Adding cabbages to my farm

Rachel Njuguna

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Rachel Njuguna

Member since

January 2015

On-time repayments

307 installments  •  77%

About Me

My full name is Rachel Wanjiru Njuguna. I am married with one son. I grew up on a farm with my 4 siblings. My dad is a farmer and he has been very kind in mentoring me and showing me how to go about farming. I have done potato farming for the last two years. I started with one acre and last year I did two acres.
I have a diploma in marketing management. Apart from farming, I work as an accounts clerk in a hotel.
I started potato farming with my savings. My dad encouraged me to think outside of the box and start farming.
In 2011, I gave birth to my son and I decided to be a stay at home mum until January 2014 so that my son could get the best care. It was not easy because my husband's income was not much. I started saving from the money he left me for daily use. I joined women's groups and this has really helped me to save and support my family.
From this experience, I have become very passionate about women's empowerment and I really encourage the women I interact with to save and work hard. I hope one day to have an organization that supports women.

My Business

I do potato farming. Potatoes are always in demand in Kenya. Apart from the french fries which are consumed daily in hotels, potatoes have many other uses. I chose potato farming because, having grown up in a farm, I have seen how farming can change peoples' lives. My dad was able to educate the 5 of us through farming. Farming also has good returns when done properly.
The typical costs in potato farming are: seeds, fertilizer, labour and pesticides. One spends like 35,000 in an acre and you get a profit of 30,000 to 40,000 within 3 months. I use the profit I get in educating my son, for reinvestment and for house expenses.
My plan is to be able to do more than 50 acres with time. I am requesting this loan because I believe I can start small and go very far.

Loan Proposal

I would like to request a loan to continue with my farming. This time, I am doing cabbage farming since there is a very good market for cabbages in Kenya.
With the money I get from this harvest, I will continue to invest in my businesses and, also, my family will have a better financial position.

Loan Budget:
Cabbage seeds-500 dollars
Pipes for drip irrigation-200 dollars
Labour-200 dollars
Fertilizer-300 dollars

Show original English  

About Me

my name are Rachel wanjiru. I am a farmer and a businesswoman. I am also employed as an accountant.
I am a single mum with one child who is now 8 years old. I separated from my husband 2 years ago and it has not been easy especially financially.
I work Soo hard to provide for my son so that he can have a good education and life in general.
This year has been particularly challenging because of the economic situation in Kenya and also the weather change

My Business

The last loan I got really helped me financially. The weather was not good the the crop production was not good.
I also started chicken farming in August and that helped a lot with my financial situation.
This year in January I opened a shoe shop and it has been doing very well.
I also have a monthly salary where I am employed as an accountant.

Loan Proposal

I would like to request for a loan to continue with my farming. This time I am doing cabbage farming since there is a very good market for cabbages in Kenya.
With the money I get from this harvest I will continue to invest in my businesses and also my family will have a better financial position

Loan Budget
Cabbage seeds-500 dollars
Pipes for drip irrigation-200 dollars
Labour-200 dollars
Fertilizer-300dollars

Feedback

4

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  • Katja    Mar 29, 2017

    Thank you for repaying that fast and Wish you all The best!

