7 installments • 14%
My name is Isaac Apoma and I am 36 years of age. I am married with three children. I completed Jhs but couldn't continue to further my education at Shs level because of lack of financial support. My parent were pretty traders and couldn't cater for my education so I decide to learn some trade in barbering. The hardship I went through made me travel to Burkina Faso to search for greener pastures but return back to Ghana because life there was very tough. I used the money i got from my stay at Burkina Faso to open a shop and now i depend on that for a living. It's my duty as a father to cater for my children so i am doing all i can to make their future bright.
I have a barbering shop where i shave people for money. I charge per haircut and and save the money I earn from the services I provide. Barbering Shop business is a good business which with a little support I can open branches to help me raise enough profit. I need support hence my decision to join Zidisha.
I have employed a new apprentice who is ready to work with me. I am going to teach him how to shave and would need additional chair to assist in his learning process. Taking this loan would really help to purchase which can be used to shave two persons at a time. This would help to increase as daily clients whom we serve on daily basis also increase my profit on daily basis as we would serve two customers at a time. I would use the profit for some expenses and reinvest the rest back into the business.
Nowadays ever since schools and institutions reopened work has been progressing very well. I would pay the loan from the daily sales I make by given out services to my clients .
Apr 25, 2021
Cost to entrepreneur
Service fee: $3.55
Credit risk payment: $7.09
Optional expediting fee: $10.64