David Ndegwa

Rongai, Sawasawa Village., Kenya

100% repaid

Entrepreneur

Name

David Ndegwa

Member since

September 2011

On-time repayments

24 installments  •  38%

About Me

I was born in 1972 in Lenginet village Rongai District in Nakuru county. I joined primary education in 1976 at Lenginet Primary school. After completing my primary education in 1984 I didn't continue with the secondary education due to lack of school fees.
In a year time I helped my parents at garden work where they were very happy about my work and they decided to take me to a bicycle repair course. After completing my course of two years time, I started my business in 1988. I liked the business because the bicycles were many in the area as means of transport. What I got from my business help me to build up as far as the young person is concern. I was very tied because of work daily and this forced me to get married in order to get someone to help me. This was in 1994 when I got married to Beth Ndegwa and we have been blessed with 3 boys only and we are happy with what God has given us. I live in a rental house which is opposite Rongai Girls Secondary School. It is 1 km from Rongai town. The house is few meters from Molo River.

My Business

My business name is RIZIKI MOTO-BIKE REPAIR situated in Rongai town, Market street near Lenginet inn building Nakuru county. Due to new technology of transport I shifted from Bicycle to Moto-bike repair. The interest thing is that, I didn't go for any mechanical course. Because of my good service and customer relationship 3/4 of Rongai Moto-bikes( Boda-boda) comes to my garage and the rest 1/4 goes to other garages. What I get daily I manage to pay 2 casual [email protected] 300/-EACH DAILY, Paying of house rent for business and residential, buying spares parts among others.

Loan Proposal

Buying of moto-bike spares and expansion of my workshop.

Feedback

1

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$404.92

Date disbursed

Nov 11, 2011

Repayment status

On Time

Projected term

12 months

Cost to entrepreneur

Lender interest: $404.92 at 0.85% annual rate over 12 months = $3.44

Service fee: $16.48

Lenders

Dianne

Maryville, United States

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

AWOL

USA, United States

M

mikedufty

Perth, Australia

Feldborg

Stuttgart, Germany

A

alfredo

Bremen, Germany

H

Hilke

Bremen, Germany

D

Delph007

Den Haag, Netherlands

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  • David Ndegwa    Jan 3, 2014

    Dear lenders,
    Since my business was stolen, i have been trying my best to make my repayment.I would like to be patient for a while before completion of my loan .

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  • Sammy Kanja    Nov 30, 2013

    Dear Lenders.
    My names are sammy kanja VM.Rongai .I manage to met Mr.Ndegwa and we held a lot regarding to his repayment for he has been not submitting for about a year.Actually as he explained to me,i notice there is still a problem facing him and his family.He promise as he harvest maize,he will submit all amount.

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  • Sammy Kanja    Aug 8, 2013

    Hi Lenders,
    This is Sammy kanja VM.Rongai.I spoke to Mr. yesterday through the phone.As you can see how he has been unable to submit his repayement.After long time exchanging view on solving the problem,I notice he cannot make to submit the whole needed amount at the moment.I requested him to commit himself on how to handle the situation.He promised to be submitting amount of K.E.S.3,000 pm starting this months.

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  • David Ndegwa    Apr 8, 2013

    Dear Lenders,
    I still need one more month my business to resume,have tried my best to cover the loss during this difficult situation.Hoping every thing will at it is expected.I have been cooperating with the staff from our area so as to advice me the way forward.Dearly it was not my expectation to be in this situation but as you know Satan does not want any one go well.l hope you will understand.
    Thanks very much .
    Ndegwa.

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  • analinjsaturria    Mar 14, 2013

    Dear Lenders,
    I'm Analin Saturria McGregor, Communications Associate at Zidisha.
    I received notice today from one of our Volunteer Mentors in Rongai that Mr. Ndegwa's suffered a theft in his shop last month. As you can see from his last comment, trade activity had experienced a significant slowdown in anticipation to the general election. After the theft, David will have to incur in additional expenses to restock his shop adequately and reinforce security. These factors have caused a delay in his loan repayments.
    David is being personally assisted by our Volunteer Mentor and together, they are working to determine which is the best way for him to resume his loan payments in the shortest timeframe possible. We appreciate your understanding of David's circumstances and hope you join us in wishing him the best in his business recovery.

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  • David Ndegwa    Jan 23, 2013

    Due to work being down during the month of December and January respectfully,i would like to request for more period of grace.This is because i have been looking forward to make sure the deal is good without vail.Job is not in good mood but we are expecting very soon it will regain again.Sorry for not informing you on time.

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  • David Ndegwa    Dec 13, 2012

    Dear Lenders.i am writing to to request for two one more month grace period, due to my mum is very sick since last month.I can't manage to repay because i am the only one who take care to her with my wife. My business is not well for i have not be to the job for whole of the months,so i can't depend the business. If you can allow me to repay next month i will manage to repay

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  • David Ndegwa    Sep 17, 2012

    I am very sorry for not commenting for some days,i was very busy to look for a new site to my business.Also there were no electricity in our area.Actually the job is well maintain is in good condition.

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  • David Ndegwa    Sep 5, 2012

    Hi lenders this is wonderful institution because in years we have not been seen money being raised and sent to some ones phone.Let me say that this technology is made by God through someone.Anyway i am doing well with my business and i am expecting you to raise for my loan.

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  • David Ndegwa    Sep 1, 2012

    HI lenders i am doing well with the job as usual in our community.Today i have been very busy in my garage because more customers are in mood of servicing there bike.This is the season of rain and the bike need more service hour and then.My prayer is to the leanders i have been waiting for your fund to go to the next room for the current room is very small.I do hope you will fund me as soon as possible.

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  • David Ndegwa    Aug 24, 2012

    Thanks for all lender who has participated in all kind,to make my succession in life.God bless you.

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  • John Westly    Aug 22, 2012

    I am John Westly a certified and a registered loan lender i give
    out loan of all kinds in a very fast and easy way, Home Loan, Student
    Loan, Business Loan,Investor loan etc.i offer loan to every
    individuals,firms, and company that are in need of financial
    assistance in a low interest rate of 3%.

    and companies that are interested in getting loan in my company should contact
    me asap via Email:[email protected]

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  • David Ndegwa    May 27, 2012

    i m very happy because the money you give me help my business to do better.

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  • David Ndegwa    Mar 29, 2012

    Thanks for you,re faithful because of the delaying to pay on time .I hope i,m going to pay on time next round .

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  • David Ndegwa    Mar 5, 2012

    I am struggling with life and actually the money you loaned me is helping my business alot. Now we are expecting rain.

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  • David Ndegwa    Feb 4, 2012

    THE JOB IS DOING WELL THOUGH THE SUN IS VERY HOT IN OUR COUNTRY.

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  • David Ndegwa    Nov 10, 2011

    IN MY OPTION IS THAT YOU,RE MONEY IS HELP FULL.

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  • David Ndegwa    Nov 8, 2011

    I HOPE YOU ARE DOING WELL WITH GOD CARE SAME TO ME HERE.

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  • David Ndegwa    Nov 6, 2011

    I DO NOT KNOW WHAT TO BUT I WOULD TO TAKE THIS OPPORTUNITY TO THANK JULIA AND YOU'RE COMPANY GOD BLESS YOU.

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  • David Ndegwa    Nov 4, 2011

    I'M VERY HAPPY TO YOU LEADERS FOR WHAT YOU HAVE DONE TO ME GOD BLESS YOU.

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