Name
Ruth
Member since
February 2013
On-time repayments
211 installments • 82%
Iam a 43year old single mother of two children aged 20 and 11. i come from a large family of eight. We are orphans, having lost our parents some years back.My father passed on in January, 1991 and my mother passed on in February, 1999. I live in the same house as my business thus trying to save on paying extra rent. My first born has cleared high school and is waiting for his O-level final national exams results and my daughter is in class six. We are a God fearing family and this has helped us reach our goals by not relying on family support but by putting our faith on God. We live in a rented house and pay rent of Kshs. 20,000 per month. The increament in rent is as a result of the number of classes i have added. I have provided employment to five teachers and one surbordinate staff. echoes of joy has been our source of income for the last seven years and all this is thanks to the bold step i took to be self reliant.
Echoes of joy daycare centre is a nursery school taking care of children aged between 3-7 years. We have six running classes, baby, middle and top class. We have also started offering lower class education in standard one, two and three. Echoes of joy opened its doors in the year 2009 and has been running since. The community around Mwariki estate do appreciate and support the fact that we brought early childhood education close to their homes. We also run a vacation bible study for all children in the surrounding area and we do not charge. It is meant to bring children closer to God and also to keep them busy over the holidays. this has been a big success. I am so grateful to all my supporters in zidisha organisation for your immense support. I have been able to support my family and at the same time bring education to my community, may God bless you always.
I am hereby requesting for financial assistance in order to complete a construction that i have already started. This will accommodate a new number of children that have already enrolled with us. I have done the walls and what i need the loan to do for me is the concrete floor that will cost 500$. I will also need to paint the new classroom at a cost of 100$. The classroom will need shelves, tables and chairs for the children at a cost of 250$. Once i am able to do the above the children will start learning in the new classroom. It is quite spacious and also gives the children a very conducive environment for learning. My goal is to enroll as many children as i can so as to have many children access education thus eradicating illiteracy in my community. May God bless you always for assisting me to achieve my goal.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$898.00
Date disbursed
Jan 25, 2016
Repayment status
Late
Projected term
61 months
Other loans
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Amount repaid
$228.00
Amount remaining
$717.30
Expected completion
Feb 21, 2018
Status
Repaying late
Installment amount
$36.36
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 3, 2016 | $25.00 | Feb 8, 2016 | $25.00 |
Feb 10, 2016 | $25.00 | Feb 10, 2016 | $25.00 |
Feb 17, 2016 | $2.00 | Feb 23, 2016 | $2.00 |
Feb 24, 2016 | $2.00 | Feb 23, 2016 | $2.00 |
Mar 2, 2016 | $2.00 | Feb 23, 2016 | $2.00 |
Mar 9, 2016 | $2.00 | Feb 23, 2016 | $2.00 |
Mar 16, 2016 | $2.00 | Feb 23, 2016 | $2.00 |
Mar 23, 2016 | $2.00 | Mar 18, 2016 | $2.00 |
Mar 30, 2016 | $2.00 | Mar 18, 2016 | $2.00 |
Apr 6, 2016 | $2.00 | Apr 6, 2016 | $2.00 |
Apr 13, 2016 | $2.00 | Apr 6, 2016 | $2.00 |
Apr 20, 2016 | $2.00 | Apr 6, 2016 | $2.00 |
Apr 27, 2016 | $2.00 | Apr 6, 2016 | $2.00 |
May 4, 2016 | $2.00 | Apr 6, 2016 | $2.00 |
May 11, 2016 | $2.00 | May 6, 2016 | $2.00 |
May 18, 2016 | $2.00 | May 6, 2016 | $2.00 |
May 25, 2016 | $2.00 | May 6, 2016 | $2.00 |
