Storage and retail of maize and beans

Richard

Kamukunji, Kenya

29% repaid

Entrepreneur

Name

Richard

Member since

April 2016

On-time repayments

272 installments  •  76%

About Me

I am Richard Matundura was born in Nyanza province in Kisii County .I was raised by my parents although now Iam orphan. I went through primary Education and passed to go to Secondary despite the posed challenge of school fees. My parents were peasant farmers and depended on farming and menial jobs thus denying me the chance to college or professional training instead I started working as a shamba boy to help support my parents .I managed to get money to join college through my little saving but by the time i was clearing, i had arrears so I didn't get my certificate. I had to hustle to pay my arrears and obtained my certificate. I also paid my computer studies, diploma and now doing my master degree in Kisii university

My Business

My business of selling Dry maize at my Posho mill . I had a dream of starting a posho mill but I didn’t have enough money to purchase maize. my first loan from Zidisha I used to set up a fish pod although did not pick up well due to water shortage challenges but I used the remaining money to start a maize buying and selling which picked up well enabling be to pay my loan well .i intend to get the Fourth loan to expand my maize business so as to make higher profits.i intend more maize and beans this year dry it keep in store up to a good season to selling.the demand for such products is high at my business now.I chose this type of business because iam able to manage easily and my customers are available.
my costs are posho mill repair and maintenance,salary for my workers,electricity and annual business permits .
My business profits are used mostly for savings,paying for my family needs and reinvestment for the future.

Loan Proposal

iam intending to but 25bags of maise and 20bags of beans this help keep my customers .Lokking at my market trends i know i will make a good business deal for the year to enable me pay my loan. iam exepecting my business to incerase by 20% in my profits .

Income Source

my kind of business does not have seasons because are working to get food.food is essential that why iam tapping to beans for January onward because people near my place eat alot of Githeri.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$748.00

