Buying two deep refrigerators to stock fish & chicken

Veronica

Kitwe, Zambia

3% repaid

Entrepreneur

Name

Veronica

Member since

July 2020

On-time repayments

54 installments  •  69%

About Me

My name is Veronica Phiri and am 36 years of age.I completed my high and at Ndeke Secondary School in Kitwe and i did obtain very good results.I hold a Diploma in business management.Due to jobs that are scarce nowdays i have decided to engage myself in entrepreneurship.

My Business

I ran a grocery in our community and i sale a variety of goods, where my source of income comes from.I sale home essential goods mainly groceries and cosmetics in the shop.This kind of business is highly profitable all it needs is good capital to stock up the people's needs.my typical cost is over 35,000 ZMW, of which i make over 4,500 ZMW weekly profits meant for restocking of new stock and some of it for home improvement.

Loan Proposal

Am requesting for this loan to buy 2 deep refrigeration for stocking more fish products, dressed chickens, beef, sausages and pork product in my grocery shop for sell.The demand for fish and chickens is very high and I see it as opportunity for me to generate more turn over or profits to make my business prosperous and grow very big this time around.As for the fish products I will be making more than 15,000 thousand ZMW and for the chickens 20,000.00 bring the total turn over to 35,000.00 ZMW per week.

Income Source

Currently with the second wave of Covid 19, some businesses may face challenges, I have two grocery shops, the main grocery is the heart of my business it is doing well and generating good income, the ice cream machine is also generating daily income.I have also started raring and selling chickens and selling clothing to increase my financial base to grow businesses and to be financially sound so i can be servicing my loan in the coming weeks without issues.Thank you all my lenders in advance for supporting me.

