Name
Muya
Member since
April 2015
On-time repayments
150 installments • 40%
Am a third born in a family of five. I grew up in the rift valley and all my elementally school was in that part of the country. My growing up was not without challenges. My upbringing was not so friendly as we were five of us and my parents really had to work hard for us. At times we would have to miss school just to go help out our parents in the farm as that was the only family income we had. I really thank God for that upbringing because it molded me to becoming a responsible young man and from there got to realize that agriculture is not really what I wanted in life but Agribusiness. However, i learn t early in life that giving up was never an option. This has remained my philosophy to date. That is why after college and formal employment was not forthcoming, i decided to get involved in what i grew doing, farming. I made up my mind to go back and start small scale farming with an objective to save reinvest back in the shamba until i succeed.
I am now farming kales, watermelon, capsicum, tomatoes etc. The area am farming is good because of convenience from my home ie I only use 20ksh from my home to the shamba and again the soil is fertile and therefore i will obtain a good harvest. I have been doing this business for several months and when I heard about zidisha I thought my dreams would come to reality though Zidisha. I want in the next few years to have my own farm as I am leasing one now and I would want it to be a demonstration farm not so long from now. I want my children to go get an education then later get to mechanized agriculture. My hobby is to go to the book shop I by book. later I reading books, re-reading them then reading them again and making my own copy.
My business in the line of agribusiness. At the moment am selling different farm produce, for example, i sell watermelon, i also sell kales, capsicum tomatoes among other thing that i plant in my farm. These products that i produce are in demand because where the farm is there is a small town a distance of about ten km. secondly i have a small dam that will allow me to produce all year round . Therefore when i produce during the dry season their supply will be low and therefore the demand will be high and also give me a good price.
The reason I choose this business was because I had farming skill that I had obtained long time ago when farming with my parents at home. The other reason is that I did not require high initial cost .I was also in a position to obtain a farm where I could start my business.to lease one acre of the farm it costs 15,000ksh for a period of one year.
The general costs are as follows
Leasing 15,000ksh for one year
Petro for pumping water 1500 per month
Seeds 4500 in one season this may go up or come down depending on the crop that am planting. Watermelon is the most expensive and kales are cheapest to farm because of very small initial capital that is needed.
At the moment am using the profits that I obtain from the business to grow the same business. My objective is for it to move from a small agribusiness to a vibrant farming enterprise in the next two years. I also plan to use the profit to get more training in the area of agribusiness to harness this enterprise. Finally some of the profit is normally used in my family for general upkeep as its general welfare.
I want to continue with my watermelon since it has prove very profitable. I will buy 1kg of the seeds at 22000 ksh which is about 216$ .this will be for one acre . I will also buy insecticides and fungicide at about 7000 ksh which is about 69$ i will buy fertilizer at about 3000 ksh which is about 29$ the remainder will be used as an emergency fund in case there is anything there is unforeseen. I anticipate to make a profit of about 1000$ in the next three mounts .This will be used to increase my farming business .I will also use the proceeds for our family domestic use. I plan to take my wife the first vocation from these profit.
