. Through my business I have been able to support my mother to pay school of my last born sister who has not finished secondary education.Now am planning to go college to hone my skills in business. I am very optimistic not that I have known Zidisha life can only be better.

Loan Proposal

Am always thankful to Zidisha and particularly to my lenders who have enabled me to realize my dreams. To be honest my life is better than it was before I knew Zidisha. Like the last two loans have helped me big time and know that I can achieve many things in life.
Well, Now am requesting for a loan to buy an incubator for hatching chicken. The demand of chicken has gone so high in our area where I operate my business. In this area there is only one person who is doing the business and is overwhelmed by the demand. The incubator is going for Ksh 85,000 which is equivalent to USD 925. It is for 702 eggs . Am requesting for Ksh 57,000 which is USD 623. I will top up the balance from my savings. This will bring a very big shift in my business and my life in general. My uncle has agreed to give me space where I can be putting the incubator and also I can brood once they are hatched. I have been told the rate of hatching can be between 70% to 90% depending with the quality of the eggs. I will source the eggs from my uncle who rears the indigenous chicken. He will be selling the eggs at Ksh 20 per eggs which is equivalent to 21 cents a dollar. The price of a day old chick Ksh 100 which is equal to 1 US dollar. From my simple calculations, if I get a hatching rate of 70%, I will be making a gross profit of Ksh 49,000 ( USD 532) after I deduct the operating cost (i.e) Electricity and buying of the eggs I will be making a net profit of more than
Ksh 20,000 (USD 220). Please help me achieve these and one day be a lender.Thank you so much and may God increase you tremendously.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$634.00

