Purchasing photocopier and camera for cyber cafe
Robert
Ruiru..kwa Kairu, Kenya
1% repaid
Entrepreneur
Name
Robert
Member since
September 2014
On-time repayments
283 installments • 5%
About Me
MY CHILDHOOD EDUCATION
My name is robert cheruiyot mutai. i was born and raise in a remote village name cheplelwa in the expansive rift valley province in Kenya. it is in Bomet county. i went to school at age of five like most of the children from my village. we use to play in rain looking after the cows and helping our parents to run various errands. like many of my young peers of that time we use to enjoy going to school and playing a lot. i also had a very nice dream. in fact i dream t at a very tender age of ten. i already knew what i wanted to be. a radio presenter. it was a childhood dream that would make me fantasize a lot and sometimes even got punished for making noise in class while imitating my favorite broadcasters.
HOW I OVERCAME HARDSHIPS
when i finished my high school studies which was characterized by hardships and school fees challenges, i followed my dream to Nairobi institute of business studies where i pursuit a diploma in journalism, mass communication and public relation. however i still had challenges of school fees and a times i would go to do some manual jobs to raise my school fees. i finally finished and now waiting for my graduation next year. i saw this as a dream come through as my childhood dream had been fulfilled.
HOW I STARTED MY BUSINESS
After my college studies i started looking for job. i went to top media houses in Nairobi and even beyond. i send my resumes to all media houses but none got back to me. i started loosing faith and trust in papers and even contemplated changing my course to something else but i did not have money to go back to college. i started doing manual jobs to keep me going as i had to eat, dress and pay rent. by this time i had stopped depending on my parents who had stared complaining of economic hardships. in the month of June, i applied for a contract job at certain company. i got it and i was given fifty thousand thousand Kenyan shillings after working with them for a bout a month. i went to a friend who advised me to start a simple cyber cafe. i bought three desktop computer, internet router and together with a laptop from a friend of mine, i started a cyber cafe.
UNIQUENESS OF OUR LAND
our land is an interesting community with people who are nice and welcoming. it is our undisputed culture of kalenjin people to be hospitable and nice to visitors. girls use to drop out of school at a tender age to go and get married. however that one has changed and now they all go to school like their male counterparts. Our land also produce very known athletes who have brought glory to our nation Kenya in Olympics and even other field of sports. we are the proud people who drink fermented milk named mursik. every family must have a cow to milk for their children a huge calabash (sotet) that are use to prepare mursik the fermented sour milk.
OUR CHILDREN'S DREAMS
every child in our community wants to be like someone they really admire. they got good dreams of being doctors, pilots, lawyers and even teachers.
MY UNIQUE HOBBY
Whenever am not doing my work at the cyber i like talking a walk and taking photographs using my phone or digital camera. i also use my time to interact with people of all social classes and especially those i can easily reach. i also use my leisure time to write poems and short stories that i really look forward to publish very soon
My Business
my cyber cafe business began with a capital of fifty thousand shillings only. using three computers for clients and one as an admin machine. at first the income was so low as not many people knew of my business. however with time people became conversant of it and with good marketing skills and posters around they started coming and my business build up. initially i would make as low as two hundred shillings a day which was too way low as compared to the expenditure i was to pay. as time went by, three months later, i was running out space as clients would come requesting to use my machines. i had only three computers so it was a challenge and i bought two more using the little savings i had kept. this at least reduced my stress of handling the rising number of clients and the services i had to raise the standard. i started getting one to two thousand a day which was a good start for a cyber cafe. i moved to a bigger room which i was required to pay double the amount i was paying in my previous premise. this however could not deter my business as the challenge was expected and also good for my business. i am now looking forward to buying more computers to fill the room and also get sophisticated printers, photocopiers and stationery and also buy more chairs for the clients.
Loan Proposal
i want to buy a photocopier that is able to produce upto a hundred copies in a minute, this one goes for 700 dollars. i also intent to buy a camera so that my business will involve taking passport photos for people especially student and people send to me by institutions around me. i want to buy two cameras each going for a hundred dollars and use the rest to pay my bills as i save the profit for this month.
upon buying this photocopy machine, i will be able to increase my income by more than twice as i will also have a camera to get other money for my business. in future am planning to buy a video camera so my cyber center will be a real media center for all media purposes. i also intent to go to a child support center in my part of give back to society. i will take the little i have and celebrate with them. my business will also enable me to link up with many people who should be mentored into zidisha.