Am looking forward to using this loan constructively.for the benefit of my family and my well being.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$359.00
Date disbursed
Jan 28, 2016
Repayment status
Late
Projected term
6 months
Other loans
Ask Muya a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Amount repaid
$188.58
Amount remaining
$189.34
Expected completion
Apr 29, 2018
Status
Repaying late
Installment amount
$3.00
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 7, 2016 | $8.00 | Feb 4, 2016 | $5.00 |
Feb 6, 2016 | $3.00 | ||
Feb 14, 2016 | $8.00 | Feb 6, 2016 | $4.50 |
Feb 13, 2016 | $3.50 | ||
Feb 21, 2016 | $8.00 | Feb 13, 2016 | $0.50 |
Feb 23, 2016 | $6.00 | ||
Feb 24, 2016 | $1.50 | ||
Feb 28, 2016 | $8.00 | Feb 24, 2016 | $1.50 |
Feb 25, 2016 | $2.00 | ||
Feb 28, 2016 | $4.50 | ||
Mar 6, 2016 | $8.00 | Feb 28, 2016 | $3.50 |
Mar 20, 2016 | $4.50 | ||
Mar 13, 2016 | $8.00 | Mar 20, 2016 | $7.50 |
Apr 2, 2016 | $0.50 | ||
Mar 20, 2016 | $8.00 | Apr 2, 2016 | $0.50 |
Apr 2, 2016 | $7.50 | ||
Mar 27, 2016 | $8.00 | Apr 2, 2016 | $8.00 |
Apr 3, 2016 | $8.00 | Apr 2, 2016 | $8.00 |
Apr 10, 2016 | $8.00 | Apr 2, 2016 | $0.58 |
Apr 10, 2016 | $7.42 | ||
Apr 17, 2016 | $8.00 | Apr 10, 2016 | $0.58 |
Apr 17, 2016 | $7.42 | ||
Apr 24, 2016 | $8.00 | Apr 17, 2016 | $1.08 |
May 6, 2016 | $6.92 | ||
May 1, 2016 | $8.00 | May 6, 2016 | $8.00 |
May 8, 2016 | $0.08 | May 6, 2016 | $0.08 |
May 15, 2016 | $0.00 | ||
May 22, 2016 | $0.00 | ||
May 29, 2016 | $0.00 | ||
Jun 5, 2016 | $0.00 | ||
Jun 12, 2016 | $0.00 | ||
Jun 19, 2016 | $0.00 | ||
Jun 26, 2016 | $0.00 | ||
Jul 3, 2016 | $0.00 | ||
Jul 10, 2016 | $0.00 | ||
Jul 17, 2016 | $0.00 | ||
Jul 24, 2016 | $0.00 | ||
Jul 31, 2016 | $3.00 | Jul 30, 2016 | $3.00 |
Aug 7, 2016 | $3.00 | Aug 3, 2016 | $3.00 |
Aug 14, 2016 | $3.00 | Aug 13, 2016 | $3.00 |
Aug 21, 2016 | $3.00 | Aug 13, 2016 | $3.00 |
Aug 28, 2016 | $3.00 | Sep 5, 2016 | $3.00 |
Sep 4, 2016 | $3.00 | Sep 5, 2016 | $3.00 |
Sep 11, 2016 | $3.00 | Sep 18, 2016 | $3.00 |
Sep 18, 2016 | $3.00 | Sep 18, 2016 | $3.00 |
Sep 25, 2016 | $3.00 | Sep 25, 2016 | $3.00 |
Oct 2, 2016 | $3.00 | Oct 2, 2016 | $3.00 |
Oct 9, 2016 | $3.00 | Oct 18, 2016 | $3.00 |
Oct 16, 2016 | $3.00 | Oct 18, 2016 | $3.00 |
Oct 23, 2016 | $3.00 | Oct 29, 2016 | $3.00 |
Oct 30, 2016 | $3.00 | Oct 29, 2016 | $3.00 |
Nov 6, 2016 | $3.00 | Nov 25, 2016 | $3.00 |
Nov 13, 2016 | $3.00 | Nov 25, 2016 | $3.00 |
