Buying dam liner for harvesting rainwater

Josphat Karani

Mombasa, Kenya

100% repaid



Josphat Karani


Mombasa, Kenya

On-time repayments

274 weekly installments  •  80%

About Me

I started my education in early 90s and in 2005 i finished my primary level and latter joined my seceondary from 2006 to 2009.From there i was employed as a turnboy in a transport company and i worked there for two years.That is where my interest in starting a small bussiness started.I started selling plastic bags where i stayed for one year in the bussiness.Latter on a friend of mine introduced me to clothes selling and thats when i joined the bussiness.I have been trying all i can to be where i dream to be and it hasn't be easy.I am looking forward to be a great bussiness man in the future to enable me to fulfill my goals and that of society at large.At the same time i want to be a source of blessing/income to the needy as i do pity those who are under go difficulties in life may it be getting food for them to eat and clothes to wear.Therefore if i get this loan i will increase my stock with new arrival clothes that will bring more customers in attention and this help them to buy more of them.Hence employing the less desparate ones in my bussiness for them to get an income and for there lives to shine too.

My Business

I used to sell Plastics bags before they were burned.Later i was introduced by my friend in the business of selling New clothes where i started with as little as ten thousand shillings. From there the compétition in business was high and i decided to shift to another business. Selling of Food (Cereal Shop).

Loan Proposal

I intend to buy dam liner for harvesting of rain water since currently we are on rain season.The Harvested water will help me alot as i will use it at a later date, for irrigation since i have planted passion fruits in a one acre piece of land.

Income Source

i will use the interest that am getting from my current cerial shop and the little that i get from my chicken firming as well to pay for my loan. The passion fruits normally takes 3 months before they are ready for the market and currently they are one and half month old now.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Apr 14, 2021

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: 5% of $186.06 = $9.30

Credit risk payment: $33.49

Optional expediting fee: $18.61



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