Cement and iron sheets to complete a home for my family

Raya Theofilo

Mazeras, Kenya

9% repaid

Entrepreneur

Name

Raya Theofilo

Member since

May 2016

On-time repayments

155 installments  •  77%

About Me

I was born in 1976, a seventh born of the late Joseph Raya and Rachel Umazi. I started my nursery education at Jomo Keyata Nursery School Mazeras in 1980 to 1982 when I joined Mazeras Primary from 1983 to 1990. After doing my kcpe exam, my father had no money to take me to high school. I started selling fish but it was not doing well. I joined Mariakani Polytechnic for electrical and electronics courses in 1993 to 1994. After that, I went to attachment at Mombasa doing motor rewinding and electrical installation. After that, I worked at Ashton Apparel doing electrical maintenance. The salary of KSh 3500 per month was not enough, so I decided to open my workshop which is doing well. We grow coconut trees and that is doing well. My first born wants to be a journalist; the second one wants to be a pilot. After work, I like listening to old Congo music, helping my wife cooking, and teaching my children how to cook delicious food.

My Business

I repair electronics and electrical appliances such as: TVs, DVD players, radios, iron boxes, fans, etc. I also sell them secondhand. I also am doing house electrical installation. I sell secondhand appliances because they have affordable prices for my customers. I chose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of KSh 30,000 and a maximum profit of KSh 60,000 a month. I use this money for food, medical, and school fees for my children. I also increase stock.

Loan Proposal

I will buy 5 windows at 60$ each,7 doors at 100$ each, 40 bags of cement at 7$ each, 40 pieces of iron sheets at 10.2$ each, wood for roofing at 200$ and labour charge of 600$. It will make me able to build the house at the level that my family and i starting stay in.

Show original English  

About Me

I was born in 1976 a seventh born of the late joseph Raya and Rachel umazi. I started my nursery education at jomo keyata nursery school mazeras in 1980 to 1982 when I joined mazeras primary from 1983 to 1990 after doing my kcpe exam my father had no money to take me to high school. I started seling fish but it was not doing well. I joined mariakani polytechnic for electrical and electronics courses in 1993 to 1994 after that I went to attachment at Mombasa doing motor rewinding and electrical installation. After that I worked at Ashton apparel doing electrical maintenance. The salary of ksh 3500 per month was not enough so I decided to open my workshop which is doing well . We grow coconut trees and is doing well. My first born wants to be a journalist the second one wants to be a pilot. After work i listening to old Congo music helping my wife cooking,teaching my children how to cook delicious food.

My Business

I repair electronics and electrical appliances such as TV's DVD players, RADIO's, IRON BOXES, FAN etc. I also sell them in second hand. I also doing house electrical installation. I sell second hand appliances because they have affordable price to my Customers. I choose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of ksh 30,000 and a maximum profit of ksh 60,000 a month. I use this money for food, medical school fees for my children. I also increase stork.

Loan Proposal

I will buy 5 windows at 60$ each,7 doors at 100$ each, 40 bags of cement at 7$ each, 40 pieces of iron sheets at 10.2$ each, wood for roofing at 200$ and labour charge of 600$. It will make me able to build the house at the level that my family and i starting stay in.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$2,078.80

Date disbursed

Nov 10, 2017

Repayment status

Late

Projected term

162 months

Cost to entrepreneur

Service fee: $87.59

Lenders

D

Daniel

Cupertino, United States

K

Karpet

Faroe Islands

SMOICE

Berlin, Germany

PG

Paul Graham

United States

Craig Newmark

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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