Raya
Mazeras, Kenya
9% repaid
Name
Raya
Member since
May 2016
On-time repayments
155 installments • 77%
I was born in 1976, a seventh born of the late Joseph Raya and Rachel Umazi. I started my nursery education at Jomo Keyata Nursery School Mazeras in 1980 to 1982 when I joined Mazeras Primary from 1983 to 1990. After doing my kcpe exam, my father had no money to take me to high school. I started selling fish but it was not doing well. I joined Mariakani Polytechnic for electrical and electronics courses in 1993 to 1994. After that, I went to attachment at Mombasa doing motor rewinding and electrical installation. After that, I worked at Ashton Apparel doing electrical maintenance. The salary of KSh 3500 per month was not enough, so I decided to open my workshop which is doing well. We grow coconut trees and that is doing well. My first born wants to be a journalist; the second one wants to be a pilot. After work, I like listening to old Congo music, helping my wife cooking, and teaching my children how to cook delicious food.
I repair electronics and electrical appliances such as: TVs, DVD players, radios, iron boxes, fans, etc. I also sell them secondhand. I also am doing house electrical installation. I sell secondhand appliances because they have affordable prices for my customers. I chose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of KSh 30,000 and a maximum profit of KSh 60,000 a month. I use this money for food, medical, and school fees for my children. I also increase stock.
I will buy 5 windows at 60$ each,7 doors at 100$ each, 40 bags of cement at 7$ each, 40 pieces of iron sheets at 10.2$ each, wood for roofing at 200$ and labour charge of 600$. It will make me able to build the house at the level that my family and i starting stay in.
I was born in 1976 a seventh born of the late joseph Raya and Rachel umazi. I started my nursery education at jomo keyata nursery school mazeras in 1980 to 1982 when I joined mazeras primary from 1983 to 1990 after doing my kcpe exam my father had no money to take me to high school. I started seling fish but it was not doing well. I joined mariakani polytechnic for electrical and electronics courses in 1993 to 1994 after that I went to attachment at Mombasa doing motor rewinding and electrical installation. After that I worked at Ashton apparel doing electrical maintenance. The salary of ksh 3500 per month was not enough so I decided to open my workshop which is doing well . We grow coconut trees and is doing well. My first born wants to be a journalist the second one wants to be a pilot. After work i listening to old Congo music helping my wife cooking,teaching my children how to cook delicious food.
I repair electronics and electrical appliances such as TV's DVD players, RADIO's, IRON BOXES, FAN etc. I also sell them in second hand. I also doing house electrical installation. I sell second hand appliances because they have affordable price to my Customers. I choose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of ksh 30,000 and a maximum profit of ksh 60,000 a month. I use this money for food, medical school fees for my children. I also increase stork.
I will buy 5 windows at 60$ each,7 doors at 100$ each, 40 bags of cement at 7$ each, 40 pieces of iron sheets at 10.2$ each, wood for roofing at 200$ and labour charge of 600$. It will make me able to build the house at the level that my family and i starting stay in.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$2,088.00
Date disbursed
Nov 10, 2017
Repayment status
Late
Projected term
162 months
Other loans
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Amount repaid
$192.06
Amount remaining
$1,886.75
Expected completion
Jul 26, 2019
Status
Repaying late
Installment amount
$2.96
