Buying domain and hosting package

Josiah Cheruiyot

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Josiah Cheruiyot

Member since

March 2015

On-time repayments

91 installments  •  71%

About Me

Hi Lenders,

Josiah here, born and bred in a small Town in the North of Kenya. I'm the last born in a family of five. I come from a humble background and that inspired me to strive and achieve bigger and better things in life. Being a serial entrepreneur, I started off my first business at the age of 14, it was a farm produce delivery business that was facilitated using my Dad's bicycle. Though the business was quite profitable it affected my studies and had to quit and focus on my studies.

After high school, I developed an interest in online work and used to do freelance data entry and writing work for a friend who had a freelance account with Upwork. After trying different freelance jobs I found my sweet spot with writing. Over the past 4-years I've been exclusively offering my services in Content Mills platforms such as iWriter and more recently on Fiverr and Upwork.

My Business

My freelance work has been producing sufficient income for myself and my family BUT my objective has always been creating employment for my peers. MY GOAL is to establish an INDEPENDENT CONTENT CREATION AGENCY and offer employment opportunities for my fellow peers.

My PURPOSE for the loan is to help set up the necessary system I'll need to make my dream a reality; such as website, creating a training module and registering the business. This financing will go a long way in helping me realize a lifelong dream of empowering fellow youth to embrace self-employment through freelance work.

Loan Proposal

Hello Lenders,

This loan is intended to be used for buying a domain name and hosting package for a website, I intend to set up for my online freelancing business.

This loan will go a long way towards helping me establish a business that I believe will change my life and my family for the better.

Thanks in advance for your understanding.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$10.88

Date disbursed

Nov 16, 2017

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $0.48

Lenders

MarktheMormon

Sandy, Utah, United States

HH

Helen Horseman

United Kingdom

T

TP

United States

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  • Josiah Cheruiyot    Aug 22, 2022

    Thank you for funding my loan. I'll keep you posted on the progress as we go along. God bless you all

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  • Josiah Cheruiyot    Aug 22, 2022

    Thank you! I'll keep you posted on the progress every two to three weeks.

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  • Josiah Cheruiyot    Aug 22, 2022

    Thanks... I'll update you on how I'll use the loan.

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  • Josiah Cheruiyot    Jun 25, 2022

    Thank you for your support. I'll keep you updated on my progress.

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  • Josiah Cheruiyot    Jun 25, 2022

    Thank you for your support. I'll keep you updated.

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  • Josiah Cheruiyot    Mar 24, 2022

    I used my previous loan to add an additional employee to my freelance writing agency team which resulted in a 30% increase in revenue.

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  • Shellemiah Ogollah    Dec 8, 2021

    dear team
    mr. Josiah he's not reachable and I will try to reach him late in the evening today for more details.

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  • Josiah Cheruiyot    Nov 8, 2021

    For the next 5 installments.

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  • Josiah Cheruiyot    Oct 18, 2021

    Thanks all for funding my project. Your funding will go a long way in helping me propel my freelancing agency to greater heights. I'll keep you updated every step of the way and make the repayments on time.

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  • Josiah Cheruiyot    Oct 3, 2021

    I intend to use this loan to expand my freelance writing team by adding one more member.

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  • Josiah Cheruiyot    Sep 12, 2021

    ..

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  • Josiah Cheruiyot    Aug 22, 2021

    Just for the next TWO installments!

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  • Josiah Cheruiyot    Aug 15, 2021

    Just for the next 5 installments!

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  • Josiah Cheruiyot    Aug 10, 2021

    Just came across some EXTRA cash

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  • Josiah Cheruiyot    Aug 3, 2021

    My freelance business has suffered a slow period hence the need to readjust the repayment amount to match the current circumstances. Thanks for your understanding.

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  • Josiah Cheruiyot    Jul 21, 2021

    Hey Uwumborgah & Marten,

    Thanks for funding my project. I'll keep you UPDATED on my progress and START REPAYMENT once the weekly amounts are due.

    Much gratitude,
    -Josiah!

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  • Josiah Cheruiyot    Feb 19, 2019

    I wish to repay all of my outstanding loan

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  • Josiah Cheruiyot    Feb 17, 2019

    Cash flow issues

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  • Josiah Cheruiyot    Dec 21, 2018

    .

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  • Mary Kazungu    Nov 16, 2018

    Hello Josiah, how you doing today? i applied for my eighth loan of USD 1240. I was expecting 998 after 186 credit risk and 62 service fee. but i received 700 yesterday afternoon. Can you please help me out know how is this all about? Thank you in advance. You can call me on 0724101626

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    • Josiah Cheruiyot    Nov 16, 2018

      Hi Mary, I'm really sorry that you had this experience with your eighth loan.

      However, I've checked your profile and the status of your loan and it clearly reflects what the expected amount was $1240 - I've done some quick calculations and actually found that your total deductions was supposed to be $186 (10%*1240+5%*1240) and your expected disbursement amount was to be $1054 ($1240-$186). Looking at the numbers there is certainly an issue that needs to be looked at.

      My advice to you would be to:

      1. Contact Zidisha Support Staff through the Support Ticket/Help page on your profile

      2. Post your message on the Forum (Borrower's Questions)

      3. Call your Volunteer Mentor and have him take up the issue.

      All the very best Mary, am hoping for a speedy resolution to your issue.

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