Goats for the Christmas festivals

Joseph Gatiba

Kimende,kiambu,kenya, Kenya

56% repaid

Entrepreneur

Name

Joseph Gatiba

Member since

February 2014

On-time repayments

329 installments  •  21%

About Me

I am aged 28 years old and married with one child, i have worked with two communication companys as a sales person namely yu and airtel kenya dealing with their products , i done this for two years and since i had a passion in relating with people and traveling, i decided to start a business that i would be doing direct sales /marketing and with the knowledge i had accuared when in the two companys i decided deal with mobile phone accesories / assorted electricals and electronics, i had saved twenty thousand shilling and i decided to use this as capital although the business is good i have been having the problem of goods since i didnt have enough capital and i believe if i can get enough money my business can get to another level.

My Business

I have a business where i am dealing with mobile phone accessories like chargers memory cards ,batteries, housings, screen protectors , lines,plus assorted electricals which i supplies to retailers who own accessories shops in various towns and by doing this i save them the time and money they can use when coming to Nairobi to shop for the same goods. It has been a good business because they even have my number so in case they need something they just order and i organise myself and i never let them down. I have one employee but as the business grows i hope to add more people and that way i will also create employment currently i have about 100 retailers who rely on me to supply them and I believe many more can be found if i had a financial support. .Thanks a lot Zidisha team i believe with your support I can achieve my dreams.

Loan Proposal

Dear lenders first and foremost i want to say thank you very much for your continued support to me and many more borrowers around the world, you have been a blessing to me and my family,
I have a business idea that i believe will work very well during this festival, with the loan i will get from you i will buy 20 goats @approximately 40$ each plus 5$ each for transport and i will resell them at my home area at approximately 65$ each i will get them from the local farmers and i have an advantage since a good friend of mine has a lorry that we will use for transport and he is charging me well ,by this i will make approximately 400$ within this month. I believe this business is viable since almost every home slaughters a goat during christmas and there is a shortage ,with the profits i will get from the sale i will use 250$ to upgrade a poultry business that i started recently at my local home in nyeri by adding more chicks,and use 150$ to learn a driving course since i have been having that idea for a long time. Since the goats business is just for a short term, i will get back the total cash within one month and i will use it to upgrade my current mobile phone accessories business by adding more stock of simcards and replacement cards,this way i will be able to buy in bulk mostly when they are cheap since they have been moving very well recently.
Looking forward to your support
I promise to repay in time .

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,117.00

Date disbursed

Dec 3, 2014

Repayment status

Late

Projected term

70 months

Cost to entrepreneur

Lender interest: $1,117.00 at 7.73% annual rate over 70 months = $499.09

Service fee: $59.20

Lenders

D

drjofleming

UK, United Kingdom

BrianHibbs

South Bend, United States

fairspirit

Utrecht, Netherlands

Cricketca

San Jose, United States

E

elourenco

Porto, Portugal

G

geoff

United States

신호재

Republic of Korea

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Joseph a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$753.26

