Mobile phone payment service center

Mariam Ayodele

Abuja, Nigeria

100% repaid



Mariam Ayodele

Member since

January 2019

On-time repayments

126 installments  •  97%

About Me

I am Ayodele Mariam , a mother of two. I live in Abuja Nigeria. I am someone trying to create a better future for myself, and my kids by building it one step at a time. l am diligent, hardworking, goal oriented and focused.

My Business

I run a mobile payment solution from my house. l sell recharge card, do top up of credit, sell energy unit ( prepaid and post paid). l also provide mobile banking services to my customers ( withdrawal and deposit of funds )

Loan Proposal

The loan will determine if my business survives or not, I need a capital raise to survive.compitition are constantly poaching my customer and even the loyal ones have left because I can't keep up with the competition. I render a service that is highly liquid. my capital is low and I really need to increase it or the competition will shut my business down. Please help give me a fighting chance while l still have a large customer base






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 8, 2020

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $17.08

Credit risk payment: $58.08



Brussels, Belgium



Los Angeles, United States



Southampton, United Kingdom


San Francisco, United States


Oslo, Norway



Utah, United States



Philadelphia, United States

G D Export

Kolkata, India



Eau Claire, United States


Caledon, Canada



Seattle, Wa, United States


Malta, Malta



Stavanger, Norway


Copenhagen, Denmark



Kalamazoo, United States


Jingan, China



Geneve, Switzerland


Jersey City, United States


Salt Lake City, United States

Paul Buchheit

Mountain View, United States


Perth, Australia







Daniel Kalla

Saint Paul, United States




Ask Mariam a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Mariam Ayodele    Jun 23, 2022

    My phone got damaged need to repair , I was swindled too,lost alot of money, so sorry about the delay

    Log in to reply • Share
  • Mariam Ayodele    Apr 19, 2022

    The bike business is just picking up, we are still trying to build it up.

    Log in to reply • Share
  • Mariam Ayodele    Feb 22, 2022

    Just paid for the bike.that I want to use for delivery service, still processing the necessary paperwork,bike Is yet to generate income,

    Log in to reply • Share
  • Mariam Ayodele    Jan 7, 2022

    Wao, what can I say but thank you, I really appreciate everyone who funded my just gave my business a new lease of life.i promise to make you proud

    Log in to reply • Share
  • Landon Myers    Jan 7, 2022

    Best of luck in all ur ventures!

    Log in to reply • Share
  • Mariam Ayodele    Jan 6, 2022

    The last loan cycle was tough for me, had a lot of incidence ,from fraud to theft,and loss of customer,but the loan was part of what eased my recovery from all, i am grateful , thanks for all you do. It was a though year. I tried online advertising as advice, I didn't quite get much from that ,once again thanks for all your care.

    Log in to reply • Share
  • Mariam Ayodele    Oct 14, 2021

    I had some unexpected expensing,my shop was affected by rain,I had to do repairs.thanks

    Log in to reply • Share
  • Mariam Ayodele    Aug 5, 2021

    My daughter had is in the hospital for bone surgery,it drained me emotionally and physically .

    Log in to reply • Share
  • Mariam Ayodele    Jul 1, 2021

    Poor sales

    Log in to reply • Share
  • Mariam Ayodele    May 27, 2021

    Sales has been slow

    Log in to reply • Share
  • Mariam Ayodele    Apr 26, 2021

    I received 281,304, thanks for the support,off to pay for the location and takeoff of the extension.

    Log in to reply • Share
  • Mariam Ayodele    Apr 24, 2021

    Thank you makepeace and wisdom, thanks for believing in my dream,l appreciate your support .I Will use the loan to rent a space for my pos.

    Log in to reply • Share
  • wisdom2080    Apr 21, 2021

    What is the profit margin on the mobile charging? Can you advertise online to get more customers? Keep up the good job :D

    Log in to reply • Share
    • Mariam Ayodele    Apr 21, 2021

      Online advert can't really do much has your customer are mainly within your walking distance to take advantage of the distance to bank , but will definitely try to see if it will increase visibility.2-5% margin for all my services.Thanks

      Log in to reply • Share
  • Mariam Ayodele    Apr 17, 2021

    I got duped (swindled ) the last time, made repayment tough but I scaled through, I learnt to be more security vigilant and even took an online training on how to avoid such.Moving forward I acquired a new Pos,I need funds to work and rent a space .thanks

    Log in to reply • Share
  • Mariam Ayodele    Dec 29, 2020

    Holiday season, most of my customers have traveled for the holidays.

    Log in to reply • Share
  • Mariam Ayodele    Nov 15, 2020

    Business as been slow,in the past few days, and I lost some money due to network issue thanks for your understanding

    Log in to reply • Share
  • Mariam Ayodele    Aug 17, 2020

    I just received 171,990 , once again thank you.

    Log in to reply • Share
  • Mariam Ayodele    Aug 17, 2020

    Thank you lenders, i am grateful , the loan is for increase my capital and to buy some daily needs inorder to expand my business. Thanks

    Log in to reply • Share
  • Mariam Ayodele    Aug 15, 2020

    Like everyone the worldwide the xorona virus affected my business negatively , i beed the loan to increase ny capital and expand my business thank you for always being there

    Log in to reply • Share
  • Mariam Ayodele    Jan 8, 2020

    I received 110,074, Thanks it will go away long way in increasing my capital base thanks

    Log in to reply • Share