Kenya

Adding cabbages to my farm

Entrepreneur
Rachel Njuguna
Nakuru, Kenya
Invited Members: 3   View

Volunteer Mentor: Brian Wakalo

This Loan
15% Repaid


Disbursed Amount: $1,221.02
Date Disbursed: Apr 11, 2017
Repayment Status: On Time
Repayment Frequency: Weekly Projected Term: 6 months
Cost of Loan: $60.73
Show Cost Details

Cost of this loan

Service Fee: 5% of $1,221.02 = $60.73


Story
About Me

My full name is Rachel Wanjiru Njuguna. I am married with one son. I grew up on a farm with my 4 siblings. My dad is a farmer and he has been very kind in mentoring me and showing me how to go about farming. I have done potato farming for the last two years. I started with one acre and last year I did two acres.
I have a diploma in marketing management. Apart from farming, I work as an accounts clerk in a hotel.
I started potato farming with my savings. My dad encouraged me to think outside of the box and start farming.
In 2011, I gave birth to my son and I decided to be a stay at home mum until January 2014 so that my son could get the best care. It was not easy because my husband's income was not much. I started saving from the money he left me for daily use. I joined women's groups and this has really helped me to save and support my family.
From this experience, I have become very passionate about women's empowerment and I really encourage the women I interact with to save and work hard. I hope one day to have an organization that supports women.

My Business

I do potato farming. Potatoes are always in demand in Kenya. Apart from the french fries which are consumed daily in hotels, potatoes have many other uses. I chose potato farming because, having grown up in a farm, I have seen how farming can change peoples' lives. My dad was able to educate the 5 of us through farming. Farming also has good returns when done properly.
The typical costs in potato farming are: seeds, fertilizer, labour and pesticides. One spends like 35,000 in an acre and you get a profit of 30,000 to 40,000 within 3 months. I use the profit I get in educating my son, for reinvestment and for house expenses.
My plan is to be able to do more than 50 acres with time. I am requesting this loan because I believe I can start small and go very far.

Loan Proposal

I would like to request a loan to continue with my farming. This time, I am doing cabbage farming since there is a very good market for cabbages in Kenya.
With the money I get from this harvest, I will continue to invest in my businesses and, also, my family will have a better financial position.

Loan Budget:
Cabbage seeds-500 dollars
Pipes for drip irrigation-200 dollars
Labour-200 dollars
Fertilizer-300 dollars



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About Me

my full names are rachel wanjiru njuguna. I am married with one son. I grew up on a farm with my 4 siblings. my dad is a farmer and he has been very kind in mentoring me and showing me how to go about farming. I have done potato farming for the last two years. I started with one acre and last year i did two acres.
I have a diploma in marketing management. Apart from farming i work as an accounts clerk in a hotel.
I started potato farming with my savings. my dad encouraged me to think out of the box and start farming.
In 2011 i gave birth to my son and i decided to be a stay at home mum until january 2014 so that my son could get the best care. It was not easy because my husbands income was not much. i started saving from the money he left me for daily use. I joined women groups and this has really helped me to save and support my family.
From this experience i have become very passionate about women empowerment and i really encourage the women i interact with to save and work hard. I hope one day to have an organization that support women.

My Business

I do potato farming. potatoes are always in demand in kenya. Apart from the daily french fries which are consumed daily in hotels potatoes have many other uses. I choose potato farming because having grown up in a farm i have seen how farming can change peoples lives. my dad was able to educate the 5 of use through farming. Farming also has good returns when done propelly.
The typical cost in potato farming are seeds,fertilizer,labour and pesticides. One spends like 35,000 in an acre and you get a profit of 30,000 to 40,000 within 3 months.
I use the profit i get in educating my son,reinvestment and house expenses.
My plan is to be able to do more than 50 acres with time. Am requesting for this loan because i believe i can start small and go very far.

Loan Proposal

I would like to request for a loan to continue with my farming. This time I am doing cabbage farming since there is a very good market for cabbages in Kenya.
With the money I get from this harvest I will continue to invest in my businesses and also my family will have a better financial position

Loan Budget
Cabbage seeds-500 dollars
Pipes for drip irrigation-200 dollars
Labour-200 dollars
Fertilizer-300dollars


Feedback
Positive   4      Neutral   0      Negative   0     

  • Katja     Mar 29, 2017

    Positive

    Thank you for repaying that fast and Wish you all The best!


  • Hope2012     Sep 3, 2015

    Positive

    All fine thanks and best wishes


  • howard     Aug 25, 2015

    Positive

    Thank you, Rachel, for your efficient repayments, and early, too.

    • Rachel Njuguna     Aug 25, 2015

      Thanx alot. promise to always pay on time coz i believe this platform will take me far.


  • Dana Whicker     Mar 30, 2015

    Positive

    Rachel Njuguna did an excellent job in repaying her loan.


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Adding cabbages to my farm

Rachel Njuguna
Nakuru, Kenya

15% Repaid