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,221.02

Date disbursed

Apr 11, 2017

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: $51.03

Lenders

Q

Quomar

Żmigród, Poland

Feldborg

Stuttgart, Germany

C

Canlender1

Nanaimo, Canada

D

dkapplerb

Toronto, Canada

Umair Mahmood

Raleigh, United States

cyrus0302

San Francisco, United States

ErikN

Stockholm, Sweden

A

AlethiaLtd

Carlisle, United Kingdom

F

Fiodal

Helsinki, Finland

T

Tallago3

Munich, Germany

ScottSavage

Las Vegas, NV, United States

AnnaChristina

Pittsburgh, United States

A

ashtanga99

Newport, United States

Foxjam

St. Paul, United States

Catherine68

Boyle, Ireland

Jeff and Marcie

Portland, OR, United States

TK

Tim Koppel

WOLLONGONG, Australia

JimVandegriff

Trinidad, California, United States

B

briansedz

Canton, Ohio, United States

Tavin

Ottawa, Canada

J

jared4

parowan, United States

Moyeji

Australia

SHRFamily

Vancouver, Canada

amovida

Central valley, ny, United States

Andreas1974

Fristad, Sweden

yosefchayim

Bournemouth, United Kingdom

P

PhilACK

Brampton, Canada

E

EnhanceLife

Heber City, United States

A

argos

Zurich, Switzerland

J

jwharding

Hamburg, Germany

R

Rking

Eugene, United States

M

michaelangers

Toronto, Canada

JillV

Corning, United States

Alina

Amsterdam, Netherlands

Y

Yevrahs

Dallas, Texas, United States

Ingela

Falun, Sweden

P

Peksa

Espoo, Finland

M

mkellerman

Shanghai, China

Maxey

Amstelveen, Netherlands

A

Andy

Berlin, United States

L

LindsayB

Sydney, Australia

B

BassFamily

Tremonton, United States

mikeoberhaus

San Francisco, United States

D

dhumble

De Pere, United States

B

bertvdlingen

utrecht, Netherlands

P

Pavane

Kungsbacka, Sweden

thomas2666

Brisbane, Australia

ibc123

Seattle, United States

Richard Griebe

La Jolla, United States

B

bwitt

Berkeley, United States

C

Clben7

Cincinnati, United States

pvilliger

Zurich, Switzerland

D

drorm

United States

A

AileenH

United Kingdom

ColinHicks

Chichester, United Kingdom

T

tommychheng

san francisco, United States

Paul Buchheit

Mountain View, United States

lyalljellyman

Wellington, New Zealand

P

plhughes

United States

M

merk85

United States

A

ahgillett

United Kingdom

A

AniaC

Melbourne, Australia

S

sarahb

United States

K

Keith

Luxembourg

Otto Barten

Amsterdam, Netherlands

S

satheajay

United States

N

Nicolaas

Doha, Qatar

M

me.iulian

Iasi, Romania

P

Paul

United States

J

jowde

Germany

AKWatson3

Norwalk, United States

Mike and Jacqui

United Kingdom

Janet Merrill Miller

The Mossy Pacific Northwest, United States

P

PC

United States

Justin Boswell

Reedley, CA, USA, United States

JD

Jo Dane

Melbourne, Australia

LJ

United States

SK

Stefan Kruell

Muenster, Germany

Lou Kaucic

Sanbornton, NH, United States

JT

John Tabacchi

United States

E

erica

antwerpen, Belgium

Kristin Rhodes

Kansas City, Kansas, United States

Mouhamed

United States

KL

Ket Lin

United States

JD

Jeff DePree

United States

A

Anni

Finland

S

Stein

Diest, Belgium

GR

Gary Rimmer

United Kingdom

MR

Michiel Rauws

San Francisco, Netherlands

H

Harry

Florida, United States

Martin Nielsen

Aarhus, Denmark

PG

Paul Graham

United States

G

GS2

Germany

AK

Anita K

Maryland, United States

John Minges

United States

E

eriklonnroth

United Kingdom

NB

Neil Barnes

Molalla, United States

wissam

Jeddah, Saudi Arabia

Kyle Holohan

United States

A

Andrei

United States

CR

Christine Randall

Brisbane, Australia

MC

United States

Cliff

United States

Thomas

Sweden, Sweden

metab

Estados Unidos, Hong Kong

K

Katka

St Albans, United Kingdom

V

Vidar

Oslo, Norway

B

Boris

Bern, Switzerland

SB

Sue Bucholz

Sacramento, United States

Sara R

Leuven, Belgium

J

Julie

Los Angeles, United States

C

Carlene

United States

Kevin

United States

MP

Matt Patton

United States

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

L

Lucy

Australia

H

Hans

Czech Republic

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

Humble Bundle Community

San Francisco, United States

J

Jan

Netherlands

JV

Jose Vidal

New York, United States

Thomas Naimoli

United States

Simon

Perth, Australia

K

Kyle

Durban, United Kingdom

Haroon S

United States

NH

Nancy Hull

United States

The X2AI Team

San Francisco, United States

The Weltys

Averill Park, NY, United States

E

ericb321

Republic of Korea

A

Anonymous

United States

EC

Edward Conrads

San Francisco, United States

R

Raffins

United States

Z

Zidishartm

Rotterdam, Netherlands

JU

jeremy upsal

United States

A

Andrew

United States

Emily

San Francisco, United States

Cam Smith

United States

Christian

Vienna, Austria

KA

Khaled Asmri

Saudi Arabia

DW

Dan Winetsky

United States

Victoria Keenan

East Anglia, United Kingdom

Paul Buchheit

Mountain View, United States

Jan V

Port Dalhousie, Canada

AH

Antioch House Church

Kansas City, Kansas, United States

A

Anonymous

United States

John Barnett

United States

AB

Ashira Blazer

United States

Finland

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

HB

Hugo Boss

United Kingdom

A

Anonymous

United States

M

Menke59

United States

rob baird

Darwin Australia, Australia

MW

Matt Winkler

United States, Canada

BB

Brad Brunz

United States

Ask Rachel a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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