Loan to increase cereal inventory

Zipporah

Chepkosa, Kenya

100% repaid

Entrepreneur

Name

Zipporah

Member since

February 2015

On-time repayments

217 installments  •  56%

About Me

My name is Zipporah Rono. I am 26 years old, married and blessed with two children. I am the third born in a family of four. I reside with my family at Chepkosa village in Bomet County.
In order to support the low income, I started one year ago a cereal shop at Kapkwen shopping centre which has become a big success to me and my family so far.
My hobbies are reading, listening to music and adventure.

My Business

I have a cereal shop at Kapkwen shopping centre about 3 kilometres from Bomet town. I sell cereals such as: maize, wheat, rice, millet and a few legumes such as dried beans. I source most of these products from Western Kenya and I normally make a margin of about 40% profit. My main customers are local residents and hotels within the shopping centre.
The business is good, so I would like to expand by adding stock.

Loan Proposal

I intent to buy 6 more 90 kg each of; green grams, beans and pishori rice at a price of $110,$132 and $126 respectively to an existing stock as follows:
 90 kg bags of green grams costs $18.33 per bag. 6 bags at $18.33 = $110
 90 kg bags of beans costs $22 per bag. 6 bags at $22 = $132
 90 kg bags of pishori rice costs $21 per bag. 6 bags at $21 = $126
TOTAL= $368
This is a result of gaining more customers in my shop as a result of my good relation, being faithful and communication skill in customer conduct which has created trust between me and my customers.
It will give me an additional total profit of $60-$80. This is a good additional profit to my business. I will ensure prompt repayment of the loan when funded. I hope and believe that you will find in your heart to consider supporting me again for my better tomorrow.
Thanks.
GOD BLESS YOU ALL.
Sincerely Zipporah Rono.

Show original English  

About Me

My name is Zipporah Rono. I just turn 29 years old- married and blessed with two children. I am the Third born in a family of four. I reside with my family at Chepkosa village in Bomet County. In order to support my family, I started three years ago a cereal shop at Kapkwen shopping centre which has become a big success to me and my family so far.
My hobbies are reading business magazine, listening to local music and adventure

My Business

I have a cereal shop at Kapkwen shopping centre about 3 Kilometres from Bomet town. I sell cereals such as: maize, wheat, rice, millet, green grams and a few legumes such as dried beans.
I source most of these products from Western Kenya and I normally make a margin of about 40% profit. My main customers are local residents, hotels and restaurants and lately boarding schools within and around the shopping centre.
The business is good I would like to expand by adding stock.

Loan Proposal

I intent to buy 6 more 90 kg each of; green grams, beans and pishori rice at a price of $110,$132 and $126 respectively to an existing stock as follows:
 90 kg bags of green grams costs $18.33 per bag. 6 bags at $18.33 = $110
 90 kg bags of beans costs $22 per bag. 6 bags at $22 = $132
 90 kg bags of pishori rice costs $21 per bag. 6 bags at $21 = $126
TOTAL= $368
This is a result of gaining more customers in my shop as a result of my good relation, being faithful and communication skill in customer conduct which has created trust between me and my customers.
It will give me an additional total profit of $60-$80. This is a good additional profit to my business. I will ensure prompt repayment of the loan when funded. I hope and believe that you will find in your heart to consider supporting me again for my better tomorrow.
Thanks.
GOD BLESS YOU ALL.
Sincerely Zipporah Rono.

Feedback

3

None

None

  • trincowski    Jan 19, 2018

    Again, Zipporah made some late payments, but she has always paid everything back.