My Videos

Jan 8, 2021: Grocery business

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,531.00

Date disbursed

Jun 7, 2021

Repayment status

Late

Projected term

4 months

Lenders

A

Anninymouse

Southampton, United Kingdom

Brian

Midhurst, Canada

C

Christian

Saarbruecken, Germany

lucafrangi

Vienna, Austria

W

Witlof

Tsukuba, Japan

eagle3

Grand Ledge, United States

G

garrybuck

Oro Valley, United States

AltruisticSelfishnes

Chicago, United States

Hope2012

United Kingdom

ErikN

Stockholm, Sweden

F

Forba

Mo i Rana, Norway

evinpa

United States

MaxEmerika

Sonoma County, California, United States

M

m_dennis

Toronto, Canada

J

johnbireland

Dublin, Ireland

LA

United States

P

profa

Rehovot, Israel

F

FHult

Stockholm, Sweden

L

ldron7

Utah, United States

R

rcmssr

Woodbury, United States

A

anonymus

Moon, United States

T

Tallago3

Munich, Germany

AF

a f

washington, United States

johnandmoliehi

Canton, New York, United States

Cordula

Cologne, Germany

S

Steveandson

Arlington, United States

P

pmyadlowsky

Charlottesville, United States

MatthewHaight

Montgomery Village, United States

A

AlexCheng

Seattle, United States

JimVandegriff

Trinidad, California, United States

L

lujabe

Melbourne, Australia

S

Sandi

Sunnyvale, United States

Tavin

Ottawa, Canada

C

cflint

Springville, United States

C

chrisherron

Chicago, United States

tasos

hove, United Kingdom

C

cyrilleberger

Gammalkil, Sweden

Sundstroms

Falun, Sweden

ElWal

Kirn, Germany

D

Divergent

Bethesda, United States

J

Jeb33red

Bourne end, United Kingdom

SHRFamily

Vancouver, Canada

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

C

Colesmiths

Sevenoaks, United Kingdom

Jouni

Finland

Paul and Rachel

London, United Kingdom

AdvancingCompassion

San Diego, United States

M

Mark

Melbourne, Australia

B

bileiro

Mandaluyong, Philippines

P

Prysdahl

Marshall, United States

Christopher

Copenhagen, Denmark

Ingela

Falun, Sweden

H

halisi

assenede, Belgium

Sunnyside

Stafford, United Kingdom

nakamura

United States

T

tereus

Stockholm, Sweden

B

Britteva

Oslo, Norway

K

KnutG

Bergen, Norway

C

cardiff

Falls Church, United States

RckyMntFamily

Colorado, United States

joaoferraz

RINCHOA, Portugal

Patrick

Berlin, Germany

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

M

marcmesich

Kaohsiung, Taiwan

numbat

Perth, Australia

tswickrama

Orlando, United States

C

Colmena

Chicago, United States

Hedwich

Gorssel, Netherlands

A

AndrewC

London, United Kingdom

L

Leonora

TÄBY, Sweden

W

wilma95

napa, United States

Lyssandra

Baltimore, United States

JOKer

Weisendorf, Germany

V

Volpone

Geneva, Switzerland

Kristrun Tinna

Reykjavik, Iceland

ibc123

Seattle, United States

C

cranejoad

cazenovia, United States

D

dcheung

San Francisco, United States

J

jebediahFND

Oslo, Norway

J

jaytodd

New Orleans, United States

Freewolf

Salt Lake City, United States

MrMichigander

Marquette, United States

M

Margi

Littleton, United States

mikeice

Kohler, United States

Scotts5320

New York, United States

B

Berkeley100

Berkeley, CA, United States

sderickson

Berkeley, CA, United States

G

GoughGirl

Washington, Dc, United States

T

tophini

Alma, United States

D

drorm

United States

R

roozbeh

United States

B

bugdaniel

Switzerland

B

bmkahora

United States

Insomnus

Cheltenham, United Kingdom

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

chriseyre

Fremont, Ca, United States

B

bscent

Hong Kong

Lisbeth

Perth, Australia

Vesa

Helsinki, Finland

belvi

Hoogeveen, Netherlands

Z

zidscott

United States

W

wesbh89

United States

Laparo

Dusseldorf, Germany

K

Keith

Luxembourg

M

Medagan

San Franciso, United States

H

Heath

United States

Jamal Hamou

Cascadia, Canada

B

beegkitty

United States

K

Kebrenagast

New York, United States

C

Crainster

Chapel Hill, United States

PolarBearCapital

United States

SuperMario28

Cudahy, United States

T

Tony1

Australia

M

mbarbier

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

K

Kristiina

All Countries

JL

Joao Leal

United Kingdom

ZH

zoe henley

United Kingdom

Dave Bogard

New York, United States

R

Robert

Berlin, Germany

CA

Christian Anger

Michendorf, Germany

W

Wade

United States

Bryce Schubert

Toronto, Canada

Kai

Nuremberg, Germany

PC

Patrick Clavette

Hartford, Wisconsin, United States

Craig

Memphis, TN, United States

moursund

Beaver Nation, United States

Kevin

San Francisco, United States

JC

JD Conley

United States

I

Ian

United Kingdom

KD

Kent Don

United States

TB

Taylor Brown

United States

AF

Alysn Ford

United States

Mouhamed

United States

C

cota

United States

WL

Wil Lazo

United States

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

TM

Tim Marvin

United States

Framework Eyewear

Utrecht, Netherlands

MD