Date disbursed

Apr 15, 2015

Repayment status

Late

Projected term

7 months

Lenders

rebecca

Chapin SC, United States

A

agwong

California, United States

N

nani

austin, United States

J

jobo

Darmstadt, Germany

Dianne

Maryville, United States

tjm212003

Montreal, Canada

C

CWS

Huntington beach, ca, United States

B

bgalon

London, United Kingdom

A

alfredo

Bremen, Germany

H

Hilke

Bremen, Germany

Roothog

copenhagen, Denmark

S_Begay

Allston, United States

F

Fabrizio

Grottaferrata, Italy

thepaddy

Essen, Germany

seabass

New York, United States

C

cperkins

United States

J

jra299

New York, United States

valentin

Stockholm, Sweden

Eduardo

Zollikofen, Switzerland

B

BRWorthington

San Francisco, United States

Ishaque

New Jersey, United States

HI

Highly Improbable

Saskatoon, Canada

investor

Candiac, Canada

J

johan

Oslo, Norway

P

Peter

München, Germany

torelizer

Reggio Emilia, Italy

M

MarkAndMary

Seattle, United States

M

MrMc2

Saugerties, United States

S

SovTempest

Toronto, Canada

C

Catolas

Kelowna, Canada

D

drakekids

Greensboro, United States

S

Spassmacher

46244 Bottrop, Germany

ken701

Lede, Belgium

G

glosoli

Boston, United States

bdm4a

San Fransisco, United States

AdamP

Sunnyvale, United States

J

JLewe

Atlanta, Georgia, United States

T

TobyKenobi

Syracuse, United States

A

adwatson

Milan, MI, United States

BelleStarr

Albuquerque, United States

K

KakkoiiCali

Anaheim, United States

jesuisneil

MATTESON, United States

D

dhedmonds

Toronto, Canada

D

DrFeelGOOD

San Jose, United States

A

Anonymous

United States

O

okane

Espoo, Finland

J

Jmay2133

Fremont, United States

COOPITALIST

Toronto, Canada

E

Ehaffey

Washington D.C., United States

G

GregT

THUNDER BAY, Canada

A

andyfletcher

I want my "My loans" page back, Qatar

C

ColinPlatt

Montgomery Village, United States

Johnny

shanghai, China

B

Bpryse

Long beach, United States

I

ideerge

Mountain View, United States

M

minynlca

San Diego, United States

Tilius

Oslo, Norway

C

CanadianBiker

Peterborough, Canada

Aksel

Nesoddtangen, Norway

J

Jdoyle

Kitchener, Canada

K

Koduck

Southampton, United Kingdom

Straetman

Kaarst, Germany

J

jozua

Delft, Netherlands

AndreaBravi

London, UK, Canada

johnnorris

Aberystwyth, United Kingdom

bluetree

Mountain View, United States

L

louisela

Eugene, Oregon, United States

I

Interfree

Dubai, United Arab Emirates

H

howru

Toronto, Canada

B

bgnet

Kalamazoo, United States

F

faical

Cologne, Germany

K

K1Stay

London, United Kingdom

Tjitser

The Hague, Netherlands

S

SusanP

Muscat, Oman

B

bgxalz

Kópavogur, Iceland

mike123riley

Palo Alto, United States

T

TopUp

Toronto, Canada

J

jjcharlie

chicago, United States

H

Houdini314

Elwood, United States

ZlataRoy

Cheltenham, United Kingdom

A

alzyee

Ohio, United States

D

danielske

Branford, United States

F

FaaThailand

Bangkok, Thailand

M

mushroom

Brussels, Belgium

MichaelDean

San Jose, United States

P

peterschinkel

Amsterdam, Netherlands

A

Aloha

Cologne, Germany

J

Jacquinta

London, United Kingdom

Pere

Barcelona, Spain

J

jkwilson

Winona, United States

Zidisha

Sterling, United States

K

kathy207

South Portland, United States

A

aliasadsj

Queens, NY, United States

T

ToddK

Indianapolis, IN, USA, United States

P

Purllyn

Dillon, United States

A

ashtanga99

Newport, United States

Kate4Good

Washington, United States

K

kipwhite

California, United States

DaveinPerth

Perth, Australia

K

kingmark1

Calgary, Canada

BJ

Brandon Joz

North Carolina, United States

N

nanning

Baltasound, United Kingdom

Kysera

Crawfordsville, United States

Jeff and Marcie

Portland, OR, United States

M

mrhanky1

melbourne, Australia

T

thejacobnorton

Jubail, Saudi Arabia

T

tlingf

San Francisco, United States

C

Carol

Ripon, United States

jmsquared

Seattle, United States

MichaelR

Los Angeles, United States