i am expecting up to 50 dollars a day due to increase in the work and also clients in my place of work.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,045.00
Date disbursed
Mar 11, 2015
Repayment status
Late
Projected term
63 months
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Summary
Amount repaid
$6.59
Amount remaining
$1,094.27
Expected completion
May 24, 2020
Status
Repaying late
Installment amount
$1.10
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 22, 2015 | $2.20 | Apr 26, 2015 | $2.20 |
| Mar 29, 2015 | $0.00 | ||
| Apr 5, 2015 | $0.00 | ||
| Apr 12, 2015 | $0.00 | ||
| Apr 19, 2015 | $0.00 | ||
| Apr 26, 2015 | $0.00 | ||
| May 3, 2015 | $1.10 | Jun 2, 2015 | $1.10 |
| May 10, 2015 | $0.00 | ||
| May 17, 2015 | $0.00 | ||
| May 24, 2015 | $0.00 | ||
| May 31, 2015 | $0.00 | ||
| Jun 7, 2015 | $1.10 | Jun 10, 2015 | $1.10 |
| Jun 14, 2015 | $1.10 | Nov 23, 2018 | $1.10 |
| Jun 21, 2015 | $1.10 | Nov 23, 2018 | $1.10 |
| Jun 28, 2015 | $1.10 | ||
| Jul 5, 2015 | $1.10 | ||
| Jul 12, 2015 | $1.10 | ||
| Jul 19, 2015 | $1.10 | ||
| Jul 26, 2015 | $1.10 | ||
| Aug 2, 2015 | $1.10 | ||
| Aug 9, 2015 | $1.10 | ||
| Aug 16, 2015 | $1.10 | ||
| Aug 23, 2015 | $1.10 | ||
| Aug 30, 2015 | $1.10 | ||
| Sep 6, 2015 | $1.10 | ||
| Sep 13, 2015 | $1.10 | ||
| Sep 20, 2015 | $1.10 | ||
| Sep 27, 2015 | $1.10 | ||
| Oct 4, 2015 | $1.10 | ||
| Oct 11, 2015 | $1.10 | ||
| Oct 18, 2015 | $1.10 | ||
| Oct 25, 2015 | $1.10 | ||
| Nov 1, 2015 | $1.10 | ||
| Nov 8, 2015 | $1.10 | ||
| Nov 15, 2015 | $1.10 | ||
| Nov 22, 2015 | $1.10 | ||
| Nov 29, 2015 | $1.10 | ||
| Dec 6, 2015 | $1.10 | ||
| Dec 13, 2015 | $1.10 | ||
| Dec 20, 2015 | $1.10 | ||
| Dec 27, 2015 | $1.10 | ||
| Jan 3, 2016 | $1.10 | ||
| Jan 10, 2016 | $1.10 | ||
| Jan 17, 2016 | $1.10 | ||
| Jan 24, 2016 | $1.10 | ||
| Jan 31, 2016 | $1.10 | ||
| Feb 7, 2016 | $1.10 | ||
| Feb 14, 2016 | $1.10 | ||
| Feb 21, 2016 | $1.10 | ||
| Feb 28, 2016 | $1.10 | ||
| Mar 6, 2016 | $1.10 | ||
| Mar 13, 2016 | $1.10 | ||
| Mar 20, 2016 | $1.10 | ||
| Mar 27, 2016 | $1.10 | ||
| Apr 3, 2016 | $1.10 | ||
| Apr 10, 2016 | $1.10 | ||
| Apr 17, 2016 | $1.10 | ||
| Apr 24, 2016 | $1.10 | ||
| May 1, 2016 | $1.10 | ||
| May 8, 2016 | $1.10 | ||
| May 15, 2016 | $1.10 | ||
| May 22, 2016 | $1.10 | ||
| May 29, 2016 | $1.10 | ||
| Jun 5, 2016 | $1.10 | ||
| Jun 12, 2016 | $1.10 | ||
| Jun 19, 2016 | $1.10 | ||
| Jun 26, 2016 | $1.10 | ||
| Jul 3, 2016 | $1.10 | ||
| Jul 10, 2016 | $1.10 | ||
| Jul 17, 2016 | $1.10 | ||
| Jul 24, 2016 | $1.10 | ||
| Jul 31, 2016 | $1.10 | ||
| Aug 7, 2016 | $1.10 | ||
| Aug 14, 2016 | $1.10 | ||
| Aug 21, 2016 | $1.10 | ||
| Aug 28, 2016 | $1.10 | ||
| Sep 4, 2016 | $1.10 | ||
