Joseph
Kimende,kiambu,kenya, Kenya
56% repaid
Name
Joseph
Member since
February 2014
On-time repayments
329 installments • 21%
I am aged 28 years old and married with one child, i have worked with two communication companys as a sales person namely yu and airtel kenya dealing with their products , i done this for two years and since i had a passion in relating with people and traveling, i decided to start a business that i would be doing direct sales /marketing and with the knowledge i had accuared when in the two companys i decided deal with mobile phone accesories / assorted electricals and electronics, i had saved twenty thousand shilling and i decided to use this as capital although the business is good i have been having the problem of goods since i didnt have enough capital and i believe if i can get enough money my business can get to another level.
I have a business where i am dealing with mobile phone accessories like chargers memory cards ,batteries, housings, screen protectors , lines,plus assorted electricals which i supplies to retailers who own accessories shops in various towns and by doing this i save them the time and money they can use when coming to Nairobi to shop for the same goods. It has been a good business because they even have my number so in case they need something they just order and i organise myself and i never let them down. I have one employee but as the business grows i hope to add more people and that way i will also create employment currently i have about 100 retailers who rely on me to supply them and I believe many more can be found if i had a financial support. .Thanks a lot Zidisha team i believe with your support I can achieve my dreams.
Dear lenders first and foremost i want to say thank you very much for your continued support to me and many more borrowers around the world, you have been a blessing to me and my family,
I have a business idea that i believe will work very well during this festival, with the loan i will get from you i will buy 20 goats @approximately 40$ each plus 5$ each for transport and i will resell them at my home area at approximately 65$ each i will get them from the local farmers and i have an advantage since a good friend of mine has a lorry that we will use for transport and he is charging me well ,by this i will make approximately 400$ within this month. I believe this business is viable since almost every home slaughters a goat during christmas and there is a shortage ,with the profits i will get from the sale i will use 250$ to upgrade a poultry business that i started recently at my