C

CheesemanDan

Shanghai, China

A

Alicee

Munich, Germany

P

proby24

Singapore, Singapore

S

SelvaMarcus

Green Cove Springs, United States

A

Alsyf

Sydney, Australia

phytoplankton

United States

C

cmubiggguy

Chapin, SC, United States

T

tmsaddress

Orlando, Florida, United States

AlexPalavas

Palavas les Flots, France

B

Becks

Dubai, United Arab Emirates

1

1979fan

Palo Alto, United States

M

mgeck

Munich, Germany

TheMoonDuster

Brisbane, Australia

E

eagor

Wauwatosa, United States

nelson637

Greenbrae, California, United States

cattlebaron

Pierre, SD, United States

F

fisaire

Ithaca, United States

G

grahamfamily

Guildford, United Kingdom

T

tonilends

catalonia is not:, Spain

B

blairan

Baltimore, United States

C

cyrilleberger

Gammalkil, Sweden

M

michalbette

melbourne, Australia

S

SeanWolfPack

Raleigh, United States

pbosakov

Sofia, Bulgaria

J

jimmydjjr

Gautier, United States

rioreiser

Ingolstadt, Germany

Elaine123

Philadelphia, United States

N

nullologue

Boston, United States

JesseEXPRESS

Arlington, United States

M

Marij

Gent, Belgium

M

missjoyy

Munich, Germany

Gillis

Helsinki, Finland

P

portlandloans

Portland, United States

B

BTaylor

Colorado Springs, CO, United States

Moyeji

Australia

F

fake_name

Boston, United States

R

RichardH

Manchester, United Kingdom

L

Loria

Vancouver, Canada

ViVenusMedical

Jarfalla, Sweden

W

William

Los Angeles, United States

amovida

Central valley, ny, United States

Susansfund

Colorado Springs, United States

MicroFinancier

New York, United States

B

bgj21

Cambridge, United Kingdom

G

glomardor

Leonardtown, United States

J

juliewilson1971

Dhahran, Saudi Arabia

M

markusfitza

College Station, United States

P

penguin3694

Chicago, United States

A

aiban

Austin, United States

J

JG2012

Brooklyn, United States

J

JoJoHouse

New Castle, United States

S

Sabine

Courtenay, Canada

clemenchiang

Singapore, Singapore

D

doinggood

Missoula, United States

M

mastodons

Chicago, United States

A

Austrian

Graz, Austria

ShelbyDove

Los Angeles, United States

P

PhilACK

Brampton, Canada

birtom

Ettlingen, Germany

Matthew

New York, NY, United States

S

samuk

Nottingham, United Kingdom

Jouni

Finland

A

Austin

Long Beach, United States

Jalene

Redmond, Oregon, United States

M

mmcclu111

San Francisco, United States

A

Atlantia

Brisbane, Australia

danielytao

Boston, United States

RoryWitt

San Diego, United States

K

Katehar

Maple Valley, WA, United States

Cvmh88

Adelaide, Australia

K

Kaz12

Winnipeg, Canada

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

N

NoelC

Chelmsford, United Kingdom

J

janharg

Garland, Tx, United States

C

creightonr

Buffalo, United States

bryancain

Toluca Lake, United States

D

DThirteen

Miami, United States

B

BGRRisz

Arlington, United States

B

bitofrits

New York City, United States

H

hchsmicroloans

New York, United States

U

UmSaeed

Southfield, United States

M

mwkelley2

Columbus, OH, United States

A

amnesiac

Adelaide, Australia

Alina

Amsterdam, Netherlands

A

Aaron

Zurich, Switzerland

W

WellingtonPFClass

Columbus, Oh, United States

R

rawlo5660

san jose, United States

D

djschin

Heber City, United States

C

cescotet

Needham, United States

R

Roxyclark

Heber City, United States

B

Bluejay

Magrath, Canada

OlyRhys

Olympia, United States

S

Southern

Oberursel, Germany, Germany

O

Oscart

Edmonton, Canada

DT

Dru Tarr

Gloucester, United States

Bruno

São Paulo, Brazil

ohlandtmann

Moorestown, United States

J

jerryq

Redding, United States

M

mkellerman

Shanghai, China

L

lilbsedz

Raleigh, United States

K

KHobbs

Austin, United States

H

hetultel

Ahmedabad, India

HMS_5th_Grade

Honolulu, United States

L

LenderTrender

Freeville, United States

A

Adam3333

Hague, Netherlands

chadgibbs

Loveliest Village, United States

M

memorissima

milano, Italy

F

FredBetty

