Cereals store

Lydia Wanja

Embu, Kenya

43% repaid

Entrepreneur

Name

Lydia Wanja

Member since

September 2016

On-time repayments

192 installments  •  53%

About Me

My name is Lydia Wanja. I am a business lady. I am vibrant, hardworking, diligent, trustworthy and very ambitious. I believe in the saying; The sky is the limit.

The schools in the area are good business partners. I visit them often to collect orders and supply. The main meal for most schools is Githeri (maize and beans). Consumption for these two products is very high.

I believe that with the help of lenders from Zidisha I will achieve my dreams. Right now, the demand is high for cereals.

My Business

I deal with cereals; buying from farmers and selling to institutions. Very good profits are realized when supplies are in high quantities. Therefore the need to seek funding to expand my business.

The last crop season was not very good. The rains failed and very little harvest was realized. The little that is available is a little bit expensive. That is the more reason why I need more money to buy before the prices go up higher than they are.

Waiting for long will not be helpful since the supply might go down. The demand will be high. This is the best time to buy stock in large quantities and keep. I will release them to the institutions slowly by slowly. Other times I will visit the market on specified days to sell what is in demand.

Loan Proposal

I will buy more maize and beans and store them for resale in the month of December. The harvest was good. Farmers are now selling the recently harvested maize cheaply. A tin of maize is being sold at Ksh70/= It is projected that by December those who are selling now will be buying the same quantity at Ksh100/=

Going by this, I will make huge profits if I manage to buy twenty bags of maize and approximately five bags of beans.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$388.30