| Sep 11, 2016 | $1.10 | ||
| Sep 18, 2016 | $1.10 | ||
| Sep 25, 2016 | $1.10 | ||
| Oct 2, 2016 | $1.10 | ||
| Oct 9, 2016 | $1.10 | ||
| Oct 16, 2016 | $1.10 | ||
| Oct 23, 2016 | $1.10 | ||
| Oct 30, 2016 | $1.10 | ||
| Nov 6, 2016 | $1.10 | ||
| Nov 13, 2016 | $1.10 | ||
| Nov 20, 2016 | $1.10 | ||
| Nov 27, 2016 | $1.10 | ||
| Dec 4, 2016 | $1.10 | ||
| Dec 11, 2016 | $1.10 | ||
| Dec 18, 2016 | $1.10 | ||
| Dec 25, 2016 | $1.10 | ||
| Jan 1, 2017 | $1.10 | ||
| Jan 8, 2017 | $1.10 | ||
| Jan 15, 2017 | $1.10 | ||
| Jan 22, 2017 | $1.10 | ||
| Jan 29, 2017 | $1.10 | ||
| Feb 5, 2017 | $1.10 | ||
| Feb 12, 2017 | $1.10 | ||
| Feb 19, 2017 | $1.10 | ||
| Feb 26, 2017 | $1.10 | ||
| Mar 5, 2017 | $1.10 | ||
| Mar 12, 2017 | $1.10 | ||
| Mar 19, 2017 | $1.10 | ||
| Mar 26, 2017 | $1.10 | ||
| Apr 2, 2017 | $1.10 | ||
| Apr 9, 2017 | $1.10 | ||
| Apr 16, 2017 | $1.10 | ||
| Apr 23, 2017 | $1.10 | ||
| Apr 30, 2017 | $1.10 | ||
| May 7, 2017 | $1.10 | ||
| May 14, 2017 | $1.10 | ||
| May 21, 2017 | $1.10 | ||
| May 28, 2017 | $1.10 | ||
| Jun 4, 2017 | $1.10 | ||
| Jun 11, 2017 | $1.10 | ||
| Jun 18, 2017 | $1.10 | ||
| Jun 25, 2017 | $1.10 | ||
| Jul 2, 2017 | $1.10 | ||
| Jul 9, 2017 | $1.10 | ||
| Jul 16, 2017 | $1.10 | ||
| Jul 23, 2017 | $1.10 | ||
| Jul 30, 2017 | $1.10 | ||
| Aug 6, 2017 | $1.10 | ||
| Aug 13, 2017 | $1.10 | ||
| Aug 20, 2017 | $1.10 | ||
| Aug 27, 2017 | $1.10 | ||
| Sep 3, 2017 | $1.10 | ||
| Sep 10, 2017 | $1.10 | ||
| Sep 17, 2017 | $1.10 | ||
| Sep 24, 2017 | $1.10 | ||
| Oct 1, 2017 | $1.10 | ||
| Oct 8, 2017 | $1.10 | ||
| Oct 15, 2017 | $1.10 | ||
| Oct 22, 2017 | $1.10 | ||
| Oct 29, 2017 | $1.10 | ||
| Nov 5, 2017 | $1.10 | ||
| Nov 12, 2017 | $1.10 | ||
| Nov 19, 2017 | $1.10 | ||
| Nov 26, 2017 | $1.10 | ||
| Dec 3, 2017 | $1.10 | ||
| Dec 10, 2017 | $1.10 | ||
| Dec 17, 2017 | $1.10 | ||
| Dec 24, 2017 | $1.10 | ||
| Dec 31, 2017 | $1.10 | ||
| Jan 7, 2018 | $1.10 | ||
| Jan 14, 2018 | $1.10 | ||
| Jan 21, 2018 | $1.10 | ||
| Jan 28, 2018 | $1.10 | ||
| Feb 4, 2018 | $1.10 | ||
| Feb 11, 2018 | $1.10 | ||
| Feb 18, 2018 | $1.10 | ||
| Feb 25, 2018 | $1.10 | ||
| Mar 4, 2018 | $1.10 | ||
| Mar 11, 2018 | $1.10 | ||
| Mar 18, 2018 | $1.10 | ||
| Mar 25, 2018 | $1.10 | ||
| Apr 1, 2018 | $1.10 | ||
| Apr 8, 2018 | $1.10 | ||
| Apr 15, 2018 | $1.10 | ||
| Apr 22, 2018 | $1.10 | ||
| Apr 29, 2018 | $1.10 | ||
| May 6, 2018 | $1.10 | ||
| May 13, 2018 | $1.10 | ||
| May 20, 2018 | $1.10 | ||
| May 27, 2018 | $1.10 | ||
| Jun 3, 2018 | $1.10 | ||
| Jun 10, 2018 | $1.10 | ||
| Jun 17, 2018 | $1.10 | ||
| Jun 24, 2018 | $1.10 | ||
| Jul 1, 2018 | $1.10 | ||
| Jul 8, 2018 | $1.10 | ||
| Jul 15, 2018 | $1.10 | ||
| Jul 22, 2018 | $1.10 | ||