San Antonio, United States

G

glh25

Winooski, United States

A

asmilligan17

Perryville, United States

fairspirit

Utrecht, Netherlands

Gordons28

Santa Monica, United States

M

Moamar

Grand Rapids, United States

Shamrock

Wicklow, Ireland

VintageCalifornia

San Diego, United States

S

Smelville

Ottawa, Canada

L

LindsayB

Sydney, Australia

S

sublibyss

East Lansing, United States

M

Molly

Houston, TX, United States

D

d3witt

Cheyenne, United States

T

tchafin

Los Angeles, United States

B

BassClef

Bozeman, United States

R

Rondo911

sherbrooke, Canada

Richard100

Santa Ana, United States

nmatpt

Lisboa, Portugal

P

prashant

SUNNYVALE, United States

G

gregc

Calgary, Canada

M

MarkGallagher

Glasgow, United Kingdom

E

ElliottGarlock

Palo Alto, CA, United States

S

sjenkins

Swansea, United Kingdom

A

acolomitchi

Eynesbury, Australia

A

amish

San Francisco, United States

A

Avalokiteshvara

Yau Yat Chuen, Hong Kong

C

CJAnderson

Sydney, Australia

U

UTLonghorn

Lincoln, United States

2

2Samuel22

Clarksville, United States

Tom44

Vancouver, Canada

Longhorn

Austin, United States

neocodesoftware

vancouver, Canada

larsandanika

Langen, Germany

K

Krish

Dubai, United Arab Emirates

O

olliepalmer

London, United Kingdom

S

Sclodfelter

Los Angeles, United States

F

Fritzimax

Pacific City, United States

isabelv

Barcelona, Spain, Sweden

Nadja

Weissach, Germany

O

ommthree

Egg, Switzerland

S

Serene

Philadelphia, United States

Erika

Calgary, Canada

paulclinton

malaga, Spain

greensheep

Jakarta, Indonesia

L

LongTallSallymander

Menomonee Falls, United States

G

gradient

KFAR SABA, Israel

I

idakaren

bonlez, Belgium

P

Paleomagick

Eldred, United States

Rena121

Sydney, Australia

gseletko

South Perth, Australia

C

Carlos

Barcelona, Spain

S

smetis

Kananaskis, Canada

S

Sreval

Manly, Australia

FriendinOregon

Hillsboro, Oregon, United States

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

L

lewisfamily

Bicester, United Kingdom

B

bakedpotato

Middletown, United States

W

wilma95

napa, United States

Z

ZandC

Sacramento, United States

I

inips

Oslo, Norway

Lambie

Perth, Australia

T

ThereIsNoGod

Singapore, Singapore

R

rebtl

San Francisco, United States

andreatagliatti

Manchester, United Kingdom

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

H

harrymore

Townsville, Australia

J

jinx83

Brisbane, Australia

HealthcareProvider

Baltimore, United States

Z

zidishan

Trifouillis, France

E

E

Marin county, United States

P

Popcorn

Berkeley, United States

H

Haavard

Bergen, Norway

C

Clben7

Cincinnati, United States

M

mueba

Frankfurt, Germany

L

lobotommy

OSLO, Norway

A

akshu71

Ottawa, Canada

B

BobHope

United States

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

G

geoff

United States

X

xavier

Toronto, Canada

S

spivurno

United States

S

SimonAngus

South Africa

M

Michi

Switzerland

J

jdallatezza

United States

Pankratio

EastVan, Canada

K

Karpet

Faroe Islands

M

maverick

United States

Anu

India

joshuacollinson

Vienna, Austria

R

rbaxter

United Kingdom

H

heretohelp

Philippines

A

ajayhk

San Jose, United States

J

jbhernan

United States

Agerfar

Aarhus, Denmark

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

W

wesbh89

United States

Grant Xavier Storer

Seattle, Wa, United States

J

jdelaporte

United States

A

AlexH

United Kingdom

dpollard

United States

S

SCHAC

Switzerland

SV

sven vdk

Twickenham, United Kingdom

M

M.Umar

Pakistan

J

JeremyR

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

Dave Bogard

New York, United States

Tsay

Taipei, Taiwan

N

Niels

Berlin, Germany

Robert

Sweden

M

Mathias

Cologne, Germany, United States

B

Byron

United States

JL

Jindou Lee

United States

jtreyes

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Alphonce a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$512.89