Michael Dahl

United States

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

Isabella

UK, United Kingdom

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

André Pinto

Brussels, Belgium

Alicia

United States

Carl D Patterson

United Kingdom

J

Joel

United States

Jason Ormand

New York City, United States

A

Andrei

United States

A

Adam

United Kingdom

M

Marzl

Germany

Eugen Stamm

Zurich, Switzerland

S

Sean

Phoenix AZ, United States

Cliff

United States

M

mariamfula

United States

UK

Uday Kolluri

New York, Singapore

Rory McLaughlin

Dallas, United States

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

Tam Thao Nathan

United States

T

Tom

United States

R

Rahima

United States

K

Katka

St Albans, United Kingdom

PR

Priscilla Rathbone

Seattle, Washington, United States

V

Vidar

Oslo, Norway

Remo

Lucerne, Switzerland

I

isaac

United Kingdom

A

Ashley

United Kingdom

Stephan W

Witten, Germany

KK

karl kerksiek

United States

SB

Sue Bucholz

Sacramento, United States

KT

Kate Turner

United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

Derek Anderson

Yankton, United States

BR

Bob Reus

Netherlands

W

Wim

Netherlands

SA

Steve A

Newbury, United Kingdom

GC

Greger Cronquist

Göteborg, Sweden

BW

Betty Waweru

United States

K

K

United States

C P

Mazatlan, Mexico

K

Kenny

United States

Jes-c

United States

Zack Stein

United States

JA

Jan Andresen

Hamburg, Germany

P

PW

United Kingdom

F

Frank

Netherlands

Dirk

Penang, Malaysia

Sinan Taifour

Munich, Germany, Germany

Laurent Magniez

Annecy, France

AJ

Abby jones

United States

James

London, United Kingdom

SA

Shar Alamdari

Los Angeles, United States

Noemi L Dado

Manila, Philippines, Philippines

J

Jon

United States

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

L

Lucy

Australia

EP

Emerald Pham

United States

S

Suzannah

New York City, United States

Benjamin Kniaz

Boston, United States

SM

Sue MacFarlane

United Kingdom

Richard Benyon

United States

Day Family

Melbourne, Australia

Vratik Krocik

Prague, Czech Republic

MM

MB McKenna

United States

TB

Tom Bishop

United States

R

Ryan

Albuquerque, NM, United States

R

Ralf

Germany

BP

Bill Piper

United States

Ellen

Michigan, United States

M

Mark

Toulouse, France, France

B

Bart

Netherlands

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

HCPSPIRIT

Helsinki, Finland

hervey liu

United States

NH

Nancy Hull

United States

DW

David Westmoreland

Colorado Springs, Colorado, United States

Melissa K

Portland, Oregon, United States

Dean Suminski

Portland, Oregon, United States

Jean Wren Chan

United States

S

Southbanker

Reading, United Kingdom

C

Corrie

United States

JM

Joris Moen

Eindhoven, Netherlands

A

As

United States

R

RMIM

United States

KA

Khaled Asmri

Saudi Arabia

JH

Joseph Hwang

Houston, United States

JC

Jordanna Chord

Kirkland, WA, United States

Tyler Metcalf

Utah, United States

Jane

Ontario, Canada

S

Symballesthai

United States

F

Florian

Netherlands

S

Sarah

Arlington, United States

A

Alex

United States

B

BRB

Australia

A

Anonymous

United States

Carrie

Arlington, MA, United States

Theo

Zürich, Switzerland

Darren Jeppson

Denver, Colorado, United States

Chris

Fairfax County Virginia, United States

AM

Andy Marston

United Kingdom

dave2319

United Kingdom

Richard Paulin

Sydney, Australia

CH

Christian Holck

United Kingdom

Nick Studenski

Minneapolis, United States

Remo

Switzerland

SC

Samuel Clemente

Brooklyn, United States

Ryan Agnew

Australia

Shervin

San Francisco, United States

DO

Denis Ontiveros

Guildford, United Kingdom

BR

Brian Rickman

United States

We Not Me

St. Paul, Minnesota, United States

C

Carol

Bayswater, WA, Australia

GA

Gal Ashuach

רעננה, Israel

L

Lisa

United States

LT

Lisa Taylor

California, United States

EA

Eric Ayers

Atlanta, United States

Peter Collins

Darmstadt, Germany

Tim

Utrecht, Netherlands

C

Camm

Australia

Dao Nguyen

austin, United States

alexalexalex

Berlin, Germany

RB

Randee Bowder

United States

Andrew

United States

B

Bram

Germany

Nathan

Columbus, United States

R

Roman

Germany

RS

Ralph Smyth

United Kingdom

Christine

Munich, Germany

GF

Gammon Family

United States

NB

Nikolaus Bührer

Karlsruhe, Germany

R

Rafael

Switzerland

T

Tim

Germany

SR

Sean Rodgers

Wellington, New Zealand

Zimei

United States

Tom Purser

Cambridge, United Kingdom

AG

Augusto Gesualdi

Berlin, Germany

J

John

Minneapolis, United States

A

Anonymous

United States

AR

Arjun Ram

United States

AN

Alex N

Australia

MG

MICHAEL GANN

United States

A

Anonymous

United Kingdom

Sayuri

United Kingdom

J

John

Germany

B

Boris

Slovenia

CB

Chris Baker

United States

DB

David Buchanan

Ilmenau, Germany

R

Ru

New York, United States

V

Vic

Finland

MC

Mike Cormack

