Cereals store

Lydia Wanja

Embu, Kenya

43% repaid

Entrepreneur

Name

Lydia Wanja

Member since

September 2016

On-time repayments

192 installments  •  53%

About Me

My name is Lydia Wanja. I am a business lady. I am vibrant, hardworking, diligent, trustworthy and very ambitious. I believe in the saying; The sky is the limit.

The schools in the area are good business partners. I visit them often to collect orders and supply. The main meal for most schools is Githeri (maize and beans). Consumption for these two products is very high.

I believe that with the help of lenders from Zidisha I will achieve my dreams. Right now, the demand is high for cereals.

My Business

I deal with cereals; buying from farmers and selling to institutions. Very good profits are realized when supplies are in high quantities. Therefore the need to seek funding to expand my business.

The last crop season was not very good. The rains failed and very little harvest was realized. The little that is available is a little bit expensive. That is the more reason why I need more money to buy before the prices go up higher than they are.

Waiting for long will not be helpful since the supply might go down. The demand will be high. This is the best time to buy stock in large quantities and keep. I will release them to the institutions slowly by slowly. Other times I will visit the market on specified days to sell what is in demand.

Loan Proposal

I will buy more maize and beans and store them for resale in the month of December. The harvest was good. Farmers are now selling the recently harvested maize cheaply. A tin of maize is being sold at Ksh70/= It is projected that by December those who are selling now will be buying the same quantity at Ksh100/=

Going by this, I will make huge profits if I manage to buy twenty bags of maize and approximately five bags of beans.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$388.30