    Log in to reply • Share


Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$369.00

Date disbursed

Jul 11, 2016

Repayment status

On Time

Projected term

18 months

Lenders

N

nani

austin, United States

R

redhoward

San Francisco, United States

JB

James Broderick

Cobham, United Kingdom

E

Errol

Bradenton, FL, United States

S

Snick

Halle, Germany

H

Hilke

Bremen, Germany

seabass

New York, United States

valentin

Stockholm, Sweden

B

BRWorthington

San Francisco, United States

D

Daniel

Cupertino, United States

investor

Candiac, Canada

TG

The Gwarden

Göteborg, Sweden

J

JonnyPrice

San Francisco, United States

malcolm D

grants pass, United States

K

Krokslatt

Mölndal, Sweden

AdamP

Sunnyvale, United States

A

adwatson

Milan, MI, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

C

CavLender

Charlottesville, United States

DeanDropshot

Oslo, Norway

I

ideerge

Mountain View, United States

J

Jdoyle

Kitchener, Canada

Tuomas

Helsinki, Finland

J

jozua

Delft, Netherlands

W

world

Kansas City, United States

AndreaBravi

London, UK, Canada

F

Fiodal

Helsinki, Finland

Kjartan

Oslo, Norway

T

treyh

San Diego, CA, United States

I

Interfree

Dubai, United Arab Emirates

P

pieces15

Grand Falls-Windsor, Canada

F

faical

Cologne, Germany

F

FaaThailand

Bangkok, Thailand

J

Jacquinta

London, United Kingdom

G

Gerhard

Pretoria, South Africa

Zidisha

Sterling, United States

A

aliasadsj

Queens, NY, United States

mattebe

Pittsburgh, United States

T

ToddK

Indianapolis, IN, USA, United States

C

cjmenchaca

Austin, United States

S

SelvaMarcus

Green Cove Springs, United States

beverly

Vancouver, Canada

J

jjonas

berlin, Germany

F

fisaire

Ithaca, United States

indeh

London, United Kingdom

rasmus

Bern, Switzerland

D

Divergent

Bethesda, United States

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

P

penguin3694

Chicago, United States

B

BClay

Campbell, United States

M

marcelitohb

Bremen, Germany

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

M

mkellerman

Shanghai, China

sarna

Toronto, Canada

JC

Jordi Cohen

New York, NY, United States

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Longhorn

Austin, United States

Zal0m0n

Atlantis!!!! x), Mauritania

F

Forfex

Zurich, Switzerland

GuillaumeTeissier

Montréal, Canada

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

xtrahardware

Cazenovia, United States

M

Mountainmanduy

San Jose, United States

DJBic

Clinton, United States

HealthcareProvider

Baltimore, United States

E

E

Marin county, United States

J

jlberqie

Wake Forest, United States

B

bwitt

Berkeley, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

G

GanSatya

United States

sderickson

Berkeley, CA, United States

M

Malibu

Westwood, United States

Matching Fund

Sterling, United States

M

meric

Australia

Paul Buchheit

Mountain View, United States

Pankratio

EastVan, Canada

bb4dogs

United States

M

MaggieYG

United States

trincowski

Vilar, Vila do Conde, Portugal

J

jbhernan

United States

A

AniaC

Melbourne, Australia

mepster

San Francisco, Ca, United States

P

Panda6689

United States

TyWee

Manila, Philippines

A

AlphaAres

Azerbaijan

G

GDean

United States

S

SaraNT

United States

I

idris

United States

J

jdelaporte

United States

Loungin

United States

S

stryker75

United States

SV

sven vdk

Twickenham, United Kingdom

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Gab

Singapore

P

PC

United States

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

CNV

United States

Eugen Stamm

Zurich, Switzerland

Roman Achmatow

Leipzig, Germany

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

JK

Judy K

United States

A

Anonymous

United States

A

Anonymous

United States

A

Anonymous

United States

Ask Zipporah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Zipporah    Mar 18, 2019

    Due to the current low business season, I cannot pay the full amount. Business expected to rise as from 1st April.

    Log in to reply • Share
  • Zipporah    Sep 28, 2018

    Low season resulting to lliw income.

    Log in to reply • Share
  • Zipporah    Dec 26, 2017

    I will be more comfortable with this amount .

    Log in to reply • Share
  • Zipporah    Nov 20, 2017

    My dear lenders,
    First of all, I wish you a happy Christmas and new year. Thank you for accepting to loan my business. I received all the money that I requested and I immediately put it into business as I indicated in my business proposal. I assure you that I am progressing and doing good business-wise.
    God bless you.
    Zipporah Rono.

    Log in to reply • Share
  • Zipporah    Oct 26, 2017

    Dear zidisha lenders,
    I thank you very much for making my dreams come true by lending me. Your funds have enabled me lead a good life and it has exposed me to a business world. I have used the money purely on expanding my business and will continue doing the same until I become a role model to other women in my small society where initially it was believed that women cannot do business except to stay at home. It would not be possible without your assistance. I pray God to continue blessing you so that you can continue blessing others on the same.
    Thanks a lot and God bless you more and more.
    Sincerely
    Zipporah Rono

    Log in to reply • Share
  • Zipporah    Oct 25, 2017

    Dear Zidisha funders:
    I am writing to express my deepest thanks for your generous loan that I just cleared. Generous gifts from funders like you provide the financial and moral support needed to sustain and grow my business.
    With your financial loan to me, you’ve demonstrated your deep commitment to my cereal business to serve my clients better as I improve my family welfare by the profit I make.
    Your support has repeatedly played a key role in success of my business and I am grateful for the trust you've placed in me.
    There is no way to fully express my gratitude for your loyalty. I and my family are continually inspired by the dedication and generosity of funders like yourself who answer the call to loan again and again.
    It is my hope that this small way of expressing may gratitude to you will help to communicate my very big thanks for your generosity. I look forward to a continuing partnership with you.
    Sincerely,
    Zipporah Rono

    Log in to reply • Share
  • Zipporah    Oct 25, 2017

    Dear zidisha lenders,
    I thank you very much for making my dreams come true by lending me. Your funds have enabled me lead a good life and it has exposed me to a business world. I have used the money purely on expanding my business and will continue doing the same until I become a role model to other women in my small society where initially it was believed that women cannot do business except to stay at home. It would not be possible without your assistance. I pray God to continue blessing you so that you can continue blessing others on the same.
    Thanks a lot and God bless you more and more.
    Sincerely
    Zipporah Rono

    Log in to reply • Share
  • Zipporah    Aug 1, 2016

    To my dear funders,
    I wish to thank you for sponsoring my project fully. I also confirm that I received all the funds and that I have already put it into what was intended for.
    Thanks a lot
    Sincerely Zipporah

    Log in to reply • Share
  • Zipporah    Jul 7, 2016

    Dear lenders,
    I am very happy for your acceptance to fund my business. Thank you, thank you and again T-H-A-N-K YOU.