Vancouver, Canada

E

emily

Australia

A

Anonymous

United States

S

Sebastian

Netherlands

B

Byron

Australia

SH

St H

Germany

J

Jari

Finland

J

Jeremy

United States

S

Stephen

United States

H

HJ

Switzerland

Utahna

United States

KM

Kirk Moore

Cerdanyola del Vallès, Spain

JI

James Innes

United Kingdom

V

Victoria

United States

MM

McLane Muller

United States

MP

Mihir P

United Kingdom

Vincent Strangio

Pittsburgh, PA, United States

LC

Linda Cladis

United States

TN

Toby Nelson

United States

RL

Robert L

United Kingdom

R

Richard

United Kingdom

SW

saurabh wahi

United Kingdom

T

Timo

Germany

W

Wim

Deventer, Netherlands

RA

Ray and Abram

Melbourne, Australia

Kurtis Miller

Kelowna, BC, Canada

M

Micheverett72

Knoxville, United States

A

Anonymous

United States

A

Anonymous

United Kingdom

D

Denise

United States

EP

Erase Poverty

United States

JS

Jessica Stovall

Austin, United States

A

Anonymous

United States

S

Sam

United Kingdom

T

Tim

Netherlands

W

wisdom2080

Fullerton, United States

Ask Veronica a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Veronica    Aug 6, 2021

    The business is a bit slow at the moment but I will increase my repayment once the business pick up.Thank you my lender for your patience.

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  • Veronica    Jun 19, 2021

    Dear lenders my business a bit slow at the moment and I can only start repaying the adjusted amount as business improves I will increase my repayment.Thank you so much for patience.

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  • Veronica    May 22, 2021

    I will buy 2 deep refrigeration for stocking more fish products, dressed chickens, beef, sausages and pork product in my grocery shop for sell.The demand for fish and chickens is very high and I see it as opportunity for me to generate more turn over or profits to make my business prosperous and grow very big this time around.As for the fish products I will be making more than 15,000 thousand ZMW and for the chickens 20,000.00 bring the total turn over to 35,000.00 ZMW per week.

    Therefore I would like to thank you all my lenders for making it possible for me to have this loan funded, am really humbled and am so grateful to you, because my business since joining or applying for the loan from Zidisha through all of you my lenders in the past and now, you have made it possible for the success of business to prosper and grow.

    I thank you all for all your efforts, may God keep you and protect you from Covid 19, may he cover you under his might wings with your families, may you find favor in whatever you do.May God richly bless you all, thank you.

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  • Veronica    May 16, 2021

    Dear my lenders , all the the lenders in the past and current, I would like to appreciate you all for making my business a good success, am so grateful my business today is really doing fine because of your efforts during this period which have I seen and witnessed so many companies and businesses closed down due to the pandemic Covid 19 , through you via Zidisha loans your support for me has very awesome to me , my family and community to you I say, thank you so much may the almighty God richly bless you and I would like to encourage you to support me once again and make my grocery business prosperous.Thank you to you Zidisha team and staff for making this possible for me, family and Community.

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  • Veronica    May 9, 2021

    Dear am very grateful for your support, am very much aware of my past due installment, I will repay double amount this week, kindly bear with me I settle it I have not forgotten I will repay it without fail, of late business has been very slow.Please sorry for the delay but in no time I will settle my weekly past installment.Thank your for patience

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  • Veronica    Mar 30, 2021

    The business is a bit slow at the moment the income am generating at the moment is amounting to I should repay on my loan installment, should business sales increase I will increase my repayment.Thank you to you all my dear lenders for supporting me I really appreciate.

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  • Veronica    Feb 23, 2021

    Dear lenders I have received the total amount successfully in MTN payment account and it has reflect today 23rd February, 2021.The amount received is 18,764 ZMW.
    I will now make a budget to buy building materials to construct a large wholesale shop to restocking more goods in the shop thereby increasing income revenue on sales.Thank you so much Zidisha is really improving my business, lifestyle and in short my business has tremendously improved through your support.Thank you to all my renders for supporting me.