Amount remaining

$584.07

Expected completion

Sep 6, 2020

Status

Repaying late

Installment amount

$16.85

Repayment History

Expected Payments Actual Payments
Dec 14, 2014 $23.07 Dec 12, 2014 $23.07
Dec 21, 2014 $23.07 Dec 12, 2014 $23.07
Dec 28, 2014 $23.07 Dec 12, 2014 $10.04
Dec 19, 2014 $13.02
Jan 4, 2015 $23.07 Dec 19, 2014 $10.57
Dec 26, 2014 $12.49
Jan 11, 2015 $23.07 Dec 26, 2014 $11.10
Jan 2, 2015 $11.97
Jan 18, 2015 $23.07 Jan 2, 2015 $11.63
Jan 9, 2015 $11.44
Jan 25, 2015 $23.07 Jan 9, 2015 $12.16
Jan 16, 2015 $10.91
Feb 1, 2015 $23.07 Jan 16, 2015 $13.81
Jan 23, 2015 $9.26
Feb 8, 2015 $23.07 Jan 23, 2015 $14.34
Jan 30, 2015 $8.73
Feb 15, 2015 $23.07 Jan 30, 2015 $15.99
Feb 13, 2015 $7.08
Feb 22, 2015 $23.07 Feb 13, 2015 $23.07
Mar 1, 2015 $23.07 Feb 13, 2015 $0.19
Feb 20, 2015 $22.88
Mar 8, 2015 $23.07 Feb 20, 2015 $2.97
Feb 27, 2015 $20.10
Mar 15, 2015 $23.07 Feb 27, 2015 $2.93
Mar 13, 2015 $20.13
Mar 22, 2015 $23.07 Mar 13, 2015 $7.39
Mar 21, 2015 $15.67
Mar 29, 2015 $23.07 Mar 21, 2015 $9.04
Mar 28, 2015 $14.02
Apr 5, 2015 $23.07 Mar 28, 2015 $11.26
Apr 4, 2015 $11.81
Apr 12, 2015 $23.07 Apr 4, 2015 $15.16
Apr 12, 2015 $7.91
Apr 19, 2015 $23.07 Apr 12, 2015 $12.31
Apr 19, 2015 $10.75
Apr 26, 2015 $23.07 Apr 19, 2015 $13.97
May 1, 2015 $9.10
May 3, 2015 $23.07 May 1, 2015 $2.25
May 3, 2015 $12.92
May 12, 2015 $7.90
May 10, 2015 $23.07 May 12, 2015 $16.48
May 19, 2015 $6.58
May 17, 2015 $23.07 May 19, 2015 $17.01
May 21, 2015 $6.06
May 24, 2015 $23.07 May 21, 2015 $5.74
May 26, 2015 $17.33
May 31, 2015 $23.07 May 26, 2015 $9.98
Jun 7, 2015 $13.09
Jun 7, 2015 $23.07 Jun 7, 2015 $0.62
Jun 9, 2015 $22.45
Jun 14, 2015 $23.07 Jun 9, 2015 $4.52
Jun 19, 2015 $18.55
Jun 21, 2015 $23.07 Jun 19, 2015 $3.70
Jul 1, 2015 $19.37
Jun 28, 2015 $23.07 Jul 1, 2015 $19.39
Jul 12, 2015 $3.67
Jul 5, 2015 $23.07 Jul 12, 2015 $23.07
Jul 12, 2015 $0.22 Jul 12, 2015 $0.22
Jul 19, 2015 $0.00
Jul 26, 2015 $16.63 Aug 7, 2015 $16.63
Aug 2, 2015 $0.00
Aug 9, 2015 $5.62 Aug 26, 2015 $5.62
Aug 16, 2015 $0.00
Aug 23, 2015 $0.00
Aug 30, 2015 $5.62 Sep 3, 2015 $5.62
Sep 6, 2015 $0.00
Sep 13, 2015 $0.00
Sep 20, 2015 $0.00
Sep 27, 2015 $0.00
Oct 4, 2015 $4.49 Oct 2, 2015 $4.49
Oct 11, 2015 $4.49 Oct 10, 2015 $4.49
Oct 18, 2015 $0.00
Oct 25, 2015 $0.00
Nov 1, 2015 $0.00
Nov 8, 2015 $3.93 Nov 2, 2015 $3.93
Nov 15, 2015 $3.93 Nov 2, 2015 $0.56
Nov 18, 2015 $3.37
Nov 22, 2015 $0.56 Nov 18, 2015 $0.56
Nov 29, 2015 $0.00
