Cereal shop

Elvis

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Elvis

Member since

June 2017

On-time repayments

99 installments  •  91%

About Me

once again I wish to appreciate my lenders
since i joined zidisha community ,for their generously awarding favourable credit incentive that has been gentle to me or rather to the busines .
I can be of good example to how Zidisha have improved individual lives that they have interacted with and developed a relationship
. I've been with Zidisha for along time ,and praise God for that and I'm certain it will as it has, kept on improving my life (business wise and day to day affairs)

My Business

The relationship I'm experiencing with zidisha is obviously positive. in the sense that :-
-my sales turnover did increase
-constant profit margin increas upward
-customer turnover increased
-improved the goodwill of the business
-expansion of the business in terms of adding more variety of goods
-hence improves my personal activities

Loan Proposal

My thanks to you zidisha and lenders
I'm grateful for the year end 2017, we had good relationship or interaction with zidisha ,lenders and my mentors.yes my profits did increase or rather improved
The loan will be applied to the following fields;
1-paying the business license
2-rebranding the place of work
3-adding stock of goods
Details of how the money would be utilized ;
1-Business license for the year 2018 amounts to USD 140
2-Rebranding ,or painting the place of work would cost USD 40 - USD 50
3-Adding stock of goods specifically farm produce dealing with cereal products amounts to USD 60 - USD 80
I've faith the transactions would entails to an increase of profit to a tune of USD 10 - USD 35 per week , therefore translates to USD 70 - USD 280 per month
This advantage enabling me to pay for education fee to my children and so provides a decent life to my family too
The balance of the savings goes to the reserves for future use
Once again I thank my lenders and God bless them all as I wait for the fund

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$299.00

Date disbursed

Mar 3, 2018

Repayment status

On Time

Projected term

3 months

Lenders

S

Spock

Koeln, Germany

M

M

Raleigh, United States

M

Meckel

Boulder, United States

G

Gastao

Covilhã, Portugal

I

ideerge

Mountain View, United States

I

Interfree

Dubai, United Arab Emirates

T

ToddK

Indianapolis, IN, USA, United States

P

Piccolo

London, United Kingdom

S

sourabhj

Sydney, Australia

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

S

suzerain

Kuala Lumpur, Malaysia

Z

Zippo

Berlin, Germany

Cloudways

Malta, Malta

vinnio

Burlingame California, United States

ads68

Melbourne, Australia

L

leeirel

Edmonton, Canada

fairspirit

Utrecht, Netherlands

O

osterqvist

Linköping, Sweden

xtrahardware

Cazenovia, United States

J

jinx83

Brisbane, Australia

sderickson

Berkeley, CA, United States

J

jay12

Germany

bb4dogs

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

SteveFylde

United Kingdom

W

Wade

United States

KD

Kent Don

United States

Paul Buchheit

Mountain View, United States

VZ

Victor Zuanazzi

Brazilia, Brazil

Ask Elvis a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Elvis    Jan 12, 2020

    I've been experiencing hardship that led to this situation ,but friends called yes I can afford that instalment

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  • Elvis    Dec 28, 2019

    Hello,
    Iately I've been poorly paying my installments due a situation that I'm facing not health-wise
    .I regret it has reached that far ,I was to settle the balance by 26th Dec ,which I've not .
    I request to settle the balance on 2nd January2020
    I appreciate for the concern of Maggie and Morwenna ,for that I won't fail you thanks

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  • Maggie and M    Dec 27, 2019

    Hi Elvis - you've almost paid back your loan! Please restructure your payments if you need to, in order to protect your excellent credit score.

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  • Elvis    Sep 23, 2019

    Indeed , I've received ksh 34,705 after deductions as earlier informed .
    Once again I do appreciate for the reliable and effectiveness of the transaction involved

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  • Elvis    Sep 11, 2019

    I do appreciate the lenders and alot of thanks for their effort
    obviously i do acknowledge their noble act that i'm certain it will improve all about my affairs ,ie business and personal activities

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  • Elvis    Sep 2, 2019

    To my lenders ,once again I'm so grateful
    to you , evidence is profound .since I had the opportunity of the relationship I'm experiencing with you in regards to the credit incentives alot has changed like :-
    -Record keeping
    -self awareness
    -motivation is there
    -consistency of the busines
    So it has transformed my life in general

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  • Elvis    Jun 9, 2019

    Hello
    Once again I'm expressing my joy too you lenders.May Almighty bless for the deed
    @mr Joosty ,ooh yes ! Thanks I've just confirmed afull funded loan

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  • Elvis    Feb 13, 2019

    once again I do appreciate my lenders for their noble gesture of assisting in providing credit facilities,That are friendly to me and my projects so far .May Almighty bless them all abundantly

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  • J    Sep 25, 2018

    I hope that the remaining part of your loan will be funded soon. Good luck!

