Entrepreneur
Name
Jayne Muruga
Member since
February 2014
On-time repayments
111 installments • 71%
About Me
I am the fourth born in a family of seven, where my dad was a teacher.My family is from Njoro in Nakuru County.I learnt to do business as young as 14yrs where we wd go for casual labour in other peoples farms and from the earnings we would buy farm produce at lower prices and take to the market for a small profit margin.This way i would have my pocket money in school.After I got married I had to leave working and join my husband who was in a different town, it was then I started my first business of selling second hand clothes. However I have been separated for 9yrs now.I have 2 diplomas,Electronics and Information Systems.At the time we separated I dint have a regular job but a small cosmetic/ beauty soap which was all I had to rely on.About 5 months down the line I sold the business and left for the neighboring country Sudan to explore for better business opportunity.My stay there was however terminated due to hostility in the area i was located, just before the Country was declared independent.I have since been doing supplies in stationery mostly in schools but only occasionally.I have thus indulged in poultry farming to diversify just to supplement what I manage to get from supplies.I have a chicken farm house for local chicken which I have been supplying to a hotel.I have 2 children aged 16 and 11 yrs whom am taking care of. My girl desires to be a lawyer while the boy wants to be an engineer.
I love visiting farms and learning new things at every opportunity.
My Business
My business of poultry has been doing great and the school uniform supply is still on. Thanks to Zidisha for the three loans i have gotten from them. I ve continued to do supplies at the hotel and I just secured another supply order in a 3 star hotel for 120 pieces per week. Every other week I manage to bring in new chicks between 50 to 80.Out of the proceeds from this business, I did a course in sales and marketing costing 235US Dollars. This course I took so as to allow me be able to do proper marketing and learn the sales skills, this will go a long way in helping me do business more professionally.
From my initial involvement with schools, in stationery supplies, I have managed to source for school uniform supply from two schools, which I will do every beginning of the year.
Being a single parent is not an easy task,it requires me to work extra hard to manage with the ever rising living standards. Globally the economic crises is biting in all countries Kenya not being an exception.I thus have to stay open to available opportunities.
Loan Proposal
I have just secured another supply order for chicken for a 3 star hotel.They want 120 pieces of local chicken every week.however from my poultry house, I can afford to do about 50 which means I will have to out source the balance from other farmers.
This is an opportunity that has come when economically everything is skyrocketing. This is from feeds,and so even prices for the chicken is not left out .1 piece of local chicken weighing 1.5kg is at 600KES ( 6 USD ). 70 pieces would be 42,000KES (420 USD ). The hotel is in return buying at 720KES (7.2 USD ) per piece. I will be able to make at least 1 USD profit per piece after the expenses. This will allow me to service my loan while I add on chicks I bring in weekly and eventually I can manage to supply from my poultry house. The first batch is expected on Saturday 25th July, which is only 3 days from now. I don want to loose the opportunity that has taken me 6 months soliciting for.
Due to the urgency of the order, its my humble request to my Zidisha donors to grant my plea for the funding of this order. Due to short notice, am not able to finance the whole amount required prompting me to seek for funding from Zidisha.I am not the only beneficially of this opportunity but also the extra hand I will seek in labour and the other supplies (farmers).
This is an order that needs running around and outsourcing to enable continued services and hopefully will do with this facilitation for am determined.
Thank you in advance and my regards to Zidisha donors fraternity.
NB
Due to the on going Global Entrepreneurial Summit in Nairobi, there has been a lot of immobility due to visiting American President Barak Obama since Friday for security reasons and the immobility is bound to last until he leaves the country. This has thus pushed my supply to next week.
I wish to pay my gratitude to those who have already contributed towards my call for funding and plead for others to come forward and assist me that I don't loose the order.
Today Monday I went out to source for local chicken from the suburbs of Nairobi to make sure once I get the funding I will have ready source. I have already identified 3 farmers with a regular supply ,seeing the days gone am worried, am here now beseeching my well wishers to come forth and fill in the remaining percentage. I will greatly appreciate the funding
Thanking and honoring all the donors, its regards.
Feedback
Positive
3
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$383.00
Date disbursed
Jul 29, 2015
Repayment status
On Time
Projected term
4 months
Lenders
United States
Kaohsiung, Taiwan
Tokyo, Japan
Belchertown, United States
Australia
Australia
Taiwan
United States
United Kingdom
Australia
United States
United States
Sweden
United States
United States
United States
United States
United States
United States
Romeoville, United States
United States
Australia
Germany
United States
United States
United States
United Kingdom
United Kingdom
Sweden
United States
United States
Ask Jayne a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.
Loading...