| Jul 29, 2018 | $1.10 | ||
| Aug 5, 2018 | $1.10 | ||
| Aug 12, 2018 | $1.10 | ||
| Aug 19, 2018 | $1.10 | ||
| Aug 26, 2018 | $1.10 | ||
| Sep 2, 2018 | $1.10 | ||
| Sep 9, 2018 | $1.10 | ||
| Sep 16, 2018 | $1.10 | ||
| Sep 23, 2018 | $1.10 | ||
| Sep 30, 2018 | $1.10 | ||
| Oct 7, 2018 | $1.10 | ||
| Oct 14, 2018 | $1.10 | ||
| Oct 21, 2018 | $1.10 | ||
| Oct 28, 2018 | $1.10 | ||
| Nov 4, 2018 | $1.10 | ||
| Nov 11, 2018 | $1.10 | ||
| Nov 18, 2018 | $1.10 | ||
| Nov 25, 2018 | $1.10 | ||
| Dec 2, 2018 | $1.10 | ||
| Dec 9, 2018 | $1.10 | ||
| Dec 16, 2018 | $1.10 | ||
| Dec 23, 2018 | $1.10 | ||
| Dec 30, 2018 | $1.10 | ||
| Jan 6, 2019 | $1.10 | ||
| Jan 13, 2019 | $1.10 | ||
| Jan 20, 2019 | $1.10 | ||
| Jan 27, 2019 | $1.10 | ||
| Feb 3, 2019 | $1.10 | ||
| Feb 10, 2019 | $1.10 | ||
| Feb 17, 2019 | $1.10 | ||
| Feb 24, 2019 | $1.10 | ||
| Mar 3, 2019 | $1.10 | ||
| Mar 10, 2019 | $1.10 | ||
| Mar 17, 2019 | $1.10 | ||
| Mar 24, 2019 | $1.10 | ||
| Mar 31, 2019 | $1.10 | ||
| Apr 7, 2019 | $1.10 | ||
| Apr 14, 2019 | $1.10 | ||
| Apr 21, 2019 | $1.10 | ||
| Apr 28, 2019 | $1.10 | ||
| May 5, 2019 | $1.10 | ||
| May 12, 2019 | $1.10 | ||
| May 19, 2019 | $1.10 | ||
| May 26, 2019 | $1.10 | ||
| Jun 2, 2019 | $1.10 | ||
| Jun 9, 2019 | $1.10 | ||
| Jun 16, 2019 | $1.10 | ||
| Jun 23, 2019 | $1.10 | ||
| Jun 30, 2019 | $1.10 | ||
| Jul 7, 2019 | $1.10 | ||
| Jul 14, 2019 | $1.10 | ||
| Jul 21, 2019 | $1.10 | ||
| Jul 28, 2019 | $1.10 | ||
| Aug 4, 2019 | $1.10 | ||
| Aug 11, 2019 | $1.10 | ||
| Aug 18, 2019 | $1.10 | ||
| Aug 25, 2019 | $1.10 | ||
| Sep 1, 2019 | $1.10 | ||
| Sep 8, 2019 | $1.10 | ||
| Sep 15, 2019 | $1.10 | ||
| Sep 22, 2019 | $1.10 | ||
| Sep 29, 2019 | $1.10 | ||
| Oct 6, 2019 | $1.10 | ||
| Oct 13, 2019 | $1.10 | ||
| Oct 20, 2019 | $1.10 | ||
| Oct 27, 2019 | $1.10 | ||
| Nov 3, 2019 | $1.10 | ||
| Nov 10, 2019 | $1.10 | ||
| Nov 17, 2019 | $1.10 | ||
| Nov 24, 2019 | $1.10 | ||
| Dec 1, 2019 | $1.10 | ||
| Dec 8, 2019 | $1.10 | ||
| Dec 15, 2019 | $1.10 | ||
| Dec 22, 2019 | $1.10 | ||
| Dec 29, 2019 | $1.10 | ||
| Jan 5, 2020 | $1.10 | ||
| Jan 12, 2020 | $1.10 | ||
| Jan 19, 2020 | $1.10 | ||
| Jan 26, 2020 | $1.10 | ||
| Feb 2, 2020 | $1.10 | ||
| Feb 9, 2020 | $1.10 | ||
| Feb 16, 2020 | $1.10 | ||
| Feb 23, 2020 | $1.10 | ||
| Mar 1, 2020 | $1.10 | ||
| Mar 8, 2020 | $1.10 | ||
| Mar 15, 2020 | $1.10 | ||
| Mar 22, 2020 | $1.10 | ||
| Mar 29, 2020 | $1.10 | ||
| Apr 5, 2020 | $1.10 | ||
| Apr 12, 2020 | $1.10 | ||
| Apr 19, 2020 | $1.10 | ||
| Apr 26, 2020 | $1.10 | ||
| May 3, 2020 | $1.10 | ||
| May 10, 2020 | $1.10 | ||
| May 17, 2020 | $1.10 | ||
| May 24, 2020 | $812.96 | ||
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