local home in nyeri by adding more chicks,and use 150$ to learn a driving course since i have been having that idea for a long time. Since the goats business is just for a short term, i will get back the total cash within one month and i will use it to upgrade my current mobile phone accessories business by adding more stock of simcards and replacement cards,this way i will be able to buy in bulk mostly when they are cheap since they have been moving very well recently.
Looking forward to your support
I promise to repay in time .
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,115.00
Date disbursed
Dec 3, 2014
Repayment status
Late
Projected term
70 months
Other loans
Amount repaid
$753.26
Amount remaining
$584.07
Expected completion
Sep 6, 2020
Status
Repaying late
Installment amount
$16.85
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 14, 2014 | $23.07 | Dec 12, 2014 | $23.07 |
Dec 21, 2014 | $23.07 | Dec 12, 2014 | $23.07 |
Dec 28, 2014 | $23.07 | Dec 12, 2014 | $10.04 |
Dec 19, 2014 | $13.02 | ||
Jan 4, 2015 | $23.07 | Dec 19, 2014 | $10.57 |
Dec 26, 2014 | $12.49 | ||
Jan 11, 2015 | $23.07 | Dec 26, 2014 | $11.10 |
Jan 2, 2015 | $11.97 | ||
Jan 18, 2015 | $23.07 | Jan 2, 2015 | $11.63 |
Jan 9, 2015 | $11.44 | ||
Jan 25, 2015 | $23.07 | Jan 9, 2015 | $12.16 |
Jan 16, 2015 | $10.91 | ||
Feb 1, 2015 | $23.07 | Jan 16, 2015 | $13.81 |
Jan 23, 2015 | $9.26 | ||
Feb 8, 2015 | $23.07 | Jan 23, 2015 | $14.34 |
Jan 30, 2015 | $8.73 | ||
Feb 15, 2015 | $23.07 | Jan 30, 2015 | $15.99 |
Feb 13, 2015 | $7.08 | ||
Feb 22, 2015 | $23.07 | Feb 13, 2015 | $23.07 |
Mar 1, 2015 | $23.07 | Feb 13, 2015 | $0.19 |
Feb 20, 2015 | $22.88 | ||
Mar 8, 2015 | $23.07 | Feb 20, 2015 | $2.97 |
Feb 27, 2015 | $20.10 | ||
Mar 15, 2015 | $23.07 | Feb 27, 2015 | $2.93 |
Mar 13, 2015 | $20.13 | ||
Mar 22, 2015 | $23.07 | Mar 13, 2015 | $7.39 |
Mar 21, 2015 | $15.67 | ||
Mar 29, 2015 | $23.07 | Mar 21, 2015 | $9.04 |
Mar 28, 2015 | $14.02 | ||
Apr 5, 2015 | $23.07 | Mar 28, 2015 | $11.26 |
Apr 4, 2015 | $11.81 | ||
Apr 12, 2015 | $23.07 | Apr 4, 2015 | $15.16 |
Apr 12, 2015 | $7.91 | ||
Apr 19, 2015 | $23.07 | Apr 12, 2015 | $12.31 |
Apr 19, 2015 | $10.75 | ||
Apr 26, 2015 | $23.07 | Apr 19, 2015 | $13.97 |
May 1, 2015 | $9.10 | ||
May 3, 2015 | $23.07 | May 1, 2015 | $2.25 |
May 3, 2015 | $12.92 | ||
May 12, 2015 | $7.90 | ||
May 10, 2015 | $23.07 | May 12, 2015 | $16.48 |
May 19, 2015 | $6.58 | ||
May 17, 2015 | $23.07 | May 19, 2015 | $17.01 |
May 21, 2015 | $6.06 | ||
May 24, 2015 | $23.07 | May 21, 2015 | $5.74 |
May 26, 2015 | $17.33 | ||
May 31, 2015 | $23.07 | May 26, 2015 | $9.98 |
