Buying and selling

David Karanja

Nairobi, Kenya

10% repaid

Entrepreneur

Name

David Karanja

Member since

August 2012

On-time repayments

196 installments  •  22%

About Me

I live in Nairobi Buruburu Estate with my family, one child in standard one in a nearby private school, am a Pastor at Kenya Assemlies of God Pumwani Slums in Nairobi and I started this business early this year - 2012 with the aim of improving the life of vulnerable women, youth and children infected and affected with HIV &AIDS in Tumaini NGO -website (www.tumainifund.org) . I am tyring to improve tumaini members to join zindisha microfinance to empower their business through borrowing loans. zindisha has helped me to think out of the box and also aidded in my future growth, in my family we have seen changes though zindisha financial aid which has improved our living standards. the second loan will help me expand my business to another level.

My Business

I sell hand-made bags that are currently on high demand as we now approach chrtismas period since more tourists are visiting the country; this makes it a very profitable business need to expand.When all factors are favourable for business i make a profit of close to 40% per month.
Challenges among others are, lack of huge stock due to shortage of finance, Transportation cost to the factory and also sometimes lack of stability in the country as this makes the tourists fear visiting the country.

Loan Proposal

IN TRANSPORTATION ,BUYING AND SELLING OF USED CARS , WILL BE BUYING LOCAL CARS FOUND IN KENYA AND I WILL BE SELLING THEM AT A PROFIT.I WILL SPECIALIZE ON TOYOTA 110 AUTOMATIC AND TOYOTA NZE MODEL SINCE IT IS ON HIGH DEMAND IN THE KENYAN MARKET AND I HAVE ALSO MUCH EXPERIENCE IN THE SAME MODEL OF VEHICLE.
I ALSO USE THE SAME VEHICLE FOR HIRING. THIS WE CREATE SELF EMPLOYMENT OPPORTUNITY AND SUSTAIN ME AND MY FAMILY FROM THE PROFIT I WILL GET FROM IT.
BUYING AND SELLING OF LIVESTOCK FROM MAIMAIHU TO KIJABE AND I WILL SPECIALIZE ON GOATS AND SHEEP ON WILL IT WILL ALSO CREATE EMPLOYMENT TO THE YOUTH

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,400.00

Date disbursed

Jan 16, 2016

Repayment status

Late

Projected term

70 months

Cost to entrepreneur

Service fee: $75.36

David opted to pay $83.04 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

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MG

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MM

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ME

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Solon Brown

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M

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PG

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JW

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V

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K

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AH

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Portland, United States

LD

Laura Dobroth

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E

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E

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EF

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BS

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SC

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T

Trish

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Jason Ormand

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A

Andrei

United States

AK

Achim Königs

Bonn, Germany

M

Mark

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Heidy

N J, United States

R

Roanna

Alberta, Canada, Canada

MH

Meg Holland

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D

Donna

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SH

Steven Huntington

London, United Kingdom

Gabriel Fenili

Santo André, Brazil

L

LK

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TW

Tyler Wood

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JC

Justin cohan

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S

stevensau

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K

Kristin

Washington, DC, United States

M

Marianne

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FJ

Flo Jo

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MF

Marissa Fiore

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V

Vidar

Oslo, Norway

MA

Michael Allen

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H

Huub

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JC

juli camrud

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RC

Rudi Chen

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G

Gerry

Netherlands

SG

Suresh Gadad

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JG

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