Expected Payments | Actual Payments | ||
---|---|---|---|
Nov 17, 2017 | $21.68 | Nov 15, 2017 | $21.68 |
Nov 24, 2017 | $2.96 | Nov 22, 2017 | $2.96 |
Dec 1, 2017 | $2.96 | Nov 22, 2017 | $2.96 |
Dec 8, 2017 | $2.96 | Nov 22, 2017 | $2.96 |
Dec 15, 2017 | $2.96 | Nov 22, 2017 | $2.96 |
Dec 22, 2017 | $2.96 | Nov 22, 2017 | $2.96 |
Dec 29, 2017 | $2.96 | Nov 22, 2017 | $2.96 |
Jan 5, 2018 | $2.96 | Jan 5, 2018 | $2.96 |
Jan 12, 2018 | $2.96 | Jan 12, 2018 | $2.96 |
Jan 19, 2018 | $2.96 | Jan 19, 2018 | $2.96 |
Jan 26, 2018 | $2.96 | Jan 19, 2018 | $2.96 |
Feb 2, 2018 | $2.96 | Jan 26, 2018 | $2.96 |
Feb 9, 2018 | $2.96 | Feb 2, 2018 | $2.96 |
Feb 16, 2018 | $2.96 | Feb 9, 2018 | $2.96 |
Feb 23, 2018 | $2.96 | Feb 9, 2018 | $2.96 |
Mar 2, 2018 | $2.96 | Feb 26, 2018 | $2.96 |
Mar 9, 2018 | $2.96 | Feb 26, 2018 | $2.96 |
Mar 16, 2018 | $2.96 | Mar 9, 2018 | $2.96 |
Mar 23, 2018 | $2.96 | Mar 30, 2018 | $2.96 |
Mar 30, 2018 | $2.96 | Apr 2, 2018 | $2.96 |
Apr 6, 2018 | $2.96 | Apr 6, 2018 | $2.96 |
Apr 13, 2018 | $2.96 | Apr 18, 2018 | $2.96 |
Apr 20, 2018 | $2.96 | Apr 18, 2018 | $2.96 |
Apr 27, 2018 | $2.96 | Apr 29, 2018 | $2.96 |
May 4, 2018 | $2.96 | May 12, 2018 | $2.96 |
May 11, 2018 | $2.96 | May 12, 2018 | $2.96 |
May 18, 2018 | $2.96 | May 18, 2018 | $2.96 |
May 25, 2018 | $2.96 | May 18, 2018 | $2.96 |
Jun 1, 2018 | $2.96 | Jun 2, 2018 | $2.96 |
Jun 8, 2018 | $2.96 | Jun 2, 2018 | $2.96 |
Jun 15, 2018 | $2.96 | Jun 15, 2018 | $2.96 |
Jun 22, 2018 | $2.96 | Jun 22, 2018 | $2.96 |
Jun 29, 2018 | $2.96 | Jun 30, 2018 | $2.96 |
Jul 6, 2018 | $2.96 | Jul 14, 2018 | $2.96 |
Jul 13, 2018 | $2.96 | Jul 20, 2018 | $2.96 |
Jul 20, 2018 | $2.96 | Jul 27, 2018 | $2.96 |
Jul 27, 2018 | $2.96 | Aug 5, 2018 | $2.96 |
Aug 3, 2018 | $2.96 | Aug 12, 2018 | $2.96 |
Aug 10, 2018 | $2.96 | Aug 19, 2018 | $2.96 |
Aug 17, 2018 | $2.96 | Aug 25, 2018 | $2.96 |
Aug 24, 2018 | $2.96 | Sep 4, 2018 | $2.96 |
Aug 31, 2018 | $2.96 | Sep 18, 2018 | $2.96 |
Sep 7, 2018 | $2.96 | Sep 18, 2018 | $2.96 |
Sep 14, 2018 | $2.96 | Sep 26, 2018 | $2.96 |
Sep 21, 2018 | $2.96 | Sep 26, 2018 | $0.99 |
Oct 3, 2018 | $1.97 | ||
Sep 28, 2018 | $2.96 | Oct 3, 2018 | $0.99 |
Oct 10, 2018 | $1.97 | ||
Oct 5, 2018 | $2.96 | Oct 10, 2018 | $0.99 |
Oct 17, 2018 | $1.97 | ||
Oct 12, 2018 | $2.96 | Oct 17, 2018 | $2.96 |
Oct 19, 2018 | $2.96 | Oct 31, 2018 | $2.96 |
Oct 26, 2018 | $2.96 | Oct 31, 2018 | $2.96 |
Nov 2, 2018 | $2.96 | Nov 1, 2018 | $2.96 |
Nov 9, 2018 | $2.96 | Nov 14, 2018 | $2.96 |
Nov 16, 2018 | $2.96 | Nov 21, 2018 | $2.96 |
Nov 23, 2018 | $2.96 | Nov 28, 2018 | $2.96 |
Nov 30, 2018 | $2.96 | Dec 5, 2018 | $2.96 |
Dec 7, 2018 | $2.96 | Dec 12, 2018 | $0.49 |
Dec 14, 2018 | $0.89 | ||
Jan 4, 2019 | $1.58 | ||
Dec 14, 2018 | $2.96 | Jan 4, 2019 | $1.38 |
Jan 11, 2019 | $1.58 | ||
Dec 21, 2018 | $2.96 | Jan 11, 2019 | $1.38 |
Feb 15, 2019 | $1.58 | ||
Dec 28, 2018 | $2.96 | Feb 15, 2019 | $1.87 |
Jan 4, 2019 | $2.96 | ||
Jan 11, 2019 | $2.96 | ||
Jan 18, 2019 | $2.96 | ||
Jan 25, 2019 | $2.96 | ||
Feb 1, 2019 | $2.96 | ||
Feb 8, 2019 | $2.96 | ||
Feb 15, 2019 | $79.96 | ||
Feb 22, 2019 | $79.96 | ||
Mar 1, 2019 | $79.96 | ||
Mar 8, 2019 | $79.96 | ||
Mar 15, 2019 | $79.96 | ||
Mar 22, 2019 | $79.96 | ||
Mar 29, 2019 | $79.96 | ||
Apr 5, 2019 | $79.96 | ||
Apr 12, 2019 | $79.96 | ||
Apr 19, 2019 | $79.96 | ||
Apr 26, 2019 | $79.96 | ||
May 3, 2019 | $79.96 | ||
May 10, 2019 | $79.96 | ||
May 17, 2019 | $79.96 | ||
May 24, 2019 | $79.96 | ||
May 31, 2019 | $79.96 | ||
Jun 7, 2019 | $79.96 | ||
Jun 14, 2019 | $79.96 | ||
Jun 21, 2019 | $79.96 | ||
Jun 28, 2019 | $79.96 | ||
Jul 5, 2019 | $79.96 | ||
Jul 12, 2019 | $79.96 | ||
Jul 19, 2019 | $79.96 | ||
Jul 26, 2019 | $28.90 |
Dean Suminski Mar 28, 2017
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