Jun 7, 2015 | $13.09 | ||
Jun 7, 2015 | $23.07 | Jun 7, 2015 | $0.62 |
Jun 9, 2015 | $22.45 | ||
Jun 14, 2015 | $23.07 | Jun 9, 2015 | $4.52 |
Jun 19, 2015 | $18.55 | ||
Jun 21, 2015 | $23.07 | Jun 19, 2015 | $3.70 |
Jul 1, 2015 | $19.37 | ||
Jun 28, 2015 | $23.07 | Jul 1, 2015 | $19.39 |
Jul 12, 2015 | $3.67 | ||
Jul 5, 2015 | $23.07 | Jul 12, 2015 | $23.07 |
Jul 12, 2015 | $0.22 | Jul 12, 2015 | $0.22 |
Jul 19, 2015 | $0.00 | ||
Jul 26, 2015 | $16.63 | Aug 7, 2015 | $16.63 |
Aug 2, 2015 | $0.00 | ||
Aug 9, 2015 | $5.62 | Aug 26, 2015 | $5.62 |
Aug 16, 2015 | $0.00 | ||
Aug 23, 2015 | $0.00 | ||
Aug 30, 2015 | $5.62 | Sep 3, 2015 | $5.62 |
Sep 6, 2015 | $0.00 | ||
Sep 13, 2015 | $0.00 | ||
Sep 20, 2015 | $0.00 | ||
Sep 27, 2015 | $0.00 | ||
Oct 4, 2015 | $4.49 | Oct 2, 2015 | $4.49 |
Oct 11, 2015 | $4.49 | Oct 10, 2015 | $4.49 |
Oct 18, 2015 | $0.00 | ||
Oct 25, 2015 | $0.00 | ||
Nov 1, 2015 | $0.00 | ||
Nov 8, 2015 | $3.93 | Nov 2, 2015 | $3.93 |
Nov 15, 2015 | $3.93 | Nov 2, 2015 | $0.56 |
Nov 18, 2015 | $3.37 | ||
Nov 22, 2015 | $0.56 | Nov 18, 2015 | $0.56 |
Nov 29, 2015 | $0.00 | ||
Dec 6, 2015 | $0.00 | ||
Dec 13, 2015 | $0.00 | ||
Dec 20, 2015 | $0.00 | ||
Dec 27, 2015 | $0.00 | ||
Jan 3, 2016 | $13.48 | Oct 18, 2018 | $3.37 |
Oct 22, 2018 | $1.12 | ||
Oct 23, 2018 | $1.12 | ||
Oct 24, 2018 | $1.12 | ||
Nov 1, 2018 | $1.12 | ||
Sep 2, 2019 | $5.62 | ||
Jan 10, 2016 | $0.00 | ||
Jan 17, 2016 | $0.00 | ||
Jan 24, 2016 | $0.00 | ||
Jan 31, 2016 | $0.00 | ||
Feb 7, 2016 | $0.00 | ||
Feb 14, 2016 | $0.00 | ||
Feb 21, 2016 | $0.00 | ||
Feb 28, 2016 | $0.00 | ||
Mar 6, 2016 | $0.00 | ||
Mar 13, 2016 | $0.00 | ||
Mar 20, 2016 | $0.00 | ||
Mar 27, 2016 | $0.00 | ||
Apr 3, 2016 | $0.00 | ||
Apr 10, 2016 | $0.00 | ||
Apr 17, 2016 | $0.00 | ||
Apr 24, 2016 | $0.00 | ||
May 1, 2016 | $0.00 | ||
May 8, 2016 | $0.00 | ||
May 15, 2016 | $0.00 | ||
May 22, 2016 | $0.00 | ||
May 29, 2016 | $0.00 | ||
Jun 5, 2016 | $0.00 | ||
Jun 12, 2016 | $0.00 | ||
Jun 19, 2016 | $0.00 | ||
Jun 26, 2016 | $0.00 | ||
Jul 3, 2016 | $0.00 | ||
Jul 10, 2016 | $0.00 | ||
Jul 17, 2016 | $0.00 | ||
Jul 24, 2016 | $0.00 | ||
Jul 31, 2016 | $0.00 | ||
Aug 7, 2016 | $0.00 | ||
Aug 14, 2016 | $0.00 | ||
Aug 21, 2016 | $0.00 | ||
Aug 28, 2016 | $0.00 | ||
Sep 4, 2016 | $0.00 | ||
Sep 11, 2016 | $0.00 | ||
Sep 18, 2016 | $0.00 | ||
Sep 25, 2016 | $0.00 | ||
Oct 2, 2016 | $0.00 | ||
Oct 9, 2016 | $0.00 | ||
Oct 16, 2016 | $0.00 | ||
Oct 23, 2016 | $0.00 | ||
Oct 30, 2016 | $0.00 | ||
Nov 6, 2016 | $0.00 | ||
Nov 13, 2016 | $0.00 | ||
Nov 20, 2016 | $0.00 | ||
Nov 27, 2016 | $0.00 | ||
