8 installments • 50%
Hello to all the members.
My name is James Njoki and I was born in Kiambu county.
I'm the first born in a family of two. My mum, my sister and I.
I went to kirangari high school where I did my o levels and passed but wasn't able to continue with the university education since my mum was diagonised with HIV and later died.
I was young by then and my sister was taken care of by my auntie.
I started working as a "shamba boy", that's a male house help and I used to plough flower gardens.
I used to save 50 dollars per month for 1.5 years and that helped me start my shop business and I'm helping my sister since she'll joining college next year.
I'm grateful to find zidisha as a helping organisation.
I have a shop and I sell maize, wheat and cassava flour, sugar, soft drinks, sweets, biscuits and alot of things.
I make an average of $15 a day and I use the profits to pay for my business bills and expenses.
I'm looking forward to expand my shop business and I believe that it will be successful soon.
I'm thankful for the previous loan and it was helpful.
I am looking forward to buy 2 bales of corn flour,40 litres of cooking oil, 50kgs of rice and 50 kgs of sugar.
They'll cost me 14,000 and I'll use the loan to top up my amount and I expect a profit of 55%.
I'll use the profits to repay my loan on time, renew my business insurance and license and use the rest to expand my shop business.
Thanks alot to all the lenders and members of zidisha.
Apr 28, 2019
Cost to entrepreneur
Service fee: $4.79
Credit risk payment: $14.38
Optional expediting fee: $4.79