Date disbursed

Nov 10, 2017

Repayment status

Late

Projected term

40 months

Cost to entrepreneur

Service fee: $16.36

Lenders

T

Tmann

Los Angeles, United States

C

Christian

Saarbruecken, Germany

Irvin

Vancouver, Canada

BelleStarr

Albuquerque, United States

M

Meckel

Boulder, United States

Josua

Brittnau, Switzerland

AltruisticSelfishnes

Chicago, United States

Kjartan

Oslo, Norway

T

tloureiro

Pfungstadt, Germany

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

P

pmyadlowsky

Charlottesville, United States

Y

Yasha

Beer Sheva, Israel

Apmay

Melbourne, Australia

J

jjiffer

Seattle, United States

C

CheesemanDan

Shanghai, China

A

Alicee

Munich, Germany

Raymondo

Dublin, Ireland

indeh

London, United Kingdom

Gillis

Helsinki, Finland

Cloudways

Malta, Malta

G

Goodwill

Oakland, United States

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

M

mwkelley2

Columbus, OH, United States

P

PetrusR

balmoral, Australia

R

ram1919

San Jose, United States

P

Peksa

Espoo, Finland

DT

Dru Tarr

Gloucester, United States

A

Arinelle

Toulouse, France

J

jackieric

Folsom, CA, United States

nakamura

United States

A

alkemyst

Geneve, Switzerland

G

glh25

Winooski, United States

A

Andrew22

Hopewell PA, United States

Immanuel

Darwin, Australia

H

HomesteadSchool

Glen Spey, United States

larsandanika

Langen, Germany

A

AndrewC

London, United Kingdom

S

Sreval

Manly, Australia

P

Pavane

Kungsbacka, Sweden

S

seikatsu

Palo Alto, CA, United States

J

jfragisk

Toronto, Canada

HealthcareProvider

Baltimore, United States

Jamesaubrey

Norman, United States

O

ormung13

Christchurch, New Zealand

C

Clben7

Cincinnati, United States

M

mueba

Frankfurt, Germany

Evan Lamos

Brussels, Belgium

M

Morgan1301

United States

sderickson

Berkeley, CA, United States

John Makongo

Kitale, Kenya

Beth Witten

San Francisco, United States

G

guiambros

United States

R

roozbeh

United States

raychieng

Sibu, Malaysia

bb4dogs

United States

joshuacollinson

Vienna, Austria

G

gsh589

United Kingdom

S

sarah4d2

Saint Louis, United States

smastermind

Jerusalem, Israel

E

expatri

United States

B

bscent

Hong Kong

D

Desteli

United States

Grant Xavier Storer

Seattle, Wa, United States

Otto Barten

Amsterdam, Netherlands

SV

sven vdk

Twickenham, United Kingdom

PolarBearCapital

United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Dave Bogard

New York, United States

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

ES

Ed Sikorski

United States

JD

Jeff DePree

United States

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

J

John

United Kingdom

C

chryddi

United States

PG

Paul Graham

United States

N

Nick

Greater London, United Kingdom

E

eriklonnroth

United Kingdom

André Pinto

Brussels, Belgium

Paul Smithson

Leeds, United Kingdom

A

Andrei

United States

Christopher Hey

Sudbury, Canada

Cliff

United States

AG

abel ghita

Bucharest, Romania, Italy

Elise E

United States

Rory McLaughlin

Dallas, United States

Y

YTSJ

London, United Kingdom

K

Katka

St Albans, United Kingdom

EthicalHost

Toronto, Canada

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

RC

Rudi Chen

United States

SA

Steve A

Newbury, United Kingdom

SM

Sachet Marion

United States

MM

Matyas Matyas

Budapest, Romania

RE

Richard Ellis

United Kingdom

Ren