Amount remaining

$153.64

Expected completion

Dec 13, 2015

Status

Repaying late

Installment amount

$20.00

Repayment History

Expected Payments Actual Payments
Apr 26, 2015 $15.50 Apr 27, 2015 $15.50
May 3, 2015 $15.50 Apr 27, 2015 $1.17
May 3, 2015 $14.33
May 10, 2015 $15.50 May 3, 2015 $0.11
May 9, 2015 $15.39
May 17, 2015 $15.50 May 16, 2015 $15.50
May 24, 2015 $1.17 May 16, 2015 $1.17
May 31, 2015 $20.00 May 23, 2015 $20.00
Jun 7, 2015 $20.00 May 23, 2015 $18.89
Jun 14, 2015 $1.11
Jun 14, 2015 $20.00 Jun 14, 2015 $20.00
Jun 21, 2015 $20.00 Jun 14, 2015 $1.11
Jun 22, 2015 $18.89
Jun 28, 2015 $20.00 Jun 22, 2015 $2.22
Jun 28, 2015 $17.78
Jul 5, 2015 $20.00 Jun 28, 2015 $7.78
Jul 3, 2015 $12.22
Jul 12, 2015 $20.00 Jul 3, 2015 $10.00
Jul 12, 2015 $10.00
Jul 19, 2015 $20.00 Jul 12, 2015 $12.22
Jul 20, 2015 $7.78
Jul 26, 2015 $20.00 Jul 26, 2015 $20.00
Aug 2, 2015 $20.00 Aug 3, 2015 $20.00
Aug 9, 2015 $20.00 Aug 3, 2015 $2.22
Aug 16, 2015 $17.78
Aug 16, 2015 $20.00 Aug 16, 2015 $4.44
Aug 24, 2015 $15.56
Aug 23, 2015 $20.00 Aug 24, 2015 $1.11
Sep 13, 2015 $16.67
Sep 19, 2015 $2.22
Aug 30, 2015 $20.00 Sep 19, 2015 $20.00
Sep 6, 2015 $20.00 Sep 19, 2015 $4.44
Oct 6, 2015 $15.56
Sep 13, 2015 $20.00 Oct 19, 2015 $19.44
Oct 27, 2015 $0.56
Sep 20, 2015 $20.00 Oct 27, 2015 $13.89
Nov 17, 2015 $6.11
Sep 27, 2015 $20.00 Nov 17, 2015 $20.00
Oct 4, 2015 $20.00 Nov 17, 2015 $20.00
Oct 11, 2015 $20.00 Nov 17, 2015 $3.89
Jul 26, 2016 $16.11
Oct 18, 2015 $20.00 Jul 26, 2016 $0.56
Nov 23, 2018 $2.22
Jan 25, 2019 $1.61
Jan 26, 2019 $2.22
Jan 29, 2019 $2.22
Jan 30, 2019 $5.56
Feb 1, 2019 $2.22
Feb 4, 2019 $2.00
Feb 5, 2019 $1.39
Oct 25, 2015 $20.00 Feb 5, 2019 $0.83
Feb 11, 2019 $2.22
Feb 18, 2019 $2.22
Feb 19, 2019 $2.22
Feb 20, 2019 $1.11
Feb 20, 2019 $1.11
Feb 21, 2019 $1.11
Feb 21, 2019 $1.11
Feb 22, 2019 $1.11
Feb 22, 2019 $1.11
Feb 25, 2019 $1.11
Feb 25, 2019 $1.11
Feb 26, 2019 $1.11
Feb 26, 2019 $1.11
Feb 28, 2019 $1.11
Feb 28, 2019 $0.28
Nov 1, 2015 $20.00 Feb 28, 2019 $0.83
Mar 4, 2019 $1.11
Mar 4, 2019 $1.11
Mar 7, 2019 $1.11
Mar 7, 2019 $1.11
Aug 29, 2022 $2.22
Aug 30, 2022 $1.11
Aug 30, 2022 $1.11
Nov 8, 2015 $20.00
Nov 15, 2015 $20.00
Nov 22, 2015 $20.00
Nov 29, 2015 $20.00
Dec 6, 2015 $20.00
Dec 13, 2015 $43.37

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