Date disbursed

Nov 10, 2017

Repayment status

Late

Projected term

40 months

Cost to entrepreneur

Service fee: $16.36

Lenders

T

Tmann

Los Angeles, United States

C

Christian

Saarbruecken, Germany

Irvin

Vancouver, Canada

BelleStarr

Albuquerque, United States

M

Meckel

Boulder, United States

Josua

Brittnau, Switzerland

AltruisticSelfishnes

Chicago, United States

Kjartan

Oslo, Norway

T

tloureiro

Pfungstadt, Germany

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

P

pmyadlowsky

Charlottesville, United States

Y

Yasha

Beer Sheva, Israel

Apmay

Melbourne, Australia

J

jjiffer

Seattle, United States

C

CheesemanDan

Shanghai, China

A

Alicee

Munich, Germany

Raymondo

Dublin, Ireland

indeh

London, United Kingdom

Gillis

Helsinki, Finland

Cloudways

Malta, Malta

G

Goodwill

Oakland, United States

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

M

mwkelley2

Columbus, OH, United States

P

PetrusR

balmoral, Australia

R

ram1919

San Jose, United States

P

Peksa

Espoo, Finland

DT

Dru Tarr

Gloucester, United States

A

Arinelle

Toulouse, France

J

jackieric

Folsom, CA, United States

nakamura

United States

A

alkemyst

Geneve, Switzerland

G

glh25

Winooski, United States

A

Andrew22

Hopewell PA, United States

Immanuel

Darwin, Australia

H

HomesteadSchool

Glen Spey, United States

larsandanika

Langen, Germany

A

AndrewC

London, United Kingdom

S

Sreval

Manly, Australia

P

Pavane

Kungsbacka, Sweden

S

seikatsu

Palo Alto, CA, United States

J

jfragisk

Toronto, Canada

HealthcareProvider

Baltimore, United States

Jamesaubrey

Norman, United States

O

ormung13

Christchurch, New Zealand

C

Clben7

Cincinnati, United States

M

mueba

Frankfurt, Germany

Evan Lamos

Brussels, Belgium

M

Morgan1301

United States

sderickson

Berkeley, CA, United States

John Makongo

Kitale, Kenya

Beth Witten

San Francisco, United States

G

guiambros

United States

R

roozbeh

United States

raychieng

Sibu, Malaysia

bb4dogs

United States

joshuacollinson

Vienna, Austria

G

gsh589

United Kingdom

S

sarah4d2

Saint Louis, United States

smastermind

Jerusalem, Israel

E

expatri

United States

B

bscent

Hong Kong

D

Desteli

United States

Grant Xavier Storer

Seattle, Wa, United States

Otto Barten

Amsterdam, Netherlands

SV

sven vdk

Twickenham, United Kingdom

PolarBearCapital

United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Dave Bogard

New York, United States

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

ES

Ed Sikorski

United States

JD

Jeff DePree

United States

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

J

John

United Kingdom

C

chryddi

United States

PG

Paul Graham

United States

N

Nick

Greater London, United Kingdom

E

eriklonnroth

United Kingdom

André Pinto

Brussels, Belgium

Paul Smithson

Leeds, United Kingdom

A

Andrei

United States

Christopher Hey

Sudbury, Canada

Cliff

United States

AG

abel ghita

Bucharest, Romania, Italy

Elise E

United States

Rory McLaughlin

Dallas, United States

Y

YTSJ

London, United Kingdom

K

Katka

St Albans, United Kingdom

EthicalHost

Toronto, Canada

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

RC

Rudi Chen

United States

SA

Steve A

Newbury, United Kingdom

SM

Sachet Marion

United States

MM

Matyas Matyas

Budapest, Romania

RE

Richard Ellis

United Kingdom

Ren

Minneapolis/StPaul, United States

Benjamin Kniaz

Boston, United States

Humble Bundle Community

San Francisco, United States

chessplayer

Berlin, Germany

Thomas Naimoli

United States

JD

JASON DORSETT

United States

Jean Wren Chan

United States

GS

Gary Sinard

Franklin, TN, United States

Kenny

San Diego, United States

AS

Amy Shearer

United Kingdom

A

Arian

Belgium

R

RMIM

United States

KA

Khaled Asmri

Saudi Arabia

CA

Carles Alcolea

Barcelona, Spain

Paul Buchheit

Mountain View, United States

Jane

Ontario, Canada

F

Florian

Netherlands

A

Anonymous

United States

DM

Darin MacRae

United States

John Barnett

United States

Nethanel Kohen

NYC, United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

M

Menke59

United States

C

Cassy

United States

Darren Jeppson

Denver, Colorado, United States

DH

Don Hammond

United States

AD

Arthur Dent

United States

LW

Liz Wanjiku

United States

W

wgibson86

United States

Marcelo De Polli

São Paulo, Brazil

Ask Lydia a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Eric Ntonja    Mar 1, 2021

    she has low incomes and said she wll pay on next week in full

    Log in to reply • Share
  • Lydia Wanja    Jan 30, 2021

    I have had financial problems since the time my stock was stolen.

    Log in to reply • Share
  • Eric Ntonja    Jan 27, 2021

    Lady promised that he will pay her loan from next week

    Log in to reply • Share
  • Lydia Wanja    Dec 11, 2020

    My business was adversely affected by the pandemic and the theft. I am still recovering and will start repaying well once I get to normalcy

    Log in to reply • Share
  • Lydia Wanja    Nov 3, 2020

    The pandemic has affected all businesses. I hope things will normalise

    Log in to reply • Share
  • Lydia Wanja    Oct 5, 2020

    The pandemic has affected my business. I hope very soon normalcy will resume

    Log in to reply • Share
  • Lydia Wanja    Aug 11, 2020

    I am still struggling with the business ever since the Covid19 pandemic which has adversely affected many operations.

    Log in to reply • Share
  • Lydia Wanja    Jun 30, 2020

    I am experiencing financial crisis but will adjust once my problem gets resolved

    Log in to reply • Share
  • Lydia Wanja    May 19, 2020

    Due to the global pandemic businesses are down. I hope to increase the instalments once normalcy returns

    Log in to reply • Share
  • Lydia Wanja    Apr 8, 2020

    The little money I was getting is no longer available due to the prevailing conditions. However, I will strain to get one hundred weekly

    Log in to reply • Share
  • Lydia Wanja    Feb 24, 2020

    I will soon resume the normal repayment once I stabilize

    Log in to reply • Share
  • Lydia Wanja    Jan 6, 2020

    I am still repaying this loan with a lot of strain since the very first time that I lost my stock to petty thieves

    Log in to reply • Share
  • Lydia Wanja    Nov 19, 2019

    I am still financially down

    Log in to reply • Share
  • Lydia Wanja    Sep 17, 2019

    I have not recovered the stock which was stolen

    Log in to reply • Share
  • Lydia Wanja    Aug 8, 2019

    For now I have no stable business

    Log in to reply • Share
  • Lydia Wanja    Jun 19, 2019

    I am in financial crisis ever since thieves took away my stock and money. However, as soon as I regain financial strength, I will pay in full

    Log in to reply • Share
  • Lydia Wanja    Apr 8, 2019

    I have not resumed business yet because of lack of funds since my business premises was swept clean by thieves sometimes last year.

    Log in to reply • Share
  • Lydia Wanja    Jan 30, 2019

    I have not yet recovered financially after the theft that left me with nothing to sell and no money to continue

    Log in to reply • Share
  • Lydia Wanja    Jan 30, 2019

    I have not yet recovered from the theft that left me financially crippled

    Log in to reply • Share
  • Lydia Wanja    Dec 8, 2018

    I am still in crisis but as soon as I get back on my feet, I will resume the normal instalment

    Log in to reply • Share


Loading...

Loading...

Loading...