Jun 1, 2016 | $2.00 | May 6, 2016 | $2.00 |
Jun 8, 2016 | $2.00 | May 6, 2016 | $2.00 |
Jun 15, 2016 | $2.00 | Jun 18, 2016 | $2.00 |
Jun 22, 2016 | $2.00 | Jun 18, 2016 | $2.00 |
Jun 29, 2016 | $2.00 | Jun 18, 2016 | $2.00 |
Jul 6, 2016 | $2.00 | Jun 18, 2016 | $2.00 |
Jul 13, 2016 | $2.00 | Jun 18, 2016 | $2.00 |
Jul 20, 2016 | $2.00 | Jun 18, 2016 | $2.00 |
Jul 27, 2016 | $2.00 | Jun 18, 2016 | $2.00 |
Aug 3, 2016 | $2.00 | Jun 18, 2016 | $2.00 |
Aug 10, 2016 | $2.00 | Aug 5, 2016 | $2.00 |
Aug 17, 2016 | $2.00 | Aug 5, 2016 | $2.00 |
Aug 24, 2016 | $2.00 | Aug 5, 2016 | $2.00 |
Aug 31, 2016 | $2.00 | Aug 5, 2016 | $2.00 |
Sep 7, 2016 | $2.00 | Aug 5, 2016 | $2.00 |
Sep 14, 2016 | $2.00 | Aug 5, 2016 | $2.00 |
Sep 21, 2016 | $2.00 | Aug 5, 2016 | $2.00 |
Sep 28, 2016 | $2.00 | Aug 5, 2016 | $2.00 |
Oct 5, 2016 | $2.00 | Aug 5, 2016 | $2.00 |
Oct 12, 2016 | $2.00 | Aug 5, 2016 | $2.00 |
Oct 19, 2016 | $2.00 | Oct 13, 2016 | $2.00 |
Oct 26, 2016 | $2.00 | Oct 13, 2016 | $2.00 |
Nov 2, 2016 | $2.00 | Oct 13, 2016 | $2.00 |
Nov 9, 2016 | $2.00 | Oct 13, 2016 | $2.00 |
Nov 16, 2016 | $2.00 | Oct 13, 2016 | $2.00 |
Nov 23, 2016 | $2.00 | Oct 13, 2016 | $2.00 |
Nov 30, 2016 | $2.00 | Nov 17, 2016 | $2.00 |
Dec 7, 2016 | $2.00 | Nov 17, 2016 | $2.00 |
Dec 14, 2016 | $2.00 | Nov 17, 2016 | $2.00 |
Dec 21, 2016 | $2.00 | Nov 17, 2016 | $2.00 |
Dec 28, 2016 | $2.00 | Nov 17, 2016 | $2.00 |
Jan 4, 2017 | $2.00 | Nov 17, 2016 | $2.00 |
Jan 11, 2017 | $2.00 | Dec 31, 2016 | $2.00 |
Jan 18, 2017 | $2.00 | Dec 31, 2016 | $2.00 |
Jan 25, 2017 | $2.00 | Dec 31, 2016 | $2.00 |
Feb 1, 2017 | $2.00 | Dec 31, 2016 | $2.00 |
Feb 8, 2017 | $2.00 | Dec 31, 2016 | $2.00 |
Feb 15, 2017 | $2.00 | Feb 15, 2017 | $2.00 |
Feb 22, 2017 | $2.00 | Feb 15, 2017 | $2.00 |
Mar 1, 2017 | $2.00 | Feb 15, 2017 | $2.00 |
Mar 8, 2017 | $2.00 | Feb 15, 2017 | $2.00 |
Mar 15, 2017 | $2.00 | Feb 15, 2017 | $2.00 |
Mar 22, 2017 | $2.00 | Mar 21, 2017 | $2.00 |
Mar 29, 2017 | $2.00 | Mar 21, 2017 | $2.00 |
Apr 5, 2017 | $2.00 | Mar 21, 2017 | $2.00 |
Apr 12, 2017 | $2.00 | Apr 12, 2017 | $2.00 |
Apr 19, 2017 | $2.00 | Apr 12, 2017 | $2.00 |
Apr 26, 2017 | $2.00 | Apr 12, 2017 | $2.00 |
May 3, 2017 | $2.00 | Apr 12, 2017 | $2.00 |
May 10, 2017 | $2.00 | May 15, 2017 | $2.00 |
May 17, 2017 | $2.00 | May 15, 2017 | $2.00 |
May 24, 2017 | $2.00 | May 15, 2017 | $2.00 |
May 31, 2017 | $2.00 | May 15, 2017 | $2.00 |
Jun 7, 2017 | $2.00 | May 15, 2017 | $2.00 |
Jun 14, 2017 | $2.00 | Jun 13, 2017 | $2.00 |
Jun 21, 2017 | $2.00 | Jun 13, 2017 | $2.00 |
Jun 28, 2017 | $2.00 | Jun 13, 2017 | $2.00 |
Jul 5, 2017 | $2.00 | Jul 5, 2017 | $2.00 |
Jul 12, 2017 | $2.00 | Jul 5, 2017 | $2.00 |
Jul 19, 2017 | $2.00 | Jul 20, 2017 | $2.00 |
Jul 26, 2017 | $2.00 | Jul 20, 2017 | $2.00 |
Aug 2, 2017 | $2.00 | Aug 4, 2017 | $2.00 |
Aug 9, 2017 | $2.00 | Aug 4, 2017 | $2.00 |
Aug 16, 2017 | $2.00 | Sep 9, 2017 | $2.00 |
Aug 23, 2017 | $2.00 | Sep 9, 2017 | $2.00 |
Aug 30, 2017 | $2.00 | Sep 9, 2017 | $2.00 |
Sep 6, 2017 | $2.00 | Sep 9, 2017 | $2.00 |
Sep 13, 2017 | $2.00 | Sep 9, 2017 | $2.00 |
Sep 20, 2017 | $2.00 | Oct 9, 2017 | $2.00 |
Sep 27, 2017 | $2.00 | Oct 9, 2017 | $2.00 |
Oct 4, 2017 | $2.00 | Oct 9, 2017 | $2.00 |
Oct 11, 2017 | $36.36 | Oct 9, 2017 | $4.00 |
Oct 18, 2017 | $36.36 | ||
Oct 25, 2017 | $36.36 | ||
Nov 1, 2017 | $36.36 | ||
Nov 8, 2017 | $36.36 | ||
Nov 15, 2017 | $36.36 | ||
Nov 22, 2017 | $36.36 | ||
Nov 29, 2017 | $36.36 | ||
Dec 6, 2017 | $36.36 | ||
Dec 13, 2017 | $36.36 | ||
Dec 20, 2017 | $36.36 | ||
Dec 27, 2017 | $36.36 | ||
Jan 3, 2018 | $36.36 | ||
Jan 10, 2018 | $36.36 | ||
Jan 17, 2018 | $36.36 | ||
Jan 24, 2018 | $36.36 | ||
Jan 31, 2018 | $36.36 | ||
Feb 7, 2018 | $36.36 | ||
Feb 14, 2018 | $36.36 | ||
Feb 21, 2018 | $32.46 |
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