Dec 4, 2016 | $0.00 | ||
Dec 11, 2016 | $0.00 | ||
Dec 18, 2016 | $0.00 | ||
Dec 25, 2016 | $0.00 | ||
Jan 1, 2017 | $0.00 | ||
Jan 8, 2017 | $0.00 | ||
Jan 15, 2017 | $0.00 | ||
Jan 22, 2017 | $0.00 | ||
Jan 29, 2017 | $0.00 | ||
Feb 5, 2017 | $0.00 | ||
Feb 12, 2017 | $0.00 | ||
Feb 19, 2017 | $0.00 | ||
Feb 26, 2017 | $0.00 | ||
Mar 5, 2017 | $0.00 | ||
Mar 12, 2017 | $0.00 | ||
Mar 19, 2017 | $0.00 | ||
Mar 26, 2017 | $0.00 | ||
Apr 2, 2017 | $0.00 | ||
Apr 9, 2017 | $0.00 | ||
Apr 16, 2017 | $0.00 | ||
Apr 23, 2017 | $0.00 | ||
Apr 30, 2017 | $0.00 | ||
May 7, 2017 | $0.00 | ||
May 14, 2017 | $0.00 | ||
May 21, 2017 | $0.00 | ||
May 28, 2017 | $0.00 | ||
Jun 4, 2017 | $0.00 | ||
Jun 11, 2017 | $0.00 | ||
Jun 18, 2017 | $0.00 | ||
Jun 25, 2017 | $0.00 | ||
Jul 2, 2017 | $0.00 | ||
Jul 9, 2017 | $0.00 | ||
Jul 16, 2017 | $0.00 | ||
Jul 23, 2017 | $0.00 | ||
Jul 30, 2017 | $0.00 | ||
Aug 6, 2017 | $0.00 | ||
Aug 13, 2017 | $0.00 | ||
Aug 20, 2017 | $0.00 | ||
Aug 27, 2017 | $0.00 | ||
Sep 3, 2017 | $0.00 | ||
Sep 10, 2017 | $0.00 | ||
Sep 17, 2017 | $0.00 | ||
Sep 24, 2017 | $0.00 | ||
Oct 1, 2017 | $0.00 | ||
Oct 8, 2017 | $0.00 | ||
Oct 15, 2017 | $0.00 | ||
Oct 22, 2017 | $0.00 | ||
Oct 29, 2017 | $0.00 | ||
Nov 5, 2017 | $0.00 | ||
Nov 12, 2017 | $0.00 | ||
Nov 19, 2017 | $0.00 | ||
Nov 26, 2017 | $0.00 | ||
Dec 3, 2017 | $0.00 | ||
Dec 10, 2017 | $0.00 | ||
Dec 17, 2017 | $0.00 | ||
Dec 24, 2017 | $0.00 | ||
Dec 31, 2017 | $0.00 | ||
Jan 7, 2018 | $0.00 | ||
Jan 14, 2018 | $0.00 | ||
Jan 21, 2018 | $0.00 | ||
Jan 28, 2018 | $0.00 | ||
Feb 4, 2018 | $0.00 | ||
Feb 11, 2018 | $0.00 | ||
Feb 18, 2018 | $0.00 | ||
Feb 25, 2018 | $0.00 | ||
Mar 4, 2018 | $0.00 | ||
Mar 11, 2018 | $0.00 | ||
Mar 18, 2018 | $0.00 | ||
Mar 25, 2018 | $0.00 | ||
Apr 1, 2018 | $0.00 | ||
Apr 8, 2018 | $0.00 | ||
Apr 15, 2018 | $0.00 | ||
Apr 22, 2018 | $0.00 | ||
Apr 29, 2018 | $0.00 | ||
May 6, 2018 | $0.00 | ||
May 13, 2018 | $0.00 | ||
May 20, 2018 | $0.00 | ||
May 27, 2018 | $0.00 | ||
Jun 3, 2018 | $0.00 | ||
Jun 10, 2018 | $0.00 | ||
Jun 17, 2018 | $0.00 | ||
Jun 24, 2018 | $0.00 | ||
Jul 1, 2018 | $0.00 | ||
Jul 8, 2018 | $0.00 | ||
Jul 15, 2018 | $0.00 | ||
Jul 22, 2018 | $0.00 | ||
Jul 29, 2018 | $0.00 | ||
Aug 5, 2018 | $0.00 | ||
Aug 12, 2018 | $0.00 | ||
Aug 19, 2018 | $0.00 | ||
Aug 26, 2018 | $0.00 | ||
Sep 2, 2018 | $0.00 | ||
Sep 9, 2018 | $0.00 | ||
Sep 16, 2018 | $0.00 | ||
Sep 23, 2018 | $0.00 | ||
Sep 30, 2018 | $0.00 | ||
Oct 7, 2018 | $0.00 | ||
Oct 14, 2018 | $0.00 | ||
Oct 21, 2018 | $0.00 | ||
Oct 28, 2018 | $0.00 | ||
Nov 4, 2018 | $0.00 | ||
