Cement and iron sheets to complete a home for my family

Raya

Mazeras, Kenya

9% repaid

Entrepreneur

Name

Raya

Member since

May 2016

On-time repayments

155 installments  •  77%

About Me

I was born in 1976, a seventh born of the late Joseph Raya and Rachel Umazi. I started my nursery education at Jomo Keyata Nursery School Mazeras in 1980 to 1982 when I joined Mazeras Primary from 1983 to 1990. After doing my kcpe exam, my father had no money to take me to high school. I started selling fish but it was not doing well. I joined Mariakani Polytechnic for electrical and electronics courses in 1993 to 1994. After that, I went to attachment at Mombasa doing motor rewinding and electrical installation. After that, I worked at Ashton Apparel doing electrical maintenance. The salary of KSh 3500 per month was not enough, so I decided to open my workshop which is doing well. We grow coconut trees and that is doing well. My first born wants to be a journalist; the second one wants to be a pilot. After work, I like listening to old Congo music, helping my wife cooking, and teaching my children how to cook delicious food.

My Business

I repair electronics and electrical appliances such as: TVs, DVD players, radios, iron boxes, fans, etc. I also sell them secondhand. I also am doing house electrical installation. I sell secondhand appliances because they have affordable prices for my customers. I chose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of KSh 30,000 and a maximum profit of KSh 60,000 a month. I use this money for food, medical, and school fees for my children. I also increase stock.

Loan Proposal

I will buy 5 windows at 60$ each,7 doors at 100$ each, 40 bags of cement at 7$ each, 40 pieces of iron sheets at 10.2$ each, wood for roofing at 200$ and labour charge of 600$. It will make me able to build the house at the level that my family and i starting stay in.

Show original English  

About Me

I was born in 1976 a seventh born of the late joseph Raya and Rachel umazi. I started my nursery education at jomo keyata nursery school mazeras in 1980 to 1982 when I joined mazeras primary from 1983 to 1990 after doing my kcpe exam my father had no money to take me to high school. I started seling fish but it was not doing well. I joined mariakani polytechnic for electrical and electronics courses in 1993 to 1994 after that I went to attachment at Mombasa doing motor rewinding and electrical installation. After that I worked at Ashton apparel doing electrical maintenance. The salary of ksh 3500 per month was not enough so I decided to open my workshop which is doing well . We grow coconut trees and is doing well. My first born wants to be a journalist the second one wants to be a pilot. After work i listening to old Congo music helping my wife cooking,teaching my children how to cook delicious food.

My Business

I repair electronics and electrical appliances such as TV's DVD players, RADIO's, IRON BOXES, FAN etc. I also sell them in second hand. I also doing house electrical installation. I sell second hand appliances because they have affordable price to my Customers. I choose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of ksh 30,000 and a maximum profit of ksh 60,000 a month. I use this money for food, medical school fees for my children. I also increase stork.

Loan Proposal

I will buy 5 windows at 60$ each,7 doors at 100$ each, 40 bags of cement at 7$ each, 40 pieces of iron sheets at 10.2$ each, wood for roofing at 200$ and labour charge of 600$. It will make me able to build the house at the level that my family and i starting stay in.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$2,088.00

Date disbursed

Nov 10, 2017

Repayment status

Late

Projected term

162 months

Lenders

D

Daniel

Cupertino, United States

K

Karpet

Faroe Islands

SMOICE

Berlin, Germany

PG

Paul Graham

United States

Craig Newmark

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Raya a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Raya    May 3, 2018

    How does it looks?

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  • Raya    May 3, 2018

    Dear lenders, I bought 45 pieces of iron sheets at 11$ each, wood for roofing at 300$, nails at 20$, paid labour charge of300$ And i was able to do the roofing of my house. The loan helped me alot. Thankyou so much lenders for your support.

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  • Raya    Nov 22, 2017

    My business has been very low this month. I expect to increase the payment when the business is good.

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  • Raya    Nov 16, 2017

    I have completed making walls for the house, i now want to do roofing. Thankyou zidisha lenders for your big help.

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  • Raya    Nov 12, 2017

    Dear lenders, I received 179,313 KES. I purchased building materials and the house is still under construction. Thankyou.

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  • Raya    Oct 21, 2017

    I will buy iron sheets, timbers, cement and labour charge to build a home for my family. We will be staying in a comfortable house and it will increase love to my family. Thankyou lenders for funding my loan.

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  • Raya    Oct 19, 2017

    Dear lenders. I used the loan to build a home for my family. The house is not yet completed but am looking forward to complete it with the next loan. My family is now proud of me because they now see the effort i make to provide them a place to stay. Thankyou.

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  • Raya    Sep 21, 2017

    I have received a down payment for electrical installation contract.

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  • Raya    Sep 19, 2017

    Am through with my daughter's school fees for the third term now.

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  • Raya    Apr 30, 2017

    Dear lenders, I purchased another 10 bags of cement,materials for making ring beam, paid labour charge for making more bricks. The funds i got could not complete the house to the roof. My family and i are very happy because we have seen the picture of our family house and we believe that with the next loan the house will be completed. As you can see, the house is supposed to be big but i decided to build just part of it and build the other parts after receiving the next loan. We all say long live ZIDISHA. With zidisha my dreams becomes true. Thankyou very much.

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  • Raya    Apr 28, 2017

    My business is not doing well at the moment and am supposed to pay school fees for my two daughters who are in high school.

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  • Mary    Apr 17, 2017

    Looking terrific Raya!! Mary

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  • Raya    Apr 15, 2017

    Dear lenders, I paid the contactor to make walls for the house. How does it look?

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  • Raya    Apr 13, 2017

    Thankyou lenders for funding my loan. I will keep on updating you as i continue with the project.

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  • Raya    Apr 13, 2017

    Dear lenders, I received 103,085 KES. I purchased 1 lorry of building sand, 30 bags of cement, paid the contactor to build foundation for the house.

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  • Raya    Apr 7, 2017

    I will buy cement, iron sheets,and building sand to build a house for my family. It will increase love to my family. Long live to all lenders who funded my loan. Thankyou very much.

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  • Raya    Mar 30, 2017

    I bought 1 lorry of building chips, 2 lorries of building sand, 20 bags of cement,1 lorry of dust for making bricks,2 lorries of building stones for foundation and made a machine for making bricks.

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  • Raya    Mar 25, 2017

    I have been paid for electrical installation after completing the work.

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  • Raya    Mar 13, 2017

    I used part of the money to pay school fees for my daughters.

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  • Raya    Mar 10, 2017

    I have been given down payment for electrical installation.

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