Date disbursed

Jul 14, 2020

Repayment status

Late

Projected term

16 months

Lenders

M

mblue0953

United States

A

Anninymouse

Southampton, United Kingdom

investor

Candiac, Canada

canadianlstan

Toronto, Canada

P

Peter

München, Germany

Elinor

Maple Lake, MN, United States

torelizer

Reggio Emilia, Italy

BelleStarr

Albuquerque, United States

Josua

Brittnau, Switzerland

AltruisticSelfishnes

Chicago, United States

A

andyfletcher

I want my "My loans" page back, Qatar

Hope2012

United Kingdom

Charmonica

London, United Kingdom

J

Jdoyle

Kitchener, Canada

Honey

Sydney, Australia

S

soren

Göteborg, Sweden

ninamaqami

Ankara, Turkey

P

prodigyita

Eboli, Italy

F

Forba

Mo i Rana, Norway

evinpa

United States

J

johnbireland

Dublin, Ireland

MarktheMormon

Sandy, Utah, United States

T

traderjohn

Baltimore, United States

F

FHult

Stockholm, Sweden

L

ldron7

Utah, United States

ZlataRoy

Cheltenham, United Kingdom

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

G

guenter

Bremen, Germany

T

ToddK

Indianapolis, IN, USA, United States

C

cjmenchaca

Austin, United States

BJ

Brandon Joz

North Carolina, United States

Laurent

Vevey, Switzerland

Jeff and Marcie

Portland, OR, United States

andreas

Katsdorf, Austria

Apmay

Melbourne, Australia

kuebel

Vienna, Austria

TK

Tim Koppel

WOLLONGONG, Australia

JimVandegriff

Trinidad, California, United States

Tavin

Ottawa, Canada

C

cyrilleberger

Gammalkil, Sweden

E

explosionsky

Brooklyn, United States

gbnbca

Janeville, Canada

B

BTaylor

Colorado Springs, CO, United States

DLarson

Morris, United States

K

KDeath

Dublin, Ireland

W

wordelsue

MIDWEST, United States

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

Ellwood

Richelieu, France

A

Austrian

Graz, Austria

Matthew

New York, NY, United States

lorello

Vicopisano, Italy

Paul and Rachel

London, United Kingdom

AdvancingCompassion

San Diego, United States

peanut

Halifax, Canada

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

Bhayl

Stavanger, Norway

Cadwah

Barcelona, Spain

Andreas Kiss

Vienna, Austria, Austria

OlyRhys

Olympia, United States

P

Peksa

Espoo, Finland

A

Andy

Berlin, United States

fairspirit

Utrecht, Netherlands

H

HomesteadSchool

Glen Spey, United States

J

JohnH

Livonia, Michigan, United States

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

J

Joannie333

Milwaukee, United States

C

Colmena

Chicago, United States

paulclinton

malaga, Spain

Hedwich

Gorssel, Netherlands

A

AndrewC

London, United Kingdom

A

anagnan

BRUXELLES, Belgium

L

Leonora

TÄBY, Sweden

P

Pavane

Kungsbacka, Sweden

R

run426

DeBary, United States

O

Ohio

Ohio, United States

JonB

London, United Kingdom

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

lizandsteve

guelph, Canada

Freewolf

Salt Lake City, United States

R

richdullaghan

Encinitas, United States

mikeice

Kohler, United States

G

GanSatya

United States

sderickson

Berkeley, CA, United States

SBlue1

Germany

D

drorm

United States

K

Kudrnova

Czech Republic

Gringotts

United States

J

Jonas

Linköping, Sweden

S

sjoerd

Netherlands

bb4dogs

United States

A

ApolloK

United States

E

expatri

United States

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

chriseyre

Fremont, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

B

bscent

Hong Kong

Grant Xavier Storer

Seattle, Wa, United States

S

sarahb

United States

M

Mscov

United States

PolarBearCapital

United States

SuperMario28

Cudahy, United States

KieranB

Ireland

P

PaulC

Australia

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

S

Sven

Netherlands

SE

Sven E

Mannheim, Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

R

Robert

Berlin, Germany

MD

Miles Dodge

CORVALLIS, United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

W

Wade

United States

Paul

Crandon, United States

Kate Courteau

United States

JT

John Tabacchi

United States

Richard

Shrewsbury, United Kingdom

E

erica

antwerpen, Belgium

moursund

Beaver Nation, United States

Kevin

San Francisco, United States

JC

JD Conley

United States

I

Ian

United Kingdom

Jennifer Weber

Canandaigua, Ny, United States

C

cota

United States

JD

Jeff DePree

United States

John Prendiville

Portland, United States

ME

Manaal Eisa

Washington DC, United States

PT

Paul T

Amsterdam, Netherlands

Emma

Australia

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

F

Frits

Rotterdam, Netherlands

PR

Paul Rausch

United States

Mattie Shaw

Seattle, United States

G

GS2

Germany

Isabella

UK, United Kingdom

RV

Rob Van Dam

United States

AH

ajay hampapur

United States

Aran Dunlop

United States

LH

Lisa Heinze

Milwaukee, Wisconsin, United States

Steven Hill

Barcelona, United Kingdom

TF

Tom Fawcett

United States

A

Andrei

United States

A

Adam

United Kingdom

M

Marzl

Germany

Taylor

Memphis, United States

M

mariamfula

United States

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Philip Schueler

Newbridge, Ireland, Ireland

EthicalHost

Toronto, Canada

I

isaac

United Kingdom

RC

Rudi Chen

United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

GC

Greger Cronquist

Göteborg, Sweden

BW

Betty Waweru

United States

K

Kenny

United States

RG

Ravi Gadad

United States

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

SA

Shar Alamdari

Los Angeles, United States

Ryan Keller

Hong Kong, Hong Kong

L

Lucy

Australia

ML

Macaulay Luty

United Kingdom

Craig Travis Provyn

Bradenton, Florida, United States

M

Marama

Australia

WS

Warren Shen

United States

MF

Mike Frawley

United States