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  • Veronica    Feb 19, 2021

    With this current loan am requesting, am looking buying building material to build a large wholesale because the shop am currently in is too small and am finding it difficulty to stock both retail and wholesale goods, there is too much demand and I want ensure that am stocked fully to avoid losing business.Therefore I need at least 30,000.00 ZMW to help purchase ;
    1.3000 building Blocks
    2.100 pockets of Cement
    3. 50 tone worthy of building Sandy
    4. 25 tone Quarry Dust
    5. Roofing sheet.
    Thank you so much my lenders for supporting my Business projects, really so happy.I also thank Zidisha staff for for working so hard and ensure that Zidisha is delivering good service to here in Zambia and the rest of African.To all I say may God bless you so greatly.

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  • Veronica    Feb 19, 2021

    The loan was a great success and my business surprisingly has done well this period more than I expected. Zidisha has made a huge difference in life, business and family.My business is developing steadily despite economic climate and the pandemic.The Zidisha loan has made me to work extra harder because without financial support I dont think my business would have a success and developed has it now.Am grateful to your my lenders for supporting every projected have requesting for financial support.Thank you very much and may God bless you so much.
    In my next loan I want your full support once and I will see it that the loan is repaid in good time.Thank you.

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  • Veronica    Jan 16, 2021

    I have opened two grocery shops and I need to increase grocery stock by buy all the essentials and basic need the customers want to increase revenue.This will help to grow and increase revenue and expand the business this year.
    Am very thankful for each one of you my dear lenders for supporting me to grow my business in this era or period were the is battling out with economic changes and many people world over are looking for survival, Thank you very much through Zidisha the first international lending Institution that has made this possible for me.

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  • Aaron    Jan 14, 2021

    Hello can you please help me to confirm my account it's on review

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  • Veronica    Jan 7, 2021

    I called and spoke to Mercy, she will repay this week and complete her loan.Thank you so much my lenders for your patience.

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  • Veronica    Dec 24, 2020

    I will buy the following goods to stock up in my grocery;
    1. 20 cases of 5l cooking oil and 10 cases 2.5l
    2.10 case of baby diapers and 5 cases of tissue
    3.5 cases of juice
    4. 25 cases white spoon sugar
    5.15 case washing powder and detergent soaps for washing
    6.20 chicken dressed chickens
    7.2 cases butter cup margarine and many other essential basic needed by customers to buy during this and next week of the festive season.
    Thank you so much my lenders for supporting and God bless you

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  • Veronica    Dec 22, 2020

    Dear lenders with zidisha loan which i got a few months ago i managed to improve my business and the ice cream machine made a difference in business.My profits have increased.My children were able to pay their school fees, i have also improved the living standard of the family and we are living a happy family through what zidisha loan has done.I really appreciate and i want to remain committed with zidisha and also invite good and trusted friends to benefit from Zidisha loans.Thank you so much and God bless you.

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  • Veronica    Dec 18, 2020

    I spoke to Alex Katete to repay an upfront and the adjust to an amount he can afford weekly than letting the outstanding amount accumulating without repaying anything.Thank you dear lenders for your patience.

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  • Veronica    Dec 18, 2020

    Dear lenders i spoken to Idah Tembo through Gondwe Nicholas the guarantor of the loan that she will repay the loan this week, thank you.

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  • Veronica    Dec 18, 2020

    I spoke to Catherine and that her business is not doing fine but resume repaying her after adjustment on her weekly repayments.Thank you.

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  • Veronica    Dec 18, 2020

    I called Duncan and said he will adjust and repay this week. Thank you

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  • Veronica    Dec 18, 2020

    Dear lenders i called Mary Nalukui and said that she has repaid already waiting crediting or the funds to reflect in her account.Thank you

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  • Veronica    Dec 18, 2020

    Dear lenders i have spoken to Juliana Lungu and she repaid waiting the repayment to be credited on account thank you.

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