Minneapolis/StPaul, United States

Benjamin Kniaz

Boston, United States

Humble Bundle Community

San Francisco, United States

chessplayer

Berlin, Germany

Thomas Naimoli

United States

JD

JASON DORSETT

United States

Jean Wren Chan

United States

GS

Gary Sinard

Franklin, TN, United States

Kenny

San Diego, United States

AS

Amy Shearer

United Kingdom

A

Arian

Belgium

R

RMIM

United States

KA

Khaled Asmri

Saudi Arabia

CA

Carles Alcolea

Barcelona, Spain

Paul Buchheit

Mountain View, United States

Jane

Ontario, Canada

F

Florian

Netherlands

A

Anonymous

United States

DM

Darin MacRae

United States

John Barnett

United States

Nethanel Kohen

NYC, United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

M

Menke59

United States

C

Cassy

United States

Darren Jeppson

Denver, Colorado, United States

DH

Don Hammond

United States

AD

Arthur Dent

United States

LW

Liz Wanjiku

United States

W

wgibson86

United States

Marcelo De Polli

São Paulo, Brazil

Ask Lydia a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$166.56

Amount remaining

$221.74

Expected completion

Feb 28, 2021

Status

Repaying late

Installment amount

$11.10

Repayment History

Expected Payments Actual Payments
Nov 19, 2017 $14.78 Nov 17, 2017 $14.78
Nov 26, 2017 $14.78 Nov 24, 2017 $14.78
Dec 3, 2017 $0.00
Dec 10, 2017 $4.93 Dec 10, 2017 $4.93
Dec 17, 2017 $4.93 Dec 21, 2017 $4.93
Dec 24, 2017 $4.93 Jan 4, 2018 $4.93
Dec 31, 2017 $4.93 Jan 11, 2018 $4.93
Jan 7, 2018 $4.93 Jan 20, 2018 $4.93
Jan 14, 2018 $4.93 Jan 22, 2018 $4.93
Jan 21, 2018 $0.00
Jan 28, 2018 $0.00
Feb 4, 2018 $0.00
Feb 11, 2018 $0.00
Feb 18, 2018 $0.00
Feb 25, 2018 $0.00
Mar 4, 2018 $0.00
Mar 11, 2018 $0.00
Mar 18, 2018 $0.00
Mar 25, 2018 $0.00
Apr 1, 2018 $1.98 Mar 31, 2018 $1.98
Apr 8, 2018 $1.98 Apr 27, 2018 $1.98
Apr 15, 2018 $1.98 Apr 27, 2018 $1.98
Apr 22, 2018 $1.98 Apr 27, 2018 $1.98
Apr 29, 2018 $0.00
May 6, 2018 $0.00
May 13, 2018 $0.00
May 20, 2018 $0.00
May 27, 2018 $1.49 May 31, 2018 $1.49
Jun 3, 2018 $1.49 May 31, 2018 $1.49
Jun 10, 2018 $1.49 May 31, 2018 $0.03
Jul 6, 2018 $1.46
Jun 17, 2018 $1.49 Jul 6, 2018 $1.49
Jun 24, 2018 $0.01 Jul 6, 2018 $0.01
Jul 1, 2018 $0.00
Jul 8, 2018 $0.00
Jul 15, 2018 $1.49 Aug 16, 2018 $1.49
Jul 22, 2018 $1.47 Aug 16, 2018 $1.47
Jul 29, 2018 $0.00
Aug 5, 2018 $0.00
Aug 12, 2018 $0.00
Aug 19, 2018 $0.00
Aug 26, 2018 $0.00
Sep 2, 2018 $0.99 Sep 11, 2018 $0.99
Sep 9, 2018 $0.99 Sep 11, 2018 $0.99
Sep 16, 2018 $0.99 Oct 3, 2018 $0.99
Sep 23, 2018 $0.99 Oct 3, 2018 $0.99
Sep 30, 2018 $0.99 Oct 3, 2018 $0.99
Oct 7, 2018 $0.00
Oct 14, 2018 $0.00
Oct 21, 2018 $0.99 Nov 6, 2018 $0.99
Oct 28, 2018 $0.99 Nov 6, 2018 $0.99
Nov 4, 2018 $0.99 Dec 8, 2018 $0.99
Nov 11, 2018 $0.99 Dec 8, 2018 $0.99
Nov 18, 2018 $0.00
Nov 25, 2018 $0.00
Dec 2, 2018 $0.00
Dec 9, 2018 $0.99 Dec 13, 2018 $0.99
Dec 16, 2018 $0.99 Jan 12, 2019 $0.99
Dec 23, 2018 $0.99 Jan 12, 2019 $0.99
Dec 30, 2018 $0.00
Jan 6, 2019 $0.00
Jan 13, 2019 $0.00
Jan 20, 2019 $0.00
Jan 27, 2019 $0.00
Feb 3, 2019 $0.99 Jan 30, 2019 $0.99
Feb 10, 2019 $0.99 Feb 11, 2019 $0.99
Feb 17, 2019 $0.99 Feb 11, 2019 $0.99
Feb 24, 2019 $0.99 Feb 28, 2019 $0.99
Mar 3, 2019 $0.99 Mar 8, 2019 $0.99
Mar 10, 2019 $0.99 Mar 8, 2019 $0.99
Mar 17, 2019 $0.00
Mar 24, 2019 $0.00
Mar 31, 2019 $0.00
Apr 7, 2019 $0.00
Apr 14, 2019 $0.99 Apr 19, 2019 $0.99
Apr 21, 2019 $0.99 Apr 25, 2019 $0.99
Apr 28, 2019 $0.99 May 3, 2019 $0.99