JV

Jose Vidal

New York, United States

Day Family

Melbourne, Australia

VC

Victor Chong

United States

BE

Bob Ewing

United States

Ellen

Michigan, United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

hervey liu

United States

Diane U

Olympia, Wa, Usa, United States

Jean Wren Chan

United States

GS

Gary Sinard

Franklin, TN, United States

JF

J Fister

United States

R

RMIM

United States

WC

Walter Clarke

Phoenix, United States

Malibu River

Tokyo, Japan

Jane

Ontario, Canada

S

Sarah

Arlington, United States

S

S

Canberra, Australia

Nethanel Kohen

NYC, United States

daniel

maryborough, Australia

HB

Hugo Boss

United Kingdom

LM

Laurie Menke

United States

MR

Micky Richards

United Kingdom

MC

Melissa Corrigan

Richmond, California, United States

United States

Carrie

Arlington, MA, United States

JS

jackson silvey

United Kingdom

Theo

Zürich, Switzerland

Ronald

Dättwil, Switzerland

ADK

Saint Louis, United States

JT

Joanne Thompson

United Kingdom

Darren Jeppson

Denver, Colorado, United States

H

Haley

United States

J

Johanna

Zürich, Austria

L

lysander

Australia

Erin Jay

Findlay, OH, United States

AP

Ariel Pollak

United States

PB

Powered by me

European Union, Netherlands

Adam Öhman

Norrköping, Sweden

D

Daniel

Hong Kong

Chris

Fairfax County Virginia, United States

AM

Andy Marston

United Kingdom

Claire Lewis

Wales Uk, United Kingdom

K

Khoa

United States

Siddharth Shankar

Sydney, Australia, Australia

MB

MW Brown

United Kingdom

AA

Andrew and Kim

Nashville, TN, United States

CL

Chris loera

United States

JO

Jeff OHaleck

Seattle, United States

PA

Peter A

New York City, United States

F

Fay

United Kingdom

KB

Kevin Burch

United Kingdom

Elizabeth

Australia

SB

Stephen B

United States

ER

Ellen Ray

United States

Matt Weight

Los Angeles, United States

Sharon Giardina

Sydney, Australia, Australia

GR

Germano Rizzo

Venice, Italy, Italy

dave2319

United Kingdom

Richard Paulin

Sydney, Australia

Rob Williams

Halifax, Canada

L

Lily

United States

Peter Morse

Amesbury, MA, United States

MH

Matt Hodges

United Kingdom

Marcelo De Polli

São Paulo, Brazil

Nick Studenski

Minneapolis, United States

Remo

Switzerland

J

Netherlands

R

Renee

United States

DO

Denis Ontiveros

Guildford, United Kingdom

BR

Brian Rickman

United States

We Not Me

St. Paul, Minnesota, United States

C

Carol

Bayswater, WA, Australia

Girolamo Marroccoli

Basel, Switzerland

LT

Lisa Taylor

California, United States

Ask Richard a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Richard    Oct 9, 2021

    The financial situation is not good but committed to pay the money

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  • Richard    Aug 21, 2021

    No money for now

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  • Richard    Aug 13, 2021

    For now is not in position to pay

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  • Richard    Jul 16, 2021

    Economic crisis

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  • Richard    May 1, 2021

    116,148 balance can someone explain more I only had 70,000 loan how did this one come iam confused .unless loans have interest

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  • Richard    May 1, 2021

    No yet financial stable I can manage ksh300per week

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  • Richard    Apr 23, 2021

    I have it that no one has called me from zidisha yet people report they have called on mediation let's be sincere.

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  • Richard    Apr 23, 2021

    My financial status is not good but iam trying whenever I make I pay every week

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  • Madesto    Apr 8, 2021

    I called richard matunda and promised to pay the dues by 29th after adjusting the installments this month.

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  • Richard    Mar 18, 2021

    The situation is conducive but we are adjusting to it we hope for the best soon

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  • Richard    Mar 9, 2021

    I will pay the money I have plans underway for that. I have unforseen issue that iam tackling and soon your money will be history

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  • Madesto    Mar 8, 2021

    richard agreed to stablize the installment soon then pay the arrears.He is facing financial constrains now.

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  • Richard    Feb 25, 2021

    Resolving financial issues

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  • Richard    Feb 12, 2021

    Even this is so much high to raise in a week's time for me please

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  • Gichuki    Jan 25, 2021

    I didn't get Richard through his phone because not picking.
    Managed to talk to EDA MUTHONI who promised to reach him for update.

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    • Richard    Feb 12, 2021

      The amount to pay is to high for now how can I be helped to pay small but in weekly basis

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  • Richard    Dec 4, 2020

    Adjusting to new environment

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  • Richard    Nov 15, 2020

    Low business returns

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  • Richard    Oct 14, 2020

    Working to increase my stick

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  • Richard    Aug 29, 2020

    Working on my capital

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