Nov 20, 2016 | $3.00 | Dec 21, 2016 | $3.00 |
Nov 27, 2016 | $3.00 | Dec 24, 2016 | $3.00 |
Dec 4, 2016 | $3.00 | Mar 20, 2021 | $3.00 |
Dec 11, 2016 | $3.00 | Mar 20, 2021 | $1.00 |
Mar 31, 2021 | $2.00 | ||
Dec 18, 2016 | $3.00 | Mar 31, 2021 | $1.50 |
Apr 7, 2021 | $1.50 | ||
Dec 25, 2016 | $3.00 | Apr 7, 2021 | $2.00 |
May 7, 2021 | $1.00 | ||
Jan 1, 2017 | $3.00 | May 7, 2021 | $2.50 |
Jun 29, 2021 | $0.50 | ||
Jan 8, 2017 | $3.00 | Jun 29, 2021 | $3.00 |
Jan 15, 2017 | $3.00 | Jun 29, 2021 | $1.00 |
Jul 1, 2021 | $2.00 | ||
Jan 22, 2017 | $3.00 | Jul 1, 2021 | $2.00 |
Aug 16, 2021 | $1.00 | ||
Jan 29, 2017 | $3.00 | Aug 16, 2021 | $2.50 |
Sep 17, 2021 | $0.50 | ||
Feb 5, 2017 | $3.00 | Sep 17, 2021 | $3.00 |
Feb 12, 2017 | $3.00 | Sep 17, 2021 | $0.50 |
Feb 19, 2017 | $3.00 | ||
Feb 26, 2017 | $3.00 | ||
Mar 5, 2017 | $3.00 | ||
Mar 12, 2017 | $3.00 | ||
Mar 19, 2017 | $3.00 | ||
Mar 26, 2017 | $3.00 | ||
Apr 2, 2017 | $3.00 | ||
Apr 9, 2017 | $3.00 | ||
Apr 16, 2017 | $3.00 | ||
Apr 23, 2017 | $3.00 | ||
Apr 30, 2017 | $3.00 | ||
May 7, 2017 | $3.00 | ||
May 14, 2017 | $3.00 | ||
May 21, 2017 | $3.00 | ||
May 28, 2017 | $3.00 | ||
Jun 4, 2017 | $3.00 | ||
Jun 11, 2017 | $3.00 | ||
Jun 18, 2017 | $3.00 | ||
Jun 25, 2017 | $3.00 | ||
Jul 2, 2017 | $3.00 | ||
Jul 9, 2017 | $3.00 | ||
Jul 16, 2017 | $3.00 | ||
Jul 23, 2017 | $3.00 | ||
Jul 30, 2017 | $3.00 | ||
Aug 6, 2017 | $3.00 | ||
Aug 13, 2017 | $3.00 | ||
Aug 20, 2017 | $3.00 | ||
Aug 27, 2017 | $3.00 | ||
Sep 3, 2017 | $3.00 | ||
Sep 10, 2017 | $3.00 | ||
Sep 17, 2017 | $3.00 | ||
Sep 24, 2017 | $3.00 | ||
Oct 1, 2017 | $3.00 | ||
Oct 8, 2017 | $3.00 | ||
Oct 15, 2017 | $3.00 | ||
Oct 22, 2017 | $3.00 | ||
Oct 29, 2017 | $3.00 | ||
Nov 5, 2017 | $3.00 | ||
Nov 12, 2017 | $3.00 | ||
Nov 19, 2017 | $3.00 | ||
Nov 26, 2017 | $3.00 | ||
Dec 3, 2017 | $3.00 | ||
Dec 10, 2017 | $3.00 | ||
Dec 17, 2017 | $3.00 | ||
Dec 24, 2017 | $3.00 | ||
Dec 31, 2017 | $3.00 | ||
Jan 7, 2018 | $3.00 | ||
Jan 14, 2018 | $3.00 | ||
Jan 21, 2018 | $3.00 | ||
Jan 28, 2018 | $3.00 | ||
Feb 4, 2018 | $3.00 | ||
Feb 11, 2018 | $3.00 | ||
Feb 18, 2018 | $3.00 | ||
Feb 25, 2018 | $3.00 | ||
Mar 4, 2018 | $3.00 | ||
Mar 11, 2018 | $3.00 | ||
Mar 18, 2018 | $3.00 | ||
Mar 25, 2018 | $3.00 | ||
Apr 1, 2018 | $3.00 | ||
Apr 8, 2018 | $3.00 | ||
Apr 15, 2018 | $3.00 | ||
Apr 22, 2018 | $3.00 | ||
Apr 29, 2018 | $0.84 |
Loading...