Buying healthcare products to sell & investing in my farming

Alfred Kwabena Nkrumah

Seikwa, Ghana

41% repaid

Entrepreneur

Name

Alfred Kwabena Nkrumah

Location

Seikwa, Ghana

On-time repayments

298 weekly installments  •  80%

About Me

I am Nkrumah kwabena Alfred, 30 years of age and a laboratory assistant, a good entrepreneur whose aim is to build my own business.
I am the first from a family of four. I have completed senior high school but did not get the opportunity to further my education as I was dreaming of when I was in secondary school.

Life in my childhood days was not that easy as I mostly had to do buying and selling in order to cater for my education. I quite remember how sometimes in school, I have to miss classes in order to get some job done to get something for my pocket. After secondary school I took a course in laboratory assistants training.
As at now I have also manage to get a diploma in management and have completed my national service in 2015. My parents now are in their old age and cannot do any better job to cater for the family. Everything lies on me now. I have to take care of the family from the little that I have.

I have been employed as a laboratory assistant at a health center in the Tain district of Ghana on casual basis. I have therefore added these consumables selling in order to get something for the family and myself. My dream is to see poverty being reduced in my community and expanding my businesses will create the room for employing more hands which in turn will help reduce unemployment in the area.

With the support of Zidisha loans I have now grown interest in farming as their good loan terms have also help me get something to add farming to my job.
If I am able to raise this loan I will invest some of that money in planting yam,casava and cashew.
This crop are in high demand in my community and the country at large. This if I am able to achieve will help me to achieve my dreams.

Interestingly, until I discovered zidisha I was not so much good in using the internet to the extent that my first loan was process with the help of a member but now I am able to do all by myself due to the support of zidisha .
Thanks to the Zidisha community.

My Business

I am in the sale of non-drugs/ hospital consumables and also a small scale farmer.
Some of the non drugs include plasters, gentian violet, cotton wool, gauze, gloves etc.
The crops I plant also include yam,casava and cashew.

All these items I sell at Nsawkaw and its sub districts in the Brong Ahafo Region. Mostly, those I sell the health items to are the CHPS compounds and the health centres across the region. Sometimes individuals also patronize my products.

I sell my farm produced to the traders who buy in bulk for sale in the cities and also for export. I also sell some to others in smaller quantities in my area, that is those who cannot buy in bulk and need something for consumption.

I was not having any shop to stock my goods therefore I found it difficult to meet the high demands of customers but with the help of zidisha I have expand the shop and also hire a helper. I would be glad to get this loan in order to help expand this business. This I hope to do by getting more consumables to meet the demands and later get another shop or move my farming to a large scale farming as I am planning to do.

It is my dream also to extend this business of mine to parts of the region and the nation as a whole. By this I hope to decrease mortality among the sick which in turn will help the country achieve certain developmental goals such as reducing death among children under five years and pregnant women and also reduce hunger or famine in the country and the world at large.

I entered this type of businesses because it is a kind that help to save lives and it's contributions to eliminate global hunger.

In addition, I will be able to make good profit in order to take care of the family of which I am the bread winner and again expand my businesses to a higher height.
I promise to execute and respect the rules and regulation of this noble institution.

Thank you.

Loan Proposal

I would like to take a loan to buy non drug health products for sale.
Some of this items and their prices are:
Gauze bandages - $100
Drez solution -$150
Methylated spirit-$150
Cotton wool-$50
Pregnancy test kits-$20 Etc.

I would also use about $65 of this money to buy a computer or a portable phone that can help me in my work as a zidisha volunteer .

The rest of the money would be invested in my farming business.
I would invest about $200 in my yam farm, $150 in cassava farming and the rest in the Cashew farming.

If I am able to raise this loan and invest in my businesses as planned, it would help me to get money and food for my family support and also help me to further my education in the future God willing.
I would also reinvest part of my profit in my businesses to boost them.

If all these my dreams materialize I expect my businesses to grow by 15 to 20% or a little above that.

I am looking forward for your usual cooperation.

Thank you.

Feedback

None

None

1

  • Rick Smith    Dec 3, 2020

    This is not a loan but a gift!

    Log in to reply • Share
    • Alfred Kwabena Nkrumah    Dec 13, 2020

      Hello Rick Smith,
      I am sorry for the delay in payment of the full amount.
      Hopefully I will pay it all.
      I am face with circumstances beyond my control. But surely God willing I will do the needful.

      Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$957.08

Date disbursed

Nov 11, 2016

Repayment status

Late

Projected term

55 months

Cost to entrepreneur

Service fee: $30.58

Lenders

M

marycb

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M

marvin24

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BelleStarr

Albuquerque, United States

ErikN

Stockholm, Sweden

K

k9rich

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johnandmoliehi

Canton, New York, United States

J

Jessica

Patagonia, Argentina

H

hilde

seattle, United States

Tavin

Ottawa, Canada

H

hanh352

Homosassa, United States

K

kaf121

Lynnfield, United States

Cloudways

Malta, Malta

M

Mark

Melbourne, Australia

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Kenji

Panamá, Panama

U

urtica

Moscow, United States

JonB

London, United Kingdom

H

Habroukema

Austin, United States

B

BMcDermott

Washington, DC, United States

D

DogFort1

Sydney, Australia

A

ADISI

Bern, Switzerland

NedRyerson

Munroe Falls, United States

M

martyb

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K

karthich

Austin, United States

mepster

San Francisco, Ca, United States

B

bscent

Hong Kong

G

Gavin

New Zealand

utdream

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Otto Barten

Amsterdam, Netherlands

P

Pharmakon33

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TheGoodData

London, United Kingdom

NathanMoore

United States

SuperMario28

Cudahy, United States

SE

Sven E

Mannheim, Germany

UN

Uwe Neumann

Frankfurt Germany, Denmark

Gab

Singapore

PV

Patrick van der Meer

MANTGUM, Netherlands

Robin Goodfellow

Vancouver, British Columbia, Canada, Canada

Lukas Petereit

Frankfurt, Germany

W

Wade

United States

C

Chitti421

United States

E

erica

antwerpen, Belgium

T

thedan33

Czech Republic

George

Corvallis, Oregon, United States

ME

Manaal Eisa

Washington DC, United States

CNV

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R

Rors

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TH

tom hd

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Caroline Cress

Seattle, WA, United States

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

M

Mart

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N

Nick

Greater London, United Kingdom

H

hedy

United States

J

Jeff

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Aran Dunlop

United States

jo

Los Angeles, United States

Kyle Holohan

United States

Rosario von Li

San Jose, Ca, United States

A

Adam

United Kingdom

Arnaud M

Sydney, Australia

CR

Christine Randall

Brisbane, Australia

Heidy

N J, United States

MK

Mic Ko

United Kingdom

B

Bramlage

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SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

N

Nathan

Australia

Carlo Cruz

Cincinnati, OH, United States

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

L

LK

United States

Y

YTSJ

London, United Kingdom

Max B

Saint Louis, United States

TW

Tyler Wood

United States

S

stevensau

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ND

Neil Dykes

United Kingdom

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

JC

juli camrud

United States

RC

Rudi Chen

United States

M

Magnus

Switzerland

A

anniewynkoop

United States

B

Boris

Bern, Switzerland

Carla

United States

SB

Sue Bucholz

Sacramento, United States

E

Erika

Ontario Canada, Canada

BW

Betty Waweru

United States

TS

Tyler Shields

United States

C

Carlene

United States

United States

B

Brett

Australia

Zack Stein

United States

GA

Giovanni and Yelena

New York, Ny, United States

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

KK

Kanwar Kumar

Oslo, United Kingdom

L

Laura

San Francisco, United States

PW

Peter Wang

United States

Raymond Murphy

Carson Valley, NV, United States

J

Jon

United States

K

Katharina

Germany, Germany

cchhrriiss

Munich, Germany

Caitlin Campbell

Chicago, United States

J

jennie

Guatemala

Martin Kraus

Traiskirchen, Austria

Craig Newmark

United States

Romesh Fernndo

Perth, Australia, Australia

H

Hans

Czech Republic

Craig Travis Provyn

Bradenton, Florida, United States

The Zinc Team

San Francisco, United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Humble Bundle Community

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ES

Evan Simons

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JB

James Brooks

United Kingdom

Katie

United States

NM

Nitya Marepally

San Ramon, CA, United States

CD

Cathy Droz

United States

Day Family

Melbourne, Australia

A

Ari

United Kingdom

VC

Victor Chong

United States

AA

Andy Assareh

United States

KL

Karen L Brown

United States

HD

Hardik Desai

United Kingdom

BE

Bob Ewing

United States

JD

JASON DORSETT

United States

V

VJ

Canberra, Australia

JZ

Julia Zaks

United States

CS

Chris Salzman

United States

RS

Rick Smith

Cuenca, Equador

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

NG

Nathan Grey

United States

Dean Suminski

Portland, Oregon, United States

A

Anonymous

United States

E

ericb321

Republic of Korea

GS

Gary Sinard

Franklin, TN, United States

M

Margaret

United States

ED

Eunan Doherty

donegal ireland, Ireland

A

Anonymous

United States

Kenny

San Diego, United States

TB

Tim Barrett

United States

J

Jakub

Czech Republic

S

seahillpark

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KK

Kurt Kellner

United States

G

grahamk

United States

Brent Gillespie

Little Rock, United States

Debbie Merritt

Zebulon, North Carolina, United States

John Sercel

Florence, United States

Philipp Lehmann

Zurich, Switzerland

R

RMIM

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D

duga

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WC

Walter Clarke

Phoenix, United States

Victoria Keenan

East Anglia, United Kingdom

Paul Buchheit

Mountain View, United States

Bryce Bow

Bloomington, In, United States

Cari Donaldson

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AH

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Kansas City, Kansas, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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