Dec 6, 2015 $0.00
Dec 13, 2015 $0.00
Dec 20, 2015 $0.00
Dec 27, 2015 $0.00
Jan 3, 2016 $13.48 Oct 18, 2018 $3.37
Oct 22, 2018 $1.12
Oct 23, 2018 $1.12
Oct 24, 2018 $1.12
Nov 1, 2018 $1.12
Sep 2, 2019 $5.62
Jan 10, 2016 $0.00
Jan 17, 2016 $0.00
Jan 24, 2016 $0.00
Jan 31, 2016 $0.00
Feb 7, 2016 $0.00
Feb 14, 2016 $0.00
Feb 21, 2016 $0.00
Feb 28, 2016 $0.00
Mar 6, 2016 $0.00
Mar 13, 2016 $0.00
Mar 20, 2016 $0.00
Mar 27, 2016 $0.00
Apr 3, 2016 $0.00
Apr 10, 2016 $0.00
Apr 17, 2016 $0.00
Apr 24, 2016 $0.00
May 1, 2016 $0.00
May 8, 2016 $0.00
May 15, 2016 $0.00
May 22, 2016 $0.00
May 29, 2016 $0.00
Jun 5, 2016 $0.00
Jun 12, 2016 $0.00
Jun 19, 2016 $0.00
Jun 26, 2016 $0.00
Jul 3, 2016 $0.00
Jul 10, 2016 $0.00
Jul 17, 2016 $0.00
Jul 24, 2016 $0.00
Jul 31, 2016 $0.00
Aug 7, 2016 $0.00
Aug 14, 2016 $0.00
Aug 21, 2016 $0.00
Aug 28, 2016 $0.00
Sep 4, 2016 $0.00
Sep 11, 2016 $0.00
Sep 18, 2016 $0.00
Sep 25, 2016 $0.00
Oct 2, 2016 $0.00
Oct 9, 2016 $0.00
Oct 16, 2016 $0.00
Oct 23, 2016 $0.00
Oct 30, 2016 $0.00
Nov 6, 2016 $0.00
Nov 13, 2016 $0.00
Nov 20, 2016 $0.00
Nov 27, 2016 $0.00
Dec 4, 2016 $0.00
Dec 11, 2016 $0.00
Dec 18, 2016 $0.00
Dec 25, 2016 $0.00
Jan 1, 2017 $0.00
Jan 8, 2017 $0.00
Jan 15, 2017 $0.00
Jan 22, 2017 $0.00
Jan 29, 2017 $0.00
Feb 5, 2017 $0.00
Feb 12, 2017 $0.00
Feb 19, 2017 $0.00
Feb 26, 2017 $0.00
Mar 5, 2017 $0.00
Mar 12, 2017 $0.00
Mar 19, 2017 $0.00
Mar 26, 2017 $0.00
Apr 2, 2017 $0.00
Apr 9, 2017 $0.00
Apr 16, 2017 $0.00
Apr 23, 2017 $0.00
Apr 30, 2017 $0.00
May 7, 2017 $0.00
May 14, 2017 $0.00
May 21, 2017 $0.00
May 28, 2017 $0.00
Jun 4, 2017 $0.00
Jun 11, 2017 $0.00
Jun 18, 2017 $0.00
Jun 25, 2017 $0.00
Jul 2, 2017 $0.00
Jul 9, 2017 $0.00
Jul 16, 2017 $0.00
Jul 23, 2017 $0.00
Jul 30, 2017 $0.00
Aug 6, 2017 $0.00
Aug 13, 2017 $0.00
Aug 20, 2017 $0.00
Aug 27, 2017 $0.00
Sep 3, 2017 $0.00
Sep 10, 2017 $0.00
Sep 17, 2017 $0.00
Sep 24, 2017 $0.00
Oct 1, 2017 $0.00
Oct 8, 2017 $0.00
Oct 15, 2017 $0.00
Oct 22, 2017 $0.00
Oct 29, 2017 $0.00
Nov 5, 2017 $0.00
Nov 12, 2017 $0.00
Nov 19, 2017 $0.00
Nov 26, 2017 $0.00
Dec 3, 2017 $0.00
Dec 10, 2017 $0.00
Dec 17, 2017 $0.00
Dec 24, 2017 $0.00
Dec 31, 2017 $0.00
Jan 7, 2018 $0.00
Jan 14, 2018 $0.00
Jan 21, 2018 $0.00
Jan 28, 2018 $0.00
Feb 4, 2018 $0.00
Feb 11, 2018 $0.00
Feb 18, 2018 $0.00
Feb 25, 2018 $0.00
Mar 4, 2018 $0.00
Mar 11, 2018 $0.00
Mar 18, 2018 $0.00
Mar 25, 2018 $0.00
Apr 1, 2018 $0.00
Apr 8, 2018 $0.00
Apr 15, 2018 $0.00
Apr 22, 2018 $0.00
