Car wash business

Frank Mutuma

Donholm Phase 8, Kenya

100% repaid



Frank Mutuma

Member since

January 2014

On-time repayments

138 installments  •  72%

About Me

I am 38yrs old, Kenyan citizen, first born in a family of four, I hold a Diploma in IT. Am from Meru county but I reside in Donholm. Am employed by KPLC. am married and expecting first early next year.

My Business

I got a space within Donholm where i live to setup a car wash. Happy i the got and its a great venture because its within residential area where there so many cars due to high population living around. I will be charging $1.50 per car and lorry $5,will have 3 employees, 1 washing machine and will install cctv cameras to monitor number of cars come and go when am at my normal work. with $700 dollars am able to setup and start running in a 1 week. i have $150 with me. investors i need to raise the balance to achieve my goal. i target to clean at least 20 vehicles in a day hence i will be able to repay my loan without much struggle every week.

Loan Proposal

i will buy a washing machine, cctv cameras, detergent, hard cores to level the ground and setting up semi structure. water is already on site. with that i will better my self and a family and also create employment to the society. i will include other services like carpet cleaning and a restaurant for people to have a drink as they wait for their car to be cleaned.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jun 2, 2018

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: $21.94

Credit risk payment: $109.73




Leeds, United Kingdom


Seattle, United States





Catherine CatDesignz

Halifax, United Kingdom

Dave Bogard

New York, United States



United States


Helsinki, Finland

Paul Buchheit

Mountain View, United States



United States

Ask Frank a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Frank Mutuma    Oct 24, 2022

    I wish to request a loan adjustment payment plan please due to the difficulties of getting avocados consistently. This is due to the crop change season. I will be shifting to the mango business because they are available and in season now. From there, I will be able to service the load easily.


    Frank Mutuma

    Log in to reply • Share
  • Frank Mutuma    Sep 24, 2022

    Thank you all for approving my loan. I appreciate it. It's macadamia season in Meru, so I want to be buying direct from farmers at a cheaper price and selling to companies. The funds will boost my capital to enable me to buy more kgs because I have a pickup. This will help make more cash. 
    Once again, I take this opportunity to thank you all for trusting and believing in me. May God bless you all.

    Frank mutuma

    Log in to reply • Share
  • Frank Mutuma    Nov 2, 2019

    Hi lenders, am happy to post that I was able to clear the loan balance all at once. Am still hopeful that next project will be successful and I won't face any problem.
    Thank you so much for Yr help. Will be back soon.

    Log in to reply • Share
  • Frank Mutuma    Jan 16, 2019

    Hi lenders, am here to notify u hv been going thru tuff times to an extend I couldn't even be able to talk to u after by of car wash business was demolished and shops I hd too due to family differences. Went to a loss of over 200,000.00 ksh. The screen of acc balance. But am.hoping to normalize thing by end of January and resume to clear balance by end of Feb.

    Log in to reply • Share
  • Samuel Mwangi    Jul 3, 2018

    I have reminded Frank about his due which are in arrears and promised to settle this week.

    Log in to reply • Share
  • Frank Mutuma    Jun 2, 2018

    thank you lenders. have just received my cash of ksh 37,000.00. this will go a long way to help me set up by business next wk.

    Log in to reply • Share
  • Frank Mutuma    Jun 1, 2018

    wow am lost of words lenders. thank you so so much for believing in me and i promise i will do my best to repay and increase my loan limit.
    be blessed.

    Log in to reply • Share
  • Frank Mutuma    May 27, 2018

    i wish to request i get a loan to do a structure to avoid washing the cars directly from the river. i will be pumping water from the river instead due to environmental laws that have been put in place to reserve our rivers.

    Log in to reply • Share
  • Frank Mutuma    Dec 3, 2017

    lenders please help to expand my business.

    Log in to reply • Share
  • Emma    Nov 19, 2017

    Frank.... the avocado's were so good to see being grown... they're an amazing food....... I have to say I'm quite disappointed to see you going into dairy yoghurt making :-(

    Have you considered selling coconut yoghurt, or soy yoghurt?? There is a growing market for this as more & more research is coming out regarding the negative effects of dairy on our health (and the environment: methane gases from the cows)... Also, as there is less people selling/making this, it would give you a great point of difference :-)

    If you do decide to make non-dairy yoghurts like coconut or soy yoghurt, I will happily contribute & make sure your loan is funded... but I'm sorry to say, now that you're so involved with the dairy industry, I can't really stand behind you anymore... our environment is just too important...

    But I hope life is making you smile nonetheless :-)
    All the best, Emma.

    Log in to reply • Share
    • (Comment deleted by author)

    • Frank Mutuma    Nov 28, 2017

      thank you for yr suggestion and i will put that into consideration. sad to know u cant support me on this.

      Log in to reply • Share
  • Frank Mutuma    Nov 19, 2017

    i wish to apply for this loan to help expand my new Mojoland Dairy yogurt business. lenders help me achieve my dreams. Thank you in advance.

    Log in to reply • Share
  • Frank Mutuma    Jul 9, 2017

    am sorry for payment delay. heard a problem with payment but now am okey en no more delay till i clear my balance.

    Log in to reply • Share
  • Frank Mutuma    May 29, 2017

    hey all, am doing well though with heavy rains and plenty of avocados the business is slow but i cant complain. i make cash to repay loan and i get extra cash. but not like at first when i started.

    Log in to reply • Share
  • Frank Mutuma    Mar 6, 2017

    Thank you lenders I received my loan this morning. be blessed and it took less than 36hrs from acceptance time. I promise to pay on tym to regain back my rate and hoping to start the business by next wk Monday.

    Log in to reply • Share
  • Frank Mutuma    Mar 4, 2017

    am lost of words that my loan in a span of 2-4days it was fully funded. thank you for trusting me again.

    Log in to reply • Share
  • Frank Mutuma    Mar 4, 2017

    wow thank you investors for trusting again after i heard setback in my last loan i heard of which my limit would have increased to over 1000usd. but from next week i will roll out and i know this time i will repay on time. be blessed for believing in me. i will do my best to honor yr trust in me.

    Log in to reply • Share
  • Emma    Feb 27, 2017

    Hi Frank :-) Just wanted to say good luck with the Avocado Business :-) A bit of a shame you're involved in the beef production industry... But hopefully you're avocado business will grow to such a level that you won't need to have anything to do with the cattle industry anymore... Fingers crossed :-) All the best, Emma.

    Log in to reply • Share
    • Frank Mutuma    Feb 27, 2017

      Why say its a shame? I didn't get your point there honestly. Beef farming is small scale as in I keep 2 bulls and sell after few months.

      Log in to reply • Share
      • (Comment deleted by author)

  • Frank Mutuma    Feb 26, 2017

    the last loan helped me to construct shops for rental. i will post the shops pictures on Monday. it has help me to cater things i couldn't and also clear other loans i heard borrowed. i heard few hiccups in relaying late but am better now and all is at peace am ready to roll out my next business venture. i want to work hard and save for holiday to Zanzibar this year.

    Log in to reply • Share
  • Frank Mutuma    Jun 18, 2016

    Thank you so much for lending me again. i will continue to be royal and am starting the construction come Monday 20th of June 2016.

    Log in to reply • Share
  • Frank Mutuma    Jun 11, 2016

    Sorry have been away. thank you for those who have funded me so far. am really looking forward to get fully funded to be able to implement the project. here have attached pictures of where to put the houses. for the stalls i will post next wk.

    Log in to reply • Share