Nov 11, 2018 | $0.00 | ||
Nov 18, 2018 | $0.00 | ||
Nov 25, 2018 | $0.00 | ||
Dec 2, 2018 | $0.00 | ||
Dec 9, 2018 | $0.00 | ||
Dec 16, 2018 | $0.00 | ||
Dec 23, 2018 | $0.00 | ||
Dec 30, 2018 | $0.00 | ||
Jan 6, 2019 | $0.00 | ||
Jan 13, 2019 | $0.00 | ||
Jan 20, 2019 | $0.00 | ||
Jan 27, 2019 | $0.00 | ||
Feb 3, 2019 | $0.00 | ||
Feb 10, 2019 | $0.00 | ||
Feb 17, 2019 | $0.00 | ||
Feb 24, 2019 | $0.00 | ||
Mar 3, 2019 | $0.00 | ||
Mar 10, 2019 | $0.00 | ||
Mar 17, 2019 | $0.00 | ||
Mar 24, 2019 | $0.00 | ||
Mar 31, 2019 | $0.00 | ||
Apr 7, 2019 | $0.00 | ||
Apr 14, 2019 | $0.00 | ||
Apr 21, 2019 | $0.00 | ||
Apr 28, 2019 | $0.00 | ||
May 5, 2019 | $0.00 | ||
May 12, 2019 | $0.00 | ||
May 19, 2019 | $0.00 | ||
May 26, 2019 | $0.00 | ||
Jun 2, 2019 | $0.00 | ||
Jun 9, 2019 | $0.00 | ||
Jun 16, 2019 | $0.00 | ||
Jun 23, 2019 | $0.00 | ||
Jun 30, 2019 | $0.00 | ||
Jul 7, 2019 | $0.00 | ||
Jul 14, 2019 | $0.00 | ||
Jul 21, 2019 | $0.00 | ||
Jul 28, 2019 | $0.00 | ||
Aug 4, 2019 | $0.00 | ||
Aug 11, 2019 | $0.00 | ||
Aug 18, 2019 | $0.00 | ||
Aug 25, 2019 | $0.00 | ||
Sep 1, 2019 | $0.00 | ||
Sep 8, 2019 | $0.00 | ||
Sep 15, 2019 | $0.00 | ||
Sep 22, 2019 | $0.00 | ||
Sep 29, 2019 | $0.00 | ||
Oct 6, 2019 | $0.00 | ||
Oct 13, 2019 | $0.00 | ||
Oct 20, 2019 | $0.00 | ||
Oct 27, 2019 | $0.00 | ||
Nov 3, 2019 | $0.00 | ||
Nov 10, 2019 | $0.00 | ||
Nov 17, 2019 | $0.00 | ||
Nov 24, 2019 | $0.00 | ||
Dec 1, 2019 | $0.00 | ||
Dec 8, 2019 | $0.00 | ||
Dec 15, 2019 | $0.00 | ||
Dec 22, 2019 | $0.00 | ||
Dec 29, 2019 | $0.00 | ||
Jan 5, 2020 | $0.00 | ||
Jan 12, 2020 | $16.85 | Jan 14, 2020 | $1.12 |
Mar 31, 2020 | $1.12 | ||
Jan 19, 2020 | $16.85 | ||
Jan 26, 2020 | $16.85 | ||
Feb 2, 2020 | $16.85 | ||
Feb 9, 2020 | $16.85 | ||
Feb 16, 2020 | $16.85 | ||
Feb 23, 2020 | $16.85 | ||
Mar 1, 2020 | $16.85 | ||
Mar 8, 2020 | $16.85 | ||
Mar 15, 2020 | $16.85 | ||
Mar 22, 2020 | $16.85 | ||
Mar 29, 2020 | $16.85 | ||
Apr 5, 2020 | $16.85 | ||
Apr 12, 2020 | $16.85 | ||
Apr 19, 2020 | $16.85 | ||
Apr 26, 2020 | $16.85 | ||
May 3, 2020 | $16.85 | ||
May 10, 2020 | $16.85 | ||
May 17, 2020 | $16.85 | ||
May 24, 2020 | $16.85 | ||
May 31, 2020 | $16.85 | ||
Jun 7, 2020 | $16.85 | ||
Jun 14, 2020 | $16.85 | ||
Jun 21, 2020 | $16.85 | ||
Jun 28, 2020 | $16.85 | ||
Jul 5, 2020 | $16.85 | ||
Jul 12, 2020 | $16.85 | ||
Jul 19, 2020 | $16.85 | ||
Jul 26, 2020 | $16.85 | ||
Aug 2, 2020 | $16.85 | ||
Aug 9, 2020 | $16.85 | ||
Aug 16, 2020 | $16.85 | ||
Aug 23, 2020 | $16.85 | ||
Aug 30, 2020 | $16.85 | ||
Sep 6, 2020 | $13.28 |
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