Cabbage planting

Benjamin Keino

Kitale, Kenya

100% repaid

Entrepreneur

Name

Benjamin Keino

Member since

March 2016

On-time repayments

78 installments  •  90%

About Me

I was born in 1992. My dad died so my got married to my step dad. Despite him being educated,when I was young he tortured me and with the support of my real mum I almost died.However I was saved by neighbours it was march 2004. Taken to court and later in August I was admitted in a children's home where my passion for farming started growing. My mother died in 2008 and I finished high school well in 2011. My life was like hell and I thank God and everyone that am alive.

My Business

I provide training to new farmers and especially youths,I sell eggs. Local eggs ate always in demand and people always need to be trained so that they can have ability to run their own farms well and get a profit out of it.
Currently we are facing maize shortage in the country this has made animal feeds to go up. Thus the cost of production is high now the majority of my profit comes from training. Not eggs. And the profits that I get I use it to re-invest in the project to make sure that I can increase my income.

Loan Proposal

I would wish to buy seeds for cabbage costing ksh.500, buy fertilizer 2kg costing ksh.200
This will help me stay in market. I expect the business to grow and create employment for myself and others
By dry season in November I wish to buy a water pump costing Ksh.30,000,pipes costing 12,000 to do irrigation using watering Kane.

Feedback

9

None

None

  • Mary    Oct 29, 2018

    Benjamin is a wonderful borrower. He is a hard worker and is always looking for ways to improve his farming. During challenging times he really makes an effort to keep up payments. I would recommend loaning to any of his future projects.

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  • Mary    May 30, 2018

    Benjamin is a model Zidisha borrower. He carefully considers all business options before appling for a loan. I highly recommend loaning to him!

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  • Margaret    May 24, 2018

    Perfect repayment! Benjamin is a responsible borrower!

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  • Mary    Nov 3, 2017

    Benjamin is a model Zidisha Borrower. He makes regular payments and keeps lenders updated as to the challenges and successes he meets in his business. I highly recommend him for funding any future loans.

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  • Margaret    Jul 28, 2017

    Benjamin paid off his loan perfectly once again. I would gladly lend to him again and encourage others to do the same!

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  • Mary    May 13, 2017

    Benjamin is a model borrower. He has a strong business sense and is adaptable to all business conditions both good and challenging. I will always be willing to loan to him!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$10.00

Date disbursed

Jul 6, 2016

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Service fee: $0.42

Lenders

M

Margaret

United States

Ask Benjamin a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Mary    Sep 1, 2019

    Margaret and I have been thinking about you Benjamin. We wish you all the best!

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  • Mary    Dec 16, 2018

    Are you ok Benjamin?

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  • Margaret    Nov 23, 2018

    Hi Benjamin,
    We hope you are okay, you have been steady in your payments so we know something major has happened, please let us know you are okay. Mary and Margaret

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  • Margaret    Oct 4, 2018

    Hi Benjamin,
    We hope you are okay, please let us know we are worried about you! Regards, Margaret & Mary

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  • Mary    Sep 18, 2018

    We hope you are doing well Benjamin! Mary and Margaret

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  • Johannes    Aug 20, 2018

    Hello Benjamin Keino how are you.
    I hope good.
    I'm writing to you, because of that you are a few weeks overdue loans.
    When can we expect the repayment.'
    Remember that due to the lack of repayments, other borrowers will have to wait for their allocation.
    Please let me know.
    Best regards
    John

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  • Margaret    Aug 4, 2018

    Hi Benjamin,
    Your building project looks great! I wish you much success in your new project. Regards, Margaret

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  • Mary    Aug 1, 2018

    How are you doing Benjamin? When we do not hear from you we worry about you. Please post a message so we know you are ok. We know you work hard, Mary and Margaret.

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  • Benjamin Keino    Jun 20, 2018

    In the morning after watering the blocks. I mix the quarry dust with cement and mix with water and then I use the metal plate box to compact them into the shape. The process is done manual. With the afternoon rain I could make 20blocks per day but during dry season last year I made 40blocks per day from 6am to 5pm. This are 150 blocks that i have made. I have some 150 extra blocks remained when i was building the toilet so thy will help also.I expect an expert in house construction to start tomorrow building. From my my business view point its better to have a building ¾ standing rather than have all blocks and timber and iron sheets ready without starting the construction.

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    • Mary    Jul 6, 2018

      Your blocks are looking great Benjamin. I am very proud of all you have accomplished!

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  • Charles    Jun 12, 2018

    Thank you for the update.

    Good luck with moulding the building blocks.

    Looking forward to seeing the completed construction.

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  • Benjamin Keino    Jun 10, 2018

    Dear, My Lenders I wish to inform you that I received Ksh.20400 and I have already purchased quarry dust. I will start moulding it into building blocks this will take 5days or more before I can get a building expert to start construction. In the photo during offloading of the dust. Thanks a lot. I hope to update the progress with time.

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  • Benjamin Keino    Jun 2, 2018

    Thanks a lot my lenders for funding my loan I look forward to get the money and start work... Thanks a lot for the efforts that you put together to make sure the loan is fully funded.

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  • We Not Me    Jun 1, 2018

    Good luck, Benjamin. Let's get it!

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  • Mark Wilco    Jun 1, 2018

    Your business looks well done, I have faith that you'll go far! Good fortunes to you!

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    • Benjamin Keino    Jun 1, 2018

      Thanks a lot Mark Wilco. In Our country is hard to get such loans that can help small businesses to Thrive.I really appreciate you lenders for being at Zidisha for us. Thanks

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  • Benjamin Keino    May 29, 2018

    Dear my lenders, thanks a lot for the last loan now I have plenty of water. The well is almost full due to ongoing rains. Thanks a lot. I really appreciate knowing Zidisha. Thanks a lot everyone.

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  • Mr Chris Turner    Apr 23, 2018

    Hi Benjamin thanks for the pics, looks a clean job. Hope it serves
    you well and you and your farm a see Gods blessings
    Chris

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  • Benjamin Keino    Apr 23, 2018

    This photos show the work progress last week on the second water well construction.

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  • Benjamin Keino    Apr 23, 2018

    Hi my wonderful lenders, the job is complete now. Thanks a lot. My God bless you all. Now its my time to repay the loan on time.

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  • Margaret    Apr 19, 2018

    Hi Benjamin,

    The well looks great, I am sure it will help you in your farming and chicken rearing. You are well on your way to becoming a great businessman and I am so glad to be a part of Zidisha with you. Thank you for keeping us updated with your success! Regards, Margaret and Mary

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  • Benjamin Keino    Apr 15, 2018

    I received Ksh. 12,871 and bought materials for completing the wells. Tomorrow i will be completing the last well. Thanks a lot.

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