Entrepreneur
Name
John
Member since
September 2014
On-time repayments
53 installments • 75%
About Me
I am currently in a stable relationship living with my girlfriend at Kahawa West.I work as a civil servant but also practise farming as a venture.I possess a Diploma in Purchasing and supplies from the Kenya Institute of Management(KIM).I started farming business to increase my earnings after realizing that the monthly salary was not enough.I also wanted to fulfill my want to become an employer and provide some source of livelihood to the unemployed.I use my business income to pay wages, cater for farm expenses and also help some needy people in our community.During my free time,i like to go swimming,watching football,taking adventurous trips and visiting the needy.
My Business
I am a civil servant but also practice farming as a business.i keep dairy cattle,keep layers and also horticultural farming(tomatoes,capsicum,kales,spinach and any other seasonal crop that is on demand in a particular season.The reason i choose these is that they are always in demand and their supply is never enough.the growing population always provides ready market for my produce.These customers prefer my fresh farm produce as it is well produced and they can attest to that.Challenges in these business include funding,emerging pests and diseases and insecurity.I try to manage the best i can to save my produce though sometimes it's tricky.On average,i run at monthly costs of $150 since am not that much established.i would like to expand this farm in order to improve the income.currently i make sales of about $400 hence making profits of about $250. I would like to increase these profits to over $1000 a month.I have never experienced losses in my business venture and therefore, i am confident that any loans from zidisha community will be serviced from my venture.in case of uncertainties,then my salary will help me repay my loans till the business picks up.
Loan Proposal
We would like to start a project of rearing chicken,We need to buy forty layers for $250,i have bought three corks for $50,We have also constructed their cage, We are fully prepared to start the project, we intend to hatch the eggs so that we can increase the numbers.we will rear the chicks until they old enough to be sold,there is a ready market market in our town whereby we will be selling to the hotels for $7,We hope that in a week we will be able to sell at least ten for$70, it will generate income which will boost our revenue,we would like to pay our loan though our established projects e.g dairy farming.The project will be run by my wife since she is very hardworking and results oriented,We thank you in advance for your continued support and making our life simple and better.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$193.00
Date disbursed
Mar 9, 2015
Repayment status
On Time
Projected term
2 months
Other loans
Lenders
Hong Kong, Hong Kong
Sweden
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