    Log in to reply • Share
  • Zipporah    Jun 23, 2016

    Dears lenders,
    I wish to thank you all for the loan you granted me that I have just finish repaying. It did great to my business and now I can say I am a proud businesswoman. I am now comfortable like never before. My shop is almost stable and with the loan I am now requesting, am sure will take me to a much better position. So please, with all due respect, I humbly request you to consider funding me again. God bless you all profusely.
    Thanks
    Sincerely
    Zipporah Rono

    Log in to reply • Share
  • Zipporah    Feb 9, 2016

    This is a new term and as usual the first term usually charges higher school fees compared to other terms and also the business is low which is affected by school fees related for most of people who are clients pay school fees for their children.
    I will reschedule back to my current schedule when all is well.
    Thanks

    Log in to reply • Share
  • Pierfausto    Jan 13, 2016

    Dear Zippora,
    did you receive the loan? Please let me know. Bye. God bless you.

    Log in to reply • Share
    • Zipporah    Jan 14, 2016

      Dear sir,
      First, I wish to thank you a lot for your support to my business. Without your support, my business would not be as good as is now.
      Sorry for the delay in confirming the loan receipt to you. As a matter of fact, I received the money and is already doing wonders in business. Thank you so much and God bless you profusely.
      Sincerely Zipporah.
      Bye.

      Log in to reply • Share
  • Pierfausto    Jan 1, 2016

    Dear Zippora,
    happy new year. I am very happy to be the first one to give you a strong support (71%) of the amount requested.
    I sincerely hope and pray you will reach your goals. Pray for me, as I will pray for you and your family.

    Log in to reply • Share
    • Zipporah    Jun 30, 2016

      Dear sir,
      I wish yo thank you for the financial support you offered to me so as expand my cereal business. I cleared the loan and applied another 7 days ago which I have not so far be funded.
      I wish to urge you to fund me again to enable me make to the next level business wise. please fund me. its my prayer that God be with you ever and ever. Amen!

      Log in to reply • Share
  • Zipporah    Jan 1, 2016

    To my all lenders,
    I wish to thank you for all your unending support towards the nurturing of my entrepreneurship by supporting me with business capital.
    I also wish all of you a happy new year.
    Bye.

    Log in to reply • Share
  • Shawn Stice    Nov 24, 2015

    I hope your business has picked up. We had green gram stew for dinner and thought of you. Please share an update. Have you added any other new items to your shop? We are getting ready to celebrate Thanksgiving here in the USA. I will say a prayer giving thanks for you. Thank you for your continued efforts, and I hope your income will increase.

    Log in to reply • Share
  • Wendy Emlyn    Oct 20, 2015

    Thanks for the update, Zipporah.
    God bless you,
    Wendy

    Log in to reply • Share
  • Zipporah    Oct 14, 2015

    Dear Shawn Stice,
    Thanks for your concern. The introduction of green grams to my business is helping a lot my business despite recent low business. However, the business is now picking especially after the teachers call off their strike that had an impact not only to me but also to many businesses around here. Other wise I thank you for funding me and also for remembering to follow up on my development and also appreciate your prayers. Thank you so much and God bless you plentifully.
    Sincerely Zipporah Rono

    Log in to reply • Share
  • Shawn Stice    Oct 13, 2015

    I hope the green grams helped your business. I'm sorry that your business is lower than usual. I will pray for you and your success.

    Thank you for paying.

    Shawn

    Log in to reply • Share
    • Zipporah    Jun 30, 2016

      Dear sir,
      I hope you and your entire family are doing good. I wish yo thank you for the financial support you offered to me so as expand my cereal business. I cleared the loan and applied another 7 days ago which I have not so far been funded.
      I wish to urge you to fund me again to enable me make to the next level business wise. please fund me. its my prayer that God be with you ever and ever. Amen!

      Log in to reply • Share
  • Wendy Emlyn    Sep 9, 2015

    Thanks for your first payment, Zipporah.
    God bless you,
    Wendy

    Log in to reply • Share
  • Zipporah    Aug 28, 2015

    Dear Lenders,
    I thank all the Zidisha lenders who manage to fund me as I requested. I confirm to you that I have received the total amount of $92 which I immediately injected into my business.
    So, I humbly say thank you, Thank you, Thank you.
    God bless you.

    Log in to reply • Share


Loading...

Loading...

Loading...