Cereals store

Joshua Maina

Ruiru, Kenya

100% repaid

Entrepreneur

Name

Joshua Maina

Member since

July 2017

On-time repayments

82 installments  •  83%

About Me

my name's are Joshua maina, i am married and I am a father of three kids. I run a business of selling cereals and a general shop.

My Business

I sell dry foods and a shop. my business is located in embu county. I normally buy food in wholesale and sell in both retail and wholesale.

Loan Proposal

If I will qualify for this loan, I will first rent a small room as a store for the dry food. This would cost me usd 20 per month, I am intending to buy 250kgs of rice for usd 200, to bags of maize at usd 250, two bags of beans at usd 80, three bags of green grams at usd 70. I will also buy maize flour, wheat flour, salad and sugar at a cost of usd 200. This is a total of usd 1070. The loan is of usd 518 and am intending to get the balance from my savings so as to do all this. I hope I will get people who will stretch a helping hand and I promise to pay on time till the last cent.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$518.83

Date disbursed

Jul 11, 2018

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: $21.86

Credit risk payment: $65.58

Lenders

Tavin

Ottawa, Canada

A

Andrei

United States

C P

Mazatlan, Mexico

D

Dalton

San Francisco, United States

R

RMIM

United States

Paul Buchheit

Mountain View, United States

Ask Joshua a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joshua Maina    Aug 7, 2022

    I wish to thank you for your support in this loan... I assure you to pay it to the last coin.
    I will use this fund to buy stock for my shop. This will improve my business to a another level

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  • Joshua Maina    Feb 25, 2019

    I was able to buy Maize with the whole amount I got out of my previous loan. This has made my business improve and I am now able to supply dry food in local schools

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  • Joshua Maina    Feb 18, 2019

    I wish to thank zidisha for the support they have given me since I knew then. It is because of them that my business has improved a lot.

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  • Joshua Maina    Nov 23, 2018

    I wish to thank all my lenders for extending a helping hand towards me achieving my goal. I wish to inform you that I received the loan in full and bought 100bags of maize. I promise to pay on time. Thank you and God bless you all.

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  • Joshua Maina    Nov 13, 2018

    First I wish to thank everyone who has contributed his or her money and extended a helping hand towards assisting me achieve my goal. May God bless you all. I promise to use the money for the purpose i explained and pay it on time.

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  • Joshua Maina    Nov 11, 2018

    From my previous loan I was able to rent a small room where I store my stock and it has been of a great help for my business. Right now am able to buy stock with out worrying where to keep them.

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  • Joshua Maina    Sep 28, 2018

    Low business

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  • Joshua Maina    Sep 8, 2018

    Loan

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  • Joshua Maina    Jul 26, 2018

    With the introduction of credit risk, the loan has become too expensive. Hence one should avoid applying so many times.

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  • Joshua Maina    Jul 9, 2018

    First I would wish to thank zidisha for the help I have received since joining. This has changed my life to a great extent. Now am not only employed but an employer and am still going far. I am hoping I will get people who will trust me strech a helping hand toward funding my new loan. I promise to pay back on time as I have been doing.

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  • Joshua Maina    Jul 6, 2018

    From the previous loan I was able to buy more stock and the business has improved greatly. Am intending to let another small room for storeage

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  • Joshua Maina    Jun 7, 2018

    My business has improved to a great extent and am capable of paying a higher instalment.

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  • Joshua Maina    May 15, 2018

    I wish to notify all my lenders that I received the loan amounting to ksh 35100 and am so great full for your assistance. I was able to buy flour mills maize flour, cooking salad and dry foods amounting to ksh 50000 of which I added some ksh 15000 from my savings. I hope my business will continue expending and I will pay all the loan on time. I hope to continue working with zidisha as it has been of great help to me. Thank you my lenders and all zidisha team God bless you.

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  • Joshua Maina    May 10, 2018

    I wish to take this opportunity to thank all my lenders for extending a helping hand and lending to me. With this loan I will be able to improve my business and I hope God will extend my business to a higher level. I promise to pay on time. Thank-you .

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  • Joshua Maina    May 9, 2018

    From the previous loan I was able to buy more stock which has improved my business to a great extent. Am currently operating at a profit of usd 200 up from usd 50 before this loan.

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  • Joshua Maina    Apr 20, 2018

    I wish to inform all my lenders that the amount they lend to me did miracles in my business. The business has improved greatly and profit margins has improved greatly. I wish to thank you for this. May God bless you all for trusting me.

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  • Joshua Maina    Mar 6, 2018

    I wish to take this opportunity to thank zidisha and all my lenders for the assistance on this loan. I received the loan amounting to ksh 24700 which I have used to buy stock.

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  • Joshua Maina    Feb 22, 2018

    I would like to thank all my lenders for extending a helping hand and assisting me towards achieving my dreams. This funds will go far in assisting me add more stock in my
    cereal shop. Thank you and may God bless you. I promise to use all of it in adding stock as explained. I also promise to pay it without fail. Thank you.

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  • Joshua Maina    Dec 29, 2017

    From the loan i got of ksh 18000 i was able to construct a changing room where clients are able to change clothes and chose what fits them better, this has improved customer service for my clients who now buy what fits them best. i also added some stock for the holiday and the sales has improved greatly. This has increased my sales to another level and also my profit have improved from ksh 30000 to ksh35000

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  • Joshua Maina    Dec 27, 2017

    Zidisha have been the best loan platform i have seen. It has improved my live and that of my family in a great way through their loan, keep it up Zidisha. The previous loans i have gotten from you guys have improved my life a lot. I am hoping to improve my life even further by ensuring i pay on time and use the loan for purpose intended.

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