Apr 29, 2018 $0.00
May 6, 2018 $0.00
May 13, 2018 $0.00
May 20, 2018 $0.00
May 27, 2018 $0.00
Jun 3, 2018 $0.00
Jun 10, 2018 $0.00
Jun 17, 2018 $0.00
Jun 24, 2018 $0.00
Jul 1, 2018 $0.00
Jul 8, 2018 $0.00
Jul 15, 2018 $0.00
Jul 22, 2018 $0.00
Jul 29, 2018 $0.00
Aug 5, 2018 $0.00
Aug 12, 2018 $0.00
Aug 19, 2018 $0.00
Aug 26, 2018 $0.00
Sep 2, 2018 $0.00
Sep 9, 2018 $0.00
Sep 16, 2018 $0.00
Sep 23, 2018 $0.00
Sep 30, 2018 $0.00
Oct 7, 2018 $0.00
Oct 14, 2018 $0.00
Oct 21, 2018 $0.00
Oct 28, 2018 $0.00
Nov 4, 2018 $0.00
Nov 11, 2018 $0.00
Nov 18, 2018 $0.00
Nov 25, 2018 $0.00
Dec 2, 2018 $0.00
Dec 9, 2018 $0.00
Dec 16, 2018 $0.00
Dec 23, 2018 $0.00
Dec 30, 2018 $0.00
Jan 6, 2019 $0.00
Jan 13, 2019 $0.00
Jan 20, 2019 $0.00
Jan 27, 2019 $0.00
Feb 3, 2019 $0.00
Feb 10, 2019 $0.00
Feb 17, 2019 $0.00
Feb 24, 2019 $0.00
Mar 3, 2019 $0.00
Mar 10, 2019 $0.00
Mar 17, 2019 $0.00
Mar 24, 2019 $0.00
Mar 31, 2019 $0.00
Apr 7, 2019 $0.00
Apr 14, 2019 $0.00
Apr 21, 2019 $0.00
Apr 28, 2019 $0.00
May 5, 2019 $0.00
May 12, 2019 $0.00
May 19, 2019 $0.00
May 26, 2019 $0.00
Jun 2, 2019 $0.00
Jun 9, 2019 $0.00
Jun 16, 2019 $0.00
Jun 23, 2019 $0.00
Jun 30, 2019 $0.00
Jul 7, 2019 $0.00
Jul 14, 2019 $0.00
Jul 21, 2019 $0.00
Jul 28, 2019 $0.00
Aug 4, 2019 $0.00
Aug 11, 2019 $0.00
Aug 18, 2019 $0.00
Aug 25, 2019 $0.00
Sep 1, 2019 $0.00
Sep 8, 2019 $0.00
Sep 15, 2019 $0.00
Sep 22, 2019 $0.00
Sep 29, 2019 $0.00
Oct 6, 2019 $0.00
Oct 13, 2019 $0.00
Oct 20, 2019 $0.00
Oct 27, 2019 $0.00
Nov 3, 2019 $0.00
Nov 10, 2019 $0.00
Nov 17, 2019 $0.00
Nov 24, 2019 $0.00
Dec 1, 2019 $0.00
Dec 8, 2019 $0.00
Dec 15, 2019 $0.00
Dec 22, 2019 $0.00
Dec 29, 2019 $0.00
Jan 5, 2020 $0.00
Jan 12, 2020 $16.85 Jan 14, 2020 $1.12
Mar 31, 2020 $1.12
Jan 19, 2020 $16.85
Jan 26, 2020 $16.85
Feb 2, 2020 $16.85
Feb 9, 2020 $16.85
Feb 16, 2020 $16.85
Feb 23, 2020 $16.85
Mar 1, 2020 $16.85
Mar 8, 2020 $16.85
Mar 15, 2020 $16.85
Mar 22, 2020 $16.85
Mar 29, 2020 $16.85
Apr 5, 2020 $16.85
Apr 12, 2020 $16.85
Apr 19, 2020 $16.85
Apr 26, 2020 $16.85
May 3, 2020 $16.85
May 10, 2020 $16.85
May 17, 2020 $16.85
May 24, 2020 $16.85
May 31, 2020 $16.85
Jun 7, 2020 $16.85
Jun 14, 2020 $16.85
Jun 21, 2020 $16.85
Jun 28, 2020 $16.85
Jul 5, 2020 $16.85
Jul 12, 2020 $16.85
Jul 19, 2020 $16.85
Jul 26, 2020 $16.85
Aug 2, 2020 $16.85
Aug 9, 2020 $16.85
Aug 16, 2020 $16.85
Aug 23, 2020 $16.85
Aug 30, 2020 $16.85
Sep 6, 2020 $13.28

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