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  • Nicholas Jerrat    Sep 25, 2018

    best of success.

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  • Elvis    Sep 17, 2018

    Once again my appreciation to lenders,for the their act of participating into my life,particularly in business .The loan did do marvelous into today affairs as the weigh machine helped in away that ,I could be able to do packages and store ready to serve the customer
    Andso, have ample time to explore in other field
    It also make it possible to employ one person,since accountability in terms of units purchased and sold is achievable
    Hence,efficiency is achieved
    Thanks to you lenders

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  • Elvis    Jul 2, 2018

    First ,I would thank Almighty for the wonderful lenders in their act of funding
    Yes ,this will enables me to buy the standard weigh machine,to be weighing all products as per the demand
    .This will guarantee a transparent and accountable business
    . Thanks once again my LENDERS

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  • Elvis    Jul 1, 2018

    I do appreciates you Zidisha andso the lenders,for the loan advanced to me.
    It did facilitates a smooth and sustainable way of doing business ;
    1-Business permit (license)
    Gives confidence and freedom in running
    business.
    2-Branding
    Gives the business a new look hence
    attracting customers
    3-Stock flow,(purchase andselling) ie high
    turnover leads to bigger profit margin
    Now I wish engage to my lenders for the purpose of my next loan
    Having done the following;-
    - Branding
    -Sustained flow of stock
    My next intention is to invest in capital investment ,by buying a standard weigh machine ,which i have faith would boost trust among us purchaser and seller
    The machine would cost almost half of the loan ,the balance will go to add more stock ,hence fund to pay for instalment
    I believe with your fund I'll be able to achieve
    I thank you in advance and Almighty bless yoo

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  • Elvis    May 26, 2018

    I would appreciate , if reminder for "payment due date" be returned it helps

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  • Elvis    Mar 2, 2018

    My utmost appreciation to all the lenders for their trust and confidence in me. As I had stated in my profile I will use the money for the following purpose; paying for the business license, rebranding my cereal shop and restocking. This will translate to a presentable business and more revenue.

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  • Elvis    Feb 4, 2018

    The last loan from Zidisha has so far rejuvenated the business amazingly.
    Additional stock gave my place of work the feeling , attractiveness and more so perpetual instincts to me and my customers
    The effects have been profound, thanks to you my lenders.
    Capital increase help in increasing my business savings,hence I managed to repay my loan on time and so enabling me to purchase additional stock at ease and on demand.
    My personal life too has also been positive and fruitful , thanks to profits increase.
    Once again THANK you lenders,I have faith we will be doing more with you in God's favour and guidance.

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  • Elvis    Jan 10, 2018

    Hello
    Wish to send new year greetings to all my lenders
    And so wish them a prosperous year 2018 with blessings
    Personally ,I'm blessed to have interacted with them through the loan funds.indeed I've achieved alot in terms of business sustainability
    Yes , thanks for giving me that funding assurance of my business
    God bless you all

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  • Elvis    Nov 27, 2017

    First wish to thank all my lenders for their desire to assist me ,May Almighty bless them all
    I've purchased additional stocks , hence high expectations on sales turnover,which translates high profit

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  • Elvis    Nov 16, 2017

    First I would like to appreciate and thanks all lenders I believe their open souls will guide ,and eventuality be what the loan intends to achieve
    The loan is of importance since additional stock translate varieties of goods hence large sales turnover
    The loan will enables me to purchase more stock ,which all falls under dry food ie cereals product s

    Log in to reply • Share
  • Elvis    Nov 16, 2017

    First I would like to appreciate and thanks all lenders I believe their open souls will guide ,and eventuality be what the loan intends to achieve
    The loan is of importance since additional stock translate varieties of goods hence large sales turnover
    The loan will enables me to purchase more stock ,which all falls under dry food ie cereals product s

    Log in to reply • Share


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