Marketing eggs from local farms

Mwenda Kaluwaji

Lusaka, Zambia

100% repaid



Mwenda Kaluwaji

Member since

March 2016

On-time repayments

263 installments  •  63%

About Me

My full name is Mwenda Kaluwaji aged 31 male based in Lusaka Zambia. I grew up in a huge family where we had to share every little we had. Completed my high school back in the year 2006 then went on to pursue a course in business management which has always been my passion. Well after College I got a job at Entrepreneurs Financial Centre (EFC Zambia) one of the leading micro-finance organisation in Zambia. I was hired as a Sales Representative. Unfortunately the job did not last as expected ,but since I had saved some money I decided to start a business from the experience I got interacting with entrepreneurs from different walks of life and backgrounds. I later decided to venture into a profit making business till to date.
The uniqueness of my country is that it has about 60 percent of water-bodies of southern Africa contained in Zambia.
I envision my children to grow up in a modern city so as to ease and increase opportunities for them to pursue careers that they will be passionate about and ultimately be relevant in society.
And lastly, my hobbies include but not limited to reading and travelling.

My Business

My business is growing by the day and i have just ventured into potato selling.

This type of business is on demand because of growing fast foods restaurants around.

Having gained experience in running businesses i have decided to diversify into potato selling because of low cost of running it and also having access to my daily profits will help me plan well for growth plus during winter sales for potatos go up hence taking up this business during the gold rush season.

My typical costs range from paying rent $50 for my shop monthly, i have only employee who helps me when i go out to do other errands and so salary lunch plus transport is costing to $100 then also ordering of poatoes costs every week $200

The previous loan has really helped me stabalise my savings. the loan im applying for will greatly help me boost my stock through profits to reinvest in the business for more growth, i will also manage to pay for my degree program which im starting next month and manage other expenses.

Loan Proposal

Once i acquire the loan, this will enable me to purchase 100 trays of eggs with each tray at $24 giving me a total of $2400 to be paid to farmers who bring the eggs to the market. the other $200 will help me with transport costs and other costs that may arise due to the nature of the business.
The benefit i will get from this loan is huge because
* It will boost my business as well as profit
* I will be able to create employment to a friend in need for a smooth operation of the business
* I will also manage to pay for my driving school lessons as well as help me save money to help with my well being and at home.

I expect my profit in the business to increase between 20% from the current 10%






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Feb 25, 2017

Repayment status

On Time

Projected term

5 months


Paul Buchheit

Mountain View, United States


Michiel Rauws

San Francisco, Netherlands

Craig Newmark

United States


Brad Sims

Hexham, United Kingdom

Ask Mwenda a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Mårten    Dec 21, 2022

    Merry Christmas Mwenda!
    and here's hoping 2023 is less challenging!

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  • Mwenda Kaluwaji    Feb 26, 2022

    I have made payment on 21febuary but it's not reflected so will pay this amount in the mean time

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  • Mwenda Kaluwaji    Feb 13, 2022

    The reason for this adjustment is to pay on time as the amount will allow me to settle in full eventually

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  • Mwenda Kaluwaji    Jan 22, 2022

    I'm starting to clear of the balance next week for now will pay this amount

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  • Mwenda Kaluwaji    Jan 7, 2022

    I'm preparing to be up to date with payment hence puting a smaller amount

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  • Mwenda Kaluwaji    Dec 31, 2021

    I'm grateful for the flexibility of the payment will raise the amount next month to clear the balance

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  • Mwenda Kaluwaji    Dec 17, 2021

    With the smaller amount it will be managed to pay the credit as I plan to clear the upaid amounts

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  • Mwenda Kaluwaji    Dec 9, 2021

    The amount is helping manage to pay dispite being behind but will definetly be up to date with payments as sales have started to grow.

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  • Mwenda Kaluwaji    Nov 7, 2021

    currently I'm not able to pay full amount but the amount chosen will help me pay something and clear the outstanding as well as I just wait on my pay from clients

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  • Mwenda Kaluwaji    Oct 21, 2021

    This will help me manage to be upto date with payment before i start paying agreed amount or more.

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  • Mwenda Kaluwaji    Sep 27, 2021

    being behind with payments the amount will help me pay this friday to eventually be at par with balance due

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  • Mwenda Kaluwaji    Sep 6, 2021

    i will be able to pay this on time before i get back to my normale schdule amount. sales are picking now on my business.

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  • Mwenda Kaluwaji    Aug 9, 2021

    i would like to continue paying at the 220 amount till month end and its affordable to repay if i missed a day or two

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  • Mwenda Kaluwaji    Jul 16, 2021

    i will manage to pay this amount so i do not miss payment date then increase again

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  • Mwenda Kaluwaji    Jul 6, 2021

    This is to confirm that I received the correct amount and I'm grateful

    I have currently made an order of potatoes having them delivered tomorrow with the same money

    To my lenders thank you for supporting my project and helping me to grow my business I'm forever thankful

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  • Mwenda Kaluwaji    Jul 3, 2021

    Thank you to all my lenders

    The money will help me buy more stock of potatoes and also pallets were I will be able to store my potatoes this will cost me $217 the remainder will help me order drinks to add to my daily sales

    This money will help me stablize my income and also assist me in my education as I start doing my degree programmes

    To my lenders thank you for the continued support and for making my project possible

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  • ME    Jun 30, 2021

    Nice job finding a growing area to invest in, good luck!

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  • Mwenda Kaluwaji    Jun 26, 2021

    Firstly i just want to thank Zidisha for the continued support i have received over the years i have been with them.

    The loan has helped me build my business my savings have stabalised by 30% i also managed to purchase a booth which is currently used for mobile money

    The other achievement is that much of the profits i have made is going to pay for my degree programe which im starting next month

    Im really grateful to the Lenders and plan on using the next funds to reinvest in my business for continuous growth

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  • Mwenda Kaluwaji    May 12, 2021

    Im ready to complete repaying my loan so I can apply for another ence want to increase my repayment amount thank you for the flexibility Zidisha offers for repayment

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  • Mwenda Kaluwaji    Apr 23, 2021

    It's flexibile to manage paying but will do a once off payment to clear all the coming weeks

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