May 5, 2019 $0.99 May 9, 2019 $0.99
May 12, 2019 $0.99 May 29, 2019 $0.99
May 19, 2019 $0.00
May 26, 2019 $0.00
Jun 2, 2019 $0.00
Jun 9, 2019 $0.00
Jun 16, 2019 $0.00
Jun 23, 2019 $0.99 Jul 5, 2019 $0.99
Jun 30, 2019 $0.99 Jul 5, 2019 $0.99
Jul 7, 2019 $0.99 Aug 7, 2019 $0.99
Jul 14, 2019 $0.99 Aug 7, 2019 $0.99
Jul 21, 2019 $0.99 Aug 7, 2019 $0.99
Jul 28, 2019 $0.00
Aug 4, 2019 $0.00
Aug 11, 2019 $0.99 Aug 11, 2019 $0.99
Aug 18, 2019 $0.99 Aug 17, 2019 $0.99
Aug 25, 2019 $0.99 Aug 29, 2019 $0.99
Sep 1, 2019 $0.99 Sep 3, 2019 $0.99
Sep 8, 2019 $0.99 Sep 10, 2019 $0.99
Sep 15, 2019 $0.00
Sep 22, 2019 $0.99 Sep 26, 2019 $0.99
Sep 29, 2019 $0.99 Oct 11, 2019 $0.99
Oct 6, 2019 $0.99 Oct 11, 2019 $0.99
Oct 13, 2019 $0.99 Oct 17, 2019 $0.99
Oct 20, 2019 $0.99 Nov 13, 2019 $0.99
Oct 27, 2019 $0.00
Nov 3, 2019 $0.00
Nov 10, 2019 $0.00
Nov 17, 2019 $0.00
Nov 24, 2019 $1.97 Nov 28, 2019 $1.97
Dec 1, 2019 $1.97 Dec 4, 2019 $1.97
Dec 8, 2019 $1.97 Dec 11, 2019 $1.97
Dec 15, 2019 $1.97 Dec 17, 2019 $1.97
Dec 22, 2019 $1.97 Dec 26, 2019 $1.97
Dec 29, 2019 $0.00
Jan 5, 2020 $0.00
Jan 12, 2020 $1.97 Jan 13, 2020 $0.99
Jan 14, 2020 $0.99
Jan 19, 2020 $1.97 Jan 21, 2020 $1.97
Jan 26, 2020 $1.97 Jan 27, 2020 $0.99
Jan 27, 2020 $0.99
Feb 2, 2020 $1.97 Feb 4, 2020 $0.99
Feb 4, 2020 $0.99
Feb 9, 2020 $1.97 Feb 11, 2020 $0.99
Feb 11, 2020 $0.99
Feb 16, 2020 $0.00
Feb 23, 2020 $0.00
Mar 1, 2020 $0.99 Mar 3, 2020 $0.99
Mar 8, 2020 $0.99 Mar 11, 2020 $0.99
Mar 15, 2020 $0.99 Mar 17, 2020 $0.99
Mar 22, 2020 $0.99 Mar 23, 2020 $0.99
Mar 29, 2020 $0.99 Mar 31, 2020 $0.99
Apr 5, 2020 $0.00
Apr 12, 2020 $0.99 Apr 12, 2020 $0.99
Apr 19, 2020 $0.99 Apr 21, 2020 $0.99
Apr 26, 2020 $0.99 Apr 27, 2020 $0.99
May 3, 2020 $0.99 May 7, 2020 $0.99
May 10, 2020 $0.99 May 11, 2020 $0.99
May 17, 2020 $0.00
May 24, 2020 $1.00 Jun 5, 2020 $1.00
May 31, 2020 $1.00 Jun 12, 2020 $1.00
Jun 7, 2020 $0.99 Jun 16, 2020 $0.99
Jun 14, 2020 $0.00
Jun 21, 2020 $0.00
Jun 28, 2020 $0.00
Jul 5, 2020 $0.50 Jul 7, 2020 $0.50
Jul 12, 2020 $0.50 Jul 14, 2020 $0.50
Jul 19, 2020 $0.50 Jul 28, 2020 $0.50
Jul 26, 2020 $0.50 Aug 4, 2020 $0.50
Aug 2, 2020 $0.48 Aug 4, 2020 $0.48
Aug 9, 2020 $0.00
Aug 16, 2020 $1.00 Aug 19, 2020 $0.99
Aug 27, 2020 $0.01
Aug 23, 2020 $1.00 Aug 27, 2020 $0.98
Sep 1, 2020 $0.02
Aug 30, 2020 $1.00 Sep 1, 2020 $0.97
Sep 15, 2020 $0.03
Sep 6, 2020 $1.00 Sep 15, 2020 $0.96
Sep 21, 2020 $0.04
Sep 13, 2020 $1.00 Sep 21, 2020 $0.95
Sep 29, 2020 $0.05
Sep 20, 2020 $0.94 Sep 29, 2020 $0.94
Sep 27, 2020 $0.00
Oct 4, 2020 $0.00
Oct 11, 2020 $0.50 Oct 13, 2020 $0.50
Oct 18, 2020 $0.50 Oct 20, 2020 $0.50
Oct 25, 2020 $0.00
Nov 1, 2020 $0.00
Nov 8, 2020 $1.00 Nov 10, 2020 $0.99
Nov 18, 2020 $0.01
Nov 15, 2020 $1.00 Nov 18, 2020 $0.98
Nov 18, 2020 $0.02
Nov 22, 2020 $1.00 Nov 18, 2020 $0.08
Nov 24, 2020 $0.92
Nov 29, 2020 $1.00 Dec 7, 2020 $0.99
Dec 7, 2020 $0.01
Dec 6, 2020 $1.17 Dec 7, 2020 $1.17
Dec 13, 2020 $1.00 Dec 15, 2020 $0.99
Dec 16, 2020 $0.01
Dec 20, 2020 $1.00 Dec 30, 2020 $0.99
Dec 30, 2020 $0.01
Dec 27, 2020 $1.00 Dec 30, 2020 $0.98
Dec 30, 2020 $0.02
Jan 3, 2021 $1.00 Jan 20, 2021 $0.99
Jan 28, 2021 $0.01
Jan 10, 2021 $1.00 Jan 28, 2021 $0.98
Jan 28, 2021 $0.02
Jan 17, 2021 $0.08 Jan 28, 2021 $0.08
Jan 24, 2021 $11.10 Mar 1, 2021 $0.99
Jan 31, 2021 $43.15
Feb 7, 2021 $43.15
Feb 14, 2021 $43.15
Feb 21, 2021 $43.15
Feb 28, 2021 $39.02

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