Mobile phone payment service center

Mariam Ayodele

Abuja, Nigeria

100% repaid

Entrepreneur

Name

Mariam Ayodele

Member since

January 2019

On-time repayments

126 installments  •  97%

About Me

I am Ayodele Mariam , a mother of two. I live in Abuja Nigeria. I am someone trying to create a better future for myself, and my kids by building it one step at a time. l am diligent, hardworking, goal oriented and focused.

My Business

I run a mobile payment solution from my house. l sell recharge card, do top up of credit, sell energy unit ( prepaid and post paid). l also provide mobile banking services to my customers ( withdrawal and deposit of funds )

Loan Proposal

The loan will determine if my business survives or not, I need a capital raise to survive.compitition are constantly poaching my customer and even the loyal ones have left because I can't keep up with the competition. I render a service that is highly liquid. my capital is low and I really need to increase it or the competition will shut my business down. Please help give me a fighting chance while l still have a large customer base

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$400.00

Date disbursed

Jan 8, 2020

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $17.08

Credit risk payment: $58.08

Lenders

Daniel

Brussels, Belgium

T

Tmann

Los Angeles, United States

A

Anninymouse

Southampton, United Kingdom

cyrus0302

San Francisco, United States

Kjartan

Oslo, Norway

L

ldron7

Utah, United States

J

Joyful

Philadelphia, United States

G D Export

Kolkata, India

B

bhalter

Eau Claire, United States

Erica

Caledon, Canada

B

bopsquod

Seattle, Wa, United States

Cloudways

Malta, Malta

S

SvenWaage

Stavanger, Norway

Christopher

Copenhagen, Denmark

R

ramlax

Kalamazoo, United States

Shakid

Jingan, China

A

alkemyst

Geneve, Switzerland

andyt

Jersey City, United States

Freewolf

Salt Lake City, United States

Paul Buchheit

Mountain View, United States

Franmiguel

Perth, Australia

R

Ray

Australia

Rosella

Australia

DK

Daniel Kalla

Saint Paul, United States

H

HJ

Switzerland

Ask Mariam a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Mariam Ayodele    Jun 23, 2022

    My phone got damaged need to repair , I was swindled too,lost alot of money, so sorry about the delay

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  • Mariam Ayodele    Apr 19, 2022

    The bike business is just picking up, we are still trying to build it up.

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  • Mariam Ayodele    Feb 22, 2022

    Just paid for the bike.that I want to use for delivery service, still processing the necessary paperwork,bike Is yet to generate income,

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  • Mariam Ayodele    Jan 7, 2022

    Wao, what can I say but thank you, I really appreciate everyone who funded my project.you just gave my business a new lease of life.i promise to make you proud

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  • Landon Myers    Jan 7, 2022

    Best of luck in all ur ventures!

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  • Mariam Ayodele    Jan 6, 2022

    The last loan cycle was tough for me, had a lot of incidence ,from fraud to theft,and loss of customer,but the loan was part of what eased my recovery from all, i am grateful , thanks for all you do. It was a though year. I tried online advertising as advice, I didn't quite get much from that ,once again thanks for all your care.

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  • Mariam Ayodele    Oct 14, 2021

    I had some unexpected expensing,my shop was affected by rain,I had to do repairs.thanks

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  • Mariam Ayodele    Aug 5, 2021

    My daughter had is in the hospital for bone surgery,it drained me emotionally and physically .

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  • Mariam Ayodele    Jul 1, 2021

    Poor sales

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  • Mariam Ayodele    May 27, 2021

    Sales has been slow

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  • Mariam Ayodele    Apr 26, 2021

    I received 281,304, thanks for the support,off to pay for the location and takeoff of the extension.

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  • Mariam Ayodele    Apr 24, 2021

    Thank you makepeace and wisdom, thanks for believing in my dream,l appreciate your support .I Will use the loan to rent a space for my pos.

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  • wisdom2080    Apr 21, 2021

    What is the profit margin on the mobile charging? Can you advertise online to get more customers? Keep up the good job :D

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    • Mariam Ayodele    Apr 21, 2021

      Online advert can't really do much has your customer are mainly within your walking distance to take advantage of the distance to bank , but will definitely try to see if it will increase visibility.2-5% margin for all my services.Thanks

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  • Mariam Ayodele    Apr 17, 2021

    I got duped (swindled ) the last time, made repayment tough but I scaled through, I learnt to be more security vigilant and even took an online training on how to avoid such.Moving forward I acquired a new Pos,I need funds to work and rent a space .thanks

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  • Mariam Ayodele    Dec 29, 2020

    Holiday season, most of my customers have traveled for the holidays.

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  • Mariam Ayodele    Nov 15, 2020

    Business as been slow,in the past few days, and I lost some money due to network issue thanks for your understanding

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  • Mariam Ayodele    Aug 17, 2020

    I just received 171,990 , once again thank you.

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  • Mariam Ayodele    Aug 17, 2020

    Thank you lenders, i am grateful , the loan is for increase my capital and to buy some daily needs inorder to expand my business. Thanks

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  • Mariam Ayodele    Aug 15, 2020

    Like everyone the worldwide the xorona virus affected my business negatively , i beed the loan to increase ny capital and expand my business thank you for always being there

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  • Mariam Ayodele    Jan 8, 2020

    I received 110,074, Thanks